 Nagushka, don't worry about what I just talked about right now. It's just if you're into the markets. Overall, overall understanding of investing personal finances, the first place you should invest in is yourself. Okay, your health, both physical, mental, and emotional. Okay, I don't give a rat's ass how much money you have and I've known people and I've known people that are extremely, extremely, extremely well off. When ill health takes hold on them, they are all, all, would have been willing to give up, give up all their wealth to have good health again. Okay, many of them had bad health, ill health, because they put themselves under tremendous amount of stress. Okay, and that stress slowly grinded them down. Right, so number one advice and we talked about this in our personal finance and investing playlist. And Nagushka, go to this playlist on censor 2. Okay, start off with the first video I uploaded there, which is sort of an introduction, disclaimer, and I mentioned five things that are most important places to invest and none of those five stock market is not one of them. Okay, so eating healthy, mental health, physical health, emotional health, that's your number one place because the majority of bankruptcies in the Western world that occur is because of ill health. Right, I'm talking about people who are impoverished to people who are middle-class, to people who are extremely, extremely well off. Once ill health gets a hold of them, their finances crumble. Okay, so the number one place you should always invest in is yourself, your family, your community. Okay, that's your safety net. That's your safety net.