 Good day, fellow investors. I want to really tell a personal story about my investing history because it will show you my mindset which, as Buffett says, is crucial when it comes to investing. And I don't know whether I have been fortunate or I have had the right mindset when it comes to investing, but I have done really, really well for myself in the past 15 years. So we'll go through my best investments, how it all started, what is my return that I achieved for myself in the past and what do I expect to do in the future. So let's start by when I started. I started investing in 2003. I remember that my parents had some shares. There was a tender offer. My father and my grandfather sold them. My grandmother was in the hospital. She didn't sell. She came back from the hospital six months later. They sold at the second tender for 100 percent higher price. My 18-year-old mind went, whoa, whoa, whoa. I could have made 100 percent in six months. So what did I do? I started researching stocks. I went to the list of the complete stocks that we had on the creation stock market. It was about 50 stocks and I read some books. Okay, how does Buffett invest? Just buy good stocks, good companies, good businesses with a low price earnings ratio. And I found two such stocks. One was Tesla, not the current Tesla, but Ericsson, Nikola Tesla. It was Ericsson's subsidiary in Croatia that was a global business developing communication technology for mobile systems in countries that Ericsson from Sweden wouldn't go. I don't know, Kazakhstan, Africa, etc. They were extremely profitable and they had a dividend yield of 33 percent. You heard that right, 33 percent. So I invested some money in that company and the other company was a bottling company from Croatia, a very strong brand. I called all the people I knew across the country, also in neighboring countries and asked them what kind of bottled water do you have in your fridge and everybody was confirming I have this, this and this. They were growing about 15 percent per year. The price-to-earnings ratio was six, seven and I put most of my money in that bottling company. So that was 2003, 2006. The bottling company went from 10,000 in two years to about 50,000, 60,000 when I sold everything. So I made six times my money and the Tesla, Ericsson, Nikola Tesla stock went from a 33 percent yield to a 3 percent yield. So also with the dividend I made about 10 times my money there. So I sold everything. I think it was 2006, 2007 and I was completely in cash in 2007 with my portfolio being up about four or five times. So that was one. Then I was a little bit experimenting with part of my portfolio in the U.S. and I sold everything somewhere in 2008 because I wasn't happy. I lost some money. I think it was a 15, 20 percent loss. Then in 2009 I invested in a tobacco company because it was trading below cash, below cash per share and in another shipping company that didn't do so well. So this company mitigated the loss on the shipping company that I sold very quickly. So we have actually I'm still long that shipping company with six shares or something but I don't even take that into account because that was a split or something and I never sold. I never registered those shares. Who knows what's that word now? Nothing. However then in 2010 I found another company that was growing 10, 15 percent. It was a tourist hospitality company. 10, 15 percent growth, no debt, 8 percent dividend yield and price earnings ratio of six and there was a highway that was being built from the center of Europe straight to the sea where this hotel company was. So I bought that I think 70, 80 percent of my portfolio went into this company and another 30, 30 percent, 20 percent went into a company that had a 5 percent dividend yield. Fast forward five years, 2014, 2015. This company continued to grow at 15 percent a year making a lot of cash, paying the dividends and I sold everything in 2015 for the company was four times up. I reinvested a lot of the dividends so let's say that was a five-beggar. The 5 percent dividend stock went up just 50 percent which is not bad. So again from 2010 to 2015 I was up again four, four times let's say on my portfolio which is something very, very good and this is where the bulk of my past returns came. From 2015 my biggest investment in 2015 was real estate on which I expect to cash in in the next six months. So a lot of money, a lot of the focus went on to the real estate investment because it was the best risk reward investment. I could buy a house with no money down. It was a really bad market here in the Netherlands but the cost of renting was 50 or 100 percent above the cost of a mortgage. Not even the not just the interest on the mortgage, the complete mortgage with a 30-year payoff. So I said either house prices are going up to the rent prices or rent prices are going down to the house prices so okay I don't lose anything. Fortunately for me house prices went up to the rent prices as the market turned from a very pessimistic to a very positive market but when the deal closes I'll be happy to make a few videos on that and how I invested in real estate. So without counting the real estate investment up to 2015 my stocks were up 20 times. Since 2015 I invested a little bit. Navson did really good. Amira I still ended up positive on that because I traded a lot on the fluctuations. So I was still up about 15-20 percent over the past few years but I remember my money is mostly in real estate now until I cash in and then I'll go for checking out what will I do with that money. So this is what I wanted to present you because it's really about the mindset and I'm again now I have this have this Eriksson Nikola Tesla and the bottling company the tourist company and the real estate so practically three great times when I invested and that's what I'm waiting again. I'm waiting for great businesses great assets low risk no risk of permanent capital loss great cash flows great dividends and growth. When I find those stocks those criteria again I will again deploy a lot of my money I was 80 90 percent I think 100 percent in stocks in 2010 because that was the best time to do that. 2015 I made a lot of money on stocks real estate was really cheap so I really focused my focus on that and to do that properly. I spent eight months me and my wife looked at more than 100 properties really physically and I would look at 20 30 properties online. I knew every color of every wall in the 50 kilometer square area that I was looking to buy a house. Similar now I'm doing with stocks following carefully what to buy when to buy and when those stocks hit my five criteria then I'll go in big because I know that then I'll get my 15 20 percent 25 40 percent yearly return. At this moment in the market that's very hard to find and that's something you can see on my stock market platform exposure that is really really low. We are waiting for opportunities and I have the feeling those opportunities that I really like will come soon. Let me first sell my real estate so that I can deploy more money to the stock market when the opportunities come. So I wanted to share this because of the mindset that comes sometimes is just better to do nothing or learn about the markets how things see because I see a lot of you chasing those returns chasing those stocks. Oh this stock is going up and down. No it's about finding great businesses at the right time and that's what I do and that's what I'll keep doing and that's why you see my exposure being very little now. So that's something to keep in mind and I urge you to check my stock market research platform because then you will see what's my stock exposure stock market exposure and then you will understand how am I playing this market how am I investing in this market or better to say just looking at the great opportunities looking at the risks reward and then investing when the risk is low and the potential return is high. Thank you for watching. Looking forward to your comments I hope I have given you a good insight into my investment mindset and that it will help you out in time too.