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Charles Biederman

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Uploaded on Feb 26, 2009

As a young child, Charles Biederman of Merrick, NY, was diagnosed with obsessive-compulsive disorder (OCD). He was able to work until 1997, but at that point the disease became too severe and went on disability. Since then, Charles has relied on Social Security, Medicare, Medicaid and SSI to support his medication and therapy needs.

In recent years, Charles has felt healthy enough to go back to work; and yet his insurance needs mean he is practically precluded from returning. As he explained this testimony, employers are unlikely take on the expense of adding him to an employer-based plan, and even if he secured coverage through his employer, it is likely to cover less and cost more than Medicaid. In turn, if he accepts a job without coverage, his salary may deem him ineligible for Medicaid, leaving him with the full expense of the medications he requires to work. If presented with the option of employer-based health care, Id stay with Medicare and Medicaid, said Charles I would not be able to afford all these medications and therapy [with employer-based health care]. He is stuck in a vicious cycle.

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