 A kid grows up, he doesn't get any financial intelligence, he or she, then all of a sudden he can get about $300,000 in loans at 18 years old. So nuts, right? And think about it, they're going to go to college for four years and they say that today the kids who are in college today, 50% of them will retire by the end of their career with a job title that doesn't exist today. So now you're going to take out a loan for a job that you don't know that's going to exist. Meanwhile, you can take it on a digital course, you can probably sit at home and you can probably complete that course in a year and a half and not spend four years and again, some college teaching you the way things were done 30 years ago and you retire and you have a $300,000 loan. Do you think that's the wave of the future and that's the way we're going? That is the way we're going, the information's all out there. Now, please go to college if you're going to be a heart surgeon. Right. You know, I think you should, right? But other than that, you're going to be an entrepreneur, you're going to be a lot of other things. Go get a digital course, do not go to college. But I think everybody needs to understand the fundamentals and the basics, whether it's accounting, business, financial intelligence.