 Welcome to the Fiji Symposium 2019 here in Cairo in Egypt where I'm very pleased to be joining the studio today, Mr Yang He, who is from the China Academy of Information and Communication Technologies and he's the project's head for Fiji. Yang, welcome to the studio. Yeah, nice to meet you. Now I'd like to start off by talking a little bit about the cooperation between Financial and ICT Regulatory Authorities. We know that this is crucial for digital-inclusive finance and I wondered if China has some experience in this field which is available that we could basically talk about for other countries in the world. OK, thank you for your question. You know, the cooperation between the ICT and the financial is very important in the Fiji and the Chinese ICT and the Financial Regulatory are full aware of the importance of their cooperation. For example, the Ministry of Information Technology, the MIT, just the ICT Regulatory in China, have signed an agreement with the China Secretaries Recycle Communion, just the Financial Regulatory and they cooperate with each other to build a fan tech industry alliance and their aim is to build a bridge between the ICT and the financial and help the ICT components and the financial enterprise can communicate with each other. In a large way, they often give some or launch some point programs to help the ICT and the financial component to support them to communicate with each other. Often, they maybe give some special policy in some important field to help the company have some integration and exploration. Yeah, just that. And so when China develops digital-inclusive finance, how do you choose the pilot areas? Yeah, you know, China is very big and the different places have its characteristics. So when we take the Fiji project, we often put the ICT into two categories. One is leading cities. Air cities such as Beijing, Shanghai, just the rest. The biggest cities have good information infrastructure and most everyone can enjoy their digital service. So they are company university cities have many successful innovation and exploration. So when we do their project, we take their successful experience to their poor cities. I mean their poor cities is some in their western of China. The cities have low enough information infrastructure and their financial service is far from their people. So, however, I think it means some big space to develop DFI and also the Fiji is a good chance for them. For example, we chose a point place in Hebei province just named Yuxian. And Yuxian is famous for the crafts of China characteristics. So we cooperate with Jindong and other people to share their crafts on their land, on the internet, by the internet. And the customer can book and the payment online. Also, the people in Yuxian can apply their internet loan based on their shares and to expand their protection. Yeah. And China has been making great strides in digital financial inclusion. I wanted to ask you, what are the unique advantages that China has in the development of digital inclusive finance? And perhaps have you got any advice that you could give other countries in the world? Yeah. I think the important advantage in China is good infrastructure of information. Yeah. I can give you some data. In my partition, just the last day I gave up. It's that China have laid a great foundation on information infrastructure, including internet, broadband, and four-generation. Until 2018, Chinese internet users have arrived at 1,166 million and fixed broadband domestic consumers, which is 338,204 million. So when China's mobile phones have reached 155 million with a penetration rate of 112%. So I think when our countries want to have some good experience from China, the important thing is to build a good information infrastructure. Yeah. Thank you. Finally, I'd like to ask you just, what do you think is the most important part of this initiative? What's the key element that makes this initiative different from others? Yeah. In my opinion, I think the information structure should be constructed by the government and their operation. So because in China, the government gives the most support to make some places to make the remote places to have their information structure and are very cheap price. Yeah. Excellent. OK. So accessibility and looking after the remote area as well, you think is certainly something that people should be focusing on, the government particularly. Excellent. Great. Well, thank you so much for joining us in the studio. Thank you. Thank you very much. And we hope to catch up with you again at the next one. OK, thank you. OK, thanks. Appreciate it. Thank you. Excellent.