 All right, what's going on guys? We are back with another episode of the After Hours podcast. Today we have a very special guest. We got Steve. He was one of the junior mods over at MIC. So Steve, welcome to the show. Thank you. Thanks for having me. Yeah, of course, man. Of course. So I guess we like to start it off with the usual, how did you kind of get into trading and how did you come to find MIC? Sure. So I guess back in summer 2017, I had gone to Croatian Bosnia. I got a bunch of buddies out there and they were all like mining and trading like cryptocurrencies, right? I didn't want anything to do with this. I was kind of like, what is this? You know, I didn't know much about it. And then they kind of brought me up to speed and then they actually like opened up an account for me like an app and they were like, hey, you got to try this. Just put like a few hundred dollars, you know? And I was there like for one of their weddings and I was there a couple of weeks. And like every day, like this is when like Bitcoin was like six or seven grand, you know, before it hit the 20K peak, 2018-ish early. So every day like it would be up like crazy, you know, it was running up. So I kept like, okay, well, let me put a couple hundred more and a couple hundred more. And next thing I'm like, well, let me just put like two grand, you know? Yeah. So I've like got like a couple of grand in there by the time it's been a week and I'm just watching like 300 a day and four, I'm like, this is crazy. Like I can't believe this is like happening, you know? So and keep in mind, I don't know anything about trading at all. Did you have a retirement account? Like do you have any sort of investments that way or just? At the time, at the time, my story is a lot different now. But at the time, like I had a pretty good job. I was doing like real estate development in California. And yeah, so I, you know, money wasn't really an issue, but I just didn't know anything about trading. So I, you know, like I said, I had some money in there and it kept going up. By the time I left that trip, I mean, I don't remember, but it was up like some crazy amount. I was just like psyched. I was like, this is crazy, you know? So then I get back to the US and we're just sharing every day. I can't believe this, you know? So this is like, I don't know what month it was, maybe August, September. I'm not exactly sure. But I remember the date when it started to crash. That was like around Christmas or right after Christmas. Like I know that day. So the months leading up to that, you know, it was just like, I would put more and more money. Finally, I'm like, okay, let me put five grand. Let me put eight grand. Let me just put money. So I had like, I don't remember how much I had put, but at one point right before Christmas, my whatever the initial, it was like 10 or 12 grand, I don't know, but it was like 26 grand. Yeah. And I'm just like, I mean, at that point, it's kind of like a pump. It is a really like a pump. It's the mentality of what stocks get pumped and these guys just chase it. So I've been there, I know. But the thing is, you're never going to sell it. I mean, not for me. When you're greedy, you just hold it. That's like all the Doge guys right now doing the same thing. Yeah. So like you hear a rumor, it's going to be 100 grand and you're like, well, I'm not ever selling this. I mean, this is my new life. I mean, like just every day I wake up and there's another two grand in my account. It's like magic. Yeah. So Christmas comes and it starts to fall and it was right around Christmas or right after it starts to fall. And I'm kind of panicking. I'd wake up and one or two grand was gone and I would be waking up at five a.m. and checking, you know, the deal and I couldn't sleep and I was just like, what's going on? So I started following some groups online on like, I don't remember where Facebook or Twitter and they'd be like, hold, hold, hold, don't like, never let this go. And I'm like, okay, but the thing is when it would crash, I would just freak out and sell it. But the next day it would pop. So what would I do? I would buy it back. Classic backside mentality. Yeah. And it was back. It's, you know, that's why I know what happens to these guys when they don't follow my C and they're just getting bumped. Is it happening to me? So long story short to get past this story, I waited till my account had like three grand. That's me and Ripple. That was me and Ripple. I don't even like to talk about it. No, I know. So I don't even share the story ever, but you know, so luckily it wasn't like my written money or anything, but still watching that money like dwindle is like hard, you know, so I stopped and I like decided I don't care what happens. I'm never putting money in there again. And I started like, like I knew bow through mutual friends like we weren't ready friends. But like 10 years ago, we had some friends and I went to his place for New Year's party. So like I printed him on Facebook. So I had seen he started a group and I was like, okay, like maybe I should join this group. But unfortunately, like I didn't know him well. So I wasn't sure like, should I do this group or try crypto? I didn't know what to do. So I tried a little kind of crypto first and I didn't do well for six months, whatever it was eight months. And then about two years ago or a little more than two years ago, I'm like, okay, I need to just join MIC and like see what's going on because I'm not having like any luck. Yeah. And I mean, I knew I didn't want to be pumped to or I didn't want to follow like signals or alerts in any way. I just wanted to learn like I want to do it myself. I don't want to depend on anybody. Because I had been burned so badly. Like if I didn't listen to anybody's advice, I probably would have sold it when it started to dip and just made good with 20 grand or whatever. But I kept listening to people. I just think with a lot of these things, it's like, it gets to a point where it's like, it's not that you're losing money or it's not anything like that. I think it's that a lot of people get caught up in the community of the Bitcoin or the GME. Where it's like, if you sell, you're almost saying to the community, it turns into like a mini cult where if you sell, you're out of the cult. So only when it's dipping, do you have the issue of, oh, it's losing money? You also have the issue of, wow, I'm out of the cult. I'm no longer a Bitcoin or anymore. And sometimes that I find can be like scary. Harder. Yeah. As we're recording this, I just got a YouTube notification that just said, do not sell your safe move, which is just some other stupid crypto that's being pumped up. Dogecoin has a community. GME has a community still. They all have AMC. They all have little communities. They all do their own research of why it should go up. Why it should do this. Why it should do that. And when you sell, everyone's like, no, you're not part of the community anymore. Like you're kicked out. Like you're booted out. Like you're terrible. You're a disgrace. I think that can also be, you know, some of the reason why people aren't selling, because I think when it goes down, the majority of people know that they should be selling. But they're part of this. Like that was my instinct, like just sell it. 100%. 100%. But because you got the boys every day that you're talking to that you're talking up on. Yeah, like you assume they knew more than you. I mean, I mean, Steve is kind of a good example of like, I post about this in after hours and we talk about it often. But you know, with crypto, there's going to be all those one-trick ponies that make a shit ton of money on the pump up. But 90% of the time, no people who made money are going to slowly bleed out and give it back because they truly don't know what they're doing. And that's kind of what happens to you. It's what happens to me. And then you go on and you find real education. And that's when you realize, like, okay, there is a future in investing and trading, but there's more to it than just getting in something, hodling and praying to the Lord sheba, you know, that it's going to go to the moon kind of thing, right? So that's pretty cool. So then how did you come to decide to join MIC? What was the final kind of push? Just you weren't making it? Yeah, like after the crypto thing, I decided like, okay, this is just gambling. Like I don't want anything to do with this. I mean, luckily, it wasn't my like mortgage money. I mean, I had money, so it wasn't like, but still, like I said, I mean, it's still painful. So I was kind of following bow, but I was kind of like trying to learn forex too. I just, I didn't know like, Don't let Alex watch this shit. He'll fucking fly to you. He'll tell me, well, there's no story to that. That was like six, eight months of not getting anywhere. And then finally saying, I need, I need to dedicate all my time and energy in the learning with MIC. That was like two years, maybe a little more than two years ago. And yeah, and that's kind of when things started obviously getting a little brighter for me. That's cool. Now, are you married? Are you married? No, I'm single. Actually, my girlfriend's right here. Good for fucking you. Now, how old are you? 44. 44. So now while you were doing all this, did you find like your parents or like friends, anyone in your life, did they approve of what you were doing or are people telling you like, you're an idiot or like, what was, what was kind of like the outside perspective on, on everything you were trying to do? I don't know. I guess like, I wasn't really surrounded by people who were trading. So people didn't really have much of an opinion. It was just kind of like, you know, if you're making money, that's great. And I think some of them also kind of wanted to learn too. So I had a pretty supportive like group around me. It wasn't like, that's really cool. That's cool. Cause most people don't like, Harry, we've talked about this, like most people we've had on the show, most people's families are kind of like, what the hell are you doing? Like, especially friends too. They kind of think you're like gambling or no idea. Yeah. Like, yeah, I've been through it with like friends with family. I mean, now it's to a point where like, yeah, I am like quote unquote successful with it. So I mean, the people, I mean, in my perspective, the people who didn't really support me from the beginning, like I don't really have much to do with them anymore. But I mean, that being said, like, I still understand their perspective. So I'm cool with it. I get it. But I mean, I did go through it definitely with that. I mean, I think like, so once you joined MIC, so you joined MIC, you know, you watch the videos like, what do you think it took for you to like start getting on the right track to start kind of, you know, just what was it that kind of made it start getting a little bit brighter? So I guess like, unfortunately, I had to unlearn like, a lot of bad mistakes and just kind of, you know, the wrong, like I was using trading via using other kind of charting platforms. And now I use the awesome Cobra and all that. And it's great. But it's just like that transition was took a little time because I mean, it's all it's better to just come like with a clear head and not knowing anything than to come with those bad habits. So once I really like got rid of those bad habits and started just really following the MIC way, things started getting better. My main struggle, I think it might be common with a lot of people, but really like the setups and all that. And it's kind of like, which setups are working in which market, what market are we in? Like that stuff, you could, I mean, anybody can really grasp that and pick it up. I think if they dedicate the time, right? And they're really serious about learning. The thing that I struggled with though was like discipline. So it would be like FOMO, revenge trading, you know, that kind of thing. And I was, I did something smart as I listened about and I just told him one day, like, hey, tell me what to do here. He's like, look, put X amount of money, get Cobra, get DOS, start learning. I'm like, okay, I'm just going to follow these directions. And he's like, set up a max loss, do this, this. So I did. So luckily, I revenge traded, I've lost like, my cool and all that, but I've always had like a max loss. I've always been safe. I mean, even now, my max loss is only like one or one and a half times an average daily win. If my losses are getting close, I just try to trade smaller now, you know? It works. It's so funny. Trading is such an ego thing where like, you almost have to figure it out. Yeah, you don't want to be wrong. You want to figure it out on your own, but like, I always kind of like to revert it back to like, at least on my personal side, like I like to refer it back to like barbering. And like, you know, when I was coming up and like learning how to cut hair originally, like I was listening to the guys who had been doing it for 20 years and taking their tips on how to like be better, make more money, do this. And it's funny, like people join MIC and then like they choose to ignore the things that like guys like Harry, you guys like Alex, but like the stuff they say, and they like, oh, but I need to figure it out on my own. It's like, it's funny. If you just, like you said, if you just listen to them, like their basic, basic advice, you're going to be a thousand times better than the average guy who just is winging it right off the bat without even like actually trading, you know? So it's funny. And that was that, that was like the pivot point for you, just kind of listening to those like MIC, like the process itself. Basically, if you could follow directions well and don't, like you said, I mean, you can't really have a huge ego in this game. You've got to be like, like we see some members and you give them some quick advice, or they hear about advice, whatever. And they're kind of like offended. I'm like, dude, like you got to like be humble, come to this like, I don't know anything. I need to be a sponge and learn it. Yeah, I agree. And if you have an ego, you're just, you're not going to do that well here. Yeah, you've got to humble yourself. Like every, the best mods and you guys, you guys are like, I'm learning every day. I mean, you guys are like trading amazing. It's like, I would be thrilled to like, we're learning every day too. That's the funny thing. Harry and I talk about all the time that we're learning new shit every single day that we're like talking to like, like every time you talk to guys like Alex or bow, you're picking up like golden nuggets without them even knowing them, they're just dropping them behind. It's amazing. Yeah. And then I don't know if you guys know, but I did something pretty amazing, kind of related to trading August, I guess it was August of 2019. I had been with MIC whatever four or five months and I had, you know, kind of nest egg and I'm just like, hey, I'm just going to do what I love to do and travel. And I just kind of quit my job and all that. And I left and I've been traveling full time ever since. Yeah, I just wanted to get into that. I wanted to, I didn't know if I was going to break it up. So yeah, so you end up kind of becoming like almost like a full time traveler as well as trading as well. So like, maybe you want to touch on about that as well. Like, what's that? That's what I'm saying. Traveling on the, on the road and shit. Like that's pretty. Yeah. Like you're in Turkey right now, aren't you? I'm in Turkey right now. Yeah. It's amazing. I mean, it's, it's just, it's amazing. Like, I want to say five or six years ago, I spent six months in Asia and Taiwan and I was traveling around and learning Chinese for fun. And so I knew that I love traveling. I just traveled a lot in general, you know, but I was like, man, I just want to do this like full time. I mean, I just want to, it's just my dream. I just want to travel and I had a bunch of buddies and that I mentioned in Croatian Bosnian in Europe. And I'm just like, I'm just going to go. I've been all over Asia. I just want to go spend a bunch of time in Europe. So yeah, I, I said, Hey, and I knew because when I was between classes in Taiwan, I knew that for that month, I like was, I became depressed. Like if you don't have any goals, you can't just like travel and have fun and think that everything's going to be great. You're going to get bored. Like you need to have goals and something to do no matter if you need the money or not. Yeah. So I was like, I've got enough money for, you know, X amount of time years and I'm going to sustain myself basically with trading. Hopefully if I get to that level and that was kind of my thinking. And really, I mean, coming from California, like I don't need much to live in Europe. I mean, two or three round a month, I'm pretty good, you know, depending where you are, right? Yeah. Yeah. So I like left and the first six months, I mean, I was everywhere. I was just having a ball. Like I was with my buddies in Croatia then I can't, I mean, I always missed places, but it was like Germany, Italy, Spain, Portugal. Fuck it's sick. Bosnia, Croatia, Dubai, Dubai was sick. Oh yeah. Montenegro, Hungary, Greece, Greece was crazy. So yeah, like now I'm in Turkey, I've been here probably. So like since lockdown, it's a little, since the pandemic, it's a little tougher, but I've still been in Malta, Turkey, Bosnia, Mani with friends and my girlfriend and stuff like that. It's just crazy. Like next month, I'm meeting one of my buddies and he's going to go to Serbia. We're going to meet up. If Stefan is there, he'll meet up with us too. But like I said, I've got buddies across the border in Bosnia. So I'm going to hang out with them a while in my other buddy from Vegas. He's a professional poker player. He's going to meet me in Europe and we're going to hit a couple of countries for a couple of months. And then I'm excited to get back to the U.S. and visit with like friends and family for a couple of months. That's amazing. Now, is it hard for you to trade like on the go like that or because you still make a lot of time to trade. So like, is it, is it challenging? Yeah. So like not really like what I do. I mean, if I'm in transit, obviously, then there might be a day here and there. But what I do is it's, and I've heard a lot of people talk about this, but I really like, I like to stay in Airbnb's or I'm like with my girl now or I'm with my buddies in some countries. But when I go to Airbnb and I've never been there, I'm like, how big is your TV? And I come in there and I check first, I set it up, make sure it works cool. I'm like, okay, I'll take it. We'll try for a week. How's your internet? You know, and I try it for like it like in multi was in one place for two months. That was pretty cool. But I've got to like make sure everything's cool. I like to set up my laptop to a big TV and I've got kind of my charts there. And it's pretty much like, you know, I mean, you can see a lot of charts and I focus on four on every tab and I've got like four tabs, you know, so I put them together. I trade one or two at a time and it works pretty well. I mean, I'm used to it. I mean, you're pretty much living like the like a lot of traders dreams you're doing, you became like profitable, you started making money. And now you're just like traveling all over the world and like, that's really freaking cool. I think a lot of guys that get into this industry, this job, because they that's what they want. Like that's like the ultimate freedom and like you kind of have that. Yeah, yeah, it's it's a dream come true. And anybody who's like on the fence about MIC and I mentioned this today in the YouTube video, like just check out my Instagram. It's traveled guy, traveled guy with the D and you can see I mean, it's it's real life, you know, this has been what I've been doing almost two years now. And it's just amazing. I'm fucking jealous, bro. Come out anytime, James. I'll take you up on that for sure. Because honestly, once once this COVID shit's over, man, like, I think that one of the shining things of MIC is like the meetups and like meeting with other traders and like going places like once this shit's over, man, I'm out of here. I'm going traveling. Exactly. So I was actually kind of pitching to Alex a couple months ago. I'm like, Hey, man, once things start opening up, like I will be all over if you want to do a meetup here there, like I'll help you host like whatever you need me to do. I'm like traveling. I know so many people now in so many places. And yeah, and I'm actually teaching a couple of my buddies the same ones who are mining. I've been trying to teach them today. And definitely tell them to join and be like, boys, you know, right. That's what. Yeah, no, actually a bunch of my friends did join from the US. One of them like signed annual. I was like, Hey, try it out for a month. They're like, No, I already signed an annual. I'm like, cool. I think people like see my smart guy. And they're like, Hey, I'm just gonna, you know, give it a try. Yeah, I love that. It's like inspirational as shit. And like, I guess one of my last one of my last big questions was like, if you were talking like people who want to do what you're doing, you know, it obviously takes some balls to like even do it to like get into trading and then travel the world and basically be like, well, I'm going to live off this and like do it. What was like the biggest like piece for you that got you like, if you had to tell someone like, you know, before you do this, like, you know, these are the steps. What would it be for you? Oh, yeah, yeah. So this and I'll try to like compact it. But I mean, you can imagine I went through a lot of things, right? Yeah. Like I downsized. I mean, really, you've got your nomads. So you've got to like, whatever your attachment to stuff. Like my most valuable thing right now is like what I'm looking at is my laptop. And I've got another one in Boston, if this one has a problem. I had like a really nice triangle. I just gave it to my parents. And I think I owed like 20 on it, but it was worth almost 30. I just said like, here you go. Yeah. I mean, they've done a lot for me, right? But yeah, of course, I don't wear like nice watches. I don't care. I just, I only trade for freedom. Like that's my thing. It's fucking amazing. Yeah, don't get me wrong, James. Like when I settle down, maybe someday I want a sick car like yours. But for me, I'm traveling everywhere. Yeah. The details, you know, I had to pin down a lot of things like you don't want to be paying conversion fees. So you need to get some good credit cards that pay you 2% and have free conversion transaction fees in any country. Yeah, that kind of thing. Every month I just charge and then I draft for my banks. So like, I don't ever have to pay fees. I keep X amount of cash or I could go to the ATM, but they always get you with fees. So like little details like that, I minimize all my expenses. My only expense really now is like my my cell phone and I've got like an international plan. Yeah, 70 books. I've got data anywhere in the world. Yeah, so just some of the details. I mean, but it's anybody could give me any time and we could chat about that. Bro, you should make a video on this because like honestly, I'd love to because like I love traveling before for COVID and shit like traveling was like what makes me happy. Yeah. Oh, yeah. And you should make a video on this because I know there's a lot of members that travel around like I mean, I know he goes all around with his life too. Like it's pretty cool. And I think like, yeah, for sure. And I think that's like you really are like I said, I hate to reiterate it, but you're living like the dream of most people. And I think that's something you should be proud of. And I think that's something that you shouldn't shouldn't sleep on. It's pretty cool. I think one question that I have is like, you know, I'm sure it's happened to you before where like, I mean, and I'm just curious for because myself, like when I start traveling, like, you know, I have a girlfriend as well. And like, we definitely want to go places and stuff like that. How did you kind of deal with like losses on the road? You know, like you're on the road, you're traveling. Maybe it's a day before you trade or maybe it's a day where you're going to the beach and you have maybe a nice day planned and then you take a loss. And because like how I wanted to do it is that I was like, fuck it, like I'm not trading at all when I'm traveling because I'm going to be like, let's pay for that. Right. But like, do you take a loss on the road? Like maybe give me a little bit of insight on like kind of like the mentality that would go through your head during that? I would say sure. I would say like, like I mentioned, when I started and I guess more like last year, I had a issue sometimes with with discipline. Yeah. So it would be exactly what you said is I would like, I used to play poker a lot. Yeah, I would tilt, right? I would tilt and I'd be like, oh my God, like, like, you know, it stops you out. Now the trade works and you're like, jump back in. But now it's ready to go back, you know. So like it would stress me out. So basically, I really like I watched a lot of stuff on the psychology. A lot of Austin's videos helped me his webinars because he talks about this psychology a lot. But really, I used to have a bigger max loss, like two or three times or whatever it was. And I reduced it to like, it's probably around one and a half or something like that now. So I think that helps me a lot. And I mean, my my girlfriend has seen it. It's kind of like, you know, she'll be like, are you down today? How much I'll be like, it can never be that much. That's all I say. Yeah, it can never be that much. So I try to keep it clear. I could never really care that much. And I try to look at the big picture results like a week or the month. And I know that some days like nothing is just going to work the way you want it to. So for me, it's really keeping my losses down to that kind of average profit day and a half of a max loss. And I try really hard when it's like half that just either stop, you know, or wait really small, like I said, and if there's no way plus just she'll see me like, I'm like, I'm done looking at screens charts today. Yeah, but I'm pretty good at it now. Like, we would just cook dinner and her, you know, some of her family will be here and we'll just hang out and then I just kind of tuned it out. I mean, yeah, the thing is like I learned a little bit of this when I used to play poker, because I actually played full time poker when on poker stars, when the economy was bad and like 20, yeah, so I met my buddies in Europe, right? We used to play. That's sick. So like, whenever I lose, I mean, think about this, like if you made 500 bucks, I know for you guys, this isn't much, but if I made like 500 bucks, 200, I guess I'd be mad. But then if you reversed it and you lost 200, then you made 500, you'd be thrilled. Yeah, that's a good way to put it. Yeah, the order in which it happened is really relevant. I mean, you're still up 300 bucks. It didn't really matter. Yeah. So why should your weekend be like ruined? So I try to kind of keep this perspective, but no, it's sometimes it, you know. So really, kind of like the max loss was what kind of helped keep you in check and be able to kind of like tame you in order from getting to that point where you are super stressed out or getting to that point. Like, because I guess you kind of know your own limits yourself. So you said, okay, I have this max loss. If I go over this, that's what's going to stress me out. That's what's going to exactly. I mean, once you know what that number is, like, if it stresses you to lose 500, then make your max loss a little less than that. I mean, if you can live with like losing whatever amount, then, you know, think of a, I mean, I know on MIC, I've seen some of the mods will say like two times your average daily win is a good amount. Yeah, that's probably around mine. Yeah, but for me, I just fine-tuned and I'm like, look, if I get to half this, I'm going to trade smaller. I'm going to close the screens. So like for me, because I have, you guys have, you know, 10 times better discipline than me. So I know that I need mine a little tighter and I need to be trading smaller when I get close to that. So that helps me. I don't want to, I tilt when I lose two times, you know? Yeah. I'm just, I'm the same way. I have that number in my head that's like, I made videos on it. It's like, if I lose more than X, I'm going to feel like a piece of shit. And it's going to ruin my day. It's going to annoy me. So my number is way below that. So that way doesn't affect me. And I guess, so I mean, we're coming up on our 30 minute kind of window, but the last thing that popped into my head that I kind of wanted you to touch on. So you've been a professional gambler with poker and you've been a professional trader. So what are like, give me like a similarity in both and something that is maybe a misconception that people see and they're like, oh, you're just like, because I told my girlfriend's parents or family or whatever, they're like, oh, is it not gambling? Right? Now, what's, what's something that's the same and what's something that's different between two? Something that's the same would be like risk-reward ratios and the, a lot of the psychology and mental aspects of it, right? I mean, in poker, it's always, it's everything is like, what do I put in and what are my, you know, possible rewards? And this is kind of a similar way to think, right? So I would say that's, and in poker, you could do the same thing. You could have a, you could have a bad beat and then you could tilt and you could just go nuts and lose your back. Things happen and you can do the same thing in trading, right? Things that, now on the other side of that, the exact same thing you said, James, I mean, I used to have girlfriends and like, once they found out I was playing poker, like it was over. Like when I say I trade, actually it's a lot more respectable. I think, and I find from people around me playing poker, like my parents seem pretty proud. They're like, hey, our son is investing in trading and their friends are like, that's cool. Oh, when I was playing poker, they're like, he's a generous piece of shit. They're like my buddies. I mean, I have professional friends that kind of gamble like sports professionally and like, you know, when I tell people they do that, they might make, they make a shit ton of money, you know, but when I tell people that, they're like, what loses man? What do they do? You know, but they make a ton. But what I explain to people too, it's like anything in life is a gamble. If you start your own business, it's a gamble. If you do anything, it's a gamble. I worked in real estate development. We used to do shopping malls and they'd bring their life savings, open a restaurant and they'd fail. I mean, this is gambling. Anything you do in life, getting a higher degree is gambling. I mean, is it going to be offering enough, how much debt? I mean, anything is gambling, getting married. It's all a gamble. So if you could manage your risk carefully, then generally you'll be okay. And that's what it's all about. It's really managing your risk. And that's what they're doing in life. Yeah. And it doesn't have to be this negative. This way, like you're born pretty much, you're born with nothing. I mean, unless you're like really well off like crazy, I mean, you're born with nothing and you die with nothing. So in between, you might as well do what you want. That's how I do it. And let me tell you, just touching on what you said, Harry, I know we were short on time, but 15 years ago, moved in with my mom and her plan was I'm going to now travel the world. Well, she was around 65, 70 and she started getting dementia, didn't get to do that. So we ended up taking care of her for about 10 years and I moved in and we did all that stuff till she passed. So when I told my mom a couple years ago, I'm going to just travel and live my dream. She was like, you have a great job. Why do you want to leave and do it when you retire? And I said, look, you don't know what's going to happen tomorrow. I have a chance to do it now, so I'm going to do it now. And plus I assume when I'm retired, I'll be taking care of my parents anyway. So how am I going to get out of time when I retire? Like if you have a dream, you got to just do it. If you fail, it's okay. I love that. I love that. I want to end it on that shit because that is like make a wish, fucking Disney. That is awesome. I love that shit. Well, I want to say, man, thank you so much for coming on. That was awesome. And if anyone wants to reach out, he's in chat. He's one of the junior mods and he's an upcoming sick trader, so reach out to him anytime. All right, perfect. Sounds good. Yeah, I hope to see you guys out here traveling with me sometime soon. Perfect. Oh, yeah. That was awesome.