 We're looking at the standard deduction envisioning the income tax formula, where we're going to be taking the line item of either the greater of the standard deduction or itemized deduction. Remembering that the first half of the income tax formula is in essence a funny income statement because we have an income tax, an income statement having income or revenue minus expenses. The top line, the expenses are going to be broken out into deductions, which you could call the adjustments to income or above the line deduction schedule one deductions and what we might call the below the line deductions or the standard deduction or itemized deductions, the ones that are greater. We're going to pick the one that is greater because the greater one will lead to a lower taxable income and the lower the taxable income, the better typically for income taxes because we will result in paying less taxes. We will talk about the itemized deductions later, but note that many more people than in prior years.