 Well hello my friends and welcome back to my channel. Long time, no budget. Today we're going to be doing my July budget. I know we're already into July but real talk it has been such a difficult thing to figure out how I want to do my budgets from now on. I'm still not going to be showing my income but I really wanted to move out of my old planner. This was my monthly deluxe monthly monthly deluxe. I can never remember monthly or deluxe monthly planner um and this I had for 2019 and to be honest like I just used one page so I just kind of thought it was a waste to get a whole new planner for just a page like I could just really do it in a notebook. However I wanted it in some sort of oh sorry about the light you guys. I wanted it in some sort of planner book but I just didn't know how I wanted to do that. So after much deliberation and thinking about it I think this is what I'm going to do. This is like a little bit of an experiment today. Here's what I think I'm going to do. Let me let me move some of this stuff out of the way. I was getting motivated and I'm like wait I need to stop. I need to put the camera up and film. So this is the planner that I'm currently in um for 2009 the rest of 2019 and 2020. It is the binder sorry I have like lint on my table here. So anyways uh so I am using this if you guys are interested in seeing a little bit more in depth of the binder system. I will link that video up above here. I do use an actual cover in here for reasons. Um so anyway we are into July however now that it's set up a little bit differently before the July tab there is an extra notes page. So like if I go to August there's a notes page there as well. Same with September so I think I want to use this page for my monthly budget. Um if you haven't seen before here's kind of you know this is just I don't know some random things. I think this said like birthdays but I changed it um and then this is my month so far and then this is the first week. I'm already into the second week which I'm not going to share at the moment um but I know I'm not being doing any like plan with me videos right now but I will be doing my my goal is to do a monthly flip video for you guys. Um some of the stuff I do put in here is a little time sensitive and things I can't share just yet um as well as some of the privacy things and you know all that good stuff. Anyway so let's get into the budget. I'm actually gonna take this out because that's like the joy of this thing and then I'm gonna move this right on over so yeah and um a lot of people have asked me about the binder how it's holding up. I love it but to be honest I don't take my binder or my planners out with me anywhere so um you know I don't know so anyway I have this washi tape that I got from um Simply Gilded not too long ago it's really really pretty with the little clouds and rainbows which I thought was kind of fitting for summertime and I got really excited and started putting in some of this stuff so I was like wait I have to stop. Also I want to see if I have a sticker that says July. I may or may not I'm not really sure um you know some of these like Aaron Condren sticker books will sometimes have it yeah I don't have it. They had them in this one but um I took them out because that's just who I am. I wish they did more of like the ones that had like the monthly things you know I don't know why am I looking at that one again okay let's keep going this is the new one I don't think they have it either nope okay here's the teacher one I don't think the teacher one has it but nope they just got like Monday Tuesday okay that's fine I just wanted to double check to see if I had anything like that so here is how I'm going to set it up let me zoom you guys in just a little bit more so you can see a little bit better so um if you guys are new to my channel here before I start which I'm already like five minutes in but my name is Emily I am a single individual I don't have any kids I do however have a dog that is 12 and a half I am single I live in the greater Minneapolis area I also work full time I run a small business as well which the small business is actually you guys you guys right there um so I do pay for my cell phone and my internet totally separately than my regular household budget which is what you're gonna see here today again like I said before I don't share my income there are a few youtube tubers that do that I am just not one of them so anyway just a little disclaimer um so let me put in my little budget guy right in the center that's so cute and I decided to use these cute coffee break planner stickers um I do have a coupon code for 20 percent off down below if you're interested and then this little house and these little shopping bags um are from her shop as well the cash thing is not however that I got at like a local craft store I think they're like from the brand called mrs. Grossman's um so yeah but let's get this party started all right and so what I normally like to do is I'll leave this off to the side what I normally like to do is write in all my household write in all of my cash envelopes and then write in my extras and I have a few extras this month um since the month has already started I do know a bunch of exact amounts so I'll be putting in those as well so let me lay over some music for you guys as I write some things down and then we will go over my budget in just a moment so cute music budget is done y'all so I will go over this with you guys real quick and just explain a little bit more um things that get frequently asked or like how I actually do my cash envelopes and things like that so as for the household I break it up into household cash extras and then I usually just put the total amount right over here so household is just anything that comes in that's either like an automatic withdrawal or something that I actually get like a paper bill and have to like manually send it through my bank or something like that so anyway my mortgage is 467 dollars and nine cents I get asked every time in the budget videos why it's solo I will link up my mortgage details I believe it goes right there um I will leave that up in a card for you guys if you'd like to watch um I did put half down on my house so that kind of explains that um however my HOA I do live in a town home um complex so it's 158 a month my gas is an estimate of 47 dollars culligan I do have a water softening unit here the water softener I'm sure if you guys have been with me in these videos you're probably sick of me talking about the stupid water softener but anyway it is $32.81 a month I do rent it um the previous owner had to replace the um water softening unit I believe twice so it's just not the greatest water where I live unfortunately um my electric bill is an estimate at $80 it does go up a little bit more in the summer because I am running the AC my garbage and recycling is 17 dollars and 85 cents per month my water um this is like the actual bill this month is 56 dollars and 90 cents normally it's like a range between like 45 to 55 dollars in the summer it tends to be a little bit more because our sprinklers are going so that's usually why it's a little bit more because they push that expense on to the people that live here my auto insurance is 95 dollars and eight cents and my Netflix is $13.95 and I just do like the streaming or whatever like the basic package so anyway that gives me a total of 968.68 for all of the fixed expenses as for my like cash categories I say that with bunny ears and I'll explain why in just a moment um as for my grocery um $300 is about average of what I need to live and whatnot dining out I usually do about 200 I don't normally use it all but some months I do and some months I don't so I I'm a person that doesn't necessarily carry it over I just like say I had 20 dollars left over then I'd only get like 180 or whatever like out of the cash machine if that makes sense um as for my fuel about 180 I do drive an hour each way to work so um I do have a pretty fuel efficient vehicle I think I get about like 32 33 miles per gallon um it's a 2009 so um yeah but uh yeah so my fuel is about the same every month um however the fuel I do not take out in cash I just use my debit card because fuel is fuel and to be honest I don't overpay in fuel because you know you can't I mean I guess you could splurge in fuel but I do not um anyway so oh weird little light going on right there I got a little sunbeam happening in my budget anyway um as for extras I just put these cute little shopping bags this was not fun to shop for anyways it wasn't shopping but um the DMV my tabs were due I have already sent the check in I have not um received my actual like car like renewal tabs yet but they're coming in the mail um I also had some electric work done which was way more than I budgeted for I was budgeting that it would be about $250 maybe $300 and ended up being $551.95 so that's the fun things of home ownership yay um the electrical work if you guys are wondering um I did have all the fans and a few more light fixtures and some stuff in the garage done I purchased all of the equipment and then I just paid for their labor so this was just labor so anyway puts my extras over at $602.95 so for the entire month of July 2019 my actual expenses are $2,251.63 oh I should mention also my grocery grocery budget is also something I use for like shampoo and toothbrush heads and things like that I just don't use a lot of them just because I don't know I think I just don't use a lot of it because I'm the only person that uses it in the household and like clearly I'm sure there's a lot of people out there that are part of a larger family that goes through that stuff all the time and you might have a separate line line item budget just for like household goods I just lump it all together because it just makes my life easier so anyway I'm really loving how that turned out let's put this bad boy back inside of Ziplane all right so it goes before this page so I'm really happy with the way this turned out I hope that um oh let me let me zoom you out a little bit um I hope that this is like gonna be a good thing for me and kind of get me out of using so many planners so yeah I don't know I mean I know a lot of you guys really like the monthly deluxe planners for this specific purpose but I don't know for me I just don't think it's the right fit anymore um yeah but I mean I loved how they had extra pages and things like that so if you guys really track a lot of stuff I would highly recommend that but for me just a more condensed life um you know I'm just I'm just really loving this so anyway if y'all have any questions feel free to post them down below if you like the video make sure to give it a thumbs up feel free to subscribe if you'd like follow me on all the social medias those are down below and if you're interested in any air and condom products there is a link down below for y'all as well so all right I am gonna get going thank you guys so much for watching today and I will see y'all in the next video bye guys well folks it's time to kick it old school so you can feel cool give it to me baby