 Well, hello my friends and welcome back to my channel. Today, we're gonna be doing a December budget for 2018 full disclosure I did not do a budget last month. I just didn't find the time for it So I never did one, but my budget is very similar from month to month. So yeah, I just wanted to let you guys know So anyway, this is the planner that I use I was able to customize my cover from Aaron Condron comm and then this is the Aaron Condron deluxe monthly planner And this is what I am planning to use next year in 2019 as well for my budget so in the monthly view I put in my Paydays and then I always have these like sticky notes And then if there's anything like additional that is not expected or like a trip or something like that that's coming up in The month. I always note that on here. I don't have anything like extra in December that I don't already know about and then on the left-hand side are these five boxes in the next 2019 planner they do not have these thank goodness because I don't know I don't know every single time I post one of these videos People are like, what do you do with this page? And I'm like, I don't do anything with them So on the right-hand side, this is what I use to Actually do my budget. So today I'm gonna be using some washi Oh, I do decorative planning for my budget and then also to anyone new that is watching. Hello My name is Emily. I live in the Minneapolis area in Minnesota. I am single I don't have any kids, but I do have a very demanding dog I work full-time as well as I do YouTube part-time. So that's just a little bit about me I know some new viewers come to these videos once in a while. So I like to explain. Oh, I am also Debt-free. I do follow the Dave Ramsey plan as well. So that is um, you know part of my financial journey These are some washi tapes from my shop. I believe that they are still in stock And I just thought this would be like extra festive for I don't know This month so anyway And then this little guy I do get questions about this is my washi cutter And it's not even a excuse me. It's not even a washi cutter. It's actually a bookmark from Aaron condron.com and you can actually clip it into here So you can like find where you are, but I use it for cutting washi and bookmark. So yeah Since I have these out already. This is from Chrissy and Designs and I am going to use this sticker right here and then these stickers are from Aaron Condron and then this says budget on it, which is like extra cute So let's do that Alright Put this Right in the middle there Looking good. All right, and I can't find the pen I want to use but I'm gonna use this one This is the jelly roll 08 and let's list out the bills But before we do that, I am going to use one of these it just says bills on it We're gonna put this right here That's my budget for December 2018. So let's run through it really quickly So I have my mortgage which is $464.42. I get a lot of questions on why it is so inexpensive I did put half down on my house and if you'd like to see my mortgage details I will find that video and link it up in a card for y'all. Also my HOA is $158 My gas bill is about $55 Culligan I do rent a water softening system This area has had a lot of problems over the years and the original owner has had to replace the water softener three times Since the house was built in what? 2002-2003 something like that. So anyway, I rent a unit and then with that rental fee as well as Everything else they will come and replace it if something happens. So my call again is 31 85 my electric is an estimate It's been going down since I'm not really using a lot of electricity as much with the cooler weather here So my electric is estimated around $80 this month my garbage is at 1785 and then includes recycling My water bill is about $50 a month. That's an estimate my auto insurance is $85 and 42 cents and my Netflix is $11 and 75 cents so my total for my set bills for the month is $954 and 29 cents. This is kind of my like I like to call it my cash category, but it's not always cash My fuel I do not take out in cash because that's just like I can't do that I need to swipe the card for that especially in Minnesota and the weather and a lot of the gas stations that I go to now I don't know about in your areas But some of them don't even allow you to pay cash anymore Like you have to swipe a card and I don't know if that's just like for some pumps or some areas or what? I knew back in the day You were somehow able to like prepay in cash and go in and then they you know say like oh I want 20 bucks on pump seven you could do that, but I don't know about now So anyway, a lot of them are you know of basically like a pre not a pre but like a card only Situations so anyway, I don't want to go in anyway, so that works out well for me So the fuel is $250 I do work quite a distance away from my office my groceries is about the same every month about 250 My dining I did bump up this month a little bit at 150 Just because I know it's the holidays that I'm gonna be going out and I have a couple of different Events scheduled, so I know I'm gonna be doing some you know additional spending with that So my total for my like extras if you will is $650 so my December total is $1,604.29 I also do sinking funds and for my holiday gifts this year I am planning on spending about $250 and I have done a sum of that shopping already I am in the first week of December right now I'm not sure when I'm gonna get this video edited and uploaded for y'all, but I had budgeted $300 for gifts, but as I was kind of thinking and getting lists from people that I give gifts to in my life I think 250 is what I am going to be spending So like I said, I've spent a little bit already, but not the entire thing in the month of December So anyway, this is what my budget looks like for this month I hope you guys have an awesome December budget wise if you have any questions for me feel free to link them not link them Wow put them down below in the comments I cannot talk today clearly, but I will be back in January with another budget for you guys in my new Budgeting planner which I will walk through with you all. So yeah, that's it. Thank you guys so much for hanging out And I'll see you in the next one. Bye guys You