 Hey everyone and welcome to Norris Cove. I'm Yoshida. I know you guys, for those who are regulars here, I know it's been a while, been busy, but I'm here. I'm going to try to do better and I have to do better because, you know, I've been messing up my budget. Not budgeting has messed up my budget. So the last time I budgeted was June 5th through June 11th. I didn't even go to check anything out. But we're going to get started so we don't have to really do a review. There's nothing really to review. But if you are new here, hello, I'm Yoshida and I am a self-employed hairstylist, business owner, and I like to budget. I'm not perfect at it. I'm not great at it, but I love to budget. And I try to track my life by planning and budgeting. So we're going to get started today, you guys. Let me get a pen. So, you know, I'm going to do a flip of this planner here, but I also have another one coming. See, that's the problem. Shopping. So if you're new here, again, I'm a self-employed hairstylist. So my source of income is I'll put the, you know, hair salon Norris Cove, which is my stationary shop. Also, I have the budget box mixed in with that, which is a monthly subscription. And then I usually put miscellaneous here. And miscellaneous can be like if I transfer money from, let's say, my savings account, which I had to do last week. If I take money out of my envelopes, which they're all empty, we'll be starting over from there. That's another whole story. So let's start with hair. And I shortcut Norris Cove and just call it NoCo. And then miscellaneous. So, y'all, I don't know, because I'm in my slow season for hair. And it's generally about three months that I'm slow. And that's June, July, and August. And then things pick back up for me usually around the end of August, September, because people are going back to school, they're going back to work. All those great things. A lot of my clients are on vacation or they are in braids. So I don't, I'm learning to switch my wording. I would usually say that I struggle this time of year, but I'm not going to use that word. But things are just a little tight. But you know what? I'm still blessed because I'm paying a much higher car note. I was able to make that this month, which I didn't think I was going to be able to do. I was supposed to be prepared for that car note for these times, but I wasn't. I did take some money out of my envelopes to help with the car note. My son is a rising high school senior. So I take money out of my envelopes to pay like his dues for next year. It's been a whole lot going on over here, y'all, but I'm going to try to be more consistent here. Again, this week is kind of slow. Last week I did more than what I thought, but it just was all gone. Okay, you just went to a Beals, Beals, Beals. So I'm going to estimate about 850 for here for no co. I don't know. I don't know. I'm always starting the low end of 50, but we will see. And then miscellaneous so far. I don't have anything. I'm trying to think I've explained all my savings and all of that. So I don't know. Let me put the date here. We're doing 619-6. I believe it is the 25th. Okay. Beals do this week. I don't think I ever finished it. So I'm just going to go to my monthly calendar because I do write those bills down, but I'll be honest with you. I haven't really written down in my personal planner. We are on the week this week here, 25th. On the 19th through the 25th. I haven't went in and did any color coding. I just wanted to come in and just put in let's do a lot of after pays, which I'm not almost done, but I want to be done. So 619, which was Juneteenth, which was yesterday. That was 158 mobile that comes out of my capital one account. That was 158. That was paid. We had a firm bill. It was only like 1586. That was paid that came out yesterday. And then the next thing I have is on the 22nd. Why is there so many firms? Between the firm and after pay and Clonus, they have me in a chokehold and mainly after pay. And I'm really trying to get those down because there was a time where I just stopped using after pay because I just knew it wasn't good for me and all that great stuff. Anyhoo, after pay again. And I'm just over it. So I'm trying to get that down. So I don't have to use that anymore on the 25th. We have PayPal. Now also, you guys this week, I have to add from last week, because I paid my city bank bill and my Barclays bill. But of course it was a holiday through me completely off. It was a holiday. So those bills will be coming out this week. Paypal we do 30. And this time of year, everything is the minimum. I'm not doing anything extra until I can afford to put more to it. I'm just going to put on tomorrow's Wednesday 21st. I'm going to put Barclays the money is in the account just waiting for them to get it. But I may have a little hiccup because there was some things I forgot. So I don't know. I pray my account doesn't go in the negative, but I'm self aware now and I realized that I cannot really live without budgeting. I'll show you guys what I was using. I even wasn't using them anymore. I mean, this is crazy. We did 45 here to see bank. And then I have my booth rent, which is due to 24. And that's 250. That's always going to pay because I need somewhere to work. So far, I have that I had been contributing to my husband to send him $50 a week. It's a slow time where I possibly could do it, but things will be tight. But luckily he loves me and he understands. So let's get a calculator. Yeah, so we have a few things from last week that will be kind of coming out this week. And that's fine. So let's add up and see what we have. So so far, we have $655 and $54. Here's $655, $54, $655, $54. Now, over here, I'm in debt. I'm going to put $152. And this is shipping. This is what I paid for shipping. And that's kind of coming out of this week as well, because like everything was on hold. I used my credit card, I paid my credit card, so all that has to kind of flow through if that makes sense. So let's add that. So we got a total of $807. And I'm trying to think of anything else that may come up. So we basically, for me being self-employed, I need to bring this number up. I pray that I make $1,000, but as you can see, even if I get $1,000, oh, I got gas coming out. Let me put gas here. I'm in the negative already, but anyway, we're going to see. But luckily, the good thing is we have money left over, so it won't be just quite all of this. We have a few dollars left over. So the only thing is that I don't know how much it's going to be because I've tried to do the math. And when I did the math, I was under by like a hundred or something dollars. So maybe a little bit more, but we'll see. And I'll probably review it next week. I'm not going to go into all of this here at the bottom because we know that's just 850 prayerfully that we can get that up. And hopefully next week when we do a review, we will see that this came out to be more prayerfully. Hopefully Norris Cove come out to be more. I have an exclusive sale going on. So we'll see how that generates income. But everything else I think we're good on. Again, if I can get rid of these after-pays and firms, I can't wait to because I'm just digging myself deeper and deeper. And I never was this type of person. I wouldn't want to get too much on after-pay, but here I am. I don't know. Just here I am. So I'm trying to do better, you guys. That's really my budget for this week. Again, I'm going to try to film more often. It's just that I just haven't been able to... Once I do the budget box, the budget box just wraps up all of my mind. Because I'm planning and then when I do get some time to film, I'm just exhausted. I'm just really mentally exhausted, not necessarily physically exhausted, but I'm mentally exhausted. So anywho, I'm trying to work out my timing with the budget box and all that great stuff. Because again, some of my after-pays are from doing stuff for the budget box. And so now I'm trying to figure out a way where I don't have to use the after-pays and just, you know, whatever. Get my life together. But I will be back filming my budget again some more planner content. And again, if you are new here, I also make these inserts right here. These are my, pretty much my whole budget planner is inserts from my shop. These calculators I sell, they are in the shop right now, the pink and I think we have the tan. And that's it, you guys. I hope you guys enjoyed today's video. If you did, thank you so much for watching and I will talk to you in my next video. Bye. Bye.