 We roll out this product once a week here Friday live stream to kind of take the gloves off a little bit Offer up a live Q&A for anybody that wants to make their way into the studio. They certainly can I typically run the show myself. I do drop an invite at the top of the live stream It welcome everybody. I appreciate you guys and Appreciate everybody who's been with the message for quite some time Been doing this project a while. I'm sure do you look forward to it. What a great opportunity to reach people and Reach people on a level that I could never reach One-on-one had some great engagement this week with some of my work colleagues those are one-on-ones and You know to get to to speak to the people on that level only continually validates for me people's desire to grow personal wealth but and maybe not finding the confidence enough to step out there and say you bet I got this thing and You know it It carries a whole lot more weight and it does fall into the empowered definition Of those folks out there that absolutely 100% believe that they cannot do it They cannot and those personal barriers. They're very very real for people. I mean I can get you fired up Don't doubt about it. I can motivate I'm a motivator You'll get done with my live stream and you'll be like God dang man. This is incredible I just watched the fastest 60 minutes on YouTube I thought I was just gonna sit back and get a little entertainment and then and then it'll be forgettable And you'll watch it you get excited you get excited about the prospects of wealth wealth building on the granular level really The nuts and bolts from a B to C really are not that complicated. They are not the Lure of passive investing should absolutely be much much more prevalent and it is not There are a ton of people who by nature of their own barriers Fail to see the benefits of entry-level investing passive investing is just that it is the most powerful form of Investing which is a beautiful thing, you know a lot of people think that you know and a lot of what we do We have to aspire to greatness after many many years, you know the irony in investing is The greatest thing that you could possibly do in your investing game is to enter into the passive game right up front And that's what we look to do. We look to take you and put you right at the end of the marathon The New York City marathon by God we put you right at the end the race man So imagine you're standing at the end of the race You've already broken the tape you're drinking your beautiful ice cold bottled water or whatever suits your fancy You're already a winner. Okay. I break down this gig I take 25 years of experience. I wrap it up into a nice little pill you pop it Make it happen for yourself and you'll find that The only regret that you'll ever have is not doing it sooner sooner in life. I Used terms like participant I use Phrases So that you can approach wealth building the way that you Approach other things in your life that are much more socially acceptable I was thinking before I came live, you know, if most people could just buy VOO Like they buy a couch and forget it. It would be lovely, right? Couch is wonderful holds your ass up off the seat. You get to watch television It's much more comfortable than sitting on a floor. I tell you what you learn to appreciate those small amenities in life And they are forgettable while you have the couch nicely positioned in your living room But I tell you what when you are void of said couch and you have to sit your ass on the floor It becomes very very uncomfortable very very quickly. Okay, but the very rationale that we go through Everybody's got to have a couch. Everybody's got to have an end table. I beg differ, right? I can do without some of those things and furniture shopping is one of the most Unpleasant things that I do Chock it up there with some of those things that I really just don't enjoy very much But if we could approach investing with somewhat of the same ferocity that we Justify some of our expenditures in life. I think we would be so much better off and I'm not saying sell the farm I'm not saying that I'm not saying establish The majority of your net worth and put it into the stock market That's not the idea. The idea is to supplement your existing life here With a little bit of capital that can be put to risk You take that block of capital whether it be you're starting amount. You're starting amount only needs to go in one time Initial funding okay initial funding goes into to get that start to get you from a non-investor to an Investor that's your initial start your initial funding amount. Okay Strategic fund ups will happen over the course of your investing career But I find all the time that for a beginning investor that initial fund up is the very scariest It is the hardest and it is absolutely one of those things that a lot of investors Failed to achieve in their entire life. They go their entire life and they never participate in financial markets So regrettable regrettable The either decision that you made or an unfortunate Coming about in your life to where you were never introduced to financial markets I aim to at least provide a one-way Conduit to markets a one-way street. So anybody who comes to the message they can come in and they can say okay Wow, you know, I might not have Found financial markets if it wasn't for Ryan great nuts a special about me guys and the stock market's no secret But it's amazing to me how it escapes a lot of people that's what's fascinating to me fascinating I come on and I share a tutorial and I'm by no means a perfect investor I haven't my notes here a lot of people perhaps maybe expect perfection from the stock market and when it becomes less than perfect Right. We throw in the talents. Hey, see I told you I told you I told you it was gonna do this Hank I told you we were gonna lose everything, you know I Think had you entered the game with some fair Expectations of what the game had to offer perhaps maybe you could have taken into consideration that there were two sides to the coin There is a spectrum that you have to work along and advanced investors know how to work along that spectrum And we can flex we can be very very Flexible with our application like a rubber band and it can flex it really indefinitely and That's really one of those bottom line fundamental tried and true methods to the stock market. I heard twice today Never invest what you can't afford to lose. I Heard it twice. I Don't like it Here's why What when you state something like that it almost implies that you're getting involved in a game where You need to be prepared and I'll be fair with my odds to say that 50 50 the odds are that you are going to lose In that said game, okay Anybody who has been invested in the stock market over the history of the stock market? It is a mathematical fact that anybody involved Passively in the stock market over the hundred years of the S&P 500 you would have had a 99% Chance of success We go back to our comment. Don't invest with which you can't afford to lose. I just told you you had a 99% Success ratio to play the very game to enter into the very flagship account that I talked about I released a video this week I'm VTI probably my favorite total stock market index I am an owner of VTI in my brokerage account VOO is a very very good product as well But what gives okay? What is this stigma about stock market investing that prohibits so many people from breaking down the barriers and I would suggest that People have such barriers that they don't even want to try to the smallest capacity That they could enter into financial markets. It's as if you get one percent of your Nest egg put away in the stock market and all of a sudden you're gonna spontaneously combust and You're gonna panic yourself out and you're gonna go buy another couch. I don't get the stigma I really don't if you guys can help me understand I'm wired different And I find this out when I engage with people out there who come with these cliches I made a note here that a lot of a Lot of what drives people's Ideas about the stock market. I considered to be generational tendencies What you learned from mom and dad or the the guardians that brought you up more specifically perhaps maybe Mistakes that they had made in their investing career and therefore since they made the mistake Therefore it is absolutely off limits for you To engage in the stock market and I just sit back and I look at the 99% of the success ratio now I don't Mean to presume that going forward you would have had a 99% chance of Success in the stock market what I would suggest is looking at historical norms in the stock market It's been a very very lucrative Engagement threw up and bad times. It's just that simple So if you were involved in the markets over those time periods and you held true on the on the market You would have succeeded. It's just that simple But since mom or dad entered into an investment that didn't work out, you know, maybe they entered into That the next greatest gardening tool that just didn't work out home depot came and I just bought them up and The company goes out of business and home depot buys it and they just make it as a knockoff or whatever I always talk about the next best thing is being that Area of the stock market that so many people think that they have to get involved with and find that next best thing That's going to take them to millions and you're overthinking it at that point You really are you need to invest in those companies with a with an established moat Invest in those brands names those companies that everybody loves and it becomes really less about Investing your money your initial capital put to risk to render a Profit later as opposed to you just becoming a participant in that particular stock coca-cola For example is going to pay you a quarterly dividend no matter what dare. I say guarantee I typically don't try to use those words when it pertains to the stock market But here's the thing guys we need to be a little bit more challenging with our application here We need to understand the real psychology behind why people justify not participating into financial markets and furthermore They would share Insightful information enough to suggest that you should only invest what you are willing to lose I think that's a loser's mentality I don't like it the undertone and the underpin of that and I saw it twice and I saw it from somebody that I really really Respect he's probably made his way in here And Matt's been pretty active on Twitter. I have all the respect in the world And I think the intent of the statement is is probably good To enter into financial markets with somewhat of a defensive posture in mind. I totally get it But but here's the thing. Are you playing not to lose or are you playing to win? Where is it in your application that would suggest that you are not eligible to be aggressive on said application? Where is it suggested that you are not to be aggressive on avoiding? Potential regret later on in life. I'm not a judgmental person I'm really not but is it safe to presume that there are people entering into retirement without ample funding to uphold a standard of living or at least even maybe force a drastic reduction in the quality of life that they've become accustomed to over the course of their life It should piss you off Mm-hmm should piss you off Yeah, you should fill your minutes each and every day looking to strive toward an end Okay, if I turn over a leaf at 59, which is my target date retirement and I'm like, you know what my road my winding road Sometimes straight sometimes winding sometimes up sometimes down Did not render me where I needed to be I'll reevaluate at that time, but by God it's not going to be by nature of missing opportunities It is not going to be by nature of me being complacent. It is not going to be by nature of me Pursuing and staying hungry and remaining to stand and and stay valid And dare I say provide my time on a Friday live stream For people out there who may need a little bit of guidance tutelage and I've always stated look Here's a cliche for you. You really want to understand a topic teach on it That'll sharpen you You guys think that this might be just a one-way street where I get in here and talk to my digital camera And I have an audience of thumbnails come in every Friday and engage with me on a Q&A and I do want to thank you for your time It's hardly that it's hardly that it is a two-way reciprocated Deal here guys and I'll go one further to suggest maybe that We just clicked over the 28,000 subscriber mark and I've got over 800 videos on YouTube Means absolutely nothing to me if I'm speaking into a vacuum and we are not reaching people I'll do something else with my time I'll be selfish with my time the I2 is not about being selfish with my time the I2 is about reaching people and it's about separating people from what they think is possible and what is actually possible and For every person out there it differs Some people don't think they can do it at all and they are capable of achieving great wealth in their life Folks like myself believe that we can achieve great wealth in in life, but it's yet to be seen Whether or not the pedigree that I come to the table the ferocity the the aggressive nature by which I save and And and and really do aggressively save I shared some of my insights this week on some of the videos through the channel But does that guarantee me success hard work? Hell no. Hell no sir doesn't I'm a realist And I'm very very aware When I uproot and move and my life is kind of up in the air. I'm very very aware I'm very very aware that the when the portfolio takes a retract retraction I'm very very aware when I get laxadaisical on some of those habits that I know I have to do Diet exercise spiritual well-being etc. Things like that, right? I'm very very aware. How aware are you? Right? Is that some of the things that you take away from the channel? So we're gonna engage tonight on a Q&A. I'm just gonna Q&A with the group I've got a few notes here, but nothing specifically planned with you guys on other than just a an obnoxiously large cup of coffee I feel like running through sheet meadow and clappin my hands like friends Let's sit back and enjoy yourself Think about those things because I struggle all the time I go back and forth and understand and understanding What motivates people what drives people there's people out there with far more success in life financially than I'll ever have Some of them have been bestowed it and how many people out there actually go from nothing to something in this life How many? Does everybody make it? Is there a guarantee of making it? Are there people out there that think that they should make it and they don't are there people out there that? Demand to make it and all of their decisions are circled around Making decisions to make it no matter what I Spoke this week about a sense of entitlement and people. I mean that wholeheartedly Is it the very pedigree that we're cut from those Generational tendencies that I talk about that drive our decisions one way or the other Which can prohibit our ability to really break free and find our own personal best. Is that what it is? Yeah, I don't know I pose these questions rhetorically guys Leave your questions in the group comments here as I'm going to get to them I'm looking forward to engaging with you guys on a Q&A tonight on the Friday live stream Appreciate each and every one of you guys that gave you a little bit of an opening monologue to come in get settled Enjoy yourself. We've got 40 minutes of a roller coaster Revolving around this topic and trying to drive down on the reasons. Why? People fail to achieve financial wealth in this life with the plethora of options out there with the very Products that are out there the very nature of me holding your hand and Shepherding you to the end of the marathon and Providing you that bottled water as a matter of fact just allowing you to choke it down Because you're a winner and you still don't realize that you've won the race We've got a lot of work to do guys be back with you in just a moment Taking risk in this life is paramount. That's the key right there. Okay Institutions and retail investors they invest differently. Why because institutions? I would love to be a fund manager for the institutions out there, man All you got to do is just sit on your wads, right and just make your millions Okay, a little bit different for the retail application. We work hard for our money. Therefore. We need to invest Those hard-earned dollars in acknowledgment that we cannot be cavalier with our money I get it you do need to have some level of perspective on Ample risk-taking and that risk-taking that is done in a responsible manner and within scale and within a Certain percentage that is applicable to you and that is the key here guys There's nothing that I'm going to tell you outside of tried and true fundamentals. He's the backbones of investing Anybody can invest in VTI BOO anybody, okay? But it's amazing how we revolve around that one product and it's amazing how if we took a hundred investors I could make that fit in a little bit of a strategy over here a little bit of a strategy over here Here's somebody's risk tolerance Look at somebody's budget and throttle back their monthly Dollar-cost average to 25 bucks a month where somebody who's making a higher than average we want to add that VOO Fund that to the maximum. Maybe we want to house it into a Roth IRA Maybe certain people already have that established So you see here how we can take one product and we can apply it in so many different Methods and I really want you guys to take that home Because if you just heard what I said you'll be sitting back and you'll be like alright I get it the takeaway from what Ryan just said is that I need to find my own personal application Freak, wait the hell up. You guys been watching the channel now for five years. What the hell do you think I too means? Independent investor you think I'm talking about me. I'm not I'm talking about you. This is YouTube Okay, you come to YouTube to understand how it is that you do something in this life All right, and something is interesting as buying one product It's just amazing to me how some people can even take Misconstru that information and totally royally screw it up even where I talked about taking the hundred investors and boom at a little Dap here makes little sense here strategic wealth building boom boom boom you got 401k You already have SMP here. Maybe VOO doesn't work for you. That's a good decision. You see what I mean Amazing to me how many people will get involved with passive investing and they'll be like this is too boring for me Ryan This sucks. I Don't want 10% a year. I want a hundred. Well, I want that too Okay, um, I always wanted a lot in this life, right? I wanted a Ferrari Okay, the older I get the less I care about stuff like that. I'm just kidding. I just use that as an example But what we want we want we want and we want so much in this life That sometimes I feel like our wants and as our desires and our dreams and Our luxury items that we enjoy in life But they seemingly become the norm for people and when it becomes the norm for people we become psychologically conditioned to expect that as our basic existence basic existence We're gonna go out to eat again honey tonight. Yeah, we just went out last night, honey That's okay. We can go out again. I have one comment through my video that talked about people stop bitching all the time about This sense of in time. Nobody owes you squat. Okay. You only owe yourself I too. Okay. You only owe yourself make it happen. Okay. Now if you have means I Suggested that if you have means by all means treat yourself Okay, I was questioning whether or not the individual actually watched the video Because I alluded to this very thing. Okay But here's the here's the thing and this is the staunch reality and this is why people at least I hope this is why they tune into me is because I drill down and then I drill down really really hard and Here's the hard tough love. Okay a Lot of people cannot make ends meet Okay, and they should Okay, they make enough money To invest they certainly make enough money to feed themselves And they certainly make enough money to do this and that and buy enough a new car every six months They have money to do this and that and vacation every month And they do this and that and this and that and this and that and this and that all over the place, right? They're good. Okay, they should absolutely have the ability to do this. Okay But I think sometimes the sense of entitlement and blinds a lot of people to Just expecting that those things are always going to be there that Expenditures that could be unforeseen later on in life They are immune to those things. Maybe they'll never get older. I don't know. Maybe they have a hard time Seeing themselves in their future years. Okay, which is kind of part of the perspective that I speak about not Understanding that you know to avoid regret is to think about how to avoid regret now, right? Make decisions now That's why when I digress on my aggressive posture day to day. I had a grind this week. It was a grind It felt so good My new job is like if you took and just um, I don't know sent a bolt of lightning through me I'm so fired up right now. I come into my projects with a head of steam You are gonna find and for you guys that perhaps maybe are making your way back to the channel after a while You're gonna find a shift in my content. You are going to find a shift in that core Message of just speaking to people. Yeah. Yeah, just speaking to people And it is going to be in line with Asking a very very simple question. Am I gonna be better off by consuming this content eight minutes ten minutes? 12 or 14 minutes after the fact then I was before And if you fail to answer that I do not want your subscription in my channel. I don't I don't See, here's the thing. I know what works and I am living breathing proof of that Okay And and the charge for me quite frankly is to come on to YouTube and say that magic thing That's just gonna magically whisk you away to your millions. Okay, that's my charge. It's pretty tough charge, right? Pretty tough. Okay I'm a little bit more of a realist with regard to what my my tasking is and I don't have the ability to come on like a grand Stefan and just have Harps and harmonicas float out my mouth and have people watch my YouTube channel and actually levitate from their chair and mystify them and Hypnotize them to believe that everything that I say is Gospel It's contrary my voice is raspy. I'm a realist. Okay If you need to be punched in the face, that's what I'm gonna do I'm gonna punch in the face to wake you up and make you realize that you're probably gonna be your best advocate of your program Okay, you can tune into all kinds of YouTube and you can tune into all kinds of different information and You can make those narratives fit your own I guess but the very Moment that you decide to tune over the leaf of personal empowerment that will be the correct step in the right direction Okay, because you really need to be honest with yourself about what you want out of this investing gig You want to be honest with yourself about whether or not you want to go beyond the passive investing game? See, here's the thing as we pass through the passive investing avenue Think the vast majority of people if not 100% of investors out there that I teach upon should enter into this strategy On its onset and it should be something that all investors participate in no matter what in some capacity or the next If it just so happens to be your loan strategy It could very belt be very well be the one strategy that you have in your life That stays with you your entire life remember at the top of the live stream I told you it's the very best strategy and it is it is okay There's talking heads on YouTube that revolve around this topic to suggest that maybe this hybrid version over here And there's passwords. It's it's gonna walk over half and this Version over here is really good and they're really held bent on this and then it stops working and it's like fit Maybe it's maybe it's this over here. I've got this new answer for you. If you buy my course It's gonna it's gonna work for you. I've got this new revelation, right? Pay attention I'm gonna hypnotize you so you can believe everything that I say, right? Passive investing can work for the masses. Okay, 99% I believe that and there is a presumption that into the future the stock market over the next five 10 15 20 years blocks of decades into the future are going to reward Shearholders that become participant in the market and they hold no matter what they hold the market goes down No problem. I'm off four and a half percent right now in the market and I tell you what over the last year and a half Everybody's been calling for hell and damnation seriously Everybody's been telling me that I'm very very impacted and I'm very very concerned with what people are telling me I should believe about my own life So I walk outside and I look up straight up at the heavens every single day before I go to work And I'm waiting for them clouds to part and they sure as hell I haven't and I've been watching this market going a downturn for the last Jesus a year and a half I started talking about this in November and I was I was late to the game the stock market started to roll off January of 2021 check the charts. I'm right Course I'm right. I mean, it's it is what it is. It's that's what it is It started to roll off. Nobody was talking about it. Everybody was like, yeah God dang it. This is fantastic, man Seriously magic carpets do exist and God dang it. This is incredible man Just watch these three youtubers man, and they'll take you all the way there, man It's all good. It is all good man. Just invest your money in anything man. It'll take you to the moon. You can retire at 25 You never have to work another day in your life. I Don't know how those people extract meaning from life if that's their their end-all goal I don't quite understand that I'm living right now right now right now if you cut me open I'd bleed I'm fine right now for whether or not you dub me retired and I can come on and tell you guys how You should listen to me because I'm really really awesome because I was able to retire early I Would never do that. I don't think it's something that's that admirable. You're honest with you I know I'm gonna offend some people at the fire community who are like that dang it Ryan. God dang it Leave me alone man. I want I want to retire at 22 awesome if that's your thing and that's you make that goal I would say congratulations man. Great. It's awesome Where I have a problem is if you honestly think that you're gonna retire at 25 and You are not hungry And you are not willing to put in the work and You think because you stumbled on a few YouTube videos that show you the light. Yes, they show you light And you believe that shit you you probably need to wake up Because I can tell you from my perspective and for him from anybody out there that's willing to listen to me I am an advocate of hard work. I absolutely am I Don't necessarily consider YouTube hard work. This is the top of the iceberg for me My live stream is absolutely 100% enjoyable Okay, but if you think for a second that studio comes together free of charge You listen bank to differ and you say well, maybe that's hard work now. Now you get my point Okay, why doesn't anybody just start a YouTube channel? It's easy, right? Just just get your iPhone and start shooting videos and upload and boom. You got 30,000 subscribers. It's just that easy. Oh If you only knew the truth Never ever in my life felt like work. Never never felt like work Just going through the trenches of Understanding how to dial in a green screen or how to how to edit my backgrounds or how to frame up I just went through a tutorial a self tutorial this week So I'm always trying to challenge myself and understanding Lenses my m50 camera that I'm shooting the new film with I am super stoked at those renderings It's amazing. But the lens that I got I got the 35 millimeter lens. It's expensive as hell but it's just amazing the difference in renderings but I Think the hard work lies in my willingness to continue to evolve and not ever get complacent I'm never content. I have moments in my life where I sit back and I'm like them I'm pretty happy fellow, you know what I mean and they come in a lot of different forms My wife helps me with that a lot. Seriously Just lover to death That that's where I get that most important type of Infusion in life and I'm just like, okay. Jesus Christ. Nothing else matters. You know what I mean? Nothing else matters But but I do get that every now and then for engaging in this project never could have foresaw The the renderings of that when I engaged in this But for when people come back and they they turn back their successes to me That that's the very very payment The the lighting The cameras The clear voice that comes through all of those coupled together with many other things Has the power to transcend and it has the power to reach people In such a manner not to be misconstrued that the influence is there from me to you But the influence is there in so far as you take some time to self reflect And truly understand what it means to be independent What it means to walk around with your head a little bit higher Because you were not influenced rather you have command Over everything that you do everything that you do you have command over it You have the willpower to decide to go left or right You have the idea to either invest or not invest To understand that the investments are there And they are going to continue to work whether or not you fund them or not Whether or not to evolve and add continual layers onto your portfolio It's a beautiful thing and I come on every single Friday and I look to share that with you because That I find my friends is somewhat lacking Because I'm first to Really downgrade The the thought that somehow I'm somebody special In that if you come in here expect to be hypnotized and I say and you do and you walk off like minion Go to make millions in stock market. It's not like that, man. It's not like that If if you fail at the stock market, it's because you have failed to identify your own personal potential And I'm of the belief and I'm a very positive person when it comes to this And it speaks to me when I speak one-on-one with people who are like Ryan I'm really interested in the stock market man. I really am I I hear you're the guy In stock market investing and I hear that and I sometimes cringe because in less than five minutes I can give you the goods. Hell. I can give you the goods in less than 30 seconds How many people are going to hear that? That's that's beyond me because 30 seconds is not going to break down personal barriers that you've looked to build up over your life As well as incorporate and exacerbate from your generational tendencies From dad or mom telling you hey, I screwed up So therefore you need to avoid my screw ups rather than look to take a strategic shot this life right Yeah Take a shot. Don't live your life in fear Okay, you live your life in fear and tell you what it probably sets yourself up for the greatest The greatest potential for regret in this life going through life always wondering what could have been I wouldn't I wouldn't wish that upon anybody. Some people are going to end up lucky That's lovely and great me. You go to the casino with me. Let me rephrase You do not want to go to the casino with me. You don't I'm the most unlucky bastard You ever been around those people who are like the luckiest people? They're just like they do they trip and fall and they they they they come up with gold in their in their mouth And it's like damn. How did you do that? I don't know. I don't know man. Let's trip and fall again They come up with gold in their ear, you know, or they step into the casino They throw, you know 20 dollars on the craps table and boom. They get paid out 500. Okay. Let's go to the buffet It's like holy moly man. I had That stuff never happens to me never never but when I look back over the course of my life, I think it's been a lot of Being in the um the place that has made me eligible To maybe enjoy a little streak of luck In a lot of different things Mm-hmm. Mm-hmm. The one that baffles me the most is the interaction that I had with my wife That's the one that baffles me the most. Why why was I there? Why did that happen? That probably required the most luck. That's why I tell you guys all the time you want to come on here We can straighten out the dollars and cents of a portfolio You can buy into this idea and you can be like, I dig Ryan doesn't like to use the word investing He likes to talk about wealth building and you know separating surplus capital, you know to build a portfolio of meaning And girth, you know, it's got cahones But I can't help you with the relationship side You're on your own there, man. You you get to find another channel about that type of stuff pursue with ferocity It is the greatest thing that you can ever pursue and achieve in this life Family it's the most incredible thing You know the money topic is shallow. I was explaining to a colleague today It's it's one of those topics that sometimes is It's hard to talk to with people a lot of people have been ingrained That they need to be secretive about their money and they don't need to disclose Anything about what their tendencies are for the for the sheer possibility of somebody like myself saying hey, you're doing it wrong That's exactly what you need to do throw it out there I'm not going to be rude. I can be rude if you're doing it wrong. You're doing it wrong Look, if I'm doing something wrong, tell me I'm doing it wrong. I'm not going to have an ego about it I have no problem with that Okay, get over yourself So stop being such a bitch. Okay Just get over yourself Humble yourself a little bit Not everything that you have to deploy in this life is so noble That nobody needs to know about it Maybe you'll find out that those noble actions that you have in your life Do in fact need to be scrutinized and a matter of fact in a lot of cases ship canned in a lot of capacities Let it go Too many f and no it all's in this life. No doubt about it That's why sometimes wonder about this project, you know And that's why I try to keep it as above board as I can because I do know a lot about this topic I really do but I don't want to be misconstrued through youtube as one of those people who come on and you know, it's like This guy can rant for 60 minutes and and I certainly can I could rant for six hours on personal finance because here's the thing it's So much less about what it is that I have to say rather Trying to combat What I feel is a plague Out there in society about people's unwillingness to change and evolve And take on a new perspective Are you to suggest that people are Not only unwilling but uncapable of change Is that where we are now That's not me. I can tell you that much right now um This is going to require you to change And a lot of people man, and it's like this shit. You know, I've you scared me off. I can't I can't watch this guy anymore I can't man He's driving too deep man. He's requiring personal action on myself. I didn't sign up for this this free youtube thing This sucks I want to tune into youtube find out how to make millions of dollars in the stock market I don't want to do check to get This damn ryan guy. God dang. He's talking about eight percent a year It's because there really is no escape if people knew what that escape was Don't you think that that would be public knowledge out there and you would have youtubers dropping up Here's the the irony in this in the sleight of hands that goes on on youtube is youtubers come on and they make a ton of money on youtube and they Morph that in with their investing protocol They hypnotize you to believe that they've got all the answers because they've got a lot of money I'm gonna give you a secret They don't Okay, the best proponent that you are going to find in this life for your money Is going to be you and you alone Sorry, I had to tune into a youtube channel like myself to have me reciprocate that to you But that my friends is the truth It's the truth. All right Let me get you some stuff. Yeah, this he says the pasta 60 minutes here. Mr Ryan Longwood is a mouse. It is fast. It's fast for me. I relish in this opportunity I relish in this opportunity. I love it I love it. I do. I love it. It's great. It's so great It's something that I really really look forward to and I enjoy I wish I could do it longer. Perhaps maybe when I retire and I don't care so much about the youtube algorithm I don't care about it, but it does really hurt my channel. It's too bad. It's really weird. I don't get promoted I'm not picking up that many subscribers. We'll start to grow again as I start to get the content Back to a little bit more I've had a few comments come through that have been nice to say that I'm going back a little bit more to my roots. The roots have always been there If you've paid attention, you'll need to hear it one time. Some people need to hear it 612 times before they get it and that's all right If you've been with me a while, you know that I revolve around the same core Nucleus of tried and true fundamentals I just deliver it in a little bit different to the fashion and a little bit different to the dialect And perhaps maybe sometimes that would reciprocate well with people and they they receive the message well But we can have a little bit of fun about this deal because in all actuality The core drive of mine is that the stock market can be extremely rewarding extremely There's no way a pigeon head like myself should have the net worth that I do With the amount of I guess I would consider myself educated. I have some college I Like kind of when I had the decision to go left to the avenue of college It just didn't feel right and as it was if the winds of change were blowing me to the right Life life happened to me my friends if you can go get a college degree I highly encourage you to do that It just wasn't in the cards for big ol ryan and I'm somewhere in between my business degree Between a associates degree and a bachelors degree I could probably finish out and get what they consider to be a master masters Okay masters That's okay I've engaged in self-study over the last five years. I built my company and this is all mine. You were like you do all this Editing and all this cool stuff yourself. Yeah, that's all me not bad for omar picket from the country. Is it? Have an I love new york obnoxiously big friends mug instead of the pitchfork But you get the picture anyway Does this guy make this shit up? No, this is truly me. This is truly me, man. I totally enjoy it, man Yeah, the vipers are in the house today, man. This is great. Jamie. It's great to see you my friend. Thank you To me, it's hard not to act on that low highly on price Um, I will have to look into highly on standby for just a sec But I also have to consider a lot of established businesses are very cheap now Indeed buy in the market is a good time here Highly on's gone up and it's retracted and now it's back up again So I wouldn't be so fast to suggest maybe that this is In a position here where it needs to be bought aggressively Um, I think the time to buy it aggressively was just a few short days ago Because it's proven that It does nothing but go down So this little stint of it going up May just be considered a head fake So I'm not accumulating shares of highly on I'm actually up In one of my positions in highly on which is my three dollar strike Uh 2024 the That was a good one. I bought those at 265 something insanely stupid. I thought well hell Jesus Let's just throw fate to the wind here and take another strategic shot Which I've taken like 22 strategic shots on highly on but uh I will explain the psychology of this trade when the time is right That right there my friends is going to be riveting material riveting and I don't presume to Need to hypnotize the audience to deliver that. I'll just tell the truth I'll tell what it is. I deliberated around and why and how Your ability to enter into a stock and buy everybody else's account misjudge the timing of it But when you stretch it across a long enough continuum You will can understand that that is a futile argument when talking about a company that you Um enter into and it just takes a little bit longer to materialize. It's just that simple Um stock market investing we cannot apply what we make up in our brains to make sense in the stock market all the time I'm not saying except everything but people are a little bit more Uh, I see some of the scrutiny come through and it's like well, did you have the stones to make the play? How are you doing financially? Do you have a lesson for me my friend? Please entertain me? I'm listening When it comes to finances most people are a disaster They are Most people are a disaster If the world changes and the independent investor channel makes rogues of people out there that Start kicking some asses independent investor channels and we all walk around like a bunch of empowered bad asses Then all right. I'll yield. Maybe I'll even I'll shut the channel down. There will be no need for me anymore But until that day, um, I'm gonna continue to beast through this message because I tell you what people need it Um, society needs it and dang the world needs it. I tell you what man We could learn a lot from each other And uh, it is just one singular voice that man alive this supplies to the masses, doesn't it? It sure does And it just if it needs to be made to deliver the message in my way Great great if it helps people Lovely. I'm all about it. I aim to hit the nail on the head every now and then to get people's attention, but You hit the nail on the head. My biggest regret is beginning my investment journey later in life. Um Yes and no, I guess, you know, like investing there's no perfect life either Uh, I you know, don't be so hard on yourself. I'm hard and on people in general And and I think you know if I were in that position and and by nature of the course of how my life unfolded I didn't have the means or the wherewithal to invest and then and then somehow I look back on my life And I'm like that Ryan's kind of you know, kind of throwing it at me a little bit in that, you know Maybe I should have some regret I that doesn't apply to you. Don't get me wrong Okay Investing in the stock market is not an avenue to happiness It is not okay And for those people that do invest and they do end up having financial success It does not and I do repeat my friend that does not render you successful at life It does not So keep some perspective about this deal Okay, I'm not looking to build an army of minions of of financially secure assholes here. I'm not My question that I buried deep in this live stream where I was talking about do Regular people ever make it Do poor people ever get rich? Do people that deserve financial wealth? ever actually achieve it Can people work hard And actually achieve greatness in this life? Perhaps maybe you can You not you jerry, but the the grander audience Perhaps maybe put me at ease and let me know that my efforts are futile Because people who are poor never get rich You can't work your way to success You have to rely on luck You have to step on everybody that you possibly can to get to the top I can go on and on and on and on about my perspective And my interpretation That there are a lot of people out there that make it and make sure as hell do not deserve to make it. I don't I'm worried about those people. I'm not I'm really looking to advocate for those people that absolutely do deserve it And earmarking those realistic tried and true methods of building wealth and here's the thing in your situation It says but I'm excited for what my might lie ahead. That is the key my friend. That is the key You know, you might not be able to render millions out of your portfolio But isn't it at this point about the sheer Um It's about the sheer Just Direction of what you're doing It's doing the right thing Right And yeah, you might not have those millions But maybe you do save, you know a few thousand Maybe you get up to that 10,000 Maybe you earmark a few financial thresholds that I so elegantly lay out there for the group. I I lay it out there I believe that there's 11. I have made it. There's 11. Okay 500 1,000 2,500 5,000 10,000 25,000 50,000 100,000 a quarter million a half a million and one million That's 11 count them. If you don't believe me people are going to be like that. Dang it, Ryan That was only nine and a half you son of a bitch. There was 13 there, right? There's 11 Okay, and if you paid close attention But the onset allows you to advance through 500 1,000 2,500 5,000 10,000 5 of those thresholds In in the first 10,000 dollars that you learn And that's why I would suggest that for people who don't don't aren't out that threshold You very melt and very well may be above that 10 Well, then you add the sixth on there at 25 and then the seventh at 50, right eight put you up to that six figure It's just the breakdown in the thresholds of wealth that I talk about Because where there are there's so many people out there that are like sure, right? I want my millions show me how to get there Well, I'll show you how to get to your first 5,000 or 500 overnight. It's called your starting capital Okay, but it may take a little bit longer to get to that first thousand May take even longer to get to that first 2500 This is assuming that the budget is constrained a little bit To affect that dollar cost average schedule and drive you down to something that can fit into each and every one of y'all's budget And I should have people come into the channel. That's like god dang I just heard what ryan said man. I whipped that ass. I can get the five thousand dollars overnight Great, okay. It's great. I'm not gonna fluff your butt. Okay. Good for you Lovely, why haven't you done it on your own? Why don't why do you have to come in and and get some motivation from a guy who you do not know? You do not know me Okay It's great. You did it on your own But are you doing it on your own accord or are you doing it because this really motivated? Really intense Bella sat across from a youtube audience and said this is what you should do Yeah, I can do that right got that five thousand bucks. I think I could do that right now I can get to that for example overnight. I want to do it tomorrow ryan because you're the man tomorrow saturday So i'm going to do it on monday. You're the man ryan. I'm the best and You don't invest another dime to it because you missed the freaking point, right? Wealth building it is a strategy and a perspective and a mental mindset that escapes a lot of people my friend I'm glad to have you in the community. I'm sorry to take this comment and kind of make a lesson out of it But it was a good one if you heard it Thank you for sharing my friend to take some bravery to come on and share something like that But keep it in context. Okay. I speak broadly With regard to people's deficiency, but when I talk about good people in this life Some have finances and some don't it's certainly not a measure of a man or a woman in this life No doubt about it. There's a lot of good people out there A lot of people are good people and they don't need they don't need money They don't they don't need financial wealth. They don't need to drive themselves the way I drive You guys think that you know, this is all good and plenty for me hell This is somebody might look at me and say jesus christ ryan's crazy He wakes up at 445 and goes to the gym. I can't do that. So you could be right You could be right. You want to walk this road with me No problem. You're welcome to come to the gym with me I can be rest assured that I will go tomorrow and there will be nobody there Walking the same path that I walk Okay, it's tough Um, sometimes it feels like a curse in that I'm doing things that Um, I do even if I don't feel like I have a choice in the matter Yeah Because I feel like I'm answering a higher calling I believe that there's people out there who can get a sense of motivation from my message Maybe if they get a spark of inspiration and they and they and they see this remember this is live This is coming through on july 8 2022 here, but it goes into the archives forever And if somebody finds this 10 20 years from now May not quite have the impact tonight This youtube audience is tuned in and they're like man, this this crime royal black is awesome, man This is great. This guy's awesome. He's all fired up. It's throwing a few curse words in there and talking about fluff and ass and shit like that but It's green content man It stands the test of time because it's applicable. It's applicable It doesn't it doesn't necessarily mean because it's 2022 It's going to fall on deaf ears in 23 as a matter of fact It becomes more valuable because when people actually hear this stuff, they're like dang Um, what I took away from that I'm actually going to deploy and when I addressed at the top of the live stream finding Those perfect things to say Being charged with delivering a message in a way that really really reaches people Could you do that? I often state that I'm humbled at the opera very opportunity that that that I get through youtube for people who Find a sense of motivation from the message. I am humbled Um, I I'd be one of those guys that would cook you a hamburger on the barbecue I'd have a beer with you Nobody special at all I think perhaps what maybe makes me special is my ability to relate with people And and and really come on and not profess to have all the answers And not profess to or demand that you sit across from me and deploy everything I say And not question what it is I say or not take what I say And make it kind of incorporate in your life Right Because if you're not going to extract meaning in what we're looking to do Then what the hell are we doing what we're doing? right I want you to think about that. Okay think about those things that you know as we Become wealth builders for ourselves Don't ever be complacent Always look into evolve Always look into find that that next layer in the program And internalize this guys make it yours You'll be moving one step toward an empowered investor And i'll give you the last secret if you've stayed with me for the totality of this live stream You'll never actually be totally fulfilled in this life. Okay, you can only pursue that end And it's the pursuance of that end that makes it all worthwhile It absolutely does I mentioned during a live stream that i'm doing my living right now If you want to consider me retired right now No problem I do three professions and I love every single one of them And this is just a small piece of my engagement with a youtube audience to come on share my insights some coaching Some inspiration for people to maybe look to be a wealth builder for them and their families for their financial future To inevitably get to a place in life where we reflect back and we have the littlest chance Of incurring regret later on in life guys. Thank you so much for tuning into the live stream. Really appreciate you guys It is the fastest 60 minutes on youtube it goes by super fast for me. I do apologize. There's nothing I can do I've tried to figure out how to slow down time I cannot do that and I am not a hypnotist guys appreciate your time tonight We'll be back next friday on the fastest 60 minutes on youtube The independent investor channel live stream be well guys have a great great weekend And we'll catch you next week on the independent investor channel live stream