How to Avoid Florida Deficiency Judgments by Roy Oppenheim





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Uploaded on Jun 15, 2011


Florida Foreclosure defense attorney and legal blogger, Roy Oppenheim, talks about deficiencies and deficiency judgments.

In Florida, if you don't pay back money you borrowed from your Florida bank on your primary or secondary residence, the bank can come after you and your property for up to 20 years.

A deficiency is when the bank forecloses on your house and a difference of money you owe remains. Once such a deficiency is registered by a court, it becomes a deficiency judgment.

In Florida, if you have a deficiency and it becomes a deficiency judgement, the Florida bank can seize your assets (bank accounts, cars, estate, etc.) for up to 20 years.

As your Florida foreclosure defense attorney, it is Roy Oppenheim's job to ensure that you are not subject to a deficiency or a deficiency judgment. Even if you are subject to either of these, it is lawyers like Roy Oppenheim that can help in ensuring that a deficiency or a deficiency judgment does not affect any of your life-cycle events.

Ultimately, Roy Oppenheim says that it was in fact the Banks and Wall Street that caused the current Florida real estate situation and not your supposed bad decisions.

Roy Oppenheim recommends some the following actions to ensure that you are not subject to a deficiency or deficiency judgment:
- Consult a Florida foreclosure defense attorney
- Florida Short Sale
- Florida Structured foreclosure
- Modification
- Bankruptcy

All of Roy Oppenheim's Florida clients that have come to him early in the process have not been subject to a Florida deficiency or a Florida deficiency judgement. As a result, most of Roy Oppenheim's Florida clients can enjoy a sense of freedom.


In a series of short clips Roy Oppenheim will be covering important topics concerning Florida foreclosure defense and what you can do to better manage today's state of the real estate market.

Roy Oppenheim will be covering a variety of topics including the following:
- Florida Short Sales
- Florida Strategic Default
- The State of Florida's Real Estate Market
- Florida Foreclosure Defense
- Florida Deficiency Judgments
- Florida Second Mortgages

Subscribe to Roy Oppenheim's channel to partake in the Summer School Series and gain knowledgeable information on Foreclosure Defense as it applies not only to Florida but also the rest of the United States.


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