 Hi, I'm Lauren, I'm a student at the University of Vermont and I work for Student Financial Services. Today I'm going to be talking to you a little bit about the Student Health Insurance Decision and Waiver Form. So the Student Health Insurance Plan, also known as SHIP, is done through the Center for Health and Well-Being at UVM. SHIP is serviced by University Health Plans and you can review universityhealthplans.com for some more health coverage information. This annual premium is charged with the fall and spring semester bill. The insurance coverage period is for the full year, ranging from August 1st to July 31st. So if a student is enrolled in SHIP, they will be continuously covered if they re-enroll in it for the following year. If a student has comparable health insurance coverage, the UVM Student Health Insurance may be waived. This annual waiver is due by July 1st. The whole time undergraduate students will be charged the first installment fee if the waiver is not completed by July 1st. Please note that the final deadline to waive the annual insurance fee is September 15th. So if a student fails to complete the waiver by July 1st, that is okay. They can still complete the waiver after July 1st to have that fee redacted up until September 15th, in which it's too late to waive that fee. When you go to the Center for Health and Well-Being page, you can find some more information about what SHIP actually entails. If you go to this top arrow, the UVM SHIP benefit information will go over everything that is covered under this plan. All full-time UVM students must have a health insurance plan to help cover their additional health care costs, so please take your time reviewing this and make your decision wisely. Once you have your decision, you can go to our insurance decision and waiver form. Here you will be prompted to fill out your own insurance information, which would be waiving the fee, or to select that you would like to be covered under SHIP, which you would then be charged the insurance fee. If you have any more insurance and waiver questions, you can contact UVM's Center for Health and Well-Being. Email is the preferred method of communication, and you can email them at studentinsurance.uvm.edu. You could also arrange an appointment through your My Well-Being portal. If you have any billing questions, you can then contact Student Financial Services, and you can contact us at sfs at uvm.edu. Thanks for watching!