 Alright, thanks for staying with us. The new administration elected to power in 2023 took a hold of the economy with the monetary and fiscal policy implemented such as floating the exchange rate, removing subsidies on petroleum products and lifting of some foreign exchange restrictions. Now these policies led to intended and unintended consequences. Now rising inflation erodes the value of Naira while the manufacturing sector and other stakeholders in the forex market thread carefully between the unstable exchange rate. So today we're going through some of the highlights of the Nigerian economic and political ecosystem for 2023 and we are also going to be discussing our expectations for 2024. So it's just Uti and I. So we'd love to hear your thoughts. So please let's hear what you have to say. Remember you can join this conversation, send us an SMS or what's up to it, 1-803-4663. Alright, so Uti, month of January, what was the major thing that happened in January? We started selling money. 2023, I don't understand. The lily redesign, the cash crunch, the rise of the of the cash black market. I saw bankers scaling fence, they were jumping fence for their lives. People in the bank stripping naked. People, I mean I saw an old man crying and wailing. You know, I saw a mother that could not pay her child school fees. Then POS people went bizarre. Absolutely. We were buying and selling money. We were, I mean everything, at that point in time, I think it was just pure chaos and the fact that the authorities then were coming after the bank, saying they were holding notes, they were doing all these raids. All of a sudden it was, they were giving the impression that banks couldn't distribute cash, which is their business, which is what we have, you know, they're there to do. I mean the whole thing was just a mess in execution. Failing to understand, I don't, I don't even think it was understand. Failing to acknowledge how much we're still dependent on cash, even though we've had cashless policies in place for, I think somewhere around 10 years. So it really was a huge hit for us and a dismal way to begin the year. I mean banks were inundated, banks were shuffling down because they just didn't have cash to pay people. You know, people were coming to bank branches and having to put out chairs, canopies, give water, like all sorts at that point in time. Really the first quarter of the year was really marred by all the cash challenges. And then we went straight from cash to elections in February. Because this year was the one year. No, no, 2023 was, you know, like literally right. That's why I said that it was in, it was just a lot of emotions. I remember going through my phone, you know, people have been doing this posting of their 2023 like dump. I just, where do I start from? From the excitement of the elections. I remember when I took my picture, I was in the UK. I said, no, no, no, no, no, no, I must come back to Nigeria. I must vote. Hell, share for yourself. We sit down for UK. They see my coffee and be watching the elections. Like literally, right, the elections came in February. It came with a lot of, and you know, for the first time, right, a lot of young people were really, really out there. You could see the consciousness of young people wanting to participate in the electoral process in Nigeria. And of course, the drama came with all the threats with all the The butterflies versus the ephedians versus the... Who were the ethical ones? Articulate. They were not relevant. They were not relevant. Oh my goodness. No, they were not relevant. It was a battle between, even though the result kind of like is trying to prove otherwise. But I feel, because based on, I went to like several polling units and the battle, PDP was not on that, on that ballot. As far as I am concerned, based on the voting, it was APC and Labour Party. It was Peter O'Bee and Tinnable. There was no, there was no article. So I don't know where that result came out from. But hey, but that was it, you know. I mean, the elections for me beyond, you know, the things that you said, I think it brought to the fore a lot of our unconscious bias. Absolutely. All the issues about tribe, all the issues about this is our own is vote for your son, vote for your person. Like all those, all of a sudden, we forgot that we were like a multi-ethnic country. Absolutely. And, you know, all the unconscious biases rose, both conscious and unconscious, heightened. They all rose to the top. And, you know, we got a glimpse of how, if we're not careful, there's a snowball effect that can just eclipse all of us. Absolutely. You know. So that election process was incredibly, incredibly divisive. And, you know, we went through that whole process of, you know, the results, whether people were contesting, whether they were going to court, there was the, what was that, the judiciary, was it a panel? Yeah. The judicial panel. It's days to read the, their outcome and their findings, you know, then there was that whole tension afterwards of will the inauguration happen May 29th? And there was all this tension, then all of a sudden it seemed like people didn't care, but then some people were not letting go. There was all the issues that court cases, court cases, then it seemed like the Labour Party was imploding on itself. And then we sort of got through all of that. Eventually we got to the inauguration and there was a speech. And there was a speech. And there was a speech. And they were just, they just drummed the bobshell. But some of us went to bed, I woke up and the world had changed. Like literally, there was the other day I was feeling my tongue. You know, I, I stepped back. That's why I said that. See, if you do not know that God exists, 2023 should show you how, but you know how you are buying few 16,000 dollars, 10,000 dollars, and you are feeling it. Yeah. We moved from 16,000 to 50,000 dollars filling your tank. I've got skills. So literally, I keep on asking, please, where did you keep the money? Because maybe I don't, I literally, I don't know how I feel my car. Like, I mean, when I was buying my car, I had it somewhere in the back of my mind a little bit that I needed to get a car with a smaller engine, because I felt like this fuel subsidy thing was on the horizon. But even at that, I remember the first time I filled my tank after that fuel, after the subsidy was removed and it was about 36,000 something. And I remember paying and then I was like, what in the world just happened? So since then me, I just got into the routine. I don't wait for my car to go to empty. It's a psychological thing where I still want to pay a tinky, but every half tank, just go out of bed. You know, but I mean, and this is where we speak to the resilience of Nigerians. We went from 168,000. Yes, yes, 100,000 to six something. No, five something. We started on something. We started off, no, we started off four something. Yeah, we then moved to five. I think now we're at six something. And, and you know, it seemed at the time like the world, I mean, the world ended. That's what it felt like. But we were here, you know, so the resilience. Nigerians are pushing through, we're suffering. And I remember we had a show then where there was talk about, I think the topic of the show then was sacrifice. Nigerians making sacrifices. And the things that we talked about there, funny enough, still came up in today's speech. We are still a citizenry being asked to sacrifice. But guess what? You are still passing. What was it 7.3 trillion? What was that that they passed over the weekend? Additional loans that we're just essentially mortgage in the future of our generation. So a lot of the things that we said in 2023 still ring true today, in that I mean, if I come to the President's speech this morning, so much, I mean, I try to understand it, or the spin that I'm putting on it is that it's a New Year's Day speech. So it's not overly, it should be positive. Absolutely. But then there was so much detail that was lacking for an administration that has been in power for seven months. And all that the President could state today that he did was I remove fuel subsidy. Fuel subsidy is not gone by the way. I was going to tell you that right now, do you know when the landing cost stylishly snuck back? The landing cost of petrol today is over 1000 naira. So how we pay 600 and something. So hello, whether you like it or not, somebody's deep pain and subsidizing somewhere. And then the second thing was the narrow devaluation. Now, well, not the devaluation, but the closing of the windows. So these things that have happened, they happened almost immediately in May, early June. What else? Then you come and you know, you're reeling off all the same things like you're campaigning. You're re talking about renewed hope. You're talking about improving productivity. You're talking about how you're going to put policies in place. You're talking about how you're going to address minimum wage. What exactly have you been doing since the beginning? So you know, if you think about it from the perspective of I remember when, um, of the fashion I was in office, he used to have these 100 day in office. Yes, town halls. Yeah. So if we were to take 100 days in office, you should have had two town halls by now. What would you have said that your administration has achieved? And when you talk about renewed hope, nothing that we have seen so far. People are hungry. People are suffering. There is poverty in the land. So what exactly are you doing to renew our hope? It's not just by saying my renewed hope agenda. What is it? How are you renewing the hope of the masses? You started off, I mean, I remember then all the back in the days of Balablu and we are going to plant maize. And then, you know, you hadn't you had talked about how I do it. Thank you. You talked about how you were going to plant however, 100,000 or 150,000 hectares. Then, seven months later, you're not telling us how you're going to plant 500,000 hectares. Yeah. The 150 have you planted this? Where are we going to harvest? Where are we on that 150 hours there? I mean, I'm not a farmer, but I don't know how long it takes corn to grow. You probably know better than me. I mean, doesn't take long. Exactly. So have we planted that 150,000 acres? You were talking about food scarcity and shortages. What have you done? Tangibles. You know, and this is where for me, I think that his PR team and his media team need to do better. Because when you are talking about and we all know the positive impact agriculture can have on this country, the amount of arable land that we have in this country for agriculture is amazing. But then we have a security problem. So when you then talk about security, security, you just sort of glance over it. But then less than how many days ago, how many attacks have we had in how many different communities? Absolutely. Five people still got killed. Was it yesterday or two days ago? I mean, first of all, let's talk about the fact that that wasn't even mentioned in the speech. It was not, it wasn't talked about, right? You know, so there were, there were no tangibles for me in that speech, right? And when we take into account everything that has happened in 2023, I needed more assurances. Acknowledging that he understood that people were going through a lot is great. You know, that for me was probably one of the best parts of the speech in that, oh, guys, I am aware, I'm aware of what you feel. Now the way to renew hope, when you then tell me you are aware is to give me tangibles, is to give me timelines, is to tell me what to expect and when and then to continue the narrative. So your PR team literally needs to be on the ball, right? So if you told me you're going to plant 150,000 hectares, what kind of volume of maize was I looking at? What kind of value chain do we have? Where are we? Yes. What kind of value chain? You know how many cycles of maize that would have been used? So where are we? So how many tons of produce have we realized? How have we processed this? How have we used this? How has this come in to move the economy positively? It's the same thing with even the stuff they do. What's the that minister for humanitarian this thing? No, if that's minister, what is the parameter? Because if you really want to say that you are targeting Nigerians, the everybody's vulnerable right now. Everybody's vulnerable at different levels. Exactly. And the way you're talking about, I mean, we closed the year, inflation was 28. something percent. I mean, at this point, as you breathe air, you are getting poorer. It's like you have a permanent rat where you keep your money and it's just chewing through the thing faster than you can get it. It's that bad. Let's not talk about the free fall of the exchange rate, even though I think I was reading something about it rallying by almost 130 something there recently, but I didn't get the chance to read the entire story. But even the usual influx of IGGBs that we get in this festive season, didn't have a positive noticeable impact on FX. Can I even tell you what happened? So when I went to do my last year's on the 30th, I did last year's. Let me not be like say lost. So there was one of the I just just gave back at me, whatever. Not really, not even one. I think there were like three of them. There's lots of them. One of them in particular didn't have none. She had a hundred dollars. Do you know that she gave the last lady the hundred dollars with the hope that she was going to give her cash back? She didn't have the cash. And guess what? The cash, that exchanging that dollar would have even given her more money because she had already exchanged the dollar at a very crazy rate. For me, I just kept quiet like I was not hearing what they were saying. But she couldn't even finalize the transaction. We're in another cash box right now. So I mean throughout the last quarter of last year, I mean of course we know that one of the things that the president scrapped when he came into government first was extending the validity of the old notes. That gave us some respite. I think that was end of March. Yeah. I think that's when that whole when he's when he announced that the old notes were going to extend it to December 31st and then of course they came I think was it three months ago and now said they were extending it. It was indefinitely. Yeah. But the fact is there's still cash, there's no cash available now. So if you've tried, you may not have noticed. If you don't, if you withdraw cash from ATM, you'll notice that if you take your card to another bank's ATM now, you probably can only withdraw 5,000. For some banks, they've even configured it if it's not your card or card of setting back the push it out so you cannot withdraw. So all of these things, banks are having to find ways to manage that deficit where cash is not available. So where is the cash? So I would imagine I don't I don't have the facts to that, but I would imagine that at the time when cash was being collected in the volume that it was being collected by CBN, I would imagine that a lot of destruction had happened. That's the only logical thing that I can think of. And of course, production is now not able to meet demand as much as possible. I mean, if you, during the cash crunch, because those notes are being produced here, right, during the cash crunch, the new Naira notes, they were also you, I mean, if you took tissue and wiped it, it would come up. So really, really we've been through it. I mean, that that sort of also gave rise to a lot of the fintechs, you know, growth that we saw in that area. A lot of people opening accounts because, I mean, now you can buy plants in traffic and transfer. You can buy almost anything in traffic and transfer. Absolutely. It brought it to these pros. Yeah, you know, even though a lot of, a lot of pains, a lot of pain, I mean, that was one positive that came out of it. So very rarely, I mean, you and I went to the market and we were just sort of transferring money everywhere. Even though my bar was not working that day. And then pure as people, you know, they're everywhere, you know, pure as people everywhere, right, being able to withdraw money and really, I mean, for a fee, you know. But so we're still, we're still struggling. You know what? Let's just take a very short break because, you know, after all of this drama, there was the, there were arrests. Yes, yes, yes. But we'll take a break, we'll be right back. Stay with us. All right, thanks for staying with us. Now, if you just tuned in, we're discussing highlights of 2023 and hopefully we'll be able to get to our expectations for 2024. Now, please let's hear what you have to say. Remember, you can join this conversation. Send us an SMS or WhatsApp 081-80384663. Please send us a message. All right, so what do you mean? There, after all the, the settling in, the judgments from the Judicial Council, from the Supreme Court as well, and all of those dramas that happened, then there were now multiple arrests, right? The EFCC boss, you know, was arrested, MFLE, even though a lot of people are like, can they hold him by the jugular because he's like, you know, that one was just pure beef. Like, they arrested like everybody. Before we even said that, whether his right or wrong, whether his which one to, MFLE was arrested and I think he's still in custody or hasn't been granted bail. You know what? I was following up up until like two weeks ago. I know you went back in court at some point a few weeks ago. I think they were, I think they were, they were conversations around bail, I'm not sure. To be honest, I stopped at the point where he turned up at the court with a big Bible. A Bible that was almost the same size as him. And at that point I was like, you know what, I give up. I don't have what to know anymore. Why would decide what you are doing? Tell us. I cannot be following this story. Because after two weeks ago, I was reading where they had talked about him, buying off banks with proxy, right? Yes. Investigative report. Yes. Investigative report that came out saying that he bought out, I mean, he had a lot of fronts that acquired a lot of things illegally, right? So I mean, so at that point I said, see, you be alright. Because I was not there when you were eating the money. I would not be there, you know? But you see, so I want us to find a balance, right? So with the things that happened with our judicial system, the prior, I mean, post elections and all of that, of course, the arrest of Emile Feli and all of that, do we have faith in the judicial system? Jonathan, do we? Because again, this is, I get the fact that Emile Feli, whatever it is that is happening to him, a lot of Nigerians actually at that point, people don't even want to care. But I don't also want us to lose the fact that we must always find balance. And no matter what, everyone is innocent until proven without reasonable doubt that the person is guilty. So even though we are happy that certain arrests were being made, at the same time, was the process transparent? Was it clean? And do we have faith in our judiciary too? Because again, let's not forget allegations that were thrown around our judiciary. They were saying that certain monies were paid, especially to the judicial panel, that committee, right? So monies were paid to them and again, allegations of never getting a fair, fair, was it called judgment, when it came to the aftermath of the elections, right? So I mean, there's just a lot that, you know, and I don't know. There has always been and in the face of nothing significant changing, there will always be mistrust, distrust with any institution of the government. The judiciary is the same thing. So today, even if I follow the due process, do the people believe I follow the due process? Even if I attempt to be transparent, do people believe that I'm actually being transparent? There are a lot of challenges that are being faced. Do we have faith in the judiciary? Absolutely not. Do we trust anything? Once it carries the taint of government, we naturally have our backs up. So there's a whole reorientation and there's going to be, have to be a massive push on the side of the government to convince the populace that you know what I thought you were back. You can trust what I say. You can believe it. I'll do what I'll say. I'll, you know, I'll do what I have to do. And I use that to piggyback to the to the president's speech. He also talked about working to bring in foreign investment and how, you know, Germany. Meanwhile, we are seeing capital flight. Is it not here that how many pharmaceutical companies closed down and carried their money and they left, yeah. Is it not shop right that, you know, so we're the, the, yeah. The game shot down in 2023. The game shot. Absolutely, we're seeing companies pull out. And, you know, for me, again, this is missed opportunities and that's why I keep talking about his PR team and being able to tell the right stories for him. Now, if you take the, and the media, we also have a responsibility, right, to share the right stories and, and, and let the populace know the things that are happening, right. There was a lot of shout about companies leaving Nigeria, but then there were lots of companies that also came into Nigeria, right. Even in Lagos, there's the, the car brand that's trying to build it as a plant. There is, what's the company that makes diapers that also built a large, or are building a large factory. There is, there's the other company that also does hair products. What was that one called now? The, the extensions, the extensions that make the darling curl and all of that. Also, again, commissioning the big factory. These are all companies that have invested heavily in Nigeria. So, they were able to tell a story. This is the balance that you're talking about. You can't just say, I will get in capital and back it up with, oh, like XYZ that has happened. And then I will acknowledge that some have gone. Absolutely. Then I can now see that truly you're not just trying to wash me with what you're seeing. I can then start to see that, oh, there is an understanding of the scope of the problem. There's an understanding of solutions because one of the things that I find right now that when we talk to people, everybody's like, the, the diehard fans are like, he's working, he's working, give it time, give it time, give it time. But in general, without information, without clarity, I don't, do I know that it's working? I don't know what you're doing. I don't understand it. I don't know what your long-term goals are. I mean, and speaking to clarity and information, right, I feel like this is where the media then comes in, right? Really. And you see, I like what you said, you kept on going back to the PR team. And this, this PR team cuts across all government agencies. Absolutely. It's not even just every public office because again, there has to be proper strategies, you know, for information dissemination. You can't just have anybody because the person is your person. Yeah. Get professionals on board so that we can actually look at these things. Where we are wrong, we admit it there and there. So that shows that you are being honest and you're transparent with your people, right? I suppose just trying to whitewash it and make it look good. I mean, I remember one of the topics that we talked about sacrificing, right? Yeah. When people were saying that imagine in the heat of all of these things that happened, you bought SUVs for your lawmakers, right, at ridiculous amounts. Even if you had bought SUVs, uti, right? And you even said, you know what, let us patronize the local manufacturers of SUVs in Nigeria. No. You are all the way to the great end. Because if you even take the people who were existing office holders, maybe you're bought them card before, they didn't amortize it. I mean, these are the things that you need to show us that you are also tightening your belt. The sacrifice cannot always come from the populace. You are, I mean, we've talked on this show several times with several of our guests about the bloat and the just massive oversized of the public sector. Like nobody wants to build that car. So there's so many ways in which you can be more prudent. You know somebody was saying there's about their salaries. I said, how many are they? There are less than 8,000. How many are in the senate? How many are in the lower chamber? Like literally, that money is a drop in the ocean. But if we're serious, we start to make some symbolic gestures for starters. Then we start to have real plans about, you know what, how are we going to cut this recurring expenses? Because you are borrowing to your government. You're borrowing to pay salaries. You're going to pay. I mean, and most of this borrowing do not even go into capital expenditure. Exactly. It's recurring expenses. Which is a big problem for us. So again, so I mean, we've touched a lot on a lot of things, right? So how do we move away from this? Like I hear you, because again, some in the midst of the conversation, you're already preferring solutions as to what our expectations would be like, you know, for 2024. I want transparency. I want a government that feels my pain. I want a government that understands that we are all in this together and we'll tighten our belts together. I suppose us, I mean, this is why the drama that happened with COP28, right? Where somebody was called. I mean, even just in the size of the president's entourage. That came to Lagos. Yes. I mean, look, just when you look at all of these things, right, it's like you are talking from two sides of your mouth. On one hand, you're saying, you know what you understand, but your actions tells the complete opposite, right? So I mean, and again, with communication, I mean, you are the expert in communication. You know that everything matters. If I say that I'm not feeling fine, or if I say that, oh, I really feel your pain, and I come to your morning, I come to your house, everything made up. What does that tell you that this person is doing just fine? You're doing just fine. So I mean, and this is the conversation that I want some level of humanity when it comes to governance in Nigeria because the truth is we are humans, right? And Nigeria's, in fairness, Nigerians don't need too much. We are not asking for too many easy going people. We are the easiest people to govern. As I said, by the little that we get, and that's what even makes it painful, right? Because it doesn't actually take much to wow us as Nigerians. We take the little and we're just like, whoa, whoa, whoa, we're so excited. I mean, it really doesn't. And I mean, there's so many places where quick changes, low hanging fruit, quick wins, can be made. But like I said, it's all about the narrative. What stories are you telling? Right now, the renewed hope cannot be renewed because nobody can see the light at the end of the tunnel. Everybody untouched. You know, so we don't say what they say, renewed hope. It means there was hope in the first place. That's why I say it. There was never hope anyway. And they not done anything in the last seven months to bring hope in. Absolutely. You as a leader, you know, you are visionary. If I can't see where you're going, I expect that you know where you're going. And then I place my own faith in you. And you commune, I believe that you are leading and then you are communicating to me so that I continue to have that faith in you that we're going somewhere and then I see the result. But right now, all we keep saying is more and more promises, more and more promises. And the promises are light on information, right? So this 500,000 hectare weight, right? Is it a cut across states? How are we addressing security to make sure that the issues that we're dealing with now because I don't get why we're having food crisis in the first place was because of the insecurity a lot of farmers had to abandon their farms. A lot of farmers were killed, a lot of farmers were kidnapped, a lot of farmers, you know, had to pay ransom to go and get their harvest from the farmlands, right? So these were the issues that even brought about the food insecurity in the first place. So you can't just wake up and say, like you rightly said, where is the 500,000 hectares? Where are the lands located? Where would it be? Would it be, would it be okay in partnership with, I didn't have said this thing several times before. I will repeat it again. We were called to come and bid for a land, a farmland that was owned by Lagos state government. Just before someone who came in to power in the previous administration, we came, we bidded and everything. The next year they said, okay, we're waiting for the results. Next thing they say, oh, that it had been allocated to someone, right? This land was in Ocean state. It was owned by the government. It was a palm plantation. So because we are palm planters, right? So it was like a square peg in a square hole. So they said, come and bid and all of that. But we never got any information. Only for us to just wake up one day the next day in the papers, I woke up one morning and I saw a Lagos state government acquires new farmland. They didn't even mistake to even, they, maybe they should increase the hectares. It was the exact hectares, exact location, exact this. And I said, why, how are you acquiring something you already owned? So it didn't make sense to me. So I ever since that time, any time I see things like this, and that's why I love what you're asking for, because it is vague. If you give me details, you cannot come back because there is a lot of repetitive projects in Nigeria. What you did 10 years ago, you come back and say you're just about to do this layout. And it's a repetitive project. You've done it before, right? You see, they never executed it. So they put it back into the project. And if we had real forensics on our budget, Uti, we will not be where we are today. We will not be where we are today. If we had real forensics. The budget is part of, I guess, the key things that we talk about in 2023. Of course, I think there was, oh, I forget his name now, the man who's challenging the way the budget has passed the 2024 appropriation and that. So the truth of it is there's enough issues there also. And when we talk about going into 2024, I mean, when we won't talk about results and measurement of metrics, I think inflation is at about 28%. Food inflation is over 32%. It's crazy, Uti. All these things you have to plant, please, I see up in this food inflation. How is it going to bring it down? And those are the things people want to hear. Not just, I will do, I will do. We will do, we will do. Well, what have you done and what are the results? But like I said, when we started the show, I am positive. I am hopeful, call it wishful, call it whatever you want to call it. But I am, I believe that the motivational speakers that we were, that's we kept saying it is well and will be fine, persevered, be strong, we made it, we did it, we're here. I think we should carry that into 2024. We have seen, at least I would say, I have seen that there is an understanding of the areas that we need to fix. So those key things like the subsidy, even though whether you argue it here or still not here, there is at least some awareness of some of the big things we need to fix. I mean, I remember he also talked about the refineries coming online, Potatakot, Tangoti. I mean, the Tangoti, the number just, the days keep just rolling, right. Did he have to, did he have to commission that refinery? But you see, this is what we are saying, because you wanted to put it on that somebody, somebody's you know, but hey. So, so let's hope that we will see, I think, you know, we didn't, GDP didn't grow as much in 2023 compared to 2022. So let's hope that if we see a dedication to the things that he mentioned, because that's the final bit I will speak about in this speech, he mentioned the things he was supposed to mention. Yes, security, food. Now, if they actually, gradually do it and get through it, right and deliver on it, then things will be better. Absolutely. But as it is Nigeria and it is our current leaders, everybody pray. I was just going to say that in fairness, look within, find, I mean, people are actually getting remote jobs. Just find ways to just don't jackpile, please. Please, you push not leave. All right, so good evening, my wonderful sisters. Welcome back to the new dispensation. It shall be well with us. Amen. It shall be well with all by God's grace. We will be amongst those that God will pave ways for. Amen. Now, and other years to come, compliments of the season. Thank you so much from Mrs. Adeneji from Aja. Oh, wow. Thank you so much. We are happy to be back. Yes. We missed you guys, you know, but you know, we have to take a break every December, when I know this, but we missed you guys. We're happy to be back and we're hoping that this year truly we will make a meaningful impact. So our conversations will truly bring, you know, we want to be able to bring real time solutions to people. So whatever the issues are, we're able to tackle it, you know, with the information and you run with those kinds of principles and all of that, implement them in your lives and we actually see results. So I'm looking forward to testimonies in 2024. We would find as much as possible, we would look for opportunities. When we find those opportunities, we would share as well, because again, I believe that the difference between a rich man and a poor man is the amount of information that is in somebody's head and it's not in the other person's head. It's as simple as that. So if we get ourselves informed and we continue to pump those information within ourselves and implement those information, I think things will change. But Uti was really lovely doing this with you. Absolutely, yay. Welcome to 2024 again. So what are we doing again tonight? We're hanging out. Yeah. Yeah. We have to go and do January 1st hangout. Yeah, I agree. Thank you so much for watching, guys. Now, before we go and show you followers across all social media handles that waste your Africa, you can drop your comment, interact with us further and share. Remember to share. Engage on social media. Share with families and friends. This year, we have been begging you to share. Don't watch it alone. Don't watch it alone. Kill all day. Now, remember, if you missed our quote for today here, it is again, whatever happened or whatever has happened in the past year, the new year brings fresh beginnings. Let's be hopeful for 2024 and believe that fresh things will happen this year for all over. We'll see you guys tomorrow at 8 p.m. As we bring another great conversation to your screen. Ciao.