 Welcome folks, this is Jacob Shoe, filling in for Tom O'Brien. Let's take a look at what we got going on today. I hope you guys have had a good week. It's been pretty busy here at TFNN and some of the other companies we have. It's been nice, but I'm glad to kind of take the end of the day out here and be with you guys. So let's take a look at what we got going on. We're finally up over that 4,800 level again, at least in the ES Mini. We were talking a little bit, maybe last week, about how there might be a consolidation kind of forming here. Obviously, a lot of pricing had kind of come about with talks of lowering interest rates. We might see a higher CPI this month. Of course, inflation is not linear, so that might be expected. But it just kind of brings up the question of how long does this get pushed out? And by this, I mean rate decreases. You had the European Central Bank come out earlier as well and said that they don't necessarily see rate cuts this year. Now different animals, US versus Europe, but you can kind of get indications of what the general economic health of the world is kind of looking at what these other central banks are talking about. So trading right now in the ES Mini, at least at $48.04, let's take a look at the Russell down at $1,931.60, up about 0.34% today. The NQs trading about 1.37%, YM, Dow Futures up about 0.4%, Gold Contract about 0.82%, we're trading at 2022 currently, and there's Silver as well trading up almost a full percent. We're trading at 22.87 in Silver, of course, we've had quite the come down since about the beginning of December last year. Silver is up, but we're still on that downward swing, again trading about $3.75, of course I would love to see it go a little bit back closer to $4, but Crude Oil Futures trading at $73.89, up almost 2%, we'll talk a little bit about that. We have a lot of things going on. Of course the cold puts higher demand on energy prices. You're seeing an increase at the gas, excuse me, at the pump regarding gas prices. Some of the oil pipelines in South Dakota, it's so cold that they're shutting down and actually starting to spill oil. However America is, we're really producing oil again, really producing energy, natural gas. We saw that a lot, maybe around 2017, 2019, we had just I think the largest output by quite a large lead as well. That came down a little bit. Of course there were some discussions, I would say maybe a few years ago, some of the oil rigs were being shut down, not as many permits were getting out, but the oil rigs that are up currently are producing at a much higher rate, which is a positive. But as it stands now with all the weather going on and issues with the blockade in the Red Sea, Libya still persists, and then some kind of weird political posturing, namely from Saudi Arabia, and then of course the embargo on Russian oil. We're going to kind of see this move up a little bit through this season. The bonds are down, means the rates are going higher, these guys are getting pretty hit currently. Take a look at Tesla, these guys continue a downward trajectory. You had them trading about maybe 265, and we're heading now right to about 211. Without seeing day after day down 3%, down 2%, down 5%. There's some issues that Elon Musk has also brought up. He wants to expand Tesla kind of construction away from cars, he's still going to focus on cars, but he wants to go more into AI and robotics, and we'll talk a little bit about that. He wants more shares in the company to have kind of higher voting power, and it kind of remains to be seen if that's going to really take off for him. We're trading at 1271, the dollar is still strong at 103.51, and this isn't even like a consolidation kind of move, I mean this is an upward movement in the dollar. Of course, looking at this, initially you could have seen a counter-trend bounce, but it really has this staying power now that we see kind of this jump from this 102.50 level all the way up to 103.51. Again, this I think adds to the theory that we might be seeing basically a consolidation in the S&P 500. We're going to have Tim Ord on a little bit later, and he's going to give us his fantastic analysis of what's going on in the market as well on top of, I believe, gold. And we'll see what else he has in store for us. Google had won 45.29, Meta, 375.62, Disney back up 2% today, 92.17. Apple, they got a better rating from Bank of America earlier today, and this really shot up the price of the equity. We're trading about 347 currently, that's a nice little gap up, of course not on any significant volume, but it's a better position to have, at least optics-wise, that you got a buy signal, at least from Bank of America. Lucid, just down more again today, 5.22%. The banks kind of had a little sell-off. I wanted to look a little bit, we only have two minutes left in this segment, but this is going to be in Vesco. These are essentially Bitcoin ETFs, so we've finally got them on Thinkorswim. I'll take some more, look into that plug. They were doing the hydrogen cells, did not work. Their quarterly earnings were less than stellar or anticipated to be, excuse me, and we're trading down about 12.07, and then Humera actually down about 8.33%, and we can talk a little bit about that, excuse me, Humana. Humana reported the preliminary 2023 fourth quarter numbers, 91.4% medical loss ratio compared to an 89.5% expected, that's ahead of its fourth quarter earnings on Jan 25th. Medical loss ratio is the delta, and it's the change of medical premiums and insurer collects and the amount paid out its claims. The Affordable Care Act mandates that companies have an MLR of at least 80 to 85% each year. The report from Humana is pressuring its stock and other Medicare Advantage insurers, including CVS in UnitedHealthcare, which have yet to report earnings. Healthcare sector specialists said in a note on Thursday that Humana's numbers are extending a post-pandemic trend that many expected would have waned by now. This is the most significant negative variance we can recall and speaks to the still higher than usual healthcare utilization environment, particularly among the older populations. And we're seeing this come out to a lot more, excuse me, illnesses with younger people. Talk about maybe at the end of the show if I have time, that the increase in cancer rates among younger people has gone up exponentially, which I think is at least something worth kind of talking about, and kind of some certain ways at least using AI that this might be detectable. Maybe we can bring down some costs with that. So stay tuned right there. We have some more coming for you. I think we have Tim Ordon on about 3.20, and we'll go from there. Stay tuned.