 Well hello my friends and welcome back to my channel. It's been a hot minute since I've done a budget and I'll be completely honest I have not done a budget the entire year until now. So no time like the present to finally get myself back on track and let's get to the budgeting. Okay so this is the little pouch I use. Most of the items I'm going to show you today are from Erin Condren. If they're not from Erin Condren I'll let you know and I will put links down below if you guys are interested. I use an Erin Condren monthly deluxe or is it deluxe monthly? Let's see monthly deluxe monthly planner that's what I use. These do not come with little tabs but here is April and this is what I am going to be using for my budget. I like to use this page to put in my like incoming and outgoing. I will not be showing my incoming but I will be showing my outgoing. So anyways just a quick little flip through. This is April I like to put on my little side notes if there's anything special that's coming up that I know about that I need to budget for for that specific month on these little tab sheet things and this is also from Erin Condren. So anywhere let's move on to this. Also for the monthly view I did this in the past and I still would do it but I'm not going to be showing it online is um all of my here I'll bust these out. These are from Coffee Break Planner and these are the Emily's budget bundle and there's like little icons for like gas, home, meals, car, pet, shopping, computer, like shopping, more shopping, phone, here's a planner, here's like a little cute little piggy friend, doctor, so there's lots of different things in here. Oh I might use this I'll pull that one out and then these are just red ones that say no spend. So anyways these are available on Catherine's website over at Coffee Break Planner. There is it's called an Emily's budget bundle and you kind of fill up your monthly view if that is more to your liking. So yeah but let's get this party started. I did um get these I haven't used them yet obviously because I haven't budgeted this year yet um but these are from Erin Condren's the Petite Planner Budget Book Illustration Sticker Pack. So I'm gonna bust these open and use possibly some of these I'm not really sure but I'm gonna use what I can and I think there's two sheets yeah there's two sheets in this um pack which is great and then these are some of the monthly uh sticker books that she has this one specifically is the monthly collection edition two I also have this one that's a little bit older it's just called the monthly collection I'm not even sure if this is on the website any longer but um I figured I might might use some of these not really sure yet so I just kind of like to bust out what I think I might use and then make a decision from there. I do like to use washi when I can on the top of my little page here but I'm really not sure what to use. I have this bin of epic washi of course but um why don't we use this one because it's cute. I mean they're all cute let's get real but this one's kind of like reminds me of Easter eggs in a weird way too and it's got that same purpley theme so why not oh dang it I ripped the washi already yay way to go Emily don't worry you guys I'm a professional oh my gosh I had my finger in the way whoops and sometimes washi just does that just kind of rips on you that's okay I have to be a little bit more careful and this upcoming month is kind of a basic month I don't have any like specific expenses that are not normal expenses coming up um I do have um I know some of you watch all my videos and some of you don't and that's okay but just let you guys know I am currently unemployed so um I don't have like I mean I have health insurance but I have to pay extra for it and today is the day that I'm figuring out what I'm gonna pay for that insurance so I'm not really sure my insurance estimate right now is about 350 it's all based on your age now so I'm I'm gonna call the state of Minnesota they have this program called Minnesota care it's just like an individualized health insurance and I'm gonna see what my rates would be doing that instead of Cobra with my previous employer which is about that 350 range so I'm gonna put an estimate in here for 350 but I just don't know what it's gonna be but we'll figure that out when we get there so I think what I'm going to do is I'm gonna put April up at the top this little April guy right here April right there and like I'm a decorative planner so if you guys don't want to watch me decorate things and just want to know a budget I'm probably not the channel for you but um I don't know I just want it to look pretty you know I'm just that person so here we go April and we'll put in budget April budget and this is really cute I didn't really even notice this but it has like these little things that say bills on them so that is kind of perfect for what I am doing right now so we will put in bills all right so I do have some bills that are set and I have some bills that are not set so let me zoom you guys in just a little bit more so you can see a little bit better I think hopefully um so the ones that are estimates I will tell you what they are so let's go from there so my mortgage is 451 38 that is set I don't have to worry about that my HOA which is my homeowners association that is a set price at 158 a month and they take care of any exterior work landscaping snow removal I don't know that kind of stuff my gas bill is actually set at $28 my gas bill does this weird thing where I think it's like every six months it recalibrates itself so it just kind of like averages out for the year or whatever or for the six month period so before I think I was paying like $51 or something like that and then it recalibrated and I just wasn't using as much gas as the previous homeowner so um it recalibrated to 28 and then it'll recalibrate itself again I also have a water softener rental it's from the company called culligan and that's a set price and that is $31.85 and I know that some of you that watched Dave Ramsey he says never to rent anything however my area for whatever reason has had many issues with its water and the water softening system here or the water like has gone out here at this location and these townhomes that I live in several times like I think the owner said the owner that I bought this house from was the original owner I think he said he had to replace it twice already and this house was built in I think 2004 or something like it's not that old so there's something with the city water which is an issue so I would rather just rent it and know that if it does need to be replaced that I can get it replaced no problem and they also come in and put more salt in it and like all that good stuff too so anyway that's my whole spiel on my water softener rental all right the my water and sewer bill from the city this is an estimate it's always different every time but it's generally around the $55 mark and I write estimate next to that my electric bill is different every month and that estimate is about $75 and then I've got my garbage it's like my trash and recycling and that is the same every month that 70 or not 75 wow $17 and 85 cents oh could you imagine that's like that's like a little much my cell phone bill is the same every month at $88 and 52 cents also my cable slash internet from the same provider and that's the same every month at $114.60 auto insurance is $85 and 42 cents that is a set expense netflix is the same each month at $11.75 I know that just went up I think it was like $10 and something for a while and then it went up to $11.75 I don't know whatever I still watch it so I still enjoy it and I will enjoy it for the extra buck or whatever it is and then my health insurance I'm just gonna put an estimated 350 because again like I said I'm just not sure so as for things that aren't like normal bills as I like to call them I will put those kind of down here actually let's total this up first and then we'll go from there right so the total for all of this would be $1467.37 so on to the things that I don't have like a regular bill for which would be like food transportation gas you know like all that kind of stuff but I'm only going to put in a couple of categories since like I said I am currently not employed so I'm definitely majorly watching my budget and I did a whole series or actually I'm still filming a series in May I'm sorry not May March I knew it started with an M right doing a whole no spend vlog so I'm showing what I'm eating I'm showing you where I'm going and doing things like that um and just kind of trying to be budget conscious and every single day I have a like a running total of what I spent that day and then my total for the month so it's just kind of a fun way to show you what I'm doing so it's kind of like a vlog series so I'm going to write down so fuel for my car honestly I'm not doing a ton of driving right now so I'm just going to estimate like $120 I don't think I'm going to do much driving unless I get a job obviously but I just have not been utilizing my vehicle that much and like grocery store food this past month honestly I have spent so little um it's kind of ridiculous I think I've spent less than a hundred dollars but um this upcoming month I'm going to be eating a little bit better because my body really needs it so I think I'm going to estimate like 250 or so yeah let's do 250 I'm not going to budget this month for any clothing because I don't need any I'm also not gonna this is what I would normally budget if I was like working consistently I would normally budget for clothing and also for like dining out so I'm not going to budget anything for dining out right now if something comes up then yes I can make a determination if I feel like that's important or not important I'm just not sure where I'm going to stand on that at this point in the budget um but yeah so so this total is $370 and these are typically things the fuel I don't use as a cash envelope um anyone that follows a day of Ramsey plan will kind of know what that is for grocery I have done in the past I haven't really been really strict on it but I do know how much I'm spending um I usually like to utilize cash for things that I tend to overspend in and grocery is definitely one of those items so is dining out so those are typically the two things that I have in my wallet but since I've kind of been on a restrictive thing for the last month I haven't been utilizing that just because I want to spend as little as possible so I'm really clearing out my pantry and freezer and fridge and all of that good stuff so that's something I might start doing again in April and just taking out 250 and then when it's gone it's gone so I'll put a little pencil right here because it's super cute so basically to run my life for one month is $1,837 and 37 cents um so yeah the only funny thing I have this month which I normally consistently wouldn't have if I were working would be that health insurance which is that 350 everything else is pretty normal and then I would probably bump this up so really the 350 would be kind of a wash because I would budget something for clothing and then also entertainment slash like eating out so it kind of would wash itself out a little bit so that is going to be it for my monthly budget for April 2018 hope you guys enjoyed this so sorry it's been so long since I've done a budget but if you like these videos make sure to give it a thumbs up feel free to subscribe if you want to see more content from me I'm going to try to make this more of a monthly thing also if you guys have any other budgeting ideas for videos post them down below I love your feedback and I love ideas I would love to get some ideas to see what you guys like and what kind of pertains to my life maybe some like grocery hauls or cooking on a budget kind of videos I'm kind of toying with doing something like that upcoming in April sometime when I'm like off of the nose spend or I can show some like fresh fruits and vegetables and you know like what I like to make but let me know what you think let me know what you think I'd be really interested so anyway I'm gonna jet thank you guys so much for hanging out with me today and I will see you guys in my next video bye guys