 inventive planning to acquire world play. It's rather amazing. Vantive is an outfit that was flying under the radar screen like many of the payments processors where there's been just tremendous merger after merger after merger. Remember this is a spin-off of 5th 3rd and it ends up besting JP Morgan didn't want to pay what they paid rather incredible. JP Morgan will probably spend more money buying back at stock or giving a bigger dividend. But this is a deal that reminds you that how valuable PayPal and Square are Square remember reflected a very downbeat IPO market not unlike what we have right now and it's finally coming into its own it is remarkable in terms of its I we use Square at Bar same ago we use one of their functions it's remarkable how under serve the small medium-sized businesses are when it comes to giving small credit that squares one of Square's jobs and Square's just growing remarkably PayPal has the best growth but it's too big to be acquired