 at 2 p.m. On this new year we're down about 0.67% on the S&P Nasdaq's off 9 and a half. Well, what am I going to call it? Just under a percent. Dows off about 4 tenths of a percent. Gold down three quarters. Crude, interestingly enough, down 3%. A little more than that. Gold up 1%. We're probably got a few news events going on today. One of those is going to be who's the new Speaker of the House. I think the gentleman that they thought was going to be the Speaker of the House lost his vote, so now it looks like they'll go to other folks. That may be one of the bigger moves this year on inflation and gold prices. That may mean that there's even a less desire to spend more money going forward. Generally when you get a new Speaker of the House, you don't flip new ones as long as you hold that House. This could be something that's not so much right and wrong, but certainly something that affects the markets, especially those very sensitive to interest rates going forward. Of course, this is the first day of the year. We've had a lot of people shorting this morning. It's been very high. Tesla's off about 13%. We've seen some huge numbers in the last few days of last week. They, of course, didn't quite make their numbers for a 100% increase in sales in one year. I think it was 80%, if that's what I read correctly. We've got that. Everybody's looking at that. Apple's off about $5, which is about 4% today. What we don't have is a lot of volume. My guess is we're going to probably start seeing that volume. Probably it'll start ramping up in about two days, but we're at least past the worst part of selling with anybody thinking about tax selling pretty much over the last day of the year. Hang on for the show. It'll be up in just a few minutes. The reality is that navigating financial markets can be risky. Markets can be chaotic and difficult to understand. Having