 So then I started to think about this card, which I was spending $4,000 a month on and I started putting everything on to this card So somebody said it's so funny because your red card you stop and your green card now everything is go So now I'm paying $4,000 a month and bills that I have to pay anyway And I'm getting 8,000 Z bucks because it's double Z bucks So when I started thinking everybody in your life swipes a debit or credit card You don't have to train people how to swipe a credit card But also they're swiping that credit card 40 50 60 times a month