 Well, I think it would be catastrophic for the economy and for individual families. Nearly 50 million seniors could stop receiving social security payments or see them delayed. Our troops would not know when they would get their next paycheck. We have 30 million families who rely on the monthly child tax credit and they would not receive that relief, at least on time. And as we saw in 2011 when the debt ceiling was raised at the absolute last minute and investor and consumer confidence, we shaken in the run-up. We saw a marked increase in interest rates, a marked drop in the stock market. And when U.S. interest rates go up and the credit rating of the United States was downgraded, that means higher interest payments for everyone who has a loan. Whether it's a small business, a homeowner with a mortgage, a credit card payment, anyone who borrows would see higher interest costs of their debt.