 Suppose, unfortunately, you have a relative or a child or someone that you love that you want to give money to. They have drug issues, addictions, alcohol problems, or they just are not good with money. They will blow that money as soon as they get it. So how can we change this estate plan to work, to take care of children you love or love ones that you love as much, but they just have these issues. So what we would do is this. We're going to use that versatile divorce protection trust again. So let me pretend like we're doing it with two kids. There's A's and there's B's. These are the same thing, the divorce protection trust, except A's in charge of hers, but professional trustee is in charge of B's. Same amount of money if that's what you want, but we have responsible people in charge taking care of B's needs. Now we can say the professional trustee drops out when B is 50 or has been drug free for whatever fits for your family, but it's not a cookie cutter approach. I need to know what you want as parents. Now let's say you don't have kids. How can this kind of thing help that? Well let's say instead of children you have a brother and sister and your sister is married to a jerk or is getting up there in age. You can do this for them because if sis starts to lose it upstairs, then you can have backup trustees taking care of sis and yet she gets the same amount of money. So this is so versatile and my website has a lot of solutions that will not be answered to your situation, but at least teach you some things.