 Good evening friends and when you have a resource person like Mr. Amar Adhwag who is a chartered accountant, author and a trainer and that too on a weekend when others are geared up especially the professionals like lawyers to move around but to help people to connect and understand the conventional and non-conventional careers in commerce. As they say in life one is always on a crossroad especially if you have a field which has different professions and they say that as whether you have to tread the path which is already treaded or you have to make a journey in a path which is slightly different. There's always the ding dong which goes in the mind of any person as to how one has to move around because they say that success stories of others help you to understand and make steps further in life and in the same way there are stories where you hear and see and perceive that the path which has been not treaded more is always being given a different path and conventional and non-conventional careers in commerce are also like that like you have taken a conventional courses like a chartered accountant company safety and so on and on or if you take a commerce field or be that as it may sometimes people take a path of the normal and there are of the like a chartered accountant or the company safety and thereafter they go to a path which is totally diverse and then it is also said that you have taken the heartbeat because by choosing a career they say that you may choose a career which people have already thought of but at the same time you take a career which is slightly different an offbeat this I can say in the career also is just like what we say whether the hen came first or the egg came first you have always in a daily mind of as to what career you could choose forward but I think after we have a trainer and an author like Mr Amar Gowal could actually give a flip to the mind a path which could help them and synonym to his name or akin to his name could make you Amar in your profession people would always remember you in the right way in the right manner and what are the ways forward to make a name also we will ask him what you feel is a diverse way whether professionally only you can gain or paying back to the society as they say normally the corporate social responsibility sometimes we feel that it's like a professional social responsibility also it can help you to create your niche because normal persons will always do the normal life but I was talking to Mr Amar before coming on this platform he said that the famous saying of Mr Shiv Kheera that successful people don't do different things but they do different differently so differently in the career differently in the life or the path what I earlier said traded by many and is the safest way because you don't have to think a lot on all those careers and I will ask Mr Amar to share his insights on this offbeat topic of conventional and non-conventional and Mr Amar has been kind enough to see to our request to share his insights if somebody has a question we will take that question happily and Mr Agarwal will also share his knowledge over to you Amar ji thank you thank you Vikas for your kind words and for your very warm introduction good evening friends who are there here with us today warm greetings from the city of Kolkata I'm from Kolkata you know city of joy so you know December is setting in and you know the month of December which closes the year is for many a time for introspection and retrospection about how the year went what was right what was wrong what could have been better a lot of people do it I do it because you know being a chariot accountant again you know when a certain period closes we always try to make a profit and loss accountant it's a very old habit so you know sometimes you can't do a figure work on a lot of things but you know you take stock of what would have been done better because no matter what no matter how well we've done we can always do much better so you know it's the time to you know to sum up the whole year make a summary of of all the things which were done today in particular you know I'm going to be you know emphasizing on on chariot accountants company secretaries and cost accountants being a CA and a CS myself I feel that you know something which I've been doing for the past three decades probably am well equipped to talk on this you know when we take stock especially youngsters who are newly qualified when you take stock of the situation about the year and your career is ahead it's very important for us to understand that you know from the very beginning you know commerce is one field which I personally feel that choice over here is limited in one sense that you know when you're very young and let me talk about myself you know when I was just about you know taking up my 11 and 12 commerce was not a choice you know those days guardians and parents had a say our say was a little limited not not like the children today who have far more independence in talking about the careers so you know our guardian said that look your maths and sciences is not strong so you can't take up science arts doesn't seem to have a great future so you know we are pushed into commerce so commerce seemed like a choice but if you look at it it's more like a compulsion so a lot of a lot of children even today take up commerce because science is beyond them and arts feels a little you know a little slow or it seems you know not really up to the mark so see every field has a has a positivities but for the commerce students commerce is more like some kind of a compulsion so for me it seemed like a choice it wasn't a choice but I think it was fine you know today I I want to tell you something that when you take up commerce you know the fields of CAS CAS and ICW you know over the last few decades has ruled the rules in the sense that most CAS most commerce students take up CA or they take up CAS or they do a combination of CAS CAS I have many friends who done CAS CAS I established myself in a CAS they take it up as a combination now that is fine I mean once upon a time it was felt that the more qualifications you add it would make you look smarter it would give you better future prospects so if you've got four qualifications as compared to somebody's got one qualification it gives you a greater edge on your career but I personally feel that the kind of world we live in today maybe 30 years ago that probably had some truth in it but today I don't think that's the truth at all adding more qualification does not necessarily make you smarter if you can do one qualification well and you've learned the work well and you have been grounded well in it I think that that's a lot but nevertheless there are many who add another qualification sometimes it's a comparison sometimes it's important for the kind of work you do for instance if somebody is into treasury investment and banking and he wants to add a CFA to a CA well that makes sense so I mean if the qualification justifies your work and is in sync with your what your future ambitions are then it's fine but otherwise adding qualifications for the sake of adding it it doesn't make much sense now more than the qualifications you know what I am going to be talking about today is about our career choices I mean the career choices which are open for CSES and ISWC we all know that when it comes to career choices there are always two choices and within the two choices within these two macros there are many macros what are the two main macros the two main macros are the conventional careers and the other one is the the unconventional or the non-conventional careers now when it comes to the conventional careers I mean we all know that for CSES and ISWC services is the first preference I think a majority more than 70% you know they lean towards service and a good 20% plus maybe even 25% plus as per the national statistics are into practice and a very small percentile are neither into service nor into practice so a huge majority 95% is into the conventionals and mere 5% is or less than 5% is into the non-conventionals today's discussion is not about the conventional because for the conventionals we talk about it we hear about it in various classrooms they are either preparing you for an interview or they're preparing you for a job or they're preparing you they're telling you the different phases which are in practice which is fine I mean conventionals will always be there but I think you know a time has come when we start viewing it in a little different way I'm going to start with the quote of a very famous poet his name was Robert Frost I don't know how many of you heard but you know Robert Frost you know he wrote a poetry which was called the road not taken and I'll just mention one or two lines from there he said that you know two roads diverged into the yellow wood of course I could not take both so I took the one which was less traveled and that made all the difference the the issue with a lot of commerce students is a certain kind of a mentality which is like a herd mentality where we you know all go towards one direction because of various reasons there's family pressure peer pressure and you know the entire societal backdrop is kind of pushing you towards one direction I personally feel that that's perfectly all right but what happens is somewhere we need to exercise our own judgment because you know when it comes to a career choice is a very important choice it's not about doing a job or doing a service or practice it's about you know leading a life it's a lifestyle and I think we all need to sit and think that you know when it comes to conventional and non-conventional careers you have to understand that if we take a look at the picture of all the three institutes from ICW onwards ICWA, ICAI I think the oldest is ICI which was established in 1949 the others came later it's been more than 70 almost 75 years that these institutes have been in the being now over these last 75 years conventional work has ruled the roost which is fine I mean that is how it has been but times have changed I mean in 75 years the world has gone through a paradigm shift and particularly with you know post COVID the world is literally you know it's turning on its head things have changed so dramatically and particularly with IP digitization you know where where machine is inching into our world more and more the professional world not only assisting us but doing a lot of things which once upon a time professionals did here we need to actually sit back and think as to what would be the best way forward conventional careers are always there but I personally feel that time has come that we consider other career alternatives too because see if you look at every facet of the society old conventions have broken I mean you take a look at you take a look at the social pattern and you look at fashion you look at families we had joined families once upon a time now the nuclear families you take a look at food habits you take a look at education you take a look at science technology of course there's no need to say what kind of a shift has happened over the last 75 years every facet every field of the society is undergone a sea change old conventions have been broken left right and center what is little surprising is that when it comes to us chariot accountants company secretaries and cost accountants we are still largely centering around the conventional careers I mean we need to take a real look because conventional careers are today under a certain amount of threat we can't deny that because a lot of work which we do is structured work and we all understand that structured work is being done by machines extremely well I mean you have information technology with artificial intelligence you've got blockchain technology you've got you know all kinds of new software which are coming up which are probably you know they they are software which probably do a 100 crore company audit in just a matter of few hours a lot of things are server computer generated in banks and financial institutions so somewhere you know the the role is is getting restricted whether and that's the truth a lot of professions have completely gone out of reckoning because of of of the invasion of machines into into work we all need to understand that when conventions are being broken in every field why is it that we are still stuck to the old conventions and we are still you know you know hanging on to that by the skin of our of our teeth even though the things which we want from our careers I mean I think it's very normal when you are looking at your career you're looking at certain things we nobody studying CES or ICW as such kind of things you're not doing it for social welfare you neither are you doing it for the spiritual uplift from this country you you are doing it for financial stability of your family you're doing it for respect and honor you're doing it for a certain amount of fame and recognition that is wanted to everybody which is fair enough now if you are choosing a convention field a certain amount of financial stability is there but the respect and honor and and the the fame and recognition is is barely there what fame and recognition is the hundreds and thousands of child accountants normally say you're working I mean who knows there unless and until they are in they're doing something spectacular or different the rest are doing the same things I'm going to give an example many years ago many many years ago I was now yes so I was talking about the fact that the story goes like this that the story goes like this that many many years ago when I recently qualified see I had I happened to meet a monk somewhere in Kathmandu and on a personal meeting with him what surprised me was his background he told me that he was an IAM and he was an IIT he must have been barely four or five years older than me I was hardly 23 24 must have been 27 28 years old so when I was already taken back by this monk he told me that why are you so surprised so I said I mean I am I mean he can go anywhere in the world and he can probably follow any kind of career he wants but to be a monk a spiritual man so he said why some people are mad about money some people are mad about fame some are after fame I'm after God which is which is a better madness actually I had to say yes I mean yours is a better madness but nevertheless you're saying you know what what are the things we hanker for in life so these are the three points which I told you the financial stability the respect and the the name and fame so he's saying number one is you know a financially sound man would never carry money in fact since the time I've qualified and I've joined monk would I I have not carried money I don't need to carry money because I will look at something and it needs to be bought for me it's bought I don't need money I haven't carried money so you know I don't have any issues and financial security number two respect if I open my doors there'll be 5000 people who are listening to me standing outside waiting to touch my feet I don't want to pretend I'm God I'm just a messenger and number three my diary is in front of you I'm a sannyasi you can see it over the next three months I'm all over the world talking not not I don't I don't travel for money I don't travel for but I just travel to to spread the name of God which means that I have a certain amount of human recognition now it's our contention that having qualified with certain qualifications we are supposed to expect to do those certain things I mean if I'm a charter accountant then I'm supposed to balance a balance sheet I'm supposed to do GST I'm supposed to do tags why should that be so and a lot of people ask young students a very strange question and the question is and the question is you know if you wanted to do something different than why did you see or why did you see us I think that's a very strange question to begin with you know if my education does not permit me to do what I wish to do then what good is that education education should should liberate me or should tie me down no no you're a CSO you have to do finance why if I can do financial stability and if I can get some respect and I can get name and recognition do anything else which is feasible I'm not you know smuggling or I'm not you know you know some kind of an assassin or I'm not doing anything wrong I'm doing something fair and I'm using my talent and it should not be so now coming to talent every one of us is a talented individual you know the first thing a person does is a youngster does is he goes by the group thought and the first thing he also does is he throttles his own talent we never try to find out what is the talent all of us are talented people but we don't give a talent such a chance with our qualifications irrespective of what people say that you're supposed to do this you're supposed to do that people will say I mean that's fine but they will also recognize when I do something special now you know our condition is you know we we are such special distinguishing visuals but we are still doing you know things which are well within our potential we can go well beyond it you know just remind me of a story there's a little boy and his father's a mahout you know the one who runs I mean who trains an elephant and and and you know works with elephants so one day he asked his father that dad why is it that this huge animal is is tied to a small chain with a little keg in the ground I mean can't that animal just snap it and break and run away the father said of course his child was wondering he said that but dad tell me something if it can then why is it in captivity it can easily slap and run why doesn't he do it father said you know son there is a there is a little bit of a story in this story is when that when that animal was when the elephant was quite small it had that chain tied to the leg and you know stuck that with that keg in the ground and of course then it was not strong enough to break it free so it got you know it got mentally seasoned it got you know mentally convinced that it cannot break the chain it tried and tried initially they always try to they try so much that the skin gets you know you know it starts bleeding with with those chains but then they give up and then they never try again even they've grown up or whatever but mentally they I mean they have been you know seasoned in a in a sense that you know they have been confirmed that no I can never break it when they can so you know despite of being such huge animals despite of having such potential such strength I mean they have been you know seasoned to lose so that that often happens with a lot of commerce students where you know we are pushed into the usual fields which is fine but you know today I personally feel that we need to look beyond it's very important it's extremely important that we show our talents in other fields I mean I have nothing against the conventional fields I mean to a great measure I even do some kind of professional work but but hardly any and I am again preaching what I practice I'm not preaching what I don't practice as Vikaji has told you that I do a lot of non-conventional work and I've always been non-conventional work now you know non-conventional work has one major advantage and the advantage being that see that there are two sets of professional in this world or probably people in the world I'm talking about professionals today what what kind of professional is one you know who have a career or lifestyle doing things which they have to do and the other one are those who who end up doing things which they like to do there's a huge difference there is there is a there is a heaven and earth difference you know majority people 95% of the qualified professionals are all doing things which they have to do they don't like it but they have to do it and then for the career or for whatever for earning a life living they have to do doing it it's okay but it's very small percentile who do things which they like to do and that makes a huge difference if my education does not allow me that liberty that something is wrong with it something is terribly wrong with it and we have to understand that let us have that much courage I mean I usually find the most educated people you know being the most nervous and and you know you know being the ones who are the most frightened about the career and the future aspirations you're so qualified I mean you should you should have three times four times more mental stamina and strength and then any other ordinary person that with your qualifications you just can't sing your career has to go ahead but you know again that the elephant example we have all the potential we have all the strength but somewhere the grooming has been such that you know we feel that no we can't do it or why take a risk life is I mean we we even knowingly unknowingly from the time that we are you know not even a fetus in our mother's womb you know we go through a million and a billion odds to reach where we are and the same person who goes through millions and billions of odds knowingly and unknowingly grows up and and starts worrying about odds that what would happen if I choose a different career or a different path it's it's really surprising and you know we have to also understand that with the old conventions gone we have to also look at newer avenues of work it's it's very very important I am not ruling out convention but I'm telling you that when you know probably go to a restaurant and you're going to be ordering food the first thing you do is you look at the menu part and you see what are the things that offer when you are looking at your career the first thing you should do any young professional should do is he should look at the menu card he should have information that okay let's see what the professionals might be doing today I mean what kind of work are they doing okay they are in service they are in practice they're doing x y z okay they're doing these things how is it does it suit them does it give them enough remuneration does it give them enough leeway does it give them enough opportunities basic things we need to find out because you're going to be living with it for 30 40 50 or the rest of your life it's not a small time your career is a marathon it's not a hundred meter race that you could do it you don't like it so let's for once give it a thought about the kind of non-conventional career opportunities which are there for us see I think one of the first non-conventional opportunities which which we have the chariot accountants company securities and cost accountants is business you know if you take a look at the percentile of people who are into convention and non-conventional with with a huge majority into conventional spirit it's fine but today if I'm a chariot accountant and 95 percent of the CAs are into conventional field well those 95 percent CAs are seekers the job guys have to be given jobs the the practice guys have to be given work and of the five percent who are in non-conventional even if 20 percent of those five percent are our are business people which is one percent so there's one percent giver 95 percent takers they look at the equation where are the givers it's fine I mean if you're standing in a queue for a job or you are waiting for practice it's great but where are the givers they all takers now a smart youngster would say fine I mean if chariot accountants are not capable of giving us employment fine there are multi-nationals multi-nationals they are privately held companies they are others who would give us employment sure they are going to give you employment but they're going to give it at their own terms I mean today in in in service I mean I think young chariot accountants are capable of earning much more than what they are being offered by the industry much more I mean I qualified 1990 and we began with a CTC of over 1.5 lakhs in Calcutta which wasn't great but for us it was a princely sum because you know it was the first job and those days that 1.5 lakhs had some value I'm talking about 32 years ago in 32 years expenses have gone up 15-20 times look at the look at the value of rupee rupee has been depreciating at between 7 and 10 percent every year now even if you if you assume that the value of things have gone up 10 percent which is at a very very minimal level 10 at 10 times from over the last 30 years and you and you multiply the 1.5 lakhs into 10 is 15 lakhs per annum today CTC is that's not the average which we see is are getting in jobs and practicing CA's I mean for small CA firms even if you're practicing for probably 10-15 years very difficult to get work and particularly in the eastern region of this country I live in Bengal so you know it's not easy to find work it's high time you know that that we look at different things so you know business is one you know chariot accountants company secretaries you know especially CA's are tailor made for business you are advising business people you're working for business people you are doing their work you're counseling them you can very well do your own business you believe me I have seen in my in my 32 years in CA I've seen CA's going from practice to service I've seen them going from service to practice I've seen them going from service to business I've seen them from going from practice to business but I've not seen a single CA who's gone from business to service or practice there must be reason there has to be reason nothing happens with a reason and the few I know my friends who are in business they say well business gives you independence it gives you a lot of freedom the harder you work the more you get three we give employment to others so at least you know we we can make scope for someone else to work and last of all we are you know chained down by x y z we are building our own dreams I mean you you don't want to have your own dreams and you want to work towards them but somebody else is going to hire you to work for their dreams that's what is happening to a lot of us professionals with so much of talent so I think the first option is certainly is certainly business that's the first non-conventional option for us to be followed by teaching and training teaching and training is it's got immense potential I mean there is an acute scarcity of good teachers in the world today acute scarcity their teachers become like a fringe profession everybody's jumping into it you know unemployed man is teaching a retired man is teaching a housewife who's got spare time she's teaching I mean I mean because they feel well it's it's good ready money available and teaching on a fringe profession is the oldest profession in the world and I think when it comes to chariot of mountains or company second things or I see the boys you can make very good teachers even if you teach small children so teaching and training is is a great happening even if you teach kids you can teach small children you can teach you know level 12 you can teach graduates those who can teach the CA and CS levels well the sky is the limit you go to begin small I began my teachings teaching kindergarten kids I used to teach nursery times once upon a time and you know a lot of people wonder nursery times I mean how does that help professionals I say nursery rhymes gentleman please remember that nursery times a lot about voice modulation and communication is 80% voice modulation you can't you can't handle kids what are you going to be handling grown-ups so you know teaching completely remodulates and personality it gives you a different outlook to life so while teaching is a great avenue for us teaching and training it improves our own persona our personality it's a great way to motivate yourself because you don't need to motivate yourself when you're motivating others you automatically motivate yourself so you know teaching and training is one great avenue there are a lot of CS who I know who who teach part-time they're probably practicing in the morning and and teaching you know after after they're practicers it's it's can very well be done so teaching and training is one great avenue for charity purpose and company second reason it is very helpful overall for their own selves also it's a great stress reliever and besides the more you teach others the more you learn yourself you know the reaction has an equal and opposite reaction what you give out has to come back that's the rule of the cosmos so you know it's a great way of enlightening your own self now for for the ones who feel that you know teaching and training is not their forte we can consider consultancies now when I talk about consultancies I'm not talking about the typical conventional consultancies like a CA is giving financial consultancies we're not talking about financial consultancies at all there are many chartered accountants company secretaries who are not doing the financial consultancy at all I mean I know chartered accountants who are stock brokers who are security brokers who are property brokers I know CA's who are job consultants I know CA's who are event managers I know CA's who do just custom clearing work they are Steve Doros logistic guys you name it all kinds of consultancies which they are CA's again who are training as actuaries they work for the insurance sector it's a huge field that it's an endless field it's an endless field I mean there are chartered accountants who merely do outsourcing work for banks that's not financial work at all and they're doing extremely well they enjoy it so consultancy is a huge huge area and I nowadays I find a lot of CA's who are into events and such kind of things and it's very encouraging it's very encouraging because they not only you know they do well much better than what they would do in property service or practice but also they're making scope for others to work I mean they they help in generating employment is so important in our country today it's very important that you do things which which employees others I mean if you if you are feeding 10 mouths you can't go hungry I mean the the task of professional not just to feed himself and do well himself and and get things himself I mean his happiness his joy his prosperity must be shared some responsibility of the society is there and that can only happen if you do such kind of work and this country needs people like this you know you need entrepreneurs you need such kind of people who generate employment who because you know with the threat of machines again employment is a big factor so consultancy is one huge area which you know CA's company sector is working on and I think it's it's remarkable now if you if you look at another field you know though this is again service but it's very different you'll be wondering you know a lot of students ask me this is what are the good combination now you know with CA would I do an MBA or do I should do a CFA or do I do something I think well again adding degrees is not going to add to future prospects unless it is an absolute single occurring that's number one number two you have to understand that a lot of youngsters nowadays finish the CA and they try and go in for civil service they prepare they finish the CA and then they prepare for civil service which could be IPS IAS would probably be WBCS IFS or IRS I think it's a very good combination it's an excellent combination because the more educated people you know the such kind of quality people go into bureaucracy I think it's a very healthy sign for a nation there are a lot of CA's who are IRS officers there are quite a number of CA's who are IPS officers in IRS and income tax there are a lot of CA's I think it's it's a tremendous advantage to these departments especially imagine chartered accountants in income tax department income tax department graduates from many fields which is perfectly all right because they qualify they they go into that but a charter accountant is intrinsically trained for for finance and accounts and tax so you know he's an asset to the department so whenever I've seen CA's working in such departments I've always found them doing this to be well you know so bureaucracy is a great field for charter accountant don't forget when you're bureaucrat you know you literally have the shocks come behind you you know that is power and you know in this country two things work gentlemen that's the fact either it's money or it's power the other things don't really work so you know if you are educated and you wouldn't take up such fields I think that is a great combination to go with rather than the typical CA's I think the CA and the IRS goes a much it's a much greater much better and and and again it is again assisting in some kind of nation building because with your expertise with your intelligence you know you're adding to the bureaucracy so it's improving the quality bureaucracy which is a very important component in running this country you have to understand it's a very important component so you know engineers going into bureaucracy or you know people from other highly qualified people going into bureaucracy I think it's a very very good sign we need good bureaucrats because they run the show they run the entire administration field of this country so that is one field where you know where a non-conventional thing can go on with us the next one the fifth one will will make you think a little but you know again religion can be a career I began with that with the monk a lot of us feel that you know when we talk about religion it just belongs to a certain category maybe you know being a Hindu I you know people might suddenly come to think no whether I'll be a poor or a monk or something I don't mean that you know India needs religious leaders I mean you know if you if you see the preachers in our country that they are limited number of preachers I don't know name any but they're very limited number of preachers this country needs hundreds of preachers and religion needs educated people that the Brahmins and the poor ohates who are probably not that qualified I mean they need to be supported with intelligent bright educated people who take religion forward I mean religion is a backbone of humanity you take away religion from humanity when a forest of roots religion is a career believe me I mean preaching or you know carrying the message of spiritualism forward in different ways I mean you've got such tremendous spiritual speakers in our country today I mean you you know I mean from Gauru Gopal Das to Satyavindya all Satguru and amazing people I mean qualified educated people it's a career it's a career I mean you know here we're learning accounting standard and you know we're learning international auditing standards and it's good but you know we also need to understand human standards what about human standards then that has to be lifted I mean we have hundreds of professional thousands of professionals being graduating from universities and institutions it's fine but I think humanity needs a push it's very important because the entire humanity doesn't get pushed up then the society is just going to be more and more and more materialistic which is not impacting us in a good way today we've got all the ledgers all the comforts which even kings and queens of ancient days didn't have but I don't think the world is such a peaceful and a quiet place so it's important that you know an element of humanity is fused in and I think that comes from religion I mean there are various facets I mean there are so many things which which person can do in religion and it's not necessary that because you're in religion so you're obligated from the the usual things which a person want that's not the fact I mean you see the religious preachers abroad I mean these guys are jet-setting but they're doing a great job but educated people into religion similarly the next one is politics I mean politics was always shunned once upon a time it was you know all kinds of things were being said about it is a refuge of scoundrels and this and that's not the fact I mean once upon a time such kind of people were there in politics but I think as time goes by more and more intelligent bright young educated people are coming into politics and that's a very good sign for our country it's an extremely good sign people are coming in from the medical field from engineering from accountancy from it's it's amazing I mean I can straight away remember people like you know Piyush Goyal or Suresh Prabhu and multiple people who are into into into politics I mean look at look at United States of America I mean you had someone like Barack Obama running America Barack Obama was I mean he was a Harvard law graduate he is a Harvard law graduate in fact he's an advocate and lawyer but what did he do he didn't do he didn't do law he was not practicing he was running he was running the country and today he's probably a you know a speaker and you know an activist and all those kind of things why should I be limited to you know why should I be limited to you know doing things which which I am in train to do I can do much more if I'm if I'm highly qualified then I'm capable of doing much more why should I be restricted so you know politics is one one great arena where bright young people can come in I mean you could very well pursue whatever you're doing and add politics to it it's not necessary that just because they're chartered accountant you have to be totally into politics and you make it your career or your life and earn from there no I'm not talking about that I mean I know lawyers my students company second please even chartered accountant who are doing their practice or their work and they are they adding politics to it in a in a very healthy way that way they also you know being or trying to be a part of nation building which is so important I mean we need to build this nation it's not only about building our careers because our careers our hopes our lives are our aspirations are all under the umbrella of this nation if the umbrella of the nation is not strong it's not good enough then where where do aspirations go they go nowhere they go nowhere there has to be somebody who has to you know give it a shoulder and the somebody has to be bright young qualified people they are the ones who go to give it a shoulder because if you're bright young qualified I mean you've got the powers knowledge is wisdom that's power and you know with increased powers comes increased responsibilities what about the responsibilities that has to be taken out but anyway for the ones who feel that politics is a little beyond them I would now outline the area of fine arts you know you'd be surprised at the number of qualified professionals chartered accountant company who are our artists I mean I've seen singers I've seen choreographers I've seen DJs I've seen painters I've seen Bharat Tatum dances in fact that reminds me that of this lady I think her name is Subalakshmi Giridhar she's a Bharat Tatum dancer I remember this gentleman I think Sanjay Subramaniam I think he's a karnatic vocalist then we have some actors we've got Shekhar Kapoor we've got Siddhan Chaturvedi so many I mean so many who are into fine arts just because I mean I am I'm a writer I write I go straight it's a brilliant career I mean I do things which which I enjoy I mean just because my charter accountant doesn't mean that I'm away from arts I'm away from culture fine arts can be a great career there are many CAs who are into fine arts they are artists and they are charter accountant they respect they're being CS but they also respect their their their individualistic talents it's so important it just shows you a different facet of life I mean I'm a writer and nobody retires me even at 90 if I if I'm alive I sit in one corner and write and of course with age my writing becomes better and better and why is it that that I have to do a nine to nine to to be working I mean a writer someone like a writer he writes one book and if that book is a best seller he probably can retire because he's getting royalty for the rest of his days why is it that you know we we need to you know work for the next 40 years you know to to stabilize the self and then think about retirement for what what if I want to you know end up by the time I'm 50 55 and then enjoy the rest of my life and what am I going to retire at 65 and then do what what is my physical capacity and capabilities to do what go for a pilgrimage to Haridwar I want to I want to you know finish young and then do things which I would like to do with myself with my family you know the rich the rich person gone let's say the man who's got the most amount of money the rich person is certainly the man who's got the most amount of time to spend it the way he wants to with whom he wants to where he wants to so you know when we follow our our talents and our passion you know somewhere we do work at our own terms it gives us time which is so important and besides this you know besides fine arts there are other out-of-box careers I have seen C.A.s who are bloggers I have seen you know company secretaries who do content writing post writing I have you know C.A.s who are journalists look at S. Guru Murthy one of the leading journalists of this country Charlotte account he's a firebrand man they're all kinds of careers which Charlotte account is important so what I'm trying to say is I mean these are all the macros which I've given you you know so many things which which you know we can do which a very small percentile of us are doing it because you know they feel there's a huge element of risk I don't think so I mean when you are multitasking life when you're multitasking things can't you do two careers at the same time I mean you see the people who lead our country the best of people in 24 hours they run a nation you mean to say we qualified people we can't run two careers in 24 hours I mean I'm 55 and I'm doing it I'm doing it the extreme is you know not that I'm pressuring myself pressurizing myself I am you know my back is to the wall it is actually but it's a different thing I mean of course you can you are youngsters you can probably do three times better than what I can do think about it it's high time you know you think you think beyond the convention that we always keep telling that think out of the box think out of this think out of the box what is thinking out of the box you do things out of the box it's high time you know the call of the day is that you know we need to go beyond what we've been taught and what we've learned and and you know use our talents not only fall back on our qualifications they are there they're not going to run away but your talents you don't use them they are over and you don't respect your talent all of us are talented believe me every one of you guys listen to me you're all geniuses believe me every one of yous are undiscovered genius you don't respect your talent believe me you disrespect God you disrespect God because we've all got talents with one purpose that they must be used not just for ourselves but for the betterment of this society for our nation for the world that is why the talent has been given to you if I'm a musician my talent is to give joy in music to everyone not just myself and we have to understand this reality it's high time we understand this reality and we break free of those old molds and we've been so seasoned with with all things I mean that we cannot see beyond once Vivekananda was asked then what could be worse than then being blind and he said what could be worse than being blind is you know to have eyes or not to have eyes and have no vision we need to have a vision it's time that we see beyond and like to end with a small story you know maybe about a hundred years ago somewhere in America in a small school it was the last day of school the teacher walked into class and told the students you know today I'm not going to give you any any class work any homework nothing I'm just going to give you a small exercise because you know since you're graduating from school you all have great hopes dreams desires and you want to do so many different things why don't you write down what you want to be I would love to see what you want to be so all the boys and girls started writing they started writing sentences paragraphs and a few pages and while the teacher went around looking at everybody's copies she found that one boy sitting quietly in one corner was not doing much so she stood at his desk and she said that what's the matter with you John you finished or what you see I finished long back just a little surprise you see John you finished long back how is that I mean you hardly have written anything I mean look at all your friends I mean they're writing beautifully I mean somebody wants to be an actor somebody wants to be a politician somebody wants to be a pilot somebody wants to be a businessman and all kinds of things and let me see a paper what you hardly had written anything so she took his paper and you're very surprised to find that in reply to what she asked what do you want to be that little boy had written I want to be happy she looked down at him she said John do you understand the lesson you looked at her and smiling he said that ma'am understand the lesson but I don't think you understand life the boy John Lennon he grew up to be a star he was a part of a group called Beatles who made rock history they made music history John Lennon I remember the names Ringo star and then you had George Harrison and you had Paul McCartney these four people they changed the way music was was done in the 60s and 70s there were history there were legends and we have to understand something we can truly be happy if we allow to do things which we love to do things which are passion a talent which we follow with all our heart do well ourselves and bring a lot of joy and happiness to the people around us only that will make us happy compulsions will never ever make us happy and unfortunately a lot of us live under compulsions feeling that that is how we're supposed to live that's not how we're supposed to live we need to give ourselves a chance well my time gives over because she gives me about an hour and I think I've already said quite a bit so I would like to take this opportunity to wish all of you all the ones who are listening at the very best in your lives and your careers may you do well best wishes for the end of the year and very good wishes for 2023 and I hope that your hopes your aspirations your dreams all come true may all the miracles that you have imagined manifest into reality and for that you need to follow your heart it's high time you follow your heart your passion and become successful my best wishes to all of you and because as always thank you and thank beyond love for you know remembering me and asking you to share my thoughts with this bright audience it's always a pleasure thank you Mr. Amar it's always a pleasure connecting with you and hearing from you two careers I thought that which have off late give been given a lot of the commerce side is that one is that advising on the financial side let's assume as to how you have to invest in the mutual funds shares etc there is more better financial planning and number two they have also I've seen chartered contents taken into insurance schemes as to which insurance as to whether term loan term insurance would be better than this and third the career which I correlate with law is that in the matters of where the properties become npa and then though it is a professionals for the ncl t etc uh resolution professionals where a lot of people have actually taken a different chartered course and they're extremely doing well and like Mr. Amar said that you always have to go by your heart because they say that you're are though the heart is on your left but it always thinks right so go they'll say and you'll always be brightened up and it's always a pleasure as I said to hear the insights from Mr. Amar Agrawal and the facet and the positiveness of the covid is that not only Mr. Amar Agrawal but a lot of people we have seen that whom we have not actually connected but on the youtube etc we have learned meeting people and connecting with them and in fact once you meet in bed you don't feel that you're not meeting and before we part one of the insights which one can always do is youtubeing is also picked up off late I've seen a lot of people taking sessions making the and unlocking unblocking of the minds making the session simplified you get the best of the teachers and a lot of teachers are doing it free and then they are youtube courses we have seen a lot of speakers you can see Angkor Warikor you can see Prandil Kamra you can see Phenology Legal those who are very very young good orators good insights a different flip that people can actually learn and above all you have mentors like Mr. Amar Agrawal who tell you what I initially said or you can make your name Amar in the profession for all times to come and beyond the light and we only think on these sites because thinking beyond your career is also one of the inception which we have taken beyond law that we could take sessions beyond law so that people could unlock their minds for the betterment of this society so thank you friends and do connect with us tomorrow at 6 p.m. we have Mr. Jay Patron taking us to the election disputes how to handle it in the cooperative law as well as on the