 Good afternoon and welcome. We're coming to you from day two of the Fiji Symposium in Bangalore, the platform for talks and dialogues and financial inclusion. And with me is the founder of BIT, Oliver Gale. Welcome. Hi. Thank you very much. How does it feel to be part of the first ever Fiji Symposium? It's fantastic. This forum is long overdue and it's really good to have different influencers and regulatory government bodies from around the world, as well as the private sector coming together to tackle one of the most important issues that our generation faces. Financial inclusion. Absolutely. So tell us a little more about BIT and what is the vision for the future. Sure. So BIT is a financial technology company started by my co-founder and I in Barbados in 2013. Originally we had an idea of providing access to cryptocurrency for everyone in the Caribbean. And as we began tackling those challenges, we realized that the entire financial infrastructure is broken, essentially, and it's locking hundreds of millions, billions of people out of the formal financial system. We see blockchain technology as a way to enable every person, man, woman and child, to access financial services. And so our vision is to provide the technology infrastructure to allow each person to connect to a global economy, to be able to receive payments, make payments, launch a business and effectively access all of the services which today are not available to most people. And in your road to actually making BIT what it is, what are the few challenges that you faced and how do you think you overcame them? Yeah, I mean, you know, we've come a long way since we started in 2013 in awareness and understanding of blockchain technology and how it's applied. And a lot of that has been an education process. BIT works very closely with central banks and regulators to help to really hurdle those barriers. If you don't understand the game-changing nature of distributed ledger technologies, then it's impossible to take a position. So we're very passionate about blockchain technology, this application and the solutions to financial inclusion and access and its forms like these that allow us to further educate and advance the establishment of, because what we really need is sandbox environments. And so we need to have a way in which the private sector can roll out the solutions with this new technology and show to the market, to the regulators, to the academics that these systems work, they exist, and they do provide financial access and inclusion, they do improve lives. So really facilitating the creation of those environments is the biggest challenge and we've made tremendous progress, you know, and its forms like Fiji which are enabling these new technologies to be rolled out. And congratulations on a fantastic product that you've made and we hope to see it implemented across the world. Thank you very much. Thank you so much.