 Stuart Kelly, say if I'm 14, I have 20k saved up from working. How much should I invest? I have access to 4k. That is amazing, dude. At 14, you have $20,000 saved up. Wow. How did you do that? Because that's amazing for a 14-year-old. Now, I can't tell you what you need to invest in exactly because that's financial advice. I'm not a financial advisor. Do your research. There are index funds out there that have an amazing history, but they pay you dividends. You have to look at these dividends and see how much they pay, 4%, 6%, 10%. You've got to look at the risks. You've got to look at those index funds or ETFs and understand how long and how old they've been around for. The older ones with a lot more invested into them are better bet, are more safe for bet. The ones that just came out yesterday, it's like Dogecoin. It could flop, it could disappear. You've got to do your research. As much as I would love to show you my portfolio, much to invest in, I'm not allowed to because it's the legal everything.