 If you are not a generous person, why is that? If you are not a forgiving but a grudge-holding person, why is that? If you are threatened by people that are different to you, why is that? If you are narrow-minded and judgmental, why is that? If you are prejudice or discriminatory or racist, why is that? And so on and so on, take your pick. Whatever it is in your life that you feel is not a behavior that serves you well, it's rooted in a belief that is not serving you well.