How To Stop Wage Garnishment





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Published on Feb 7, 2012

http://www.GarnishWage.com How To Stop Garnishment | 3 Ways
Are you wondering how to stop Garnishment? Garnishment is a legal mechanism in which a percentage of the money from your paycheck is sent to whoever you owe.
http://youtu.be/xGaVFJMu_eU Of course, this can only happen after a lawsuit has been filed against you for not paying a debt and a court order was issued. Basically, there are three ways to safeguard your paycheck from being garnished:
1. Paying The Full Amount Owed
The best way to avoid garnishment is to stop it before it starts. What you can do is to pay what you owe during the 10 days after your Court date. You will be given a receipt after you make payment to the Court Clerk of the amount which the Judgment indicated you owe. If you don't pay within the 10-day period after the Court date, your salary will be garnished. Once you are issued a paid in full receipt, make sure you give this to your employer right away so no money will be taken from your paycheck.
2. Making An Agreement With The Person The Money Is Owed To
If you are considering making an arrangement with the creditor you owe money to, make sure that you will commit to making regular payments. This is the primary consideration that makes it possible for a creditor to agree to not garnish your salary. It's a different story if your paycheck is already being garnished. It is important to remember that you do not agree to pay more than you can afford when you are at the negotiating table.
3. Filing A Slow-Pay Motion
A Slow-Pay-Motion is a document that states your request for the Judge to let you make smaller payments. This can be done any time after a garnishment judgment has been ordered. An lawyer is generally not needed. This can stop your paycheck from being garnished before the process even starts. The best time to file Slow-Pay Motion is before your pay is garnished.
What happens if the garnishment has already started? The Judge can order to stop garnishment order after your Slow-Pay Motion had been heard. It is best to keep track of your debts so you can prepare your own schedule as to how to settle them. Do not wait for the creditor you owe to file a legal complaint against you. Apart from the inconvenience of having to attend court hearings, you will also want to avoid the humiliation from having your paycheck garnished. So, in order to avoid the problems associated with garnishment, settle your debts as soon as you can. This is the best remedy that you can use to stop Wage Garnishment.

For more information on Wage Garnishment and how it effects you visit www.GarnishWage.com you will be able to access more resources on garnishment and learn what options will work best for you.

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