Authorized User Tradeline Hits But What Affected the Score Increase?





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Published on Jul 22, 2017

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So one of my au tradelines hit's my clients credit report and of course he got a good amount boost from it but the problem was that he didn't get the maximum points to get a big boost in his credit score...

So the problems that affected the score increase was that he had two primary tradelines that have high credit card utilization which affected the boost from the authorized user cards in which if he would've paid down those balances would have given him a bigger boost...

So hopefully this helps you understand why getting your credit cleaned up as much as possible when adding tradelines and if you have card balances to make sure get them under 30% to be in good standings or otherwise it could affect the maximum boost you get out of those tradelines and could affect how much you get when applying for funding once those seasoned tradelines hit...

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