 What is really for me, the most important thing I wanted to underline, it is that we are now being more confident in how a European supervisory judgment, a European supervisory judgment means that we are okay sometimes to use the rules in a constructive way. Like we've done it fit and properly, we've done for the dividend. This was not put in the single handbook that we could make recommendations to lift all the dividends to all the banks in the eurozone. It's written nowhere, but it has been a judgment very, very reasoned by the supervisor board that for me, this is key. It's key also for the simplification. What is simplification is that we need maybe less rules and more judgment.