 Welcome to Jalassette News. Take a top stories and crypto currency Jalassettes and break them down into bite-sized pieces today before you do the news. We'll do that later in the day. But there was a question that just came through the email and I took a look at it and I thought it was pretty interesting. And let me just blow this up real quick. And it was from Insomniac and he says, car broke down last year. I had to sell $1,500 with a Bitcoin that would have been worth $5,000 today. Now I got to start paying student loans at the beginning of the month, wishing you a much better 2021. I'm holding what I have left and I'm buying $10 whenever I actually can. So when I look at this, I was thinking myself, you know, as people get into this cryptocurrency Jalassette space, everybody's different. Everybody's different to what they can invest in, want to invest in their risk tolerance and everything else. So I thought it was a good idea to put together some like a little down and dirty type of investment plan of what I would do if I had to start right now. And actually, I got this idea from my friend, George, we were talking yesterday and he said, you know, he goes, again, not everybody's like us. They can't just put a ton of money in and just let it go. Some people, you know, really are strapped and $10 a week is a lot. And then there's other people who like $1,000 a week is nothing. So it's just one of those deals. So I thought, you know what, that makes a lot of sense. What would I do if I had to invest right now and I had limited funds? So let's just backtrack. First of all, now let me come in here and what I want to show you is, first of all, let's take a look at the prices. They're crazy. Bitcoin is almost at $40,000. ETH is almost 12, well, is 1270 almost going to 1300 USDT XRP. I mean, XRP is up way, way massively. And I mean, everything's just up. So the question then becomes, okay, what do I invest in? Well, first, let's take a look at this. I want to show you the thing that I'm always talking about, which is having all time high dip and reset because everything is in a four year cycle. Right. So we have me back up here. When we have this halving and it happens, you know, every four years, those are the four year cycle. So if we take a look at this, the halving in 2012, the price was between five and 14 bucks. Can you imagine getting a Bitcoin at like $10? That'd be insane, right? Well, back then, no one really thought too much of it because it was just like, this isn't, I mean, they thought it might go somewhere, but nobody knew for certain. There's a lot of people that threw away their hard drive. That's why we're missing two to three million of Bitcoin that has got thrown away. And then in just a very short amount of time, we went to an all time high, which was in 2013, $1,100. So $10 to a thousand bucks, essentially. Then we had a dip and this is what always happens after all time high. Then there was a reset period. So that was the first cycle. Then we had this little beauty, which is what I went through and most of us went through. And what it is, is we've got a halving, which that price in 2016 was around $375 to almost $1,000. Right? So pretty good times to probably invest into it. Then you had your all time high, which is when pretty much when I got in, you know, around $8,000, $10,000, $12,000. And it hit $19,500. That was in 2017. Then you had a massive dip and then you had a big reset, which was in 2019. Now we fast forward to roughly today. And our halving, this is what we see. We see this halving in 2020 and we go, wow, it was $29,000. Today it's almost $40,000. That's amazing. So we take a look at this graph and we're like, well, this is what it looks like. This is what we have. And we're thinking about the next year as an all time high, which is $20,21. And we think to ourselves, okay, this is when it's going to really pop off. And we just take a look at this and we're thinking that $40,000 is like the end all be all. But that's not how we should look at it. Really, how we should be looking at it is just how we saw it in the other two cycles, which looks like this. The flat piece right here on our left hand side. Let me blow this up. This flat piece right here is really the beginning of this amazing all time high bull run. Now, could it happen? Could it not happen? Nobody knows for certain. But if we take a look at the last two cycles, it's a pretty good indicator. Now, the past does not predicate what's going to happen in the present and the future, but it's a pretty good guess of what could actually happen. So what are we looking at here? Well, in 2021, it's going to be pretty massive. Then if history appealed itself, we're going to see a dip and then we're going to see a reset. So we have all this in mind, right? So what would I do if I had to start right now? Well, I will just say this. All the money is made. All the money is made when it's boring as hell. That's really what it comes down to. This is the best times to really invest is when nobody else is investing. And that's that takes a lot of perseverance and it takes a lot of guts and those types of people in 2016 when we had that having. And it was like, you know, we went up all the way to 1,000, then we dropped to $300. I don't want to invest in that time, but it was the ones that were smart and say, you know what, on a dollar cost average in or they dumped all their money into it. I mean, you know, if they did that route, that's a good time. The second, the second, another great time would be around right here in around 2019 when everything just took a big dump. And there was there wasn't so much volatility this on 2018, but it was very flat, just a little bit, you know, ticks in there. But again, very boring. That is when all the money is made when it is boring and nobody wants to do squat. Now, here's the thing. You, my friend, you are right here. Essentially, if you kind of take a look at what happened before during that having between the having and the all time high in 2016 and 2017. It was pretty flat. That's what I'm talking about right here. That is where you are at right now in 2021. We just got done with the having and we are going into this all time high. So the second best time is right now. And I've had people from yesterday's show, they said, you know, hey, I'm just getting in and I'm kind of excited. And I'm like, I wish I was you. I envy you. I envy everybody who's in this space right now because it's a great time. Okay. So this is what I have right now. So I have to take a look at my portfolio and just kind of, you know, give you what I would do. So this is my portfolio that I have. And what I did was I did that little action right here in 2019. When I was actually 2018 2019 is I lost massive in 2017 or I gained a lot. But in 2018, I took that big dump that dip. I lost a lot, but I'd only lose if I sold, but I am too damn stubborn to sell and I am not in the business of losing money. And I just held on to it. And I actually, as I was losing, I was telling my wife, you know what I'm going to do? I'm going to keep Delacost Avergin because I have a good hunch. And she's like, well, I can't stop you because I know how you are. And here we are today. So I just Delacost Avergin for three years. And this is where I'm at. So this is my portfolio that I have right now. It's and it wasn't as large as as it was right now. The idea back then was to kind of, you know, consolidate. I sold off some stuff, some stuff and got into certain projects. Bitcoin, Ethereum, Cardano were one of the big ones, XRP and some other ones. But now this is what I have inflated to because I kind of like to hedge my bet and diversify. So Bitcoin, Ethereum, Chainlink, Cardano, and I'll get into why I invested those in a bit. But I want you to remember one thing. If you're getting started right now, if I was going to do it, I have to remember that a percentage is a percentage. It doesn't really matter if Bitcoin goes up 100X, it's not going to go up 100X. But if it does and you put in $100, it's still a percentage as a percentage. So 100X is 100X. It doesn't matter if you put in 100 bucks or $100,000, it's still 100X. You know, same thing with every type of crypto and digital asset we're going to talk about in a little bit. So the question then becomes, what do I want to invest into if I have limited funds? Well, everybody's different. It's all different for your risk tolerance and where you are at in your life. Now, if you go back and look at other things, people will say, well, if you're young, you know, you want to take more risks. But if you're older, you want to take less risks, that doesn't apply here. I mean, it can if you want to do it like that. But in my personal opinion, I think it really comes down to percentages and what you're comfortable with as far as riskiness. Because I have some people on the channel who are like 70 years old and they're like, hey, Rob, I had a rough life and I lost some things. And now I'm kind of looking for that payday. And first of all, there's no get rich schemes, but there is an opportunity if you have more of risk tolerance. But again, I cannot tell you what to do because I'm not a financial planner, not a financial advisor. So this is just what I would do if I was starting today and had limited funds and went from there. So the next thing I want to talk about is which bull run. I forgot to talk about that. So it is different if you want to really clamp down and say, I need to make it here. I need to make this bull run in 2021 and then 2022, you know, the one that dip comes and I'll figure that out later. But if you want to, if I was going to really go headstrong in this bull run, this is what I would do to make it really easy. If you want to stretch yourself out to 20, 25, 6, 7, 8, it's super simple. Just keep dollar cost averaging and there's nothing else you need to do. That's the simplest thing. But let's just stick with the here and now. This is what we got. So I'm not going to talk about every project out there because I don't know every project. I have no idea what every project is. What I have is this. This is my portfolio and I just took a look at it and just said, where is everything going? What is the price today? What is the prediction it could be? And what is the probability it could get there? And the way I looked at it was if it had historical data like Polkadot just came out. So I can't look three, four, five, six years back. Bitcoin I can, Ethereum I can, but in some of these I cannot. So I take a look at really the fundamentals, the things that I've been covering, the people that are in the team, which I'm not going to go over in detail about that. And then also what is the market cap? Because if you have a trillion tokens to really, really rise up in price, it's pretty tough because you have so many tokens, right? That is one of the problems with XRP. It's like 100 billion or something like that. But if you're a Bitcoin and you only have 21 million, well, it doesn't take that much effort to really get up there as long as people believe in the project, which a lot of people do. So let's start with this. With Bitcoin, just Bitcoin, I've always said this. I think Bitcoin is $150,000 in this bull run. And we take a look at a lot of different factors over the course of this last year. And I have pretty much, I have no doubt it's going to get there. I mean, I might miss it by 20K or somewhere around there, but I think 150K is within reason, especially with all the institutions that are driving right now, especially with all the retail that is really getting involved. I mean, heck, I just saw an interview with an NFL. I forgot his name. He's an NFL quarterback. Pretty good. And he's just talking about Bitcoin, how he got into it a couple of years ago, and he thinks it's going to be great. And I'm like, you know what, it's just everywhere. It's going mainstream. And of course, again, all the institutions and everywhere that's buying up and not to mention the fact that, oh, that little company called PayPal is gobbling up everything along with grayscale and micro strategy and every other one that's out there. So yes, I think it could definitely do it. So when I say probability here on the right side, let me blow this up. When I say probability on the right side, I'm talking about a zero to 10. So zero means I have no faith that it's going to hit that. And 10 means it's going to hit that. Let's move on to Ethereum. So Ethereum, the all-time high was around 1,400. Right now, as of January 7, 2021, is at 1,200. I do not see a problem with it hitting 10K. And I gave it an 8. And the reason why I gave it an 8 is because when you take a look at Ethereum, what's going on, they have some issues. Now, they could actually, you know, short up those issues with Ethereum 2.0 and everything could work itself out. The problem is, is that it's going to take a little bit of a time. Now, there is some factors on there, which is the network effect. Everything's being built on Ethereum. That's why if I talk about DeFi, I'm just like, you can do DeFi all day long. But if you just want to make it simple, just get to Ethereum because everything's built on it. Every ERC-20 token that's out there. So the only reason I gave it a little bit lower is because of this ETH 2.0. If this all goes off without a hitch, great. And I will give it a 10 to 10 in, you know, a year from now. And that's what we got. Also, the next one will be Chainlink. And Chainlink was one of my holds forever. And I bought it very cheaply. I will just say that. And right now it's at 17 bucks, which is pretty good. It has a market cap in parentheses, the prediction right there. It says one billion. That is the max supply of Chainlink. So with that, I wanted to go very conservative. And all these numbers right here. I just want to tell you that all these numbers that I have, they're conservative numbers because I make them that way. I don't want to overshoot anything and just sound like ridiculous. People are like, oh, yeah, you know what's going to go to the moon? Tomato coin. And it's going to be a thousand dollars tomorrow. It's just stupid. So I have to be a little conservative and just use my best common sense that I have now some of these some of these predictions. I know I know I was going to believe with believe in me. And that's okay. It's it's just a prediction. It's just where I see things going. And I'm not no Sir Domus and so to me, I just think to myself, this is where I think we could really go. So Chainlink, I just doubled up and just say about $35. And the reason why I put it as a nine is because Chainlink is one of those oracles. Remember for blockchain, it's very hard to get information into the blockchain to pull it out from outside and Chainlink is one of the few oracles out there that can do that. And even Cardano was talking about implementing Chainlink for the state pool operators as far as when they go and implement Gogan 100%. So I see Chainlink and everybody else has been using Chainlink. So I think it's going to be a good one. So nine Cardano is my next one. So Cardano, it's 32 cents right now, right? And with having that that's going on and I know people have a complaint even me, myself and I, I was always very skeptical about how Cardano and the Cardano Foundation would actually go through and they would make announcements and nothing really get done. They're very slow and very tedious. And I hated that because as me as a business owner, I'm just like, but just get out just get things out there just do it just do it. We'll see what sticks and then, you know, we'll we'll short up later, but again, they're trying to do a little bit more than what I'm doing. And I've always said it's kind of like Boeing jets, right? Or that's a bad example. Let's just say any jet any airplane that's out there, you want the engineers to make sure it flies pretty well. You don't want to just go just get it up there and let's just see if it flies in the crash as well. We'll fix them on the way down. So it doesn't work. So Cardano, they're very slow and tedious, but I think things are going to pay off especially this year with the launch of their main nets with Gogan voting rights, voting and authority. That's what I was trying to say. Also close. So with Cardano, I see it at it's at 32 cents right now. I see it at least $33 and and the reason why is because it has a total supply of 45 billion, which is a ton. But I mean, if you're looking at what it's trying to do, it's really not trying to like I mean, it is a disruptor, but it's really going for those Fortune 500 companies. And the head of the Cardano foundation, I forgot the guy's name, but he was just saying that I mean, he actually came from that world and Charles is all behind him and that's what they're doing. So and then for like the probability with Cardano, I put it about an eight again. I don't know what's going to happen between Ethereum and with Cardano, but I think one of those is going to be great and one of those is going to be just utterly fantastic. I just don't know which one it is. So that's why I put them both at an eight because I don't know which one's going to win. But again, is there's probably enough room for both. All right. So taking a look next is Theta and Theta is $2 now. And I put it at $10 for this bull run. So you're looking at an AX. So all these things that I talk about, if I have a hundred bucks right now, right? I think what I would do is if I just want to go up to, I mean, G's 3X, 4X, I could put in Bitcoin, Ethereum is a 10X play. But then as we start to go down, maybe I want to not put, if I have a hundred bucks to spend per month, maybe I don't want to put 80 bucks into Bitcoin. Ethereum, I want to make the big plays. Maybe I have to be about more riskier. And as I go down this chart, maybe put some more into something else. So Theta, Theta is one of those that, this is a conservative number, $10. But it could be up to $50. And I'm going to tell you why. Because what Theta does is it allows people to use the unused bandwidth to siphon off that bandwidth so people can have a much better streaming experience. And I wouldn't have put so much money into this if it wasn't for the coronavirus. I'm going to tell you why, because as we sit down and as we are now doing more remote type of work, as you are watching this video, as the e-gaming platform starts to explode, we're going to need a lot of bandwidth to be able to watch all these things. And Theta is one of those companies that allows it to happen. Also the fact that, I think his name is Steve Chen, he was the founder or co-founder of YouTube. He is on the advisory board for Theta. They are not there to compete with YouTube because people that try to do that or organizations that try to do that don't really end up so hot. So they are going to be a big player. And they've already made massive gains up to $2. So I see that they are, not only are they a good project, but I think in the future, they are going to be essential for things to actually run and work. So $10 is the most conservative one I can do. Again, it could be up to $30, but that's just what we say. All right, so then the next one we have is Celsius. And Celsius and Cardano. And when I get the voice, I'll tell you why. I invest in people. And if I have a Charles Hoskinson, if I have an Alex Moshinsky, and if I have a Steve Erlich from Voyager, I won't invest in those people all day long because the company themselves, they can only get you so far, but you have to have a form of leadership, a form of vision, and somebody who's already been there and done that, which is a great predictor of success. And not all the time. So if I can take a look at Celsius with Alex Moshinsky, the guy that created voiceover in a protocol, and he's had a couple of successful exits with three billion-dollar companies, I will invest in that guy all day long. And the reason, actually, there was a question about why Celsius go up so much. Part of that big reason is because the CEO gets out there and does an AMA all the time, he answers all the questions, he really pushes the community, and he tries to give things back. It's a simple process. I mean, all you got to do is just see what people like, what they need, what they want, and give them more of that and don't screw up. If you can do that, it's a pretty simple thing. So with Celsius and what they're trying to do over there, I can definitely see that, and I give them an eight. So it's $6 right now in the bull run, conservatively $20. Now, again, I could have put in more, but they have a 695 million circulating supply. So who knows? It could be 20 or 30. So we're looking at just a 3x, maybe a 4x, but it could go much higher. Again, conservative numbers. I couldn't be wrong. And I hope I am wrong. Next one is Stellar. It's at 33 cents. I give it up to $2. And the reason is because they've been making a lot of inroads. They've been doing some right things. There's just not a partnership with the Ukraine, but some kind of infrastructure that's going on with the Ukraine and stablecoins. So when you start to work with governments, that's big news, and I can definitely see where this goes. Now, the problem with Stellar is that they are on the same line with XRP and with the SEC thing going down. I just don't really know. Also, I gave him a 6 as far as the probability. Again, could be wrong. That's just what I see it. Tezos. No, excuse me. Polkadot. Polkadot is, I think, a much bigger play than what it is right here. So we have it at $10. Remember Polkadot? I invest in people. So with Dr. Gavin Wood, he was part of the Ethereum Mafia and with Charles Hoskinson and Vitalik Buterin. So if he is there, he's already done it. He's already got a great vision. He already puts out a great product for interoperability between blockchains. Why wouldn't it go at least $50? And some people say, well, $100. So again, this could be a 10X, a 5 to 10X play, but it's another safe bet. And I put it as an 8. Next one is Tezos. Tezos, I put it at $20. And again, it's a 20X. And the reason why is because from $265 to $20, remember the all-time high wasn't far off from that back in the day. So with that one, I can say, well, maybe it'll get to its all-time high. It only has a circulating supply of $755 million, which isn't too awful. But again, what has it really done lately? I don't really hear too much news about it so I can't give it more than a 6. VeChain is $0.03. I put it up to $0.25, which is another great play because everything that's going on, they just signed a deal to cover the COVID or coronavirus and either for the medications or the pharmaceuticals, the injections or how things are going with corona. So if you do things like that, also with pharmaceuticals, to go from point A to point B and make sure that everything is in place, the temperature is correct, the pressure is correct, and be handling everything that is done. And they can do that with VeChain. Why not? On top of all the things that they can track, because it is a tracking type of blockchain. I mean, even with me, with FBA, I think I could definitely see this one going much, much higher, but $0.03 to $0.25. Sure, the problem is it's got $86 billion circulating supply, so that's why I gave them a 7. And really, the probability, it could be 6 or 7, but damn, that's a lot of circulating supply. But they need that because there's so many products. All right, next one, EOS. EOS. $3.40, and I said I could go up to 30. And the reason I said that is because it's all-time high, I was around $20. But have you heard anything about EOS? So I'm going to give this one a 3. Again, I wouldn't really invest in this one. That's just how I see it. If they do something, then I'll change my mind. Uniswap, $6.60, I think can go to $20 because it has a $1 billion circulating supply. I give it a 5. I give it a 5, and I'm going to tell you why. Because with DeFi, there are so many things out there. How do we know or sorry, decentralized exchanges? How do we know that Uniswap is going to be the one out there? I really can't say that. And if you've been using Uniswap lately with the fees going being so outrageous with Ethereum and the gas fees, it's ridiculous. There's no way that this is another reason, a problem with Ethereum. They need to fix this fast. And that's why I diverge into Cardano. So with Uniswap, it could be a big thing, but I'm not for sure. So I just gave it a 5. This is the big play. And this is, I think, if you are getting in and you have a... You're like, you know what? I can put a ton of money in and I want to do it right now. But I want to be conservative. Bitcoin, Ethereum, Chainlink, the ones up here, Theta, definitely, right? If you want to make a play, I think on both sides, I think Voyager is your one. I'm going to tell you why. Again, I invest in people. With Steve Erlich, the way that he does things, he's been the CEO of E-Trade, the CEO of Lightspeed. Now he's the CEO of Voyager. He's had successful exits. He really cares about the community. I will send people to him on Twitter and he will DM them back. The CEO will DM people back and go, I'll fix that. Let me get that right done right now. I found the show multiple times. They are putting out their token. Well, they have their token VGX. They just purchased LGO. It's the exchange over there in France for institutional investment. They are moving into Canada and they are consolidating the VGX with the other token, the LGO, whatever else. They put it together and this is going to be a 7% yield for staking. I believe it's... It's also going to be to help with fees if you hold more Voyager, kind of like how with what Binance does. Then who knows what else they can get into as far as DeFi. The big thing though was that they put out the structure and the community said, that sucks. We don't like that. And Steve said, okay, well, let's go back to the board and we'll fix it. What do you guys want? That is what will make things really pop off. So we take a look at the Binance and all the different issues they have. Although I will say this, pretty cheap fees and pretty easy to use. How much is the Binance token right now? It's about $44. When it came out, it wasn't anything. I didn't really think too much of it and then it skyrocketed all the way to the top 20. I think it's like number 13, 14 right now. So Voyager right now is 29 cents. You know the circulating supply is 222 million. 222 million. Binance coin is somewhere around there. I want to say it's like a hundred and something million. Correct me in the comment section. So if you're looking to get onto something and remember, Voyager is not an exchange. They are brokerage. They are the hotels.com of cryptocurrency. So when you go there, you know how Coinbase is always shutting down? Let me close up. You know how Coinbase is always shutting down? That doesn't, it's not going to happen with Voyager because they use multiple exchanges to find you the best rate. Now they're going to profit on the spread. I don't have no problem with that. But guess what? If one goes down, they just use the next one. If two go down, they just use the third one and then they just go from there. So if you, to me, I think that is pretty much the future. If you're talking about centralized exchanges, DEXes may be something in, you know, in the future. I don't know when that's going to happen. But if you're looking at something to really get into, you got a good community. You got a great CEO. You got a token that could really go to the moon and everything kind of works. Have you ever used Voyager? Everybody that I've talked to on my channel, when they have problems, first of all, I direct and over Steve, or I send the Voyager. They usually get it taken care of. There are some growing pains because they're growing so fast. They just put out a quarterly earnings report where a year ago, they were making like, I think it was like 50, it was, I know now it's like 20 million, 200 million or something like that in a quarter. It was a ton difference between a year ago to today. And then also, if you take a look at their stock price, just the stock price, it's going up exponentially. So if you're looking to make a play, let me just show you what I got. Voyager, 29 cents, the 30 bucks. And I give that a probability of a nine. I told you, I just told you exactly why. So if it was me, if I have money or not a lot of money, I would definitely do that one. Ave is the next one and it's 122 bucks right now. I see it going down to two, or up to $2,000. And because the circulating supply is only 16 million, 16 million, the Foundry Yacht, Yanni, Stani, he's a pretty smart guy, pretty down to earth, doesn't look to be too boisterous and it looks like he's got a pretty great vision. But again, it's DeFi, so I gave it a seven. Really, I should give it a six, but I gave it a seven. Bitcoin Cash, it's 41 now. I see it going to 8,000. It's because it's got just like Bitcoin 21 million. And the reason why I gave it an eight, it's because everybody knows Bitcoin Cash and also it's one of the four on PayPal. So you've got Bitcoin, Bitcoin Cash, Ethereum and Litecoin. And I just don't see how you can miss a Bitcoin Cash. And then our last one is XRP. And just so you know, XRP, I just have no idea. It's a big question mark. Like it just went up 45%. And I know the XRP arm is like, you don't know it's going to go up to 589 bucks. Sure. I mean, I hope I'm wrong. I hope I'm wrong with this one. Hopefully it goes up all the way, but I can't even get any prediction right now, especially with the SEC. If they win the SEC and everything kind of blows over, then yes, I can definitely see it going, not only to $3, I can see it going to $5, $10. Sure. But you have to get past that one regulation issue. And I just worry that sometimes when you're a pioneer, you know who the pioneers are? They're the ones with the arrows in their backs because they're always the ones that were first, even the old Wild West days. So I'm hoping that Ripple isn't the one that has to lay down on the sword when the SEC skewers them. And then it gives regulatory clearance because it's not just them they have to deal with. Now they have to deal with other lawsuits. And it doesn't matter if it's frivolous or not, you're still going to spend a bunch of money. And that's a big moment. All right, so taking a look at all that, I hope that helps you out in your decision-making process. This is just what I would do. I'm not telling you what to do. I'm not a financial advisor, but these are just the things that I see. If I had to do it right now, if I had just a hundred bucks, if I just had 20 bucks to spend per week and I really wanted to make it big here, I would definitely go for, first, I got to put into Bitcoin Ethereum just a little bit. The percentage of it may differ for you. I would think about Chainlink, Cardano, and the big thing that I would really go for is Voyager. I'm very bullish on it. I think people should be there. It's kind of like a sleeping giant. And who knows what it'll do. But if you're looking for like the easiest play right now, probably Bitcoin, actually probably Ethereum who's going up 10X and then Bitcoin and then maybe a Chainlink, Cardano and then down the Royates Voyager. All right, so I know it's a little bit long, but there's a lot of information to ingest in there, but that is what I would do. Anyhow, thanks so much for watching all the way in. I appreciate it and I'll see you on the next one.