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Published on Oct 9, 2010
This video, by an attorney defending foreclosure actions and proceedings, on a national basis, explains what homeowners can do in light of the false affidavits and falsified or fraudulent documents that have been filed in millions of foreclosure actions in at least 23 (judicial foreclosure) states by banks and other financial institutions including Bank of America, JPMorgan Chase, GMAC, Ally Financial, Countrywide and Wells Fargo. The video discusses separately what homeowners or former homeowners can do, as to judicial foreclosures, if (1) their home has already been sold (by auction or short sale); (2) if they are in default and a foreclosure action is proceeding against them by default, with the home not yet being sold; or (3) if they are currently defending a foreclosure action and are not in default. Also, the video discusses what homeowners or former homeowners can do about non-judicial foreclosures, if (4) their home has already been sold by foreclosure sale, or by a short sale after a threatened foreclosure; (5) if they have received notice of foreclosure but the home has not yet been sold; (6) if they are behind in their monthly payments but have not received any notice of foreclosure proceedings; or (7) they are up to date on their mortgage payments (which is the most favorable position to be in, as explained in the video). Remedies discussed include recovering the property, obtaining a declaratory judgment as to the rights between homeowner and bank or other lending institution; obtaining a modification agreement, obtaining damages, consequential damages and punitive damages; and moving to dismiss a foreclosure action (for a variety of reasons including lack of standing and filing of false affidavits and documents) or moving to vacate a default in a foreclosure action.