 Fun, make sure this thing's coming in. Nice, there we are, there we are. I had some technical difficulties earlier. Hopefully, this is all working out fine. And it looks like it's coming in. Sweet, sweet. Hi everyone, this is Chicho. Welcome to my channel and welcome to another live stream. Today, today is March 6th, 2021. And we're doing a live stream open discussion on investing and personal finance. And tomorrow, we're following this up with current events. And the current events will not be loaded on SensorTube, that's given. We'll see where the discussion takes us for investing in personal finance, but most likely this will be loaded onto SensorTube. Okay. Aside from that, we're gonna wait, we've done a few of these. We're gonna wait until people start rolling in and notifications go out on Discord and Twitch. And there's one thing I'm going to do here. I have a little light from the computer camera shining in my eyes. And I usually have some painter's tape on it, but now I'm just Jerry, we're gonna masking tape with a little bit of tissue to block off the camera, as well as the light that's shining right in my eyes, right in my eyes. Hope you guys are doing well, gang. And while we wait for people to roll in, I'm going to let you know what this is all about. Water Exile, how you doing? Yo, yo, yo. Hope you're doing well. Huckleberry, how are you doing? Hitchhaw, I chat. It's been a while since I saw you. Glad you could make another one, I think anyway. Time flies when you're live streaming on Twitch. Gang, I am on Patreon. Patreon.com forward slash chichow, C-H-Y-C-H-O if you want to know what this work is about, if you want to know what we're up to, what we've been up to for the last 15, 16 years producing content and sharing information. You can follow the work on Patreon. Everything's later on mathematics. I don't put anything in behind paywalls. Everything's creative comments, share and share, like I'm glad to be here. It has been a while, it's been a while. College is crazy, college must be crazy. You're not going to classes, are you? Are you doing most of our online? I have students, they're in high school but they're going part-time, going to school. Actually more than 50% is at home that they're doing. For those of you who are supporting this work on Patreon, gang, thank you very much for the support. It is in large part because of your support that we're able to do this. And we are live streaming on Twitch. If you want to participate in the chat, the one that pops up, Twitch is where you want to be at. And for those of you who've been supporting this work on Twitch, coming to the live streams, following, subscribing, bits, points, tokens, commenting, sharing your perspective, on the world and your suggestions and requests, recommendations, thank you for the support. And mods, thank you for taking care of business. It is in large part because of the collective support getting on these live streams that we're able to do this. Or the content that we're creating. Elder God, how are you doing? Hope you're doing well. The kitty cats are live and awake. They're running around. Some is online and some is in person. This is regarding college. We're doing the hybrid stuff too. Living on campus full-time though, oh, you're living on campus full-time. Living on campus is fun, man. I lived on campus for a long time for a few years. And there's something to be said about it. And I have done the living at home and tracking to university college, living on campus better. As long as you have a good space and you can, for me it was essential to be able to cook my own food. First of all, it's cheaper and it's better. It's great stuff. It's great stuff, I compare it, great, great, great. Fun, experience you won't get anywhere else. Both good and bad. We do analysis live streams 30 minutes before we go live on Parlor, LOMIs, VKGap and Twitter. And as Elder God pointed out when he came in here put in exclamation mark social. You can come to our chat anytime you want on Twitch and type in exclamation mark social and all those links will pop up including our Discord page on the bottom here where it's, you know, we have a space where people to drop in and to chat. Unfortunately, we don't have a kitchen but I'm working on it, awesome, okay. Yeah, the kitchen is crucial for us. It's a lot cheaper eating at home than it is buying or buying into the food program at university and the food is, no. We will be uploading the audio of this live stream, of this podcast to SoundCloud.com for our last chit show, C-H-Y-C-H-O as a podcast and it should be available in your favorite podcasting platform called Spotify and iTunes. Cheryl, how you doing? How's it going? Doing good, I'm drinking, check this out. Some coffee left over from like yesterday or day before. Coffee with oat milk and turmeric and to sweeten it up, because I like it sweet. I had it in maple syrup, so it's with maple syrup as well and it's candy, liquid candy. Like, oh, so good. Wait, what? What is it all about? Coffee, oat milk, turmeric, okay. And that was sitting in the fridge and I brought it out and added maple syrup as a sweetener. Candy, Canadian candy. So good. Gina, how you doing? Hope you're doing well. And hopefully we'll have the opportunity to load this up to SensorTube if the discussion doesn't take us places where we're not allowed to talk about on SensorTube. But I'm pretty sure it should be okay for personal finance and it will definitely be loaded on Pitchute and Rumble and if you have enough points to Odyssey. And if you're on those platforms, you can support this work by liking, sharing, following, commenting. And if you're on SensorTube, you can support this work by joining SensorTube membership. And there's a handful of you that have joined that are supporting this work through that platform. Thank you very much for the support gang. I appreciate it very much. It is, again, a large part because of the collective support that we're getting on all these platforms that we're able to do this. Okay, and more, right? Do you ever have cold brew coffee? Cold brew coffee, cold brew. You mean make it and then put it in the fridge and when it's drinking, when it's cold, we do like this. But you mean cold brew it with cold water? I didn't even know if that was possible. I thought it was the only maniac here. How do you mean you add maple syrup? Or turmeric and oat milk. Oat milk is amazing. So good, so creamy, so creamy. I'm gonna take these guys down again. Nice. I tried the cocoa oat milk coconut oil turmeric mix or an approximation of what I remember from your description. Quite tasty. Ah, nice, nice. My partner makes these. I don't make these. My partner is the expert in these. Love cold brew. Cold brew, yeah. You let the ground steep in cold water for about 16 hours in the fridge. What? I never heard about this. So you grind up the coffee and put it in cold water or put it in water and put it in the fridge for 16 hours and you get cold brew coffee? Really? Is the caffeine level the same? Or does it less caffeine? It must be gentler. Water exile. I wonder what Epstein drank before he discovered the theory of the Einstein, not Epstein. You can tell him a following politics line. I wonder what our exile says. I wonder what Einstein drank before he discovered the theory of relativity. Where not, maybe not even discovered because the discovery took over a decade. I think the concept, the idea of general relativity. Yes, it's much less acidic. It's much less acidic. Oh, I want a Gina. Thank you. And Cheryl says cold brew is so nice. Almost sweet by itself. What? What? What? Okay, I got to try this out. I'm going to mention it to my partner. And you put it in lots of water? Like when you're brewing coffee, I know how to make, you know, I do make coffee, but the mix is my partner's. But when we make it on the French roaster, I guess? No, it's a French where you put the water, boils and comes up top. It's just one cup of water for a fair amount of ground coffee. Is the ratio the same? In a quart jar. So you take this, you know, in a coffee grinder, that much coffee and you put it in a quart jar. And Moon, Moomba, Moomba 8. Cold brew coffee is less acidic and has more caffeine. More caffeine due to being condensed. Really? More caffeine, but less acidic. Rumor has it he liked milk. The initial idea started from a first attempt at Red Bull. Ah, really? They're trying to get more caffeine out of it for their drinks. Of then the quart jar, yeah? What ratio do you use? Oh, yeah, I'd like to hear the ratio as well. The Water Exile. Ever tried Bovro? Bovro, I don't think so. It's an old beef brew that brews soldier. Beef brew? That British soldiers use to drink in the trenches. Trenches. It's still soldiering, like beef brew? What do you mean, beef brew? Beef brew. What is this madness? What is this madness? That's not how you spell it. Oh, I'm curious. Beef brew. You guys in the UK are maniacs. You're drinking beef brew? Salute gang. Creamy coffee, oat milk. Think of a G. So refreshing. I gotta check this out. This is my last scone or scone. My little scone, chocolate scones that we have that I made like a few days ago. Is it gonna focus? Is it gonna focus? Oh, almost. Almost. Almost. It wants to. It wants to, but it's going crazy with it. It's very crumbly, and the mandarins are fantastic. These are great. And this guy, it's got a little chocolate chips in it. Very crumbly. Very few chocolate chips on this one. See, it's just crumbly. Very good. Bovril. Okay, I gotta crack this open. What is this thing? Bovril. What is Bovril? Bovril. What is this thing? Bovril is a trademark name of a thick and salty meat extract paste. Similar to a yeast extract. Developed in the 1870s by John Lawson Johnson. It is sold in a distinctive bulbous jar, and has cubes and granulars. Bovril is owned and distributed by... Bovril can be made into a drink by light looting with hot water, or less commonly with milk. What? It can be used as a flavorings for soup, broth, stewing, and porridge. Wow. So it's like a preserve. Wow. Didn't even realize you could do something like that. Me too, water exile. You too. You should try the Spartan drink as well. Wow. What? Like bouillon paste. Yeah, that's what I'm... That's how I read it. But it's like... It looks like it's like beef molasses. Tolasca. Thank you for the follow. It feels like just a description. Like seriously, beef molasses. Like I've had date molasses, great molasses, cane sugar molasses. Amazing. But beef molasses? Pig's blood and vinegar. Pig's blood vinegar. How funny. And gang, don't forget. Freyassange, Freyassange, Freyassange. Julian Assange is a publisher and journalist that is being crucified for trying to bring transparency and accountability of capitalist power to humanity. For more information, please see WikiLeaks.org, defend.wikileaks.org, or our Julian Assange and WikiLeaks playlist on SensorTube. Freyassange, Freyassange. It's very chill. I'm assuming notifications haven't gone out. I had sort of a little difficulty authenticating because I have to do... I have to update the thing on Nightbot, or Command on Nightbot. And I had to reset passwords and stuff like this. And oh, Twitch has... Okay, that's the one I was worried about. So a couple of hours ago, I just couldn't get OBS to authenticate with Twitch. So I had to go in there and grab the keys and do the tokens and all this jazz. So I was like, oh, I hate doing this because I have to look it up every time, right? But it had to be done. We Brits have always been a bit mental. Yeah, yeah. And that's what I gather from all my Brits friends. Sometimes, sometimes the only partners I had when I was going a little mad, right? We want to do some crazy stuff. The British tend to be always there. The UK and Wales. Scots are a little bit... Wales is insane as well, but Scots are a little bit more cautious. It's like, wait, wait a second. Where are you going with this? But once they're in, they're in like flim, right? And the Irish, it's a given. I know it's not part of the UK. I got seeds as well. Sunflower seeds, salted and roasted. This is the last bit. I got to make some more. These are fantastic. Very yummy. Very yummy. Salty is amazing. And beef stroganoff we made a couple of days ago. Today, we basically finished it off. And Scottish, your Scottish water exam. And today we ate it with pasta. And it was amazing with pasta. Really, really good with pasta mixed in. So super delicious. I like flim. It's a slang phrase meaning having quickly or easily achieved a goal or gain access as desired. Flim. Oh, like flim, yeah, yeah. In like flim. Is that what it means? In like flim is a slang phrase meaning quote, having quickly or easily achieved a goal or gain access as desired. End quote, okay. So it's a British term as well. UK term as well. You guys use it in like flim. It must be. I really like it. I really like it. I really like it. I was assuming we're going to go crazy with investing stuff going on this stream. I actually was thinking that today's stream was going to be current events. So I was like catching up on all my news and stuff. Trashfit, thank you very much for the follow. I was catching up on all my current events and stuff. And then I realized the personal finance today. So I chilled off on the current events because that's the bit you riled up. The finance stuff is interesting as hell. Oh yeah. By the way, gang, tomorrow morning, I'm going to do a short comic book haul video. Okay. Most likely around nine or 10 o'clock in the morning. There's going to be a maybe earlier, maybe a little later. I'm not sure. So a comic book haul video probably lasts about half an hour. There's two golden age CGC romance books. And one set of modern age number one issues with the special covers as well. Cheryl, it's a weird time of year. Everyone seems at odds with themselves. Shifting activities. It'll pick up. Yeah. I can feel it. I went for a nice long walk today and it was a little bit shifty, right? Winter ending, spring coming. People are adjusting, I think. Current events are dominated by Megan and Harry. Thank God for Gigi. Oh, what is that word? Oh yeah, that's right. I, by the way, are Megan and Harry the couple that moved to Canada? Is that, is that who we're talking about? I don't know the only thing I know about the royals is I don't like royalty. End of story. Anywhere in the world. The centralization of power and theft of, they've built their wealth on the theft of generations upon generations upon generations of humanity, right? Elder God, I've noticed a lot of headhunting by Bitcoin managers on social media of late. I like promoting sales and stuff. Yeah, there's a lot of spam or working towards building more of the infrastructure. Cheryl, oh heavens. Can we, can we not talk about them? Yeah, this is how they are. Yeah, the British royals, the UK is absolutely sick of these two. They are living on the west coast of Canada, I believe. I think they're living like pretty close to me. I can't speak about these Germans. These Germans, Megan needs a trip to Paris. Hilarious, craziness, craziness. Personal finance stuff gang. Whoa, that's rough, Elder God. Is it rough? I am totally out of the loop, so I'm assuming that's a personal, you know, insider joke. Megan needs a trip to Paris. I don't know what they're up to. I don't know what they're up to. A funny, funny, funny. Oh yeah, that's rough. That's rough. Okay, I get it. Yeah, yeah, yeah, yeah. Yeah, yeah, yeah, yeah. Okay, Elder God. Whoa, that's rough. That's rough. And they better not get into, and if they're gonna get into a car, they better get into an old Buick or something. American made 1950s with no computer remote access. No computers. Wow, that's dark. That is dark. Sorry, my references can be nasty. That was hardcore. And man, is that current events? That's not very current. It's like 20 years ago, 20 plus years ago. No underpasses. Yeah, yeah. Didn't mean to wag my finger. Are they the same age? No, Elder God. No. Oh, 24 years on August 31st, yeah. And it was the same day, I believe, at least the same week as Mother Teresa dying. Okay, that happened within a couple of days, if not the day off, but within like a week of Mother Teresa dying as well. And that's an interesting story on its own, but that is definitely going on the same dark level as Yeah. Yeah. Here is the same age as when his mother died, I believe. Really? Damn. Within six days, Elder God. Yeah. Yeah. Crazy times we're living. Crazy times, crazy times, crazy times. By the way, gang, are you guys in any markets? They could go either way. And if you bought puts on Tesla, man, you're rotten that really nice. I remember 1997 where, well, yeah, me too. It was a beautiful time. Gang, if you weren't around the 90s, party like Prince's music track, party like it's 1999, like really, it was a crazy time. Do I work in finance? No, no. Unless you mean managing my own finances and certain family that I've been involved with to a certain degree. I don't have a finance license. I will never work in Wall Street. I will never work for a bank or any financial institution really, unless they're geared towards decentralizing, right? I remember Prince released a 1999 single free in the UK newspapers. Really? Through the single free in the UK newspaper. So they just announced that they were going to release it free in the UK. Wow. And that was Prince, man. Huge respect to Prince. I don't want to invest in anything at the moment. Yeah. Elder God. But keep in mind, there are certain things that are undervalued and there are certain things most definitely that are overvalued, like just like in the markets, there are certain things that are, but do you really make your want to make your money from those things? I don't personally. Yes, I still have that desk. You still have that desk. Nice. Nice. Also, they provided a disk through the newspapers. Really? Like a CD? That's cool. Right on Prince. Yeah. And when Prince died, there's one copy of Prince comic book where, well, there's more of them, but there's one of them that really got onto collector's radar. And as soon as he died, that Prince comic was selling anywhere between $200 to $300 for like a week or a couple of weeks. Now it's down to like $40, $50, I believe. Water Exile. Yeah, a certain paper gave away CDs with the paper. You wouldn't get that these days. No, you wouldn't get that these days. These days, unless, like I was thinking about this, like I'm going to be doing a personal finance, just following up on personal finance and investing regarding investing in comic books. And I was just laying out some of the things that I'm going to do with the next data set that we're going to look at. And it's related to the comic books I sold on eBay last year. And I'm going to do a couple of things with them and look at some other metrics and stuff like this. Right? And back in the 90s or back during that period, you could get really amazing discounts when you were buying comic books from comic book stores. So right now it's impossible. Like back then I was getting like 30% off from comics that I was buying, just because I had a nice... I was buying from this comic book store for a long time and finance was easier. Economics was easier. It was easier for independent stores, businesses to make money. So they could do a lot more. Now it's more difficult. It's so automated. It's almost virtually impossible to get the same type of discounts you would get from independent stores back in the 80s and 90s on certain fronts. Anyway, in certain fronts I'm pretty sure you could do okay. Just because of the digitization of everything. It's very weird. Five years next month, 21st April. Five years. He died on April 21st. Prince. Rest in peace, prince. Salute. Cheryl, I feel the same way. I keep watching and seeing possible opportunities but can't pull the trigger. And I'm usually fairly risk tolerant. Not sure what's going on. Why I'm so hesitant. Just a feeling. I suppose, yeah. And there are certain... Like for example, I looked at Pfizer's stock today, right? And Pfizer is one of the most horrendous companies in the world. Like, zero, zero empathy, like nothing. Humanity, human life means nothing to them, right? Environment means nothing to them. The only thing that matters to Pfizer is the same thing that many companies on Wall Street, the only thing that matters to them, which is return on investment, shareholder value, and stuff like this, right? Like if you look at Pfizer's stock, relative to what's going on, it hasn't done a huge jump up. It's given good dividends and it's fairly stable. And considering the amount of money they're going to be making next few years on vaccines and the immunity they have, not being held responsible, if you're looking in terms of just value-wise, zero-risk tolerance, while you're getting a dividend of four and a half percent or something like this, Pfizer is a great investment. What I buy, Pfizer, hell no. That's like buying, you know, serial killer bonds or something like this, that pay good dividends. So just consciousness coming into play, more so than it ever did for me, right? Like there's pipeline stocks that are paying amazing dividends. Stable is, like seriously, stable, paying amazing dividends and they will continue to pay amazing dividends and continue to make money for at least another decade, right? Coal mining, fantastic dividend. Like the oil industry, the carbohydrate industry, is going to do well in my opinion. Do I want to invest in that? Not really, right? Even though it is a necessity of life, right? Water Exile. Also, I remember we had a solar eclipse at the end of the 90s. The end of World Paranoia was real and the digital calendar, we said, yeah, but the one thing was amazing in the 90s, Water Exile, is the Cold War appeared to have ended in 1988, right? With the fall of 1988, 1999, Berlin Wall and the Eastern Bloc countries come into play, right? There was still a lot of skirmishes and wars breaking out, but it felt like the threat of nuclear war was gone. So the carefree atmosphere of everyone, like the experimentation, the electronic music coming up, the underground scene, it wasn't, everything wasn't digitized, smartphone weren't there, you could make mistakes without being digitized and labeled for the rest of your life. So it was amazing things going on, right? It was brilliant. Elder God, actually, I have seen some good offers for pub leases at the moment. The smaller companies are in need of a good manager. Yeah, it must be Elder God. And there's a way to capitalize. If you're a small business, you need to have at least prepared your business to go digital to a certain degree. Not that it should be that way, but there's lots of small businesses that are fair quite well. By the way, even though the revenues up, their expenses are up as well. So their profit might be down, but they're keeping their head above water. And if they're able to manage this properly, the profits will go up as well, right? So what's happened? There's some companies that their revenues are up the yin yang, right? But their expenses are up the yin yang as well, because there's a lot of third parties coming into play and taking a skim in the top, skim in the top, skim in the top, skim in the top. That's just this period right now. The percent that these third companies should be able to skim is going to become less and less as competition kicks in, right? So this would be the hardest time for small business. If you can last through this, you're going to do quite well, in my opinion. I've been sitting on cash since last November. No confidence in the market. For long-term plays, indeed, no. The long-term, there are some which are legit. There are some which are legit, right? But in general ETFs and stuff, no, not at all. And gang, don't forget, free massage, free massage, free massage. Julien Sange is a publisher and journalist that is being crucified for trying to bring transparency and accountability of capitalist power to humanity. For more information, please see wikileaks.org, defend.wikileaks.org, or our Julien Sange. WikiLeaks playlist on censored tube. One human equals 500 pounds for the corporations. Yeah, trash fit. They're just hot because of the vaccine. Here's the kicker, trash fit. They're not hot. The stock is stable, right? It's fluctuating anywhere between 21 to 35. You look at certain other stocks, the cannabis stocks that we mentioned, we talked about like six months ago, have returned, if you sold at the right time, right now. Right now they're sitting at a return of like 10 times. Three weeks ago is a return of 30 times, right? So they're not hot. Other sectors are way hotter, way hotter, right? And this whole vaccine thing is not going away, right? I haven't bought any vaccine shares, but I considered it. Yeah, other God. I looked into it. There's no way I would buy it. I just want to see what the movement was, right? Hello, Burton is on the rise. Oh, no shock given recent military action, but that's for tomorrow. Yeah, that's for tomorrow, but to a certain degree, it is an investment talk. I looked at Boeing as well, right? Boeing is up, right? 200 plus, 220, 240 dollars per share, right? That taxpayer money being funneled to the war machine, right? November 1989, the beginning of freedom. Haha. Is that when the Berlin Wall went down? MC Mike, how are you doing? I'm doing a double degree in finance and mathematics. Nice. Since the GameStop event a month ago, I really woke up to what's taking place in the world. I would strongly urge others to not invest in the stock market. It is rigged 100% MC Mike. Instead, look at other alternative forms of investing. As for me, I'm making a conscious choice not to work in finance and F Wall Street. MC Mike, right on. Salute, salute, salute. Build alternative systems that can challenge these predatory, destructive, monopolistic systems that have existed in our societies for so many decades, right? The Mahler Scher 202, everything you are saying is very interesting to me. I understand everything you say of just a 15-year-old but still very interesting. Awesome, the Mahler Scher. I'm glad you're finding the stuff interesting. It is a brilliant, by the way, it is a brilliant time to be alive. Really, the, and it has been for a while now, right? We're going through some huge growing pains, huge, huge, huge growing pains as a species, really, as a civilization, as societies, as individuals. And there are some people that are faring much better than others. So those who aren't faring well, they should be looking at others to see why it is that they are faring well. Not in just terms of finance, but mentally, emotionally, right? If you know people who are totally freaking out because they can't go out and they've lost this, you know, their social ability, right? To interact with people on a daily basis, for sure, that is their life that has been turned upside down. But everybody should be ready for storms coming in and realize that it's a storm, how to bunker down, how to survive, how to last through the storm, and to, if their surroundings are being destroyed to rise up again and build something that is antifragile, right? Not build back better in terms of what world economic form is saying, because what they are doing really is destroying huge sectors of the economy that they do not control, right? And then they're going to want to build on the ashes of independent sectors, decentralized sectors, a society to centralize everything, right? So there's a serious struggle going on right now. I think they're going to fail personally, and this is personal finance related, right? So if you're putting your money in the right place, if you're investing in the right place, and you're offering an alternative to these psychopaths that want to control everything about humanity, my money was a betting person and I am. My money would be on the individuals, on the decentralized people, because they are more, they can adapt faster, right? These people, everything has to work out perfectly for them to be able to get to where they want to go. Ombedness not going to happen, right? Party again, Cheryl says. Other God, up the yin yang, to take something to the extreme, mainly used by those of the racer crowd when they are threatened by a rival racer crowd when they are threatened by a rival racers. The water is out. I appreciate your recent explanation of collectibles investing to show something for people like myself who are highly creative, but have this calculia. Money and numbers can be very foreign language to us. Okay, awesome water is out. I'm glad you liked it. And I'm going to follow that up. That's what I hashed out today, right? We're going to follow that up with the investing comics that we did, right? And I'm going to introduce some new tables. So what we looked at was our first comic book haul, right? That how much the value had gone up and return on investment. The next one that we're going to do most likely is the first set of comics I've sold since doing that comic book haul video, right? And we sold some comics that I've had for 30 years. We sold some comics that were new. We sold some comics that I bought in the last 10 years and stuff like this. And what I'm going to do is we're going to look at the return on investment on those buys. We're going to look at expenses that you have to remove from there. And we're going to look at how much, what the value has done of those comic books relative to when I sold them. So we're going to look at the return on investment on the people that bought the comic books, right? So I sort of figured out how we're going to go about that. I'm going to build up the spreadsheets and stuff and get the formats together and create the graphics for them. So it's going to take me a little bit of time, right? Fingers might need a little break from all the computer work I've done recently, right? But once I put that stuff together, we're going to follow that up and it's going to be brilliant, really. It's going to be beautiful. The way I saw it unfolding anyway, right? That is something that I wanted to do, but a crack that pops in here, he sort of planted the seed and I said, okay, let's go with that one. So it's just full of sips. How was your degree in mathematics and finance? I don't have a degree in finance. I have a geophysics degree and a minor in mathematics. And it was one of the best choices in my life to get a degree in geophysics and a minor in mathematics. If I had to do it all over again, I'd do it all over again, right? Trash fit. I've been looking at intercom and tech infrastructure to a certain degree. Like for example, here's another one. RISP, right? Like internet provider here. In Canada, sort of a monopolistic power, right? It's an ISP, right? That it's family owned. I know that the son of the people that started this company, right? The guy gets $100,000 allowance a month to live on. Okay. And he doesn't do anything in the company. It's just an allowance, right? So it's a monopolistic ISP service company. They're on the markets. They're on the stock market and they're doing some moves and they're doing, it's stable, right? They're giving a dividend of around 5%. And the stock is like this. You want safe investment? That is as safe as you could get, right? That is as safe as you could get. And it doesn't really go against the conscious even though it's a monopolistic company. It's the least, like it's not evil. It's corrupt. It's controlled. It's centralized. But they're not killing people. They're not overthrowing. They're not doing coups around the world. They're not overthrowing governments, right? So it's crazy. So there are some telecom tech that you can invest in. Some, not the big ones. Oh my God. Apparently you need a travel permit to leave the UK from tomorrow. So I guess travel companies would be at a premium. Crazy. Underground and travel companies are screwed, I'm guessing. Trash fit. No, I'm standing economics and not participating in the markets is not a choice. Depends on what markets trash. Like I'm in the comic book market. Like really, tomorrow morning we're going to do a comic book haul. I'm going to show you what I bought. It's $300 worth of comics. Two Golden Age CGC romance comics. And one lot of brand new comics that are number one of a series with all the alternate covers. The two CGC comics were most of the cost of the buy. That's a market that I'm invested in and I'm totally happy to be in it. All I got a quote. Fate whispers to the warrior. You cannot withstand the storm. The warrior whispers back. I am the storm. That's like a Bruce Lee thing. Would it be Bruce Lee? Who's the killer? Who's the who's Bruce Lee would be more chill than that? Who would this be? I swear I've heard this before. Sorry, I love that quote. And it's definitely me. Nice. Have you ever studied finance? I did. I did. What I did here, I'll tell you my business perspective, right? I went to university after high school for a year, right? In sciences, in geophysics and mathematics. And I was in hard sciences or sciences. My whole school career, high school, you can call the career, right? So I needed a little change. It was stagnant. So I dropped out of university and people were like, What are you crazy? You got out to university on the first I said, Nah, I just need a break. I want to try something else, right? So I dropped out of university. I went to community college to take business. People are like, Oh my God, she just doesn't backwards. People go to college to do upgrading, to go to university. There's moron is going from university and then downgrading to community college. After that, I dropped out. I went and got a job at a gas station to admit on a on a graveyard shift to be able to read Lord of Rings, right? People are like, Oh my God, she just lost it, right? But long story short, I went to university and I wanted something else other than sciences. So I went to community college to take business and I enrolled in a two year business program. Within a month and a half, I realized business was just experience. Just do learn the system and apply the system, right? And I knew the math, right? So the math was just ridiculous for me. I'm like, then this is your finances. This is what you guys are talking about. Now I'm not talking about higher masters, PhD degree, finance, we're using calculus and stuff. I'm talking about business degree, right? So after a month and a half, two months, I realized I'm not going to stick through the whole two year program. This is too simple. I can just do this. I'm already doing this. I had my own business already. I already incorporated a business. I was doing stuff on the side, right? So I just partied for another two months and the term was over. I failed half the courses and I dropped out, right? And then a year and a half later, I went back to university, back into sciences. That's my finance schooling. Okay, marketing was hilarious. Accounting was a joke. Oh yeah, by the way, my other finance degree. Here's something I did, something else I didn't finance. Tollaska, do you know SAP? Enterprise Resource Planning Software from Germany, right? 20, over 20 years ago. 20 years ago, over 20 years ago. Okay, over 20 years ago, I've been doing geophysics for like 10 years. And I wanted a little change. So I put my name into the SAP program to get certified for SAP because I wanted... I saw Enterprise Resource Planning, huge data management. I was really into data, right? And I am still into data, all right? I love data. So I looked around and I realized there was... SAP was one of the big players, right? Enterprise Resource Planning, managing lots of data. So I put my name in for SAP modules to get certified in them, right? And I forget what I put my name in. I think I put my name in the... I can't remember what I put my name in. And there was an opening. They gave me a call, right? There was an opening for the F5 module. F5 was the finance module, right? So they gave me a call and they said, hey listen, there's been an opening in the finance thing. We need to know if you want to fill that spot. Otherwise we're going to move on to the next person in our list. And I said, finance, finance isn't what I wanted to do. And they said, look, you have to tell us right now if you want to do it or not. And I was in Vancouver and this course was in Montreal. They only offered us certain times of the year and certain places in the world, right? And I said, okay, what the hell? I'll take it. Now the course was $10,000, right? 21 years ago, the course cost me $10,000. And it was in Montreal. It was another city. So I had to go for get room and board there as well. So long story short, I went to Montreal, right? Paid them $10,000. Got a furnished apartment for two months, okay? And the first day in class, we're sitting there and there's the head of the RCMP, the finance for head of the RCMP. Some people head of finances from different corporations and stuff were there, like accountants, high-level accountants and money managers and stuff like this. High-end managers. And the first thing that teacher says was, okay, gang, we're starting like a month and a half crash course on this module. Let's find out who's here. And there was like 20 of us in the thing. So everyone started getting up saying, I'm from this company. The company's paying for it. I'm getting my FI certificate. I'm here to get my FI because we're going to do implementation, roll it out. So everyone started getting up and I'm like, damn. So I got up. I got up and I said, yeah, my name is so-and-so, my background is geophysics and a minor in mathematics. I've done 10 years of work in environmental geophysics and the opportunity came up for me to come and get my FI certificate for SAP. So I decided to cough up the money and come and do the program. Now, I don't know accounting, right, but I bought three books. I think I bought three accounting books and I hide them on my desk. I got these accounting books to learn accounting, just a terminology of how this stuff works. And I'm going to get my FI certificate and maybe try out, working in this field to see what it's about because I like data management. Everyone's looking at me. They're all like, what is this guy saying? He's got books to learn accounting while we're going to be the crash course on SAP FI module that most people fail and half the people fail that course. So after a month and a half, we do our thing, we do a little networking and stuff like this, we write the exam, I get my FI certificate. Half the class failed. I don't know. You know, like, man, what I've said, I mean, learn the language of mathematics for anyone that wants to do anything in your life. Learn the language of mathematics. And you can pretty much do almost anything you want in your life if you put your mind to it, right? It took a lot of time. I mean, we get up in the morning, we're being classed, like the whole day, and then we'll go have dinner and I would go home and start reading my accounting books right down ledger. What is a ledger? Oh, assets this, this, this, this, this, this. I hadn't done that stuff for like whatever years, right? And I didn't really pay attention. Let's check it out. Statistics. Mathematics, statistics is the best financial weapon. Statistics indeed. Oh, God. Less faith in the open market stretches out. The effects of recession. So spending keeps economies alive. Depends on the economies. Legendary Rob Boss, are we doing? Is the comic book market a niche market? What are the annual returns on all comic book ETFs? I don't know. Are they comic book ETFs? I've never, I haven't looked into it. But I think it would be a niche market. As I show, that's awesome. Visuals and math have always aided me. What did Cheryl say? Cheryl, a lot of stuff. I'm right there with you. Something finally clicked. All the visuals and calculus. If finance weren't so graph, friend, I would be at a loss. And Chicho. Chicho is fantastic. Included them together. I was always stronger as a visual person, a geometry than the likes of algebra. Maths can be a very difficult language. But oddly, creative people can grasp it spatially fairly quickly. Yeah. And there is a textbook out there which teaches calculus with just geometry. I've still yet to grab that book. I have to look it up again. But I read a chapter in it. And it was pretty cool. Or skim through a chapter anyway. It was pretty cool. Economics is mostly statistics and calculus. Data sets, really. For me, related fields are almost more useful than the target module. In my area, people with SAP experience can basically write their own tickets. Yeah, during that as well. But there was a market crash. But I did work in SAP. I got a call on SAP. I don't want to did some SAP work for a company and stuff like this. It was okay. You know, I tried it out. I got my certificate. I was fine with getting it. And I know I can do it now. So if I ever want to do it, I could go back into it. My name is Chichou and I'm an anarchist. Oh my God, I should have done that. At the time, I don't know if I would say I was an anarchist. I was, but I didn't know. I didn't like using SAPs. Man, oh look, working in this company. Managing their data. And it wasn't at FI that I was managing. They hired me to do work on a different module, right? It wasn't implementation. It was just making sure the data was flowing properly. I can honestly tell you all this, all this huge data in these huge corporations that they give you all these numbers that this is here. This is theirs. There is so much error in their data sets. Human error, a huge chunk of it human error because people categorize things in the wrong place. The skews are all messed up. It's just for show. It's just for show. None of these companies work as efficiently as they pretend to be. They don't. It's a joke. It's a joke. Being the perfect candidate is almost a path to failure. At least when someone else has decided you're the perfect candidate, yeah. Spending keeps me alive. Yeah, that's regarding the SAP. Yeah, you should have seen. People were stressed out. Like I was, like I talk to people. They're like, oh my God, my company paid for this. And I don't think I'm going to pass. I can't wrap my head around it. I don't get it. I was like, what's there not to get you? This points to this. And that points to these. And you just got to make sure that that points on the right. And that's the code for this, this. They're like, what? What? I'm like, I was like a geophysics guy helping out accountants to figure out how the stuff was moving. It's crazy. Rikety rock and spending keeps me alive, too. Indeed. I would love that because Spatial Cal. Yeah, it's out there somewhere. If you send me a reminder, I'll try to find it again. It's been a while since I looked at it. Trashfit. I hate that finance. It's all about the graph. It always seemed backwards to me. Know the math that makes the graph is more for sure. You can manipulate it. But with technology that we have right now, the graph is the function, right? And the function is the graph. So you should be able to manipulate things. And the graph is really a visual representation of the calculus of what's taking place, right? And data sets. So for example, think of a graph as taking a major data set and data with rows and columns. And it's very difficult. Like I like looking at rows and columns. You can pick out the anomalies, individual anomalies really well, right? But if you have a data set of let's say million points or 100,000 points or even 10,000 points, right? In rows and columns, to get a visualization of what that data set is telling you, you can just look at the different metrics and see the different graphs behaving, right? And then once you get a good feel for sort of what's going on, what you can do is go to the table and look at specific times, right? So they work hand in hand. So they work hand in hand. Water, which is too pure, has no fish. Haha, Elder God. And it'll kill you if you drink too much of it. Water, which is too pure, has no fish. Who said that, Elder God? Was that an Elder God quote? That quote for me means if it's too good to be true, don't invest. It also means for me, if they pretend to be righteous, the odds are they're not, right? Accounting is super easy, but too boring. That's a trash fit. That's the way I found it too. It was just sort of, I don't know, a gang, don't forget. Free Assange, Free Assange, Free Assange. Julian Assange is a publisher and journalist that has been crucified for trying to bring transparency and accountability of capitalist power to humanity. For more information, please see wikileaks.org, defend wikileaks.org, or our Julian Assange and WikiLeaks playlist on censor to Mandarin. Delicious. I'm very glad our live stream worked. I was worried that it wasn't going to kick in. I like that. If they say you need something, then you definitely don't. Haha, lots of anomalies in politics right now. Tolasca. Geophysics is using instruments to find, to give you the structure or find anomalies to do research into the structure of the earth. Now it could be on a micro scale or a macro scale. So it could be using instruments, may they be seismic, radar, electromagnetic, magnetic, gravity, radar, whatever, right? To find what's in the ground, ranging from millimeters to the whole globe. So for example, I've used electromagnetic methods when I was doing geophysics to map out a former grave site that was raised, that was leveled, right? So I worked on a site on one level. I worked mapping contaminant plumes coming off landfills, going into water supplies and stuff like this. I've worked on seismics going really deep or radar going really deep for tailing ponds and Labrador or stuff like this. But I've also worked at a site where they believed it was the oldest cemetery in Canada, right? But there was no tombstones. It was leveled, right? It was a Native American site. And I went in there with an electromagnetic instrument, with two electromagnetic instruments, one that was going shallow and another one that was a little deeper. And I took readings every half a meter, half a meter, by half a meter, half a meter, right? So grid or maybe it was 25 centimeters, like really dense readings and mapped out the underground electromagnetic data found anomalies. And anomalies is just basically relative to the surrounding if it's anomalous. It looks different. It's very much, that's why I like differential accumulation when it comes to finance from Jonathan Nitzan and capitalist power is because everything's relative. So relative to the background are there any anomalies? And we mapped those out and we gave them those readings and they went out and dug them and found the graves, right? One of the graves, which was super interesting, was they found the graves of, I believe it was five kids that had drowned during a boarding accident. Like this was like a long time ago, right? And they buried them all together and were able to find the five kids that died in a drowning incident. This was in Ontario. That was a really cool project. That was a very cool project. Cheryl, I've just been thinking about how many people I know, mostly other creatives who would have had a better school experience with map text oriented towards visual thinkers. Frustrating, frustrating indeed, Cheryl. Frustrating indeed, greetings, blessings, Dr. P. How are you doing? Now the God, Biden is not taking questions. We don't want him talking. Crazy. It's cloud world. King Canada live. How are you doing, brother? Greetings, T-Shown-Chuck. Hope everyone is well and enjoying their weekend indeed. Hope you are well as also. Right, water exile. I want her percentage, Cheryl. Yeah. Hey, Cheryl. Everyone's talking. King Canada live. T-Shown, did that grave sit happen to be in St. Andrews, Ontario? It was in, God, I'm thinking back like 30 years now. Was it St. Andrews or was it Kingston, the Kingston, Ontario? I don't think it was Kingston. It wasn't, it was in a rural area. So St. Andrews, I don't remember. I can't remember where St. It was in a rural area. It was farmland. I can't remember where it was, man. I just know the field that was there. I forget which tribe it was. They had the representative there. And I've worked for a lot of tribes there during government and tribal leaders with land and stuff. Seriously, the experience was amazing, right? Being there as a scientist and having empathy for the tribes is what has taken and doing something beneficial. So the reward was amazing. But I remember it was an open field. And by the way, thank you very much for the subs, gang. I am a God, baby. I apologize if I'm missing any of them, right? So it was an open field. Ontario's beautiful territory too, right? It's amazing, beautiful. So the Wisconsin ballot service will go down in history books. Water Exile, amazing times to be alive. Amazing times to be alive. I'm literally dressed in NASA as a native African tribe yesterday. Are you serious? I'm hilarious. What am I missing? Comedy gold moment. Yeah, seriously, that sounds like a comedy gold moment. Please link it up. You do it, you got it. I'm not making that. Oh, Water Exile or Elder God. If you find it, link it up on our Discord. Please. I love to see this too. Like crazy. I'm assuming we can talk a lot more about this tomorrow. And by the way, one of the reasons that geophysics, as far as I see it, was so amazing was because geophysics was about data management. You collect tons of data. So much. You're looking at all this data. And then you have to analyze the data, which is really what finance is about. You have these data and you're going to analyze it and find anomalies and find trends and see what's going on. So if you can manage data, if you've done a lot of data analysis, it's very easy to jump from finance to geophysics to statistics to actual use to whatever you want to go into. King Canada Life. Simon Fraser or Fraser River is buried right beside my house here in Ontario. What? Simon Fraser or Fraser River, really, is buried right beside my house here in Ontario. And apparently it's one of the oldest cemeteries in Canada. I was a Mohawk buried site before Europeans. Oh, really? Maybe what's the burial site that I worked at was really small. It was trying to think how big it was. It was maybe 50 meters by 50 meters. It was very small, very small. And there was no markings anywhere. No stones. What had happened? And this happens with a lot of burial sites, especially the older ones. You get mass floods or floods coming in or land movement and the tombstones move, right? And if there's an imperialist nation occupying the land, they don't care about the gravestones, right? Or the grave sites. Like, for example, Azerbaijan taking over Nogor-Nogorabakh, the southern part of Nogor-Nogorabakh. One of the first things, the ISIS warriors or the ISIS terrorist fanatics with the Azerbaijani and Turkish-backed soldiers did and are doing is destroying the grave sites of the Armenians, which is something that Turkey has done, wiping the area of any tombstones and grave sites. So the tombstones move, but the bodies remain, right? So crazy times. Cosmo context. Hello, Chicho. I have a question about renting versus home buying. I know it depends on many factors, but does it ever make sense to rent for a long period of time or is it financially irresponsible if you have the means to buy a home? No, it is not financially irresponsible if you have the means to buy a home if you decide to rent. For example, if you're thinking about personal finance and investment, when you buy a home, you're carrying a huge debt. So your liquidity is sort of not there if all of a sudden huge investment opportunities pop up for you, right? So for example, it basically is about return on investment, right? Let's assume you buy a home. Like a lot of people say, you buy a home, return on investment, and you're going to go through the move, right? You can control a lot of money by having a little, that's the only advantage, by the way, for buying a home because you can go into the banks, will give you a ton of debt for minimum down payment, right? 5%, it used to be in Canada, 10% or something. So let's assume it's 10%. So let's assume you're going to buy a million dollar home, right? In Canada it was 5%, right? So if you're going to buy a million dollar home, the banks would loan you the money, okay? As long as you put 5% down, if you had good credits, right? And if you had job and you could show all the stuff, you got co-signers. So for $50,000, you could control a million dollars. Now you don't own that million dollars, right? The bank owns it. That's just, they've agreed to loan it to you, right? And you're paying interest on it for 20 years, 25 years, 30 years. Some people actually sign 30-year mortgages, right? So if you have that, right? Let's assume an opportunity comes up for you to invest money somewhere. And by the way, you're paying interest, you're paying mortgage on this and on this chest. Let's assume an opportunity comes up for you to buy something at very cheap value, right? But you don't have the capital to do it. You have to go get a second mortgage on your home, which means you're going to more debt, you're going to pay more interest, right? Now just imagine if you didn't buy that. You're paying rent, right? You got no overhead other than your rent. Pipe burst, call the landlord, right? Roof leaking, call the landlord. Dishwasher breaks, call the landlord, right? Landlord in my area has to come and sweep the driveway of snow, right? They have to do gardening. You got zero responsibility and you're not a million dollars in debt or $950,000 in debt. You got $50,000 in the bank and if you have good credit, enough credit to buy a million dollar home, it means you can get more money. All of a sudden opportunity comes up, for example, a year ago when the stock market dropped 30%, there was a lot of cheap things to buy. So you go borrow another $50,000 or you just take your $50,000 and dump it into this, this, this, cannabis stocks, this, this, this, this. Right now, if you invested in cannabis stocks from six months ago, right? Eight months ago, your money of $50,000 would have been anywhere between half a million to 1.5 million, right? Who, those people that say the home is the best investment you can make in your life are talking BS, okay? It might be the largest investment or largest opportunity for you to go into debt in one lump sum. Yes. Was it a good idea to buy a home? Sure. If you can get it a good deal and you're going to sit in there for a while and if you're going to live long term, like 30 years in one place, maybe, right? Sure, sure, buy a home. Right now, depending on where you are, certain land prices, house prices are through the roof, right? And it really depends on when you're buying. For example, those people who bought into the bubble in the 1980s in the housing market in Western Canada, right? Would have had to wait 20 years to get their money back. 20 years to get your money back for the value of your property to the same level it was before, okay? Well, that was in the 1980s. Well, just imagine if you bought Microsoft stock back then, right? So no, it really depends on your own personal financial needs, right? If you're raising a family and you can't have a landlord saying, oh, I want to do rent eviction. They want to renovate to evict you so they can raise the rent, right? If you got no rent control in your area or if you have rent control in your area, right? Then, yeah, sure. There's a certain amount of stability that comes with owning a property, right? There's more of a financial burden. You're less liquid, right? You have less maneuverability. Okay. It really depends. With your current mic, you sound like a philosopher, or barba, non-facet philosopher. A beard does not constitute a philosopher. What else? The longer it is, the longer, the more respect you should have, I guess. I thought Biden referenced Indian American, non-native American, crazy. If you want to have a good joke, not a good joke, I shouldn't even say it. Think you're correct. Oh, dear. That's me having a Biden moment. Haha. That should be a thing, a Biden moment. Canada lives. It seems like the housing market is the only thing propping the Canadian economy. It's a huge sector of most Western economy, Canada, United States anyway. Canada economy up. And yeah, even in rural Ontario here, the cost of housing is insane. Yeah. And it's a huge money laundering mechanism for governments, and a huge opportunity for governments to get tax revenue, right? There's been people in Canada, in the West Coast, that I know, right? That these people bought a home in a certain area, right? And their property was this much. And they assumed the taxes were going to be this much. Now, what happens over the years? The property value goes up. Well, what happens with the property value goes up? Oh, the tax burden goes up. So all these people, there's been people, like in Canada, in Western Canada, old people that have been living in their homes for 30 years, 35 years, 40 years. There's been people that have needed to sell their homes, right? Because they couldn't afford the taxes on the home, right? Even though they paid off the house, right? For them to be able to pay the taxes, they have to go borrow money to pay the taxes. So they're going into debt again. Or they have to defer the taxes. And that's something that Canadian government did. Like, I mean, look at this damn scam, right? They raised the property value of citizens, of the people living in the country, right? And for people that own a property, and if you're a senior citizen, 65 or plus, you could defer the taxes on your property, right? So you don't have to pay it. The government just says, okay, this much on the taxes, right? This much on the taxes every year. And then when you die, when the property goes to your children or your relatives or whoever you want to leave it to, they have to pay the collective taxes that were deferred, right? So when the person is 65 years old, they can defer the taxes. Let's say they live to be 80 years old. Or let's say 75 years old, 10 years, right? And the taxes on the land, on the house, might be anywhere between $5,000 to $10,000 per year, right? That's 10 years worth of taxes, right? So as soon as the person passes in the will, the house goes to whoever, right? Then the people getting that have to pay anywhere between $50,000 to $100,000. And that's on the low end. That's after 10 years. $50,000 to $100,000 in taxes to the government, right? Now, I don't know about you, but in my part of the world, a lot of kids that their parents or a lot of people that their parents or might be passing their senior citizens, if they get that property, they don't have that money to pay to keep that property, right? And the government, you owe money to the government, they want it. They don't give a rat's ass if you got to go bankrupt to pay them, right? So what they're going to have to end up doing is selling the property to be able to generate that revenue to pay the tax man, right? Now, what happens is people start knocking off, people selling. So it's sort of a Ponzi scheme that they're they're rolling, right? And it's a money laundering mechanism. It's crazy in Canada. It's absurd, right? Yeah, look. And the reason I know a lot about the housing market is because our family was involved with the housing market for 30 years. I've seen it roll out. Gang, don't forget, free Assange, free Assange, free Assange. Julian Assange is a publisher and journalist that is being crucified for trying to bring transparency and accountability of capitalist power to humanity. For more information, see wikileaks.org, defend.wikileaks.org, or our Julian Assange and WikiLeaks playlist on SensorTube. You've had it to this score, awesome. I bought that video. Couldn't decide between the politics or comedians there. So it's all awesome. Good choice. I just watched one. This man has the nuclear gun. Have a good night. I enjoy your stream. Good night, trash. Thanks for popping in. Don't worry about our exhaustion. Cheryl says, I haven't watched them. So I'm sure it's an intent versus actual worst thing. The man, the legend, Smith. How are you doing? Elder God, I'm planning for this event. Claus is not getting my parasols. Yeah, Elder God. You will be happier and you will own nothing. Or you will own nothing and you will be happier. You will be happier. What? F you, Claus. Thanks for your answer. I appreciate these streams. My pleasure, Cosmo Cortex. And it's really up to you. And mobility and peace of mind and everything. You want to come up? What's going on? You want to come? Oh, it's okay. You go play. He's like, hey, what's going on up there? That's Via. He wants to love it. Okay, I'm going to bring him up. Hold on. Well, he jumped up. Here's Via. Sal or Via? Via. Sal, it's rare. Sal comes up and does this very seldomly. And only when he's sleepy. Sal is super cool. And so is Via. Sal likes taking baths. He does a little meow out first. And then he just sits there. And just goes like giving a kitty. He's like looking at you in the eyes. He's got yeah, Sal is super cool. So is Via. They're both like super awesome. Really. They're so cool. Fun cats, man. Fun cats. They're kitty cats. So they're creating a little bit of chaos around here. They've only been here for like a month and a half now. And it feels like six months, right? Because the lifestyle change for us has been quite dramatic. Two kitty cats. We have to kitty prove the area. We've closed off certain areas and stuff. But they're having the two entities. These two beings that live with us has been quite interesting. Quite interesting. Quite interesting. And you build a bond with them so fast. And Via is, by the way, characters. Via is very stubborn. And when Via wants something, Via wants something. Oh, he wants that. He wants that. No, no, no. Sal is very cat-like. He's very, he's crazy agile. Super fast. Via is a pouncer. But Sal is super fast. And he's very cat-like and a very kind soul. They're both very kind soul. But Sal in a unique way. He's just such a loving cat. But once, once, cuddles, when he wants cuddles, he doesn't want to be, he's not a burden. He listens to you. When he say no, he goes, okay, no. I'll just go do over here. And he's just such a gentle soul, Sal. They remind me of my nieces. Ah, ha, ha, ha. Awesome. Cosmic Vision. Say cheese show. Really great to see you. Got my new place. Got my new place. What did you get? Did you buy a place? Apartment? Or are you renting to a new place? Are you happy with it? You're talking out. Is that a good thing or a bad thing? Is that a good thing or a bad thing? Fun. Coffee. Oat milk. Turmeric and maple syrup. Candy. Rent and yes, good. Awesome. Good, good, good. Do you have a patio or a garden or anything going on? If you do, grow some food. If you do, grow some food. Without a doubt, without a doubt. I'm looking at a 70th century tavern to take over in Nottingham. Really? Does that mean you buy the land as well? Or are you just going to be renting under God? Some flower seeds. Pan fried actually with salt. Very yummy. Reductive. As long as Wall Street doesn't start buying off retail space, retail space should be quite cheap. If not right now, soon. Can't guru. Thank you very much for the follow-up. Cosmic vision. Just renting, but I got a jalapeno plant. So far. Ah, nice. Jalapeno plant. They gave off a lot of jalapenos, man. Actually, I could do both, but I usually rent. Yeah. Less burden. Unless you're thinking long-term, it's a really low value, right? But be careful with buying too as well, gang. Governments are cash-strapped. They're looking for tax revenue. They're charging tax on eBay. Okay. More places on buying off eBay. On being zap for the tax. People that were buying from me all of a sudden halfway through, they were paying more tax. Okay. Property value is going up. Governments wants more tax. More regulation coming in, they're going to want more tax. So transportation tax is going to go up. Maintenance tax is going to go up. My long-term doesn't finish in the UK. Okay. Then I personally wouldn't put down the routes in the UK. Your long-term, your nose not going to end there. For me, I like Western Canada. My long-term, I think, is going to be here, but we see. My own scones, or scones, as the student says. Really yummy. I'm baking. It's fantastic. I'm munching. It's great. Walk-in shower, bathtub. Nice. Two ceiling fans. And all brand new white walls all over the cabinet. And all nice. Can't ask for anything more. Nice. Very good cosmic. Congrats on the new move in. Get your plants out. Elegant quote, save some money so you can die somewhere warm. And don't touch it for anyone ever. That's a good idea. Which is good financial advice. Have some money that you're putting aside. That you're not going to reach into for anything other than what you had planned for. Unless this is like a serious life or death emergency. If you have to go without, don't touch that money. Only life or death situation, either for yourself or your family, you touch that money. If you need to downsize to be able to pay your bills, downsize. Don't touch that money. If you want to, if you need to reduce your entertainment money, reduce it. Don't touch that money. That money is your savings, is your retirement, is your investing in a long-term plan that you have. Bad grammar, sorry. It's late for me. No worries, man. No worries. I'm the guy who miss spells and miss reads a lot of things. What a chill stream. What a chill stream. Nice. Ace Firecat. How are you doing? Hello, hello. Code. If it comes between you and them, send flowers. Haha. Ace Firecats. Thank you very much for the Twitch Prime sub. And gang, don't forget. Free Assange, Free Assange, Free Assange. Julien Assange is a publisher and journalist that is being crucified for trying to bring transparency and accountability of capitalist power to humanity. For more information, please see WickedLeaks.org, Defend.WickedLeaks.org, or our Julien Assange and WickedLeaks playlist on SensorTube. More scone. This is the last bit. I need to make more. Maybe we wait. I've been making way too many pastries. Cookies and pastries. Well, I haven't made pastries. I guess cookies and scones and bread. Cheryl. Telling friends that my long term involves a lot of wandering. Usually makes them confused. They assume I mean to take occasional trips, but when I explain that I would love to be able to just keep mobile, it makes them anxious. I understand being tied to place, but there is just too much to see and experience. I've never understood the mentality of two week vacations. People work their houses off and sacrifice everything. Over for 50 weeks so they can go two weeks in Canada anyway. Somewhere and go crazy, drink all they want, eat all they want, get some sun, and then they come back and don't go to the beach when they have the opportunity and stuff like this. I don't understand the mentality. I love the mentality of, and I can appreciate it, moving somewhere and living there for a year or two years to see what it's like getting to know the locals and then moving somewhere else for a year, six months or a few months and so on and so forth. Thank you for the follow. It could be taxing. There's got to be a certain amount of stability to the world to a certain degree. One of the problems is if you're moving from an expensive country to a less expensive country, and your revenue stream decreases, then it becomes harder to scale up again, right? So scaling down works, but scaling up is more difficult. So there are problems associated with that. Elder God. Sometimes she told I wish I was born in a much earlier period. For me, no. I'm glad I lived through the 80s and 90s. Really. 80s and 90s were through the roof. Early 2000s as well. 2000s as well. I don't know. I love this period as well. It's exciting. Elder God. Really. And it depends. Different period in what state, right? Like some people say, oh, I wish I lived in medieval times. I go, well, you only wish you lived in the medieval times if you were well off, right? I don't think you wanted to live during the medieval times if you were a slave, if you were working in a mine pit and stuff like this, right? So it depends. Cheryl, it's because you're so close to the U.S. that are nose to the grindstone mentality. Yeah. Yeah, it's very weird, Cheryl. But really, I've seen people sacrifice everything for 50 weeks so they can let loose for two weeks, which is the same mentality they have is they sacrifice everything for five days so they can let loose on the weekend. They go crazy on the weekend. Party hard, party hard. Mondays, hangover day. They do this week, after a month, after a year, after a year. It's like, oh, exhausting, exhausting. 1000 BC. Oh, 1000 BC. What was going on? 1000 BC. That's a Roman empire. My history thing is bad, man. Cheryl, as a man, that could be interesting. It could be if he has a woman. Yeah. And I don't mean that as a commentary, just a reality. It is. It is. Yeah, yeah. No Roman empire, 1000 BC. Few hundred years BC was a Roman empire. So 1000 BC, which empire would have been? But Cheryl, yeah, depending on where you're going to. As a man, it's easy for sure. As a woman, dangerous in most places. Very iffy in most places. Chewing ice. Yummy. What a chill stream. I got a feeling tomorrow's stream is not going to be chill. Tomorrow's stream is current events. My, my, my. Oh, my, oh, my, oh, my. Later, Egyptian empire. 1000 BC was Egyptian empire. Okay. Yeah, the slaver during the Egyptian empire would have been through the roof. What would you like to be there during that time, Elder God? Definitely not the slave. Slave master. I don't know. The merchant, the pirate, the pirates. The only period I would love to go live in is Conan the Barbarian. And I wouldn't want to be Conan's partner because a lot of Conan's partners die. I would like to be Conan. I'd be the dude with the bird head. Pirate all the way. Pirate all the way. I think I would go pirate as well. I would be on the sea. Yeah. Yeah. Pirate, sea pirate would be cool. Traveling from port to port. Oh man. The debauchery would be amazing. The debauchery would be amazing. Go to those ports where there's like the pirate times and you walk down the wrong alley and your cut purses come up and you gotta go into a knife fight, trunk a knife fight to stay alive. Find America. Get all the gold. That means you have to kill a lot of the indigenous population. I don't think I'd be into that, man. I don't think I'd be into that. Conquistador. Be a conquistador. No, no. Don't want anybody else's gold. Unless it's, well, I guess pirate you're taking other people's gold. But being a pirate in the Mediterranean would be okay. I could handle being a woman in Viking era, Scandinavia. Yeah. Hell of a knife fight. I can go outside and get that now. In the UK, yeah, crazy, crazy, like certain parts of UK and certain parts of Europe are, from what I understand, are very, very sketchy now, right? Yeah, I'm in Scotland. It's awful here. Is it Ace Firecat? Like, seriously, it's gone that bad that it's awful in Scotland? How long has it been like that? Knife crime is really bad. Really? That's unfortunate. It hasn't hit here. It hasn't hit here, which I'm very, very grateful for. The petty crime is up here as well, but not on that level. It's been awful in Scotland since train spotting. Your mom's from Glasgow, under God. Wow, wow. So it's really bad in Scotland now. I don't think Ireland is that bad, is it? It's because you can't pick up a gun at the grocery store. I was like, any advice on getting background check? Any advice on getting background check? Applications back from a predatory leasing agency? Of small claims court, et cetera, in the US? No, kangaroo. One of the things I recommend, if you're going through some financial term oils and stuff like this, right? Because if you're going through some financial turmoil, the odds are your bank account information is out there, right? Your bank account information is out there. One of the simplest things you can do to cut those links is go to your bank and say, listen, I don't feel safe with this bank account. Close all of these accounts and open up brand new accounts. Like just close them. All you do is you close all the accounts that you have, right? And you open up brand new accounts at the same sitting, if you want. Brand new accounts that are not linked up to that period. End of story. No one, like, as soon as you do that, it's like the system has a hiccup. Okay, what do we do now? And then they have to roll in new things or whatnot. As far as predated checks and stuff like this, you know, you should be able to cancel them and not be how liable for them, right? I don't know. I don't know. She grew up in East house. I still have. They don't have my bank account info. They just stole my application fee while simultaneously renting properly someone else without off dude. Someone that has been going on in Canada as well. My bank accounts are 100% fine. And the majority of my assets are security, securely stored in cold while that's awesome. I can't grow. What you can do is hire an outside company to go after them. The kicker for that is, you know, they'll go after it. Let's say it's a thousand dollars. You'll get like a hundred dollars back and they'll get 900 if it gets resolved. So all you're doing is make it harder for them. You're not going to get most of the money back. Unless you do all the paperwork yourself, which is what a pain in the ass, right? And I purchased this no names as well. Nice. I found out one of the things with prepaid credit cards online. Some places don't accept the prepaid credit cards, which is like, what the hell? Yeah, it's only 150 probably not worth pursuing honestly. Just can't charge back through the bank. It was actually my mother that paid a more angry that they screwed over a 61 year old disabled one like, yeah, I can't, I can't grow. You might want to go after them for just, just because, right? I've done that. I've done that. I've gone after in park because they pissed me off. I called them up and to complain about something they did. I wanted to end the person on the phone hung up on me. So I called them back again and by chance it ended up being the same person that I answered. And I said, Hey, listen, it goes, Oh, as soon as you spoke, I go, Oh, you're the guy that hung up on me. I go, I'm talking to you and you hang up on me. I have an issue with you guys. And he goes, There's nothing you can do about any hung up on me. I went mother. There's nothing I can do about it. F you. Stop doing everything. Hopped into my car, went to the courthouse. I went to the teller and I said, Listen, I have an issue. Is there anything I can do about it? And the court didn't tell her as soon as you give anybody that can help you out, you tell them you want in park as a person you want to go after a company you want to go after to help you out. Everybody hates in park. Hates in park. They're evil. Right. As Smith said, and the teller says, Well, this is what you can do. You can file a claim against them for up to $10,000. Anything more than that, you got to file a lot more papers. So you can file a claim up to $10,000 or cost you $100. I go, Let me do it. So I filed a $10,000 claim against them, paid $100. I was fighting them over like $300, like $200, something stupid, right? I paid $100 to file a claim against them and I made them pay. It cost them at least $20,000 to deal with my $100 claim. And I had the manager, the CEO of in park. I think it was a CEO of in park for all Canada at some point or the district for British Columbia. I had him on the stand questioning him for two hours. It felt good. Oh, God. I watched the net last night. It's mad how it predicted a lot of future online crimes. Yeah. Oh, God. Kangaroo. I'm waiting until I can relocate to the area before I pursued legal action in the process of moving. So I can, I got bigger stuff taking, where did I go? Taking priority at the moment. Just really want to go after them out of a hundred percent spite. Yeah. And by the way, look, it felt good, but I also, it was a huge benefit as well. I also learned how the system works. So I went through the paperwork. I filed stuff. I sat in a discovery with me on one side, a retired judge that was trying to arbitrate between us with the manager, the CEO of the in park with two of their top lawyers sitting across the table from me in a room. They had booked us for like an hour and a half to two hours to resolve the situation. Right. The judge kept on saying, look, this is this. I took pictures. We stayed there the whole day. We had a, we had an intermission and then we came back in the afternoon. I held them there for a whole day. Just imagine what it cost them. Two of their main lawyers sitting there. Right. For a whole, the judge was like, this guy's not letting go. I am letting go. Right. And I learned how this worked. What a stupid system. Right. Every time I call a company hotline, I find myself an Indian, Philippines here as well. Cheryl may need to do that for the kiddo because of more no cash sales points. The bank has one without fees. Either that or get a parent signed credit card for 12 year old. Why is that even an option? Why is that even an option? Small claims is up to $10,000 here. Also, dude, also, dude, also showed up to the house viewing while COVID positive endangering my mother who has, dude, you should sue their asses off. Well, no, no, don't take this as advice seriously. But man, oh, that kind of shit pisses me off, man. Cheryl, it's a great idea, but keep it tight. No connections to online. Cool. Can I go to that is amazing. Enormous balls to do that. It just, I was pissed, man. The guy on the phone told me there was nothing I could do about it. Right. That means that guy on the phone is part of the problem. He's a piece of crap, right? Representing a piece of crap company. So I decided to try to see what I could do about it. Right. Never tell a cheecho they can't do anything about it. More power to you makes me feel better about my future prospects. Sowing this dirt bags. Yeah. By the way, look, it might be stressful. Right. When we went to court. Okay. Long story. I'll tell you what happened after court. The judge found in their favor and stuff like this. We came out of the court. This manager CEO guy, he came out of the court. He was flaming mad. He was effing pissed, man. He turned to me. He goes, I told you, the judge told you we were going to lose. You still pushed it this far. He's going like this at me. Right. So I listened to the guy, I listened to the guy. I turned to him. Right. We walked down the hallway and I turned to him. And I made him stop. Look at me. I said, listen, if I get one more call from you guys, one more letter from you guys. I'm taking a full page ad in the two papers we have in the city. Okay. I'm going to take a full page, full page ad in both of them. And I'm going to file a class, class action lawsuit against you guys. I'm going to rip you apart. I'm going to make sure this thing costs you millions of dollars. If not hundreds of thousands of dollars. Okay. I'm going to make you pay if I get one more phone call, one more letter. End of story. Right. The guy's like, what? I didn't hear back from him. Nothing. Right. F them. These monopolistic companies, these pieces of crap that think they can throw their weight around the world and F over regular people like me and you. You push back a little bit. They fold, right? They bend, right? Within reason, of course, right? It's like bullies, right? What's the one thing that a bully fears the most is a little guy standing up to him, right? Because the bully knows the bully can beat the crap out of the little guy. The problem is if the little guy gets a hit in, right? Gets one hit in and the bully looks a little weak, right? In front of everybody else. What happens if the little guy gets a kick in in the right place? What happens if the little guy gets a nice little scratch going across the eyes, right? That's what the bullies fear. The bullies don't like any resistance. You offer resistance to a bully. Right? Basically, don't be a victim. Don't look like a victim and make sure if anybody's coming after you, after you, they realize there's a price to be paid on their part. I have to be honest, I have been using COVID regulations to my benefit while supposing with my other hand. The best strategy is to be flexible. The best strategy is to be flexible. Genguru, you're amazing. So glad I found this dream. Ah, nice to have you, Genguru. You're a what? I don't know. Take everything I said with a grain of salt off. None of this is life advice, financial advice. It's not advice. This is just my me sharing experiences, right? Thank you for sharing your perspective, your advice is in my mind. Thank you. My pleasure. I hope it works out for you, Matt. And if it gets a little bit too much, if it gets a little bit too much, be happy with what you've done and just pull out, right? You don't have to go all the way, right? You can poke them a little bit, make it disturb, right? Like, but only go as far as you're comfortable and it's not stressing you out. When I got bullied at school, my bullying required six bullies. And even then, it was about even. My bully required six bullies. Rich is being able to buy what one wants. Wealth is able to buy what one needs. Long-term investments create sustainable wealth and can lead to richness, yeah. Could, could, could, right? And investing in the right place. Hope no one's still holding Xerox stock, right? Can't grew. If I can convince them even for a few days in court, that would be more than enough justice for me. That is nice, nice. Inconvenience though, more than a few days. For us, it was just one day. The court had only put aside like two hours again and we went all day. Went all day. What up, Chico Zabrowski? How are you doing? Hope life is well. Oh, we're almost at the end, gang. We're almost at the end. Fun stream, nice and chill. Nice and chill. Very simple personal finance video. Considering all the, all the stuff that's going on, this Corralta was going to be a little bit more, more intense. I still have some Lehman brothers. Have I ever won? No, do you, Cheryl? What is the local time for you? It's about almost 10 o'clock. 9.54, 9.54. The kitty cats are wrestling. Money is just trees given value by society. I don't think it's even trees anymore. Thank you very much for the sub, for the follow, Nathan. I appreciate it. Gang, let's call the stream. Okay. Thanks for being here. Thank you for the chill times. Thank you for the discussion. Thank you for sharing your perspective. Thank you for the laughs. Thank you for the links in Discord, if you link this up. Elder, you got any extra to talk on my way? Make paper airplanes. Just waiting for the right, right off at this point. Haha. Thanks for the stream. My pleasure, Ace Farakata. Thank you for the follows and thank you for the subs, gang. If you want to follow this work, by the way, we will be streaming tomorrow. Oh yeah, tomorrow morning, most likely comic book haul video. Unscheduled, I'll announce it, all the platforms and on Discord and Patreon. Half an hour, maybe a few minutes before we go live, if it happens. But tomorrow night for sure at 8 p.m. Basically 22 hours from now, current events, live stream. Okay. Aside from that, MC Mike, my pleasure. Sorry, money is just sheep given value by more sheep, pretty much. I am on Patreon. Patreon.com forward slash chichou, C-H-Y-C-H-O. If you want to follow this work, if you want to know what this work is about, which is basically layered on mathematics. Patreon is a great way to do so. I don't put anything behind paywalls. Everything is great of commons. Share, share, like and gang. For those of you that were supporting this work on Patreon, thank you very much for the support gang. It is in large part because of your sport that we're able to do this. Kangaroo, I'll be on the lookout for this stream again. This has been very useful. Thank you. My pleasure. My pleasure. Early, early. Or we'll pass first. Coppa on the East Coast. Yeah, early, early for our UK friends. Gang, we are live streaming on twitch.tv forward slash chichou live. C-H-Y-C-H-O-L-I-V-E. If you want to participate in the chat, twitch is where you want to be at. And gang, thank you for the follow-ups. Thank you for the subs. Thank you for being here. Thank you for the discussions. Thank you for the love and mods. Thank you for taking care of business. I do announce these live streams 30 minutes before we go live on Parler, L-O-M-I-S, VK Gap, Twitter, and we do have a Discord page. And you can come to our chat anytime you want, and I'll do it again. Punch in, exclamation mark social, and all those links will pop up, including the link to our Discord server, Discord channel, where you can join the discussion. There's a few people, 700 plus people that have joined the Discord, and they're sharing information and participating in the discussion for seeing you again. Yeah, indeed, kangaroo. Thank you for popping into the stream. And everyone that's new here, gang, as well as everyone that's been here for a while, we will be uploading this live stream as a podcast on soundcloud.com forward slash chichou, and this podcast should be available in your favorite podcasting platform, including Spotify and iTunes, THUD, that was the cats fighting the wrestling. Oh, they're like, really, they're like judo-y. It's super cool, super cool. We got 759 souls, very nice, very nice. I think a couple of bots in there as well. And we will be uploading this live stream to SensorTube, Bichute, and Rumble, and if you have points to Odyssey as well. And if you're on those platforms, support this work by following, liking, sharing, commenting, and subscribing. And if you're on YouTube, you can join YouTube, SensorTube membership. And there's a button there, and there's a handful of you that are supporting this work on that platform. Thank you very much for the support, gang. And it is because of the support that we're getting on all these platforms, and more that we're able to do this, and we appreciate it very much. You counted them as well, so all the guys. Gang, I hope you have a fantastic night, fantastic morning day, and I'll see you guys in 22 hours, for sure, and possibly in about 12 hours. So sad. I crotch are so sexist. So fun. And I'll see you guys in about 12 hours, possibly for an unscheduled comic book haul video. Bye, everyone.