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Published on Jan 14, 2016
What is a personal loan? It’s simple. You borrow a fixed sum and pay back the same payment on your terms.
Another advantage is of a personal loan is, unlike a credit card, the rate is fixed and you know when you’re going to pay it off. In addition, similar to a credit card, a personal loan is unsecured, meaning you don’t have use your house as collateral to apply. The application process is simple and easy; you could get funds within the next business day it approved. A personal loan can be a great option for debt consolidation or financing that big purchase like a vacation getaway or the dream wedding you have always wanted.