 Hey friends and welcome to Norris Cove. I'm Yoshida. Today we will be doing our weekly check-in and paycheck to paycheck for some. So if that's something that you would be interested in stay tuned. Okay you guys let's hop right on in. I don't really know how this week is going to go per usual. That's just the cost of being self-employed. So we will just have to see. I have my monthly breakdown here on the side. So I'm going to this is actually from September but I'm going to just keep it here. Let me pick a pen. I'm gonna try this one. This is a new pen I got from cloth and paper. I do want to give it a try. So this is week one of October. Let me check. It's actually September the wait a minute. No this is October the 4th. So this is kind of week two I guess. October the 4th through the 10th. It's a little light. I do this all the time. I'm gonna stick with it. Let me just stick with it. Let me zoom you guys in. Okay so first up if you're new here I list three streams of income and the first is hair. The second one is Shopify and then miscellaneous normally is Etsy at the moment. I'm eventually just start putting Etsy but projected for hair I'm going to just put 800. I've been doing some like looking over what I'm making and it's looking like it's coming in sometimes it's 700 sometimes it's 600 but here lately we've been sticking with the 800 it's been kind of working out and then Shopify I don't even know what Shopify I'm just going to be honest with you guys I'm just I keep putting 50 but we're not really coming in at that and then I'm gonna put 30 oh matter of fact let me wipe this out because I did decide to like let the Etsy come in on a weekly basis and so from last week that check will come which will hit tomorrow it's like 34 dollars so I'm well yeah I'm gonna put that at 50 because I already know that I have 34 dollars coming to me from Etsy from that and thank you to those who are purchasing the envelopes for me I really appreciate it if you are interested in they are listed below the link to my Etsy and my website are listed below also the new get inserts are on my website as well so we have a total of 900 dollars okay and so let's get the listing deals the fourth which is today I didn't know if I was gonna get this up in time we have Walmart which I already paid but I don't know if I was telling you you all that I think I gave them I can't remember what I gave them I put 50 no I didn't I gave them 28 I'm sorry um I was telling you all that I think I'm like a week behind and paying by how things are coming but now I think I'm getting on track because I paid this like prepaid on Friday so by the day being the fourth and it's a Monday this will come out this week so it will be off of last week's money if that makes sense so we have Walmart um now Victoria's secrets all that stuff is coming out but I left the money in the bank for that so last week I didn't do any cash envelopes and I basically created that week ahead kind of buffer for me by not doing cash envelopes so that way I wouldn't be behind so I think I'm gonna track the money set there so like today that's paying for like the stuff that's coming out the first of the month so I hope I'm making sense um what else we have canva this week something else oh credit one was due today credit one and I paid them I gave them I y'all for somebody and I just paid the people I can't remember so I put 32 um we have canva that comes out on the seventh and Shopify lord have mercy don't let Shopify try to get their money too early and I gotta really look up to see what Shopify is um I don't have another device in front of me but canva will be 13 77 and I'm really thinking Shopify would be kind of low I'm gonna put it at 60 but I will double check and follow through up with that one and that's it that we have this week besides booth rent and booth rent I'll put that down on the ninth this pen is in bed and that's 200 now I will preface this and say that I do have some of last week's stuff coming out this week but like the money that I made today should cover this week's stuff if that makes sense so far I feel like I'm missing something but I'm not going to too much worry about it so let's do a total it's gonna come to me but I hope that's it oh and I want to pay Victoria's secrets off let me put that down y'all I was so tempted today I'm trying to tell you I was so tempted today I'm gonna put this down um to pay them off will be 42 dollars I saw some slides they sent me a $10 credit I was like yeah let me go and charge that up and I had to gather myself like girl it's about to be winter even though I still wear slides in the winter but I was like you don't need that you don't need it and for what so we have a total of 375 77 I don't believe it I don't believe it but we will see okay and I'm just putting total I don't believe that's all I owe this week I just don't something's not working so if anything we'll hit up debt and pay down some credit cards or put something extra and we're going to subtract that from 900 that leaves us with 524 23 and listening that up here to that and the first thing that of course remember we are trying to pay down some of this debt and if you saw my previous video I want to give extra to my Navy Federal Credit Union loan and I want to give them I've been trying to do like 50 a week that would leave me with 450 I believe not necessary um and then I already put in Victoria's Secrets as a bill and not necessarily the debt and then we want to give Barclays 100 we want to give them 100 it's over here I don't know how I did this that would be 24 23 if I gave them 100 and then the next one that I want to kind of add something to um I'm doing credit one I want to give 50 to my capital one so let's see what our total for that would be I'm not necessarily um worried about envelopes at the moment I want to pay down some of this debt so that's less I gotta pay especially this Navy Federal Credit Union so that will leave us 324 23 and I go back and had it that's $200 so we want to give $200 to debt it would leave us 324 23 now I've been thinking like all of this is not going into sinking funds like I said I don't think that I am a zero base budgeter but I can zero base my budget I do know how to zero base it out if anything um on the cash envelopes miscellaneous I'm gonna skip down to cash envelopes I know that's uh I just spend about 85 $80 on just random stuff um like I said sometimes I'll go to the 711 get some chips drink you do this a couple times a week you know it adds up um that's almost 10 something dollars a day so I got $80 down for that um and then like I just purchased some more nail stuff nail supplies I've really been buying nail supplies so that's included in there um so we're at 80 like I said if there is anything extra I'm just gonna throw it at that but if we just take um 324 I'm just gonna round that out to 324 even and subtract 80 I think we're 244 dollars I'm doing my best not to blow this but I definitely want to give Christmas matter of fact I owe Christmas $60 this week so um I did not take from this fund um this week I looked at it I was like no and then taxes like I've done my taxes for what I'll be getting from Etsy and it was like eight dollars and some change but I'm still adding in whatever little bit I got from it off of um what's the people Shopify so that's that so I add taxes on here um again I think I've mentioned it but I wanted to I got some things prepare some things for Black Friday for my Shopify business and I'm not sure I'm waiting to hear back what my total be so I want to be kind of prepared for that so I want to put um at least I want to put 50 in both moves but I think I'm gonna do 25 and I do believe that I took away from both moves I'm not sure I took away from my five one and five um envelope but I'm not even gonna worry about that and let's see y'all I need a pedicure so bad like really really bad I'm just gonna go ahead and put 40 in self-care go and get that out of the way so we have 40 left um like I said I've been doing nail supplies I think I'm good on um household things I did do both moves vacation vacation is going to take the last of this money because we have kind of come up with the plan of where we're going and sound like it's Cancun I don't know how I'm feeling about the date but we're gonna make it work so calculating what I have in six sinking funds excuse me we have a 60 that's 40 is 135 dollars so 135 is the total there and we're going to subtract that from 324 and that leaves us with 189 here let me double check that but this is 189 something's not right oh still not adding up right something's not right let me do a little math y'all right quick and give me a second let me do some math okay so I am minus 69 dollars that I have left to spend I'm not even I don't think I want to trip on it um because let's put the extra nope I'm not even gonna trip on it I'm just gonna leave it there because this very well may not be this amount so um today I'm this week excuse me I'm not going to be zero base budgeting so I'm gonna let that 69 dollars um this is 120 let me make sure like that now this is I hate having to use my weight out but it is so this came to 120 in the cash envelopes um sinking funds came to 135 and my debt came to 200 and then my total bills due this week was 375 I still do not believe this but that's good because like I said I was kind of needing an extra week so like I said if there's something extra like my corner will be due immediately on Monday so whatever is left that I don't spend will probably go towards next week's bills and helping me build that buffer and thinking of the buffer let me put um week ahead that's where the rest of this money will go the 69 dollars I'm just gonna put 60 so 195 there we go so that's what we'll do with that and I won't zero base it out this week this is what I'm doing I'm just trying to be more realistic with my budget and be honest with myself let me zoom out so yeah I just don't want to I don't want to set my own stuff up and I think what I've been doing is just being pretentious and setting myself up trying to do I can't do my budget like everybody does their budget I just can't um and I was really trying to do that and I just can't so um what I'm going to do is do work for me and again I'm self-employed and I've seen some self-employed people but they make way more money than me so I have to stick what with what works for me and um right now if I have a little extra I just can't zero base it out because again I just don't know this is just a guesstimate of what I'll make but as you can see even with this guesstimate and if this is truly the only bills that I have 375 I should be able to um even if I don't if I make half of that I still would have money left over even if only made 450 dollars this week which things like that could happen um I still would be good I would have um my booth rent I would be able to pay these small credit card bills here so I'm definitely now that I'm looking at this and I'm realizing that these two they're normally I paid them around the first of the month but I decided to wait so that way it wouldn't seem so overwhelming for me but um to me now I need to get these down because that is the part of that first of the month bills but it's still these two is not as bad as having all of that stuff come out at one time on the first of the month so um I'm definitely going to put extra on my um maybe federal credit in here I'm really thinking I'm gonna try to give them 100 this week because I want this god because this is a really big chunk of my budget because it's 96 dollars a month and then it is due like the same time as my um car loan so if I don't have to pay those two things together that would just be perfect and definitely I'm gonna chop at um Barclays so that's it that's all that I have this week you guys well not this week but for today this is my paycheck to paycheck weekly check-in as usual if you enjoyed today's video and you would love to see more videos like this from me do me a favor hit that subscribe button also give me 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