 So welcome everybody back to the independent investor channel. Ryan here. I think when a lot of people approach investing they approach it and they think that there's an infinite number of ways of investing. And the way my mind works in breaking down a very complex topic like this is to take it one element at a time. Okay. I enjoy passive investing in this video. I'm going to drop you into my Vanguard specialty ETF portfolio. It speaks to my devotion to this particular strategy. It works. It's a great way to seek out exposure to the market, seeking out diversification across your money, giving you the best chance of maximum appreciation of your dollars over time with taking on as little risk as necessary to render those good profits in there. And I think when people look at the investing opportunity and they look at the infinite amount of options out there, they get confused. And I think the real takeaway from my message is understand the strategy that I'm looking to put on display during these videos, this being the passive investing strategy and it can apply to the masses. So stick around guys will jump into the account and conduct the review. So the real benefit here to the viewers to the independent investor channel is to understand some of the method to my madness and how I layer my approach to putting dollars to risk into the stock market. So this is my passive account with M1 Finance. This is comprised of the Vanguard specialty ETF. These are the sectors of the S&P 500 broken down into 11 products here. And I've basically just taken and controlled my level of scale into each of these. So technology being the largest allocation that I have here next health care financials discretionary on down the line. So a lot of schools have thought would say Ryan, why don't you just buy VOO and the S&P 500. I do. I own that in another account in another capacity. This is just a great way of breaking up the sector exposure and owning a little bit more in technology and a little bit less in telecommunications and everything in between. So it's a cool way of seeking out diversification through the specialty ETFs. These do quite well and historically have done quite well at a very, very low expense at 0.10 on an aggregate across these 11 products. Very, very cool. And since these are diversified ETFs, they average about 10% a year, some a little less, some a little bit more technology. I believe is a little bit more if you just own technology exclusively. And some people would say, look, I just want to own technology because it's the best performing. I would encourage you to not approach investing in that manner in that you're going to try to grab a sector exclusively because what ends up happening is that sector can fall out of favor. And then you're stuck holding the bag on an out of favor sector and it may take months or even years to come back. Technology historically has been very, very good for growth and is one of the most important elements of a portfolio in my opinion. And in aligned with my risk tolerance, it's super important for me to have a nice big amount exposed to the technology sector. So you can see here on the top end, we've got the most amount of money here, just over $2,000 allocated to this sector. So where I've got in my other single stock portfolio, maybe a few hundred dollars in each holding, sometimes even less than that. We bump that up here in the layered approach because the diversification adds a safety level of buffer and defensive mechanism into the portfolio that we can justify bumping this up a little bit to a few thousand dollars and own everything that's in the technology sector all the way from the smalls through the mids into the large cap technology names in the entire sector. So it's pretty awesome. It's a great strategic layer in the portfolio and it's performed quite nicely. So this here is the cost basis for the 11 positions. I own this passively 100%. I add a dollar cost average strategy into this portfolio. It's done quite nicely here. It's increased in value of $4,654. I think for the astute investor out there that is interested in sitting back and understanding how certain people deploy their own personal style and program, the whole idea here is that I share my profile, how I align my profile with my strategy and the very products that I choose to supplement my profile and strategy. So that's the real takeaway here. In other words, these products may not work for all strategies and profiles out there, but for those that do, there's a lot of people out there that may not even understand that you can invest in the S&P 500 in this manner in the way that I have in that I've broken down each of the sectors respectively into 11 slices using M1 Finance. And I can basically dollar cost average over this portfolio pie and have those dollars dispersed upon each funding cycle. It's just a great, very, very powerful obviously. This has just been just over a couple of years running here on this portfolio. It's performed incredibly well. And for anybody out there that has a risk tolerance that's somewhat midline, maybe even moderately aggressive, this is stock. Make no doubt about it. This is stock investing, however, held through an ETF that's low cost and it's held passively. It's just kind of a hybrid way of investing in that each of the sectors are split up separately in this portfolio. So it's just kind of a cool way of monitoring each. I can't really differentiate here and single out any underperforming sectors, because obviously, as you can see, they're all up. So 11 for 11, we're batting 1000 here. And for anybody out there who would want to challenge the success of a retail investor, I beg to differ. I look to advocate for those retail investors. I don't have any skin in the game other than the fact that if my channel can grow by nature of sharing good information, good usable information in the trenches for retail investors, my goal is to empower one investor at a time. What that means is somebody who doesn't know a whole lot of investing can sit across from my message. And because I put it right in front of your face on what's possible in investing, what type of results can be rendered? What are some of the strategies that you should be thinking about when identifying who you are as an investor? What certain strategies look like? None are created equal, right? We can deploy strategies that make sense to ours, and we don't have to apologize to anybody. Become the investor you want to be, I think is really the key here. And we roll out these to just show what type of investor I am, yes, but also through the deployment of those specific strategies, what types of results can be expected. And I'm absolutely thrilled on the results in this portfolio just over the last couple of years, and we'll continue to build this up. The strategic long-term goal of this portfolio initially was to make the first 10,000. We're marching right toward our next financial threshold, which is 25,000. Then it will be 50, and the long-term goal will eventually get this up to a six-figure portfolio and then make some decisions down the line as to the disposition of the portfolio, what we do then. But we'll continue to build. This is a wealth-building initiative done in somewhat of a hybrid strategy. I'm glad to share it with you guys. It's a portfolio mainstay that I share throughout the channel, and we'll continue to update you guys as appropriate to monitor the progress and how each of these 11 sector specialty ETFs are performing as we grow wealth together. So with that, we'll kick you back and we'll conclude the video. All right, guys, so we've come out of the passive investing account. There's only one independent investor channel, and I try to explain the information in a very unique way. That way we can reach the masses and get through to those folks that can just sit back and watch a message like mine for a few moments and see the success that's being rendered here from a passive perspective. Keep in mind, this was invested in two years ago and it has not been touched since then. Very, very simple for all of those individuals out there that know that it's super important to get involved in investing, but they feel like maybe they just don't have the time to devote that would be necessary on more of an active profile. They fit a lot of busy profiles out there and I think it can be really attractive from the perspective that you can set it and you can forget it. Guys, if you appreciate the information coming through on it to make sure and subscribe to the channel leave your comments at the bottom of the video and most importantly share the message with anybody out there that you know, may resonate with the message may appreciate the message that we put through on the channel and bring them on. We'll be glad to have them and teach them the fundamentals about investing and what the investing opportunity has to offer now in a new era of investing. Guys, thank you so much for tuning in to the message and good luck in your investment future.