 But right now we're gonna get into the Q&A, answer all your questions, and we'll go from there. All right, let's jump in. Banners, all right. Giovanni says, if CBDCs are coming, then who's gonna provide data? Chainlink, well, CBDCs, as far as like pulling out outside data sources, like you don't need outside data sources for CBDCs. I mean, oh, maybe you could. Not maybe they could, actually. If they wanna pull in like your passport, your, people always talk about your vaccine passport information, start shutting things off, yeah, perhaps. So, but usually what they do, if it's a government run CBDC, they're not gonna use some outside brand oracle to pull in the outside data. They'll just spin it up themselves, and that's it. Oh, Tyler says, not only will digital assets not survive, exchanges will need to KYC to offer securities. It will change the landscape overnight. Exchanges already do that. Exchangers already have no your customer. Have you, I don't know how many exchanges everybody's signed up for, but every single one here in the States, it is your identification, it is your full name, last name, it is your address, it is your social security number. That's how it is. And some of you will say, well, I didn't do that, I did this and this, well, congratulations. But here in the United States, nothing's gonna change. And so, I don't see the, again, I'll say it again. Here's what I think's gonna happen. The ACC and the CBDC are gonna work together. They're gonna overlay late because Sam Bakman Fried and his Mary Band of, what's the nice word to say? His group will just say, they screwed everybody. And because of that, they're gonna really be heavy-handed in that. And they're going to probably go a little bit too hard as to what is the security, what is not a security, what is a commodity, and so on and so forth. You're gonna have a lot of these crypto projects, 250 and below, not make it because there are scams anyhow. And they don't do anything. They have no real utility and they can't really keep up and they don't have the money and the funds to actually pay the lawyers to register with the FCC. Also, they don't have the money and the funds to deal with the fines that the FCC is gonna dole out because having an unregistered ICO, which is what they all did. So what they're gonna do is these places, the top crypto products actually do something and have a pretty good business sense that can keep afloat. They're going to absorb the smaller ones. They're going to absorb their workers, their engineers, the good ones, not the crappy ones. And then they're gonna start to consolidate just like how the businesses work here. And then of course from there, then they're gonna pay the fines. EOS already did that in 2019. I think they paid $27 million after making $4.1 billion. The exchanges are going to have to register everything that they've done as far as like registered for to sell securities just like what's Robinhood does because they sell securities or equities. They're called stocks. And then we're just gonna go from there. It's gonna suck for them. It's gonna suck for us a little bit. But in all honesty, the good ones will prevail just like what's going on in this space. That's it. Don't fuck me, bro. Someone said, there was a, yeah. Adam says, hello, no fud, please. I gotta tell you, I'm gonna fud more in 2023 than I ever have. Fear, uncertainty, doubt. How many times have we said, don't spread fud because that's fear and uncertainty doubt. We don't wanna hear that nonsense. Well, guess what? If more of us would have spread fud, we would have looked at these crappy exchanges a little bit closer and maybe we would have gotten out of these exchanges a little quicker. But no, no, no, keep your mouth shut. Don't say anything. Listen to us, diamond hands and just go with the flow because don't spread any kind of rumors or fud. Maybe we should. I mean, if you're on the up and up and legit, you shouldn't have any issue with coming on, going, okay, this is fud and this is why. And then we got this, this and this. Okay, thank you so much. I appreciate you. Goodbye, you know? So just saying, give me all the facts. I try to kneel, I try, I don't get it right all the time, but I do try. I'm gonna start a blockchain called Kitchen. Neatoken will be called Sink. It'll be proof of WashW. Giovanni says it pays not to be greedy, absolutely. It doesn't matter, make money in DeFi, I would have it in DeFi, stays in DeFi. I'm gonna steal that one, Ron, it's pretty funny. Giovanni says, Rob, thanks for the last 2021 Christmas. I listened to you and took my profits. Now here we are, great. Take your profits and it's nice to have cash in the side. Hey, Rob, have you heard about Seller Network? I have nots. Frotsters, Canada. Metagirl says, I never get on occasion to go in live. I'm here daily after the fact that we come to that. Thank you. YouTube sometimes tells people, sometimes it doesn't. I'm just happy it exists. Ah, hey, Rob, will you cover the Everdon launch tomorrow? Yeah, probably so. Let's see. Rasting says, such a clickbait title. Here we go. I don't even care anymore. Like if you think it's, I can't make it more simple than what it is. So did you click on it? You did. Did you find it interesting? Well, you're here right now. So calm down. Ah, let's see. Bobby shouts, any thoughts on the Theta main launch? I will have to cover that matter of fact. I still own Theta. Still own a good amount. So I don't know if it's a reorg or I haven't, I haven't really paid attention to it, honestly. It's my fault. I will definitely do that. Thank you, Bobby, for letting me know. I believe that was a joke. Okay, there you go, I'm very angry today because I'm super hungry. Haven't eaten anything. It's just the way that I do things. Sometimes, some days it works out pretty well. Some days it doesn't. If trueflation was honest, it would have been 15 to 20%. Oh, for the UK. Marquis, seriously, a legend, you never get broke taking profits. It's true. Jojo craw daddy, hello, Robin here. Well, thanks for coming by. If you're here now, congratulations, that's pretty good. A lot of people, a lot of people that come in new, they come in in the bull market. Or they tell me what a moron I am because they tell me that the crypto market will go up forever and I don't know what I'm talking about. You've not been here since 2017, but I know whatever. Fun, uplifting, delightful. I'll just use that one. Guns unloaded, that's fun. They're good times and they're bad times. Yeah, I think, I mean, it depends on how you look at it. I think the, I guess it depends. Like, if you're in the market for a house, is this good times, especially like six months when everything just collapses in six months to a year and you see the house prices go like super far down. That's probably good for you. But if you're a homeowner, of course, it's a lot of stress. Homeowner, if you're selling your house, I should say. So it just depends. There's always a buyer and a seller and some people love it and some people hate it. It's all they look at it. That's how I see it. A little Vicky, a little Dez, a little Med-Cow. So a crypto on March, I don't get all the hype. I don't either. So the thing is like with the hype, yeah, you know, it's weird to start right now, you know? But you just have to understand that there's, that right now, like, if you're starting right now, you probably think, man, this place sucks because nothing ever goes up or just keeps going down. And you're like, why would I be here? And unfortunately, this is the right time to be here. It doesn't seem like it because it should be like, hey, the price is going up. I should be here. This is great. I think if we're here for two, three, four years and just kind of just wallow into it, it's actually a great time. But it just seems weird because it's the exact opposite of probably what you've been told your entire life. Teslas are cheaply made. This is true. I don't suffer fools. Also, I'm really bad at pinpointing sarcasm and text. Cardigan B, Capocon, I think that's it. I don't think there's many, many questions. Ah, millions got a good question. Did you lose any money on a Voyager? FTX or Celsius? FTX, no, because, you know, four months ago, I left a big chunk of crypto in my custody account on Celsius and there's a timeline in the description, which I always talk about. Ah, let's see. Let me show you. So here's the timeline for me. Sue, on June 12th, I just came back from consensus. I did a video in the morning and I said, there's something wrong with Celsius. You should probably take, if you don't like it, you should probably take your crypto off of it. And then at like 10 hours later, all the withdrawals were frozen, including my own. It's weird because I did a test transaction of like 0.2 Bitcoin and that one went through. And then when I took the rest of my Bitcoin off, it just didn't go through. So I got a nice six figures stuck on there. And then moving forward, I put the rules up on June 20th, June 22nd. I talked about taking all the crypto off of Voyager. And here's the video links so you can verify it. And then two weeks later, they froze the withdrawals. I did much better on that one. I didn't sell my VGX token. So I got five figures on there instead of six figures. So I'm learning, doing better. And then because of those rules you see, right by you, don't leave any exchanges. I haven't had anything changes for like three, four months. I mean, I buy a little bit and I take it off. So I didn't, I wasn't stressing BlockFi or FTX or anything because I was good, just takes a little while. So good question. Abdurrahman Khan. Do you think Binance will win the bid for Voyager? Maybe. I've had DJ Crypto reach out who said that it's a trash, it's a trash offer and there's better offers out there. So we'll see. I'm supposed to be talking to somebody about that today or tomorrow. But in all honesty, I don't know who else has the deeper pockets than Binance to purchase Voyager. I don't think that you can restart Voyager the way it is. There was a Voyager UCC meeting with all the lawyers on Twitter Spaces and one of the lawyers said, look, he goes, you can't just restart Voyager because they were illegally operating in certain states in the United, in the U.S. And they knew it. And that's why they had the cease and desist letters. They thought that they could work it out later, but now that they went in the chapter 11, if they come back, all the states will go after them and say, you can't do this, you can't do this. So just get it out of your head that Voyager is gonna come back. It's not, I hope I'm wrong, but we'll see. Hey, expats are watching you. Poopy, Poopy man 98. DJ is angry at the world. Access to you, everybody's angry these days. I mean, I'm not really. I'm just angry because I can't eat. I'm doing this intermittent fasting, which I've done for like eight years, but now I'm doing this one meal a day thing. It's brutal sometimes, but it's good for your health, they say. Alex says, Rob, what percentage are you invested in gaming crypto or planning to invest? I've got, well, again, so Kishi is a, not a large hold, but a nice hold for me. I think that's a great project. I talked about it on Dan Degen. I've got some metaverse plays, but then I've got some Gala tokens that I have. I think Gala's a pretty good format, or a pretty good game operator in our company. But a lot of these games, you have to understand like, if you look at the themes for like, a lot of these NFT games and crypto gaming, you have to take a look at what's the base layer? What are they building on? And polygon is one of those. And that's why I invest, I've been investing even through this bear market, my micro DCing, I still buy polygon because a lot of things are being built on that. Gensokishi being one of them. And I mean, they even have polygon labs, which they pull the web two solutions, the web two gaming into web three. I think it'll be big. That's why I've, I just don't really know all the projects. So I just say, well, I don't know them. So I'll just invest on what they build on. Jupiter Mojus is Rob, wow, five figures Luna and six figures Celsius. We both paid similar for education. Yeah, we'll never, you know what's great about that is that now, like that's a lesson you'll never forget. Like if you just avoided it, it's not as painful. So you don't really talk about it too much. But if you live through it and it caused you pain, then you can remind it, it stays in your memory for a long time. And then so the people that are gonna come after us, we are the new stewards. We're the new people who have to help the other people not make the same mistakes that we made. So when everybody's complaining about, it's hard to take my crypto off the exchanges. Just remind them, I got three reasons why you're gonna do it and you're gonna stop complaining. And those are Voyager, Celsius and FTX. So if you do that, remind them of that, that'd be great. That would help me out too. Now that could help everybody. Ripple could bid for Voyager, that'd be fantastic. Ben, who won the World Cup? I don't know, who's playing? I think Mexico tied. Argentina is looking pretty good, but I haven't been following it too much. We'll see. I think that's probably the better question to ask. Who won the World Cup? Who wants to gamble on it? Ben, we gotta talk later. Hey, Rob, what are your thoughts on BitBoy's gonna review with SBF? That's gonna be a train wreck. What is he thinking? Just two ways to look at that. First of all, hey, BitBoy's doing something. Good for him, right? He's getting out there, pressing the flesh, making sure that things happen. Great. But then, we all wanna know what happened, but I mean, what's he gonna, he was lying to us the whole time. So if BitBoy can extract any kind of information that's interesting, sure. But it's really just entertainment. Again, we must focus on the things that we can change. We can't change FTX. Everybody got screwed, and that's just how it's gonna be. What can we change? Well, we can take a look at the market and understand why it's important to have a plan moving forward to not do these same mistakes and just get to our mental aspect right as far as an investor. I think that's the bigger thing. Like, if you wanna be entertained, that's cool. That's an entertaining thing. But again, it's like a give the example of the Kardashians. People love the Kardashians because they're entertaining, not because they have massive utility, just how it is. Namibia for the World Cup win. Ooh. Margie's got a great question. Will we be able to claim the lost money off taxes or bankruptcy? So good news, I partnered up with Coin Ledger, the tax software company, and we're gonna bring in real CPAs who specialize in crypto and digital assets, and we're gonna do a couple of educational series videos where you can ask them that exact question. Now, we're gonna bring in multiple because every, I mean, CPAs, it's kind of, they mostly agree on a lot of things, but on these ones, because it's such a gray area, we thought it best to bring in multiple. So I'll let everybody know when that actually happens. But yeah, that's a good question. Dickey, I do the fasting when we live on week. I mean, it makes you appreciate food, I would say that. What? You don't watch Ben? That's okay. A lot of people on Ben's channel won't watch me. I like Ben's titles. They're so boring. And no one will ever convince, no one will ever say Ben's titles are click bait, that's for sure. But yet, look, there's an example of like someone who's like, he has the same microphone on his computer. It's the same room. There's no sweet green screen like I have. And no great lighting Ben's crushing it over there on his channel. Polygon is the king. Ah, Trevor. I bought my first Bitcoin in January 21. It's been a rough ride, but to be honest, I'm very grateful to have seen the bull run. That's a good way to look at it. And now the bear market. I've learned the fundamentals of crypto ever since, been DCing since, can't go wrong with that. I mean, I just remember to take some profits on the way and that's it. Bickey says you should get into cornucopia. Bickey, I think it was you who introduced me to Rob and the crew over there, cornucopias. We did a nice video. Good guys. They actually have a working product, which is amazing to me. Like you could actually play it. Now they rolled that out the last doc convention. Dr. Payne family made it. Dr. Payne, I have a whole lot of Gala, Jasmine. Excellent. Oh yeah, Gary says, hey Rob, yesterday he said he'd give me today. I appreciate you. Well, it is time to that time, folks. Let's whip out some wrenches. Let's see. Gary, I saw you and now I don't see you. Where'd you go? Okay, give it a couple of seconds there. I did not know that. Sales did a great job. It got me out of the exchanges. Yep. Brazil or Spain? It's not over yet. Who's playing right now? And Jay today learned from mistakes. Who's playing right now? Let's see. Open cup. Well, here's the FIFA website. Doesn't say. Ah, let me just have you guys tell me. Ah, man, that's a lot of question. Ooh, I'm gonna watch this one. USA, I ran an hour and a half. I gotta go to the condo. We just got some new doors. It's a stain them. Yeah. Thank you, Robert. You're exactly right. There's no good for schedules. I ran up to the USA. Yeah. Sorry, my man. I remember those days where I had to plow my driveway this morning and ready to visit. I'm not a big fan of that. I'm not a fan of snow. That's why I live here. I'm bravo. Was it over when the Germans bombed Pearl Harbor? That's a reference to Animal House. Ah, it's a great classic movie. Let's see. Metal girl. Bob, where'd you go? Old Bear is already one. Yeah, no alcohol in the World Cup is here. I think you can get alcohol, but you can't get it in the stadium. Big difference. Big, big difference. And of course, I hear there's more fights and things going on, even without the alcohol. So whatever. Cardigan B. Oh, I just saw you. Now you're gone. All right. Say it again. I'll get you. I'll get you to the wrench. I'll bid you, Ilyan. Curious damage of the house where you live now cost of you is wonderful. Well, I can tell you that it cost me. Well, the valuation is seven figures, but I don't know if the value has gone down at all. I can tell you this. It's in a great location, it's a nice neighborhood and everything else, but it's an old house and it's costing us a good amount of money to repair, but it's just how it goes with older houses. Speaking of which, I'm gonna give you guys some motivation. So, Brenda, she's the real estate agent that sold us the house. She's got a bunch of different properties that are coming, that are for sale right now. What I'm gonna start to doing is give people some motivation to help you guys kind of, you know, take a look forward. I'm gonna start showing you some properties here in Puerto Rico. Just so you can say, maybe I'd wanna visit that or maybe I'd want to at some point invest into short-term rentals and that property or something like that. Let me just think about that because there's some nice properties here. And that's what we do. We don't, like as far as like investments to make sure everybody understands, I don't concentrate my wealth. I try to diversify as much as possible. Concentration of wealthy will say, you know, that's what makes you wealthy and then diversification of what keeps wealth. I couldn't agree more. So like for here, oops, here's my diversification. I got a lot of cash. I got a lot of, not a lot. I got a, I'm 24% cash, about a quarter of everything I have right now is in cash. Stables I got out of those because I'm worried about the Tether USDC situation, not USDC, just the Tether. I never, I just have a funny feeling about it. It's, and I've been proven wrong every time. So don't say Tether is gonna collapse. I have no idea, but every time I think it is, still holds its peg. I got some DJ and crypto plays. Masterworks, of course, is the fractionalized shares of artwork. Land, most of it's in real estate. Land and properties for short and long-term rentals. The Amazon business, some staking, 1% is in my Roth IRA and 5% roughly is in stocks. And then of course, over here, like this is just the staking part, you know, this is outside of my actual crypto holdings. I don't own, like hold a ton, a ton of crypto, but it's a sizable amount as well. So I try to get it all diversified because you really wanna, really what it comes down to is this. You want a balanced portfolio, I think, not financial advice. This is what works for me. Again, somebody who just concentrated, they bought all gold and silver. That's cool, we can do that. But I always feel like when something goes down in the market, you want something else to go up. When something goes up, well, you want it to go up even higher. But again, it's just trying to balance yourself out. That's it. It makes me be able to breathe at night when I'm like, okay, well, you know, crypto went down 40% this week, but thank God I've got, you know, we've got multiple places where people are checking in for short-term rentals or Airbnb or Verbo. So yeah, yeah, Dan Degen. Man, two years, William, that's a long time. Thank you. Robbie emailed your congressman to encourage reasonable regulations. You know what's great about Mike? Not my congressman, but my senator is Ted Cruz. So he's the only, he's like one of the few senators that get it. I got to look up the other ones. Yeah, but they've got a good, got a good point. The people in your cursing. Would housing be on a different YouTube channel? No, I'm just going to put it at the very end. Like, hey, here's a nice property. And this is what's available. And that would be like, hey, I could live there. It's kind of hard to, like right now it's kind of hard just to say, well, why would I stick around this place for two or three years in crypto? And what am I going to get for it? Right? It's kind of hard to kind of do that. I mean, you can do it, but sometimes like you want to see like, well, you know, what's the goal here? You know, what's my, what I want to be? What I want to do with this money? And of course you can, you know, gains can be gotten other gains, diversification. And I'll show you some things that I do. That's all. Hey, Benny, as far as like, deadless wallet. Yeah. So for some of the wallets and storage, I personally like my ledger. This is right here. I also like a deadless wallet for staking Cardano or moving Cardano. I know it's a real pain to get the download everything, but it's, I think it's robust and it has a lot of good features and I like it. And it's very easy to, to me it's very easy to use. Dylan Leclerc is asking questions about being, yeah, I mean, we, I ask questions about Binance as well. Yeah, Dr. Payne says correct. Technically your crypto never leaves the blockchain. Exactly. It's your certificates you store in the hardware wallet and access. It's just, all it is is just a public ledger. It's all it is. What does a wrench mean? Great question, William. So a wrench is a moderator and those the, I give a lot of people access to moderate the chats because we get a lot of spam and that's it. One thing is that if I don't encourage the wrenches to silence anybody who disagrees with me because that's what makes the world go round. And of course I get to see if, and I never have this problem actually is when people are a moderator will stop somebody from saying something like Rob's a shill, you know? All right. And then we get to talk about that. So, but yeah, the moderators just pretty much they helped me out with keeping out the scam bots. Oh, Jiyong Chao. So BlockFi is a creditor to FTX. That lent to Alameda, that lent to Emergent which is a shell company owned by SPF that bought Robinhood shares that were pledges collateral to get to BlockFi. Pretty much. Ooh, England versus Wales today. That'd be a good one. Allgeron, Allgeron hasn't pumped. Everything's been pumping. Soul has got to get back up. Maybe. So Doron Wilkes says, Rob is still trying to get the whole ledger thing figured out. Can I put my card on directly on that? Was it not the right play? You can do it. But what I do is you can use deadless wallet and you can secure the ledger. So Doron, Doron, Doron. A, A, Ron, Doron. So what I would do is, if the ledger thing is trying to figure it all out go to this website. Can anybody tell me, can anybody tell me what I'm gonna talk about next? This website. Dante Descripto, 100% free. And just sign up here. I just use your email and I don't spam you or anything. I just tell you when I upload new videos. Here's the members area. And go to safety. And then I'll talk about the ledger and how to use it. What's a public private key? Setting up your ledger, setting your ledger live app, transferring crypto assets, bleeding your story now. All the things you wanna know about that. And then specifically about Cardano, go to the module five. How do I stake cryptos? Or just how do I? How do I use the MetaMesh wall? How do you use a simple swap? How do I stake theta? How do I stake Cardano? This is the one you wanna watch. It's about, oh, it's only 22 minutes. Pretty good. And then it'll tell you all the things. So it'll tell you all the options you have. And go from there. What? Canada scored their first World Cup goal ever? They'd lost two games. That sucks. Gary, that's the one. Sorry, I was looking for the wrong person. Gary, Gary. Rusty about you already got one. Ah, Roberts got one. As far as a wrench goes. And that's me missing it. Let's see. Gary say seven again. Oh wow, it's dinner time. Daniel says, it's a good question. Where'd you go, Daniel? Okay. Daniel says, Rob, do you stake your crypto from all your ledgers or just from one? Not all of them. I have, so there's, so I use one for a couple of different ones like Cardano and the other one. Cosmos. And then the other one is for near. So it doesn't really matter. I mean, if you want to just use one, just use one. You can, you know, spread her out. Just the big thing is don't lose your mnemonic keys, mnemonic phrase. Cool. Networks is Rob. Can you just get a home loan Puerto Rico? Yes. And also it's when we got try to get a loan in 2021. When we moved here, it was impossible. So we just paid cash. Cause we're like, forget it. Let's just pay cash. Cause it just took forever to get one, right? And that's what we did. But everybody was trying to move here and everything else. So now it's not, it's the best time to do it because or the better time to do, I should say, because nobody, not a lot of people would want to move here. And also I just saw that they are recording record, recording record, no. They are processing record amount of act 60 people who are revoking it because they say it's not worth it anymore, which is that duh. So act 60, we did a video on this, take a look. It's an, actually it's in Dandy's Crypto or just put in Puerto Rico digital asset news. It should have come up and I talk about why I moved here and how act 60 works for as far as like capital gains tax and things like that. But you have to remember, like on this year, I'm not gonna make capital gains tax next year, probably not either. So the plan, it takes a while. And that's just how it goes. Now, as time goes on, bull runs return, then of course I won't have to pay capital gains tax and be like, oh, you're so lucky. No, I'm not, I've worked my tail off and I made the hard choices and the sacrifices now. So that's the answer question, you can get a home loan. Let me see if I can do this now. See it does, adios. There you go. Great, Gary's a moderator. Okay, I'm done. Life is complete. Yeah, Swampwich has got a good point. Joshua, watch a few tutorials, then send a time transaction test whether you got it right, then move off exchanges. And I still do this actually. I know that Binance just moved like two billion worth of Ethereum in one transaction. No, no, not Ethereum, excuse me, Bitcoin in one transaction. They're like, yeah, that works. Just send it, what that is shit. If you can copy and paste, you can use a wallet. Yeah, very true. Ron says, sir, use a capitulation, I have to agree. Yeah, Zach says, would you ever be interested in doing a ledger Algram video? Absolutely, I'll do that. Put on my list of things to do. Dr. Payne says, the self-directed Roth will give you the same benefits as me to Puerto Rico with more options on where to live. Max out IRA and 401K, do rollovers from IRA and 401K and the self-directed Roth. Ah, there's a timeframe though, of course. Depends on your age. 59 and a half when you start to withdraw. You can take loans against it, I suppose. I'm not for sure. And that's it. So let's go, this is a good quote. When my friends tell me, oh, you're lucky to have a nice house. I say, luck and nothing to do with it. I suffered for decades working my mostly crappy jobs, probably living below your means and not spending frivolously. It's a very simple process, it's just hard to do. All right, everybody, so that's it. So look, like this video, do me a favor, thumbs up, subscribe, all that good stuff. Maybe YouTube will notify you, I'm not for sure, but that's all. So thanks so much for stopping by, I appreciate you guys, and I'll see you in the next one. Adios.