 Welcome to the last set of news to get top stories in crypto and bring on bite-sized pieces. So today, just like the thumbnail suggests, it's all about where crypto is going as far as the future. So they're going to talk about a couple of different variety as far as the news articles. So first up, Ethereum upgrade that will destroy coins having a day. This is EIP 1559. Everybody's been talking about it. So I'm just going to briefly talk about what's going on and see where things are going. And really, in my opinion, things are going into what PayPal likes to call a super app. And I didn't really make much sense of this, but when I take a look at the information that is out there, I can see that there's a lot of things going in the right direction as far as where payments are going. And really, what it all comes down to is stable coins. And it really makes sense when we take a look at this specific report. So we'll take a look at all that. But first, let's take a look at what's going on into the market. So today, first of all, I am in Puerto Rico. That's why I'm going back to the old fashioned headphones. You might hear some roosters outside. But that is just what's going on. We're here for business. Going to take care of some things before we do the final move. But today, the market cap is a little bit of a slip. I mean, it says it's up plus 4%. But in all honesty, we were at 1.7 trillion. Now we're at 1.58. The Bitcoin price is 384. And things have been looking pretty good. And Ethereum's been doing great. I think we're up to around 25, 2600 somewhere around there. So I think that we're going to see some choppy water. But I think good times are yet to come. So really what I'm going to do is just jump into today's articles. And the first thing we're going to talk about is two things, actually three things. First, I want to say thanks to Unstoppable Domains for being the sponsor of this video. I personally have a bunch of them. What's great about that is that instead of me sending over some long string from my Bitcoin address or my Ethereum address or whatever else of 0x5, I just send over danteaches.crypto.crypto or danteaches.crypto actually is my Unstoppable Domain. And people can send payments to me all day long. So that's why I like them. So thanks again to Unstoppable Domains for being a sponsor. So the PSA is two things. First of all, if you're on telegram, just so you know, look out for a digital asset news, Rob, add digital asset news, trades, newsflash. I do not trade. So just stay away from that. That is a huge scam. I had some choice words for this individual, which I will not share here, but there's just something that I just cannot stand as far as scammers. And I take no pity on them. I just don't care. It's because of the past and things that have happened to me and some of my patients. And I will never give these scammers a pass. That's just ridiculous. So that's what's going on for the PSA. Just make sure you watch out for that. And then everybody's talking about this today. So I'm just going to briefly touch on it. Ethereum upgrade, EIP 1559. There's two things. First of all, it's not going to lower the fees. What it's really going to do is just set a base fee for everybody. And that base fee is going to get burned. So it could be a deflationary part as far as Ethereum, which is, which is really nice. We'll see how it all goes. And there was supposed to be a little bit of a hiccup, but it looks like they are going through with it. And all the different exchanges right now, if you're trading on exchanges like exchange or Voyager or any other place that has Ethereum, they're going to halt some trades for a little bit. You don't do anything. It's just they're just doing that for to to go over for this, this upgrade. And that's really about what's going on. I think there was one piece here that I found interesting. And I'll just read this to you. EIP 1559 has become popular because it will destroy or burn Ether. Cryptocurrency network, which we talked about. Miners don't receive the base fee. Otherwise, they could artificially congest the network to keep the fees high, debatable. And some investors believe that the fact that the Plague Ether will be limited by burning could cause explosive growth. It could, but again, I think this is just one of those instances where you have to buy the rumor and sell the news. So I don't know what's going to happen, but today is the day. So we'll see what the price does, but it's up tremendously. So if you've been holding on for Ethereum, congratulations. I hold a ton of Ethereum, and I think it's going to do well in the future, but I hold a lot of different smart contracts, crypto, so we'll see what happens. So that is it for the PSA. And to me, this, these are the big stories. I mean, EIP 1559 is going to go off without a hitch. I think it's going to do well. But here is where I think things are going. I didn't understand this too well, but now I get it. It's all about payments. And this was, it was an article. I'm not going to read any of it, but really what it comes down to is PayPal wants to be a super app. And we covered this in detail a couple of days ago. This is CEO, Dan Schulman. He says the exact same thing. He's like, I think we need to have a super app. First of all, in America, we don't have super apps. I guess Amazon would be like, kind of that, but not really. Here is for WeChat Pay. And when you take a look at super apps, this is what they're talking about. An app that has many different faceted assets into one app. So look at this. You can transfer, you can transfer funds. You can do, this is WeChat's wealth management products. You can go for utilities, as far as like different digital, well, digital currencies. You can, what's called Go Dutch, where you can split things, red packet. I'm not sure about that one. You can order a taxi, rail and flights. You can get a hotel style. You can do shopping, specials, movie tickets, group buy and Starbucks. So everything's just kind of here for what you want to do. And that is a super app. Because right now we have a bunch of different apps in America for different things. Like I have an app for one of my utilities. I have an app for if I want to get a hotel. I have an app called Uber. I want to get an actual rideshare program. And what super apps do is they bring those all together. In this article, they say that we don't really need that. And it's debatable. I think some people could really work it out. But I think it all comes down to, to payments. And this was just put out. Now we covered this a week ago as well. And what it really comes down to is this PayPal announcement that it would allow the transfer of crypto funds, the third party wallets. And Jose Fernandez says this, that he saw payment platform as the natural way to distribute central bank digital currencies. And he believes that private payment platforms could help deliver government stimulus. And I think it makes a lot of sense. Governments can print the money. Well, they don't really print. This is zeros and ones. And then they could take that, those funds, and then put it into the actual wallets, which would be like a super app. And they could just distribute it very quickly. And that could help the unbanked. So again, I think it comes down to a lot of things as far as like the payments, which leads me to my next point. So if you're going to do payments and things like that, wouldn't it be great if you could get actual good yield on the payments that you're using? Because the banks are going to give you any kind of yield. It's going to be like 0.02%. Watch out. That sounds way too high. So if you have something like a Voyager, a Kraken, a Coinbase, a Binance, where you actually gain yield, a Celsius, that makes a lot of sense. And then just we cover this as well before the loyalty program. So think of it this way. Imagine buying tickets to attend a concert of your favorite artists, enjoying a dinner at your favorite restaurant, or shopping online to finish your new home, and return receiving Voyager tokens as a reward, censor it to your Voyager account. That sounds pretty great. On top of the fact that if you're going to keep it into stable coins, like USDC, I'm not a big Tether fan, but USDC, then you could gain up to like on sales things like 8.8% and Voyager is 9%. And then crypto.com, I don't know what how much it is over there or different places, but you can gain a ton of yield just for holding things in there. So again, why would you hold it anywhere else in your bank? So I think that a lot of things are going to happen in the crypto market is going to be revolved around payments, decentralized finance, and really, I think Alex Boshinsky had it right in World Mobile Token is bank the unbank. So this comes out to my next point. And we're going to talk about Unstoppable Domains and Circle. So again, Unstoppable Domains reach out to me. They said, hey, would you like to cover this? And like, I have a great stories coming up as far as payments. This fits right in. Circle Unstoppable Domains to introduce username based USDC payments. What's happened here? Unstoppable Domains, blockchain provider and USDC coin stablecoin issuer Circle are collaborating to release readable dot coin usernames for USDC transfers. News Flash, I've already bought mine. I got my full name dot coin looks pretty good. Both companies will collaborate to enable support for dot coin username extensions across wallets and crypto exchanges. USDC transfers will become akin to sending an email makes it super easy, super fast and super safe. Simple usernames combined with dollar peg stablecoins take the fear and risk out of spending crypto. So look, it comes out of this. I've always said this before and I'll say it again. We're going to go through mass adoption when things become super cheap, super fast and super easy. You didn't get mass adoption with the internet when people had to do any type of coding or any kind of things with the browser. It really took off when Netscape navigator came along and said, we don't want you to look at what's going on in the hood. We're just going to make it super simple for you. And they did. And guess what? Things did really well. So then he had Netscape navigator, then he had Mozilla Firefox and of course you have Google Chrome and I have break browser because there's this evolution of what's going on. So I think that if you can make things super easy for people, then I don't have to look under the hood. That's what people want. And that's what leads to mass adoption in my personal opinion. So just so you know, it's instead of using like, when you want to send payments, you can say, Hey, send it to zero X, blah, blah, blah, blah, blah, seven, five, three, five, seven, eight, nine, two, or you're going to say, Hey, send it to DanTeachers.crypto or in this case, DanTeachers.coin. I think it's why I have it, something like that. And that's what unstoppable domains allows you to do. Also, when you buy these types of, which are NFTs, you are going to be able to hold them forever. It's not like you, when you buy a domain every year, like I have to do over at DanTeachersCrypto.com, I think circles rubbed my head. I don't have to pay for that every year. It's just one time fee, wham, bam, and that's it. So unstoppable domains. I mean, here's what I would do. Back in the early days, people would just buy dot coms and they would hold on to them for a long time and they would sell them for a minute. You can do something like that. But at the very minimum, I would try to get my, my name at dot crypto, which I've already done, or dot coin, or dot zill, or whatever else it is. So in the future, it's easy to make payments, or I guess you want to sell it. And of course, it's got integrations with all these different apps and with all the different wallets on top of the fact that now you don't have to have an actual download. So your websites like dot crypto, which I'm probably going to switch over to Dan Teaches to danteachescrypto.com, danteaches.crypto, you have natively allowed in Brave and Opera. And when they get Chrome and Firefox and it's all over. So these days right now, Brave could go to danteaches.crypto and it would just go as far as the website. So check that out. There's a link in the description. And that is what is going on. And the big thing here also to remember is that USDC, it's backed and supported by Visa. Visa is getting into that also because USDC is by Circle. And then Circle has also been audited by actual big companies and said yes, it is backed. So Tether is going through that struggle. I personally don't understand why people would hold Tether right now. I just don't understand it. Makes no sense to me. They're both backed by the same thing. So why don't you just use that. And I think with Unstoppable Domains going with USDC was a smart move. If they would have said we're going to partner with Tether, I probably wouldn't have covered it just to be honest. Anyhow, I'm interested in the comments section. And let's go to our last piece. We're talking about crypto payments at 39%. So this is going to bring it all together. And I always said to myself, why would I want to spend my crypto as far as payments? It makes no sense. I'm not going to spend Bitcoin or I'm not going to send Ethereum to pay for whatever. I'm just not going to do it. But then I read this and this makes sense. So crypto getting mainstream interest as payment option. A new report titled the Crypto Payments Playbook published by Payments and BitPay shows that consumers are increasingly interested in using crypto for payments. The report analyzes the Census balance survey of 8,000 US consumers who are current and former crypto owners and crypto non-owners between February and February 23rd, 2021. And they said the study found that 93% of crypto users worldwide would consider making purchase with crypto in the future while 59% of those who have never held crypto are interested in using it to make purchases. Why? Well, the reason for interest, very depending on the transactions, its potential to eliminate middlemen can explain the interest in using crypto for real estate purchases. For example, all the possibility of a more secure and private transaction motivates purchases in the financial sectors, services or e-commerce sectors. First of all, if we could eliminate the middlemen for property or real estate purchases, like we're going to close on a condo down here again in Puerto Rico. And all the different fees that go along with that for closing costs are astronomical. Once that gets eliminated, because everything can be automated and the middleman is gone, it would even drive up more of the housing boom right now, I think, because it's just crazy. So if you're going to something like that, that's great. And then if you can make purchases a lot easier, a lot faster. And then also, if you think about it, when you do any type of shopping, I'm sure some of you shop online. Hopefully you're not using your debit cards, hopefully using your credit cards, because if your debit card gets hacked in certain banks, sometimes it takes a very long time to switch that over and actually get it reversed if it is hacked. Credit card is a little bit easier, but it's a real hassle. So why couldn't we just use cryptocurrency payments? Oh, and also, when you use cryptocurrency payments, guess what? Those middlemen, Stripe and PayPal, PayPal, those interest fees or those fees shrink to very little, because right now I pay 1.99% plus 30 cents per transaction on everything that people buy on my websites, not bandage, crypto, it's 100% free, but other stuff that I do. So don't you think that bigger businesses would be really interested in making payments and just the little guy itself to actually make payments just to make things a little bit more secure, more faster? And the fact that you can actually keep it in like a Voyager in a Celsius, maybe make payments, and Voyager can be able to do it, and you can gain 10% yield. So to finish up, 59% of current or former crypto holders will be very or extremely interested in using crypto as a payment method, and that makes a lot of sense. And I will just say this, so for the loyalty program, which is due out after the token swap is going on right now, imagine this, you get a free debit card, and then you get cashback on your debit card between 0.1 and 0.3, depending on your loyalty tier that you have. You have an interest booster for all the different coins that you keep or tokens that you keep on Voyager between 0.5 and 1.5. And here's the rates just so you know on Voyager. You have 3%, 5% per Cardano, 12% for Polkadot, 5.7 for Terral Luna, 9% for USDC, and Voyager is 7%. And not to be outdone, Celsius is also got fantastic rates. USDC is 8.88%. They got Bitcoin, 6.2 up to 1, after 1 it's 3.5, 5.5, 14% per synthetics. I mean, look, if you're looking for a yield, why, first of all, you're going to keep it in dollars, why keep in your bank? Why just keep it in stable coins? That's what I do over at Voyager. And then it just makes sense to me that I think payments are going to be the future. And then also, if you're going to do things as far as like transfer money over, wouldn't you invest into cryptocurrency from these apps? So it's all coming together and it's all a big circle. And lastly, if you're looking to sign up for Voyager or Celsius, there's a link in the description in all the different exchanges and wallets I've ever used are all right here. And you can sign up using the affiliate links. You don't have to use the affiliate links, but you can go straight to Voyager and sign up or Celsius or whatever else. But these are the official ones. These are the ones that don't get you scammed. And they also give you between $10 and $40 of Bitcoin if you want to sign up. So look, that's it. That's it for today. We got a lot of things to do. Hopefully I'm going to meet up with some friends over here in Puerto Rico. And that's it for today. I think this month, I think it's going to be a little bit choppy, but I think there's good things in the horizon. I can only see big things happening. So look, if you like that video, thanks for sticking with me. First of all, give it a thumbs up, a like, subscribe, and we'll see you tomorrow on the next one. Bye.