 All right, so we have a house and the house is owned in joint tenancy with a husband and a wife Okay, now they have three kids a they couldn't come a clever name B and Mike Little bit about that family a Is not married no spouse But she has two kids B is married. That's B spouse, but no children His wife says he's unbearable and then Mike has a spouse and Mike has three typical family anyway, we've got the husband and wife here they own this house and unfortunately husband passes away the house is valued at $900,000 when the husband passes away wife goes. Yeah, no Anyway $900,000 now it's supposed to go to the wife This is a tough question. I I don't care if you get it right or not. We're not that kind of teacher but Is there a probate for that house because it's jointly held going from spouse a to spouse B? Is there any probate? No, no, there's not so we've avoided probate. All right After a while the home appreciates to a million dollars, then the wife passes away How does the house get to the kids? Probate that's the probate. So we when we hold assets jointly with our spouse Or if you live in a state that allows multiple marriage partners your spice Oh So we've lost some tax advantages when we have houses in joint tenancy and properties I'm not going to talk about that but look what happens in the interim if B passes away The watch this the house can end up going to Be spouse and in some churches that's okay, but I know it's BS here Sorry Larry, I meant Bible study Barnyard stuff anyway. Yeah, see you got to understand that when you hold assets jointly with your spouse Something's gonna happen or something can happen