 I've had quite a diverse career actually, approximately 30 years in the business as both a senior portfolio manager in the large end of town, managing billions in the fixed income space and then as a proprietary interest rate trader for a US bank, oh I've been through possibly every period of volatility that anyone investor could possibly imagine or remember over the last 30 years from from wars and bull markets and bear markets and crises etc etc. MIPS is the acronym for Managed Income Portfolio Service. We are specialist investors in the Australian corporate bond market and deliver program investment structures in the independently managed account form taking advantage of the direct bond and debt origination services of fixed securities to deliver highly yielding and highly diversified exposures to investors that emanate in significant outperformance.