 Welcome back, and yes, it's time for Winner Home and Afternoon Express, where we follow three young talented designers as they transform three empty properties at Valdivia State into dream homes, using finishes provided by Caesar Stone and Plaskon. And at the end of it all, we're giving away one of those completed apartments worth over 3 million rand, to one lucky viewer. Earlier on in the week, our three design contestants met up with their mentors to look at their bathroom plans and be inspired by the wealth of experience their mentors have to share. After narrowly losing out to Rudolph in the guest bedroom challenge, the pressure is building for Joanne as she needs to wow the judges with her bedroom design. And what's going to happen here? We're going to put white tiles all the way up, all the way, and then on the ground as well. So we have this white tile shower, and then we're going to go with grey, or should we go with grey on the floor? Or aren't you going to do a cement or concrete floor? I think that would be great. Your bath is white? Yes, and white walls. And I think it's very important that you pull the colours that you had in the bedrooms and in the other parts of the room, and pull it through into the bathroom. Because it is actually part of that bedroom. Okay, great. So you should try to incorporate the copper somehow. Yeah, we definitely will incorporate the copper. That's what we're going to have for the vanity. And we have the concrete basin that Sioux is making for us. I think it's brilliant that you're bringing in the natural materials and it will be a very good contrast, the warmth of the wood against the coveness of the concrete. Okay, and a mirror? We have a large floating mirror. It's going to be about this far from the wall. And I love the idea that it's standing away from the wall, and it will just create the dead. Yes, yes. No, I think it's fabulous. I just liked Minent Le's use of colour in the guest bedroom, but he's going to have to up his game from a design and salability perspective if he plans to catch up with the others. In terms of our references, do you want to take me through exactly what you had in mind for walls, floors, ceilings, what's our wow factor, how are we going to set ourselves apart? I think what's going to have us stand out is having this huge feature wall. So I have this idea of having a mosaic feature wall. For the mirrors, I want to do something different whereby I take up this concept of the frame, which is I get from the guest bedroom. With the palette that I came up with from the guest bedroom, I'm taking it into the bathroom in the very early colours and I'm going to have it up with some plants as accessories around the bathroom just to give it some life. Remember I said I'm going for the ceilings and you recommended the other one. Yeah, you wish you went that one. We couldn't use the same ceilings. As much as I probably would have wanted to as well, but those only make those hard decisions where you actually do it because it's strategic. I think focus on firstly the technical drawings and just really get into grips with the planning and that. You obviously remember if you're relying on other people, you have to give them enough time. I think the season start is crucial because we didn't have element in the last challenge, so make sure that that one's really strong. I'm definitely honest, I'm very excited that this project we got this. Rudolf may have come out on top for the first challenge, but with no time for complacency, he's already looked waste to set his bathroom design apart from the competition. Michelle, I really like this puravido range, which is white, one of my favourite colours. And something, what do you think of the shower aid? I really do like the shape of it. It's really organic. It's really a nice piece by itself. I like it. I think it's going to add the spa-like feeling of your bathroom and I think it's a designer piece. It's going to add huge value to the bathroom. What I do like about it is that it will fall straight down and with the main bathroom, we have a much shorter shower than in the guest bathroom. Well, let's go and see what it looks like. Let's go. So, Michelle, this is Michelle David from Unsquad. Hi, nice to meet you. Michelle, I would like to know if this is going to be the right choice for me. I really like the puravido range. I am concerned about the splashing that's going to happen in the shower because I don't have shower doors and also about the eco-friendliness. It's obviously a valid concern for any bathroom and this particular shower head is great because it uses eco-smart technology. It combines three parts air with one part water, which uses only nine litres of water per minute, but you've still got your triple XL size shower head factor, which means if you look at the human body from the top, it forms a rectangular shape. So this particular shower head will cover the entire body. Would you like to see how it works? Yeah, sure, please. And do you have a matching hand shower? Of course we do, Rudolph. You can have a look at this rather voluminous puravido hand shower here and it's got the white chrome, which matches your overhead shower head. One of the functions is a massage function. I like that. I really like that. This is great. Yeah, especially for a smile. Wow, now with only a few days left, the pressure is really on. Another factor our design contestants need to take into consideration is who will be purchasing the apartment they're designing. At different stages of our lives, we all have different needs. Now, Bonnie's on the couch to learn more. So as people progress through different life stages and their family structures and financial situations change, so do their housing needs and preferences. We have Tim Akinusi with us in the loft, who's the head of sales and client value management at Nedbank Home Loans. Welcome back, Tim. Thank you. Lovely to have you with us again. Thank you, Bonnie. So typically when you first leave your parent home, you're looking to possibly rent an apartment. I mean, what should we be thinking about at that stage of our lives when it comes to eventually owning a home? So yeah, I think to start off with, you know, when you do leave your parents home and if you perhaps maybe don't get a windfall of some money to put into a new place, the typical route is to start to rent. Because at rental, you then just limit and you cap your expenses to just the rental. The intention really is that you don't go in there and just rent and continuously rent over a prolonged period of time. But really, when you start renting, you should be thinking about how to get into property. So therefore, you should be saving from the onset. We don't think that there's any particular life stage that one needs to get into property. It really is about when you are economically active and you have some savings, you should get in and find something that suits your life stage at that point in time. Right, so the next stage of life is you've moved out of your parents' home for a while and then you understand that you need to start investing in your future and buying your first home. What are the most important considerations? I remember when I first bought my home, I think I made a few mistakes. I know far better now. Hindsight's the best side. But what do I need to consider? I think firstly, when you are in the process of deciding on buying a house, you should start to think about it from the time you even rented. It's not enough to get into the investment market and property is one of those investment classes that you can get into. And the idea is that when you buy your first house, you stay in it long enough to pay some equity into it by paying down the debt. And over time, you expect that the house, should the market conditions be correct, should appreciate in value. And when you eventually do sell that because your life stage has evolved, you now found a partner, you want to settle down, you then have the ability to have some savings based on what you've paid into the house as well as the appreciation of the property itself to then put a nice down payment into the next house. And by doing this, what it allows you to do is to influence your loan to value so banks can see that you're committed to this particular property. And secondly, you have more influence over the rate that we give you on your property. And so that sits you off on a good course to continue to do the same thing. Pay more into that property, the house appreciates, and as your family enlarges, you can then look at buying your third home. Or even if it's just to be able to start to create some level of wealth by paying down this house and then leaving it as a legacy to your kids or to do some of the things with it from an investor standpoint. Does there such a thing as being too young to buy property? That's the great thing about it is that you're never too young. As long as you are economically active and you can afford it, it's the right thing to do because you are putting yourself in a position where over time you can create something that will be left for you over the next five to 10 years. So my view is that the narrative on property being for the older generation to change because as long as you have an intention of paying for the place and looking after it, it should serve you all as an asset. Thank you so much, Tim. I'll definitely make better decisions when I'm buying my next property. Netbank can help and assist you through all the different stages of life wherever you might call home. Make the things that really matter happen with Netbank. For more information, visit www.netbank.co.zr forward slash home loads. Remember, you can head over to privateproperty.co.zr and vote for your favorite bathroom. By casting your vote, you stand a chance of winning paint from Plaskon to the value of 5,000 rand. You will also automatically be placed into the grand prize draw where you could win one of those completed apartments at Felder V worth more than 3 million rand. Winner Home is proudly brought to you by Private Property in association with Netbank. We'll be right back after this.