 All right, so ladies and gentlemen, I'd like to introduce Mr. Mel Lindauer. He was dubbed the Prince of the Bogleheads by Jack Bogle. He is one of the forums, the Boglehead forums founders along with Taylor Larremore and he has contributed thousands of posts. He's been helping investors learn the Boglehead way. He's the author of the Boglehead's Guide to Investing, one of the authors in 2010, and Mel helped create the John C. Bogle Center for Financial Literacy and has been the president or was the president from 2012 to 2019. He's also an elected official, vice mayor, I believe, in Daytona Beach Shores and was reelected in 2018 and 2020. So with no further ado, let me introduce Mr. Mel Lindauer. I'm sorry that because of my white health issues, I can't be with this person this year. However, it's still great to be with you in the video. This will be the first of our 20 conferences that I haven't attended in person. I understand that my good friend at Partner in Crime, Taylor Larremore, the king of the Boglehead, will also be appearing in my video immediately following me. I'm sure that's going to be an exciting present. Taylor and I go back a long way from the start of the Boglehead on Martin's Star every 25 years ago. Initially, there were no Boglehead forums at Martin's Star. Many Bogleheads were posting on the Martin's Star Neutral Fund forum. Back then, Bogleheads was a derogatory term that others used to make fun of our group. My thunder. Because other huge Bogleheads is a derogatory term, when Martin's Star eventually agreed to give us our own forum, they were hesitant to call it the Boglehead forum. So they named it the Vemingor-Thomas forum and added a less noticeable sub-title over the page tonight to talk about your favorite Spanish forums and their fun companies. Even though we didn't personally know each other, a small group of Bogleheads still felt like families. In their family spirit, I made a post on the forum at Thanksgiving time in 1999 and expressed to see my thanks for all the good things I had in my life. Others chugged in saying that was what they were thankful for. In addition to posting how thankful he was for his wife and family, Taylor stated that he was also thankful for his beautiful condo overlooking this gay bae that he called the house. Okay, Taylor. Okay, Mel, you're just taking all my thunder here. That's her collar. I'd like to figure out how we can take Jack up on his generous offer. At that time, I was with the snowbirds and sending my winners to Florida. Knowing that, Taylor comes back to me, letting me know that Jim Hock was going to be the keynote speaker, along with none other than Jim Crankler at the Pioneer and Making Money seminar in January, and wondering if we should try to see if we can get together with Jim then. I agreed as the planning started. I contacted the Miami Herald folks asking us to take him around through the time that the planning started in the seminar where we could have a private lunch with Jack. They'd shoot us away like wolves would stand and Jack sent us in that time to eat with us. Jack called Jack's office and told them what they said and Jack's response was, I'll go anywhere you'd like. So we made plans to get together with Jack and her brothers where Taylor is loving Miami Hot Wheels. We hired some staff to help with the dinner. Phil and I hosted Jack's event, and about 20-something go-ins at an immediately taco that none of us will ever forget. I should point out that once the Miami Herald folks found out that Jack would be joining us go-ins off-site, they came hat in hand and asked if they could send a photographer and a reporter to cover our evening with Jack. Instead of being jerks by refusing to commentate them as they had done to us, we allowed them to join us and ended up with a great story with pictures of our evening with Jack on the front page of the Sunday business section of the Miami Herald. After that lovely dinner, we all sat around in the living room and chatted with Jack as he answered everyone's questions and chatted about whatever anyone inquired about. It was truly a magical evening. Jack then said that he wanted to make a post on the Morning Star Forum telling all the Bogleheads who couldn't attend what a great night he had that evening with his Bogleheads in Florida. When making that Morning Star Forum post, Jack named Taylor the King of the Bogleheads and made the Prince of the Bogleheads. So Taylor countless times that this is one Prince who has no desire to be King, so he's going to have to stick around as long as I do. So far at age 98, Taylor's doing a great job of living up to his part of our bargain. Taylor and I had figured that the Miami Get Together with Jack was a one-time event, but then other Bogleheads who weren't able to attend the Miami Get Together with Jack started asking when and where the next event would be held. A Boglehead named Dave owned a farm near Vanguard and offered to host our second event. Sadly, Dave died before the scheduled event, but his family insisted on holding the event in Dave's honor. Jack Bogle served as our guide as we turned nearby Vanguard and Jason's wife, who was with Money Magazine at that time, spoke at the event and ended up writing a very nice story with lots of photos for Money Magazine, titled Here Come the Bogleheads. Future events were planned around events where Jack was speaking. Morningstar hosted us for our third event at their big event in Chicago, where Jack was speaking, and other groups such as the CFA Institute did the same in future years. Eventually, Dave, we ran out of invitation to hold our events in coordination with an event where Jack was speaking. In 2005, when Taylor and I were busy writing our first book, Jack asked me when the next event was going to be held. I told him that we couldn't coordinate it with anywhere where he was speaking, and that's when Jack told me not to worry about where he was speaking, that he'd go wherever we wanted him. That's when we went out on our own using local Boglehead chapters to help with the coordination and the subsequent conferences around the country. At this time, I need to give a big shout out to my former Bogle Center board and conference team members who made the previous events such a great success. They included Patton, Eddie Rager, and Paul and Linda Globerson. And several other members of my team are volunteering right here at the conference again today, Mel and Kathy Turner and Gail Cox. I called them my green team and that title was well-deserted. They made me look good, for which I'm eternally grateful. And now, with the passing of the torch to the new Boglehead Center board members, the Boglehead conferences are going to live on bigger and better than ever. Enjoy your conference experience. Hopefully, I'll see you next year. Thank you, Mel. Wait, wait, wait. One more time for Mel. All right. Thank you, everybody. Thank you so much, Mel, for taking the time today. I know how busy you are. And we hope that everything goes well for you and for Marlene. So take care and we'll see you at the conference next year. Sounds good, Rick. You take care. Semper Fi, brother.