 So in this video I'm gonna be talking about what to do if you have $10,000 in best. I can't tell you how many fucking questions I get from people saying, well, if I had $5,000, $10,000, $20,000, what to do? So hopefully, hopefully, guys, in this video you're gonna have some insights on this, okay? So the question is this, let me take this off, talking about your investment. The number one question to ask yourself is this, it's not about investing. Listen, at the end of the day, whether it's a thousand to 10,000, $50,000, the number one question you have to ask yourself is, do you have a steady stream or multiple streams of income? So the question is cash flow. Do you have cash flow? If the answer is no, you don't have cash flow. You investing that money is a stupidest idea ever, period. You worked very hard to gain that money, whether it's through employment, through contracting, et cetera. And you value that hard-earned money. And you're gonna put that hard-earned money in something that you probably have no domain expertise. Real estate, stonks, gold, whatever. All of those are fine. All of those are fine. But it all depends on the situation in life. So the number one question you need to ask yourself is what is your cash flow? If your answer is now or right now is that you only have literally one stream right now, one stream of income, that's no bueno whatsoever. That means you gotta solve that problem first. You got this 10K right here, okay, cool. Now with this 10K, what can you possibly do? So I'm gonna pretend I'm doing this and I'm working with somebody that has 10K. What do we do from here? The first thing we have to do is we gotta audit the situation. Audit who you are. So audit and what auditing entails is, what are your skills, right? What, where do you live? This matters, right? What is your circumstances? You know, horrible English, circumstance. This matters. What is, you know, circumstance goes in, do you have debt? What is your overhead? All this matters. You need to spend some time auditing yourself. Skills that you currently have, where do you live and what's your circumstances? If you have massive amounts of debt, credit card debt, any debt, mortgage debt. First thing to figure out is refinance, especially right now, you know, number two. The interest rates are super cheap but refinance your debt, especially if you have mortgages. In Canada you can only do up to 10 years in the United States, up to 30, it's much cheaper, mortgage in the States right now. Even with credit card debt, consolidate your fucking credit card debt and pay it down, get away from debt. And so let's say you've done all that. You've done, you've done the auditing, you figured out the skills. What you need to do next is this then. You need to figure out then, is how do we take this 10K and how do we put that into a system? The system being guess what, you, right? Always invest in yourself. Warren Buffett said the best investment you ever made is investing in public speaking, right? So take that 10K, we're gonna invest in you. So you've audited your situation, you figure out the skills, you figure out where you live, you figure out your circumstance, you figure out everything. Next thing what you wanna do is like, okay, based on the knowledge that I have, based on my circumstances, the first thing I wanna do is like, how do I make a list of possible ways right here to ways to create cashflow? Really, really important question. How do you create cashflow? You've done your audit, you've realized you don't wanna fucking spend that $10,000 on something that you can't afford to lose. You can't afford to lose that $10,000. So instead, you figured out the skills that you had, you figured out your circumstances, you figured out your debt, maybe you've done some refinancing. Now what do you do with that $10,000? And so the bottom line is a couple things. If I was in my situation, the first thing that I would do is I would continue, oh, I would continue freelancing. One of the best ways for cashflow, freelancing, figure out what you're good at. You can go on Upwork. You have options like Upwork to post your work. You can outreach to companies, right? Art reach to companies. You can do referral, right? You can go to your network and do referral. Freelancing, we can call it consulting over here. It's one of the best ways, and I still do this myself today, consulting. One of the best ways to generate cashflow, above all, you get paid to solve other people's problems and you find you become very good at one domain. People are paying you to solve problems and you get insider information, you develop your skillset and you grow from there. So number one, freelancing. Number two, is there a way that you can then create some type, and I'm big on this, some type of online cashflow with 10K? I've made a video before about this, and I think one of the easiest ways is affiliate marketing, right? Affiliate marketing. The great thing about affiliate marketing guys is you don't have to create your own product. You don't have to worry about the funnel, except the front end funnel. You don't have to worry about customer support. You can go to places like, this is just top of mind, this is why I started at the beginning. I went to ClickBank, right? There's so many ones out there, but ClickBank is one that you can start. Go out there, find a product that you like, and start affiliate marketing. This doesn't mean you stay in there forever, but it means you also build up a new skill set. You build up a marketing skill set. You build up a SEO skill set. You build up a funnel skill set. You actually build raw, tangible skills that are applicable to any fucking industry out there, as opposed to you just giving your 10K to something that you have zero control, okay? So let's continue on this. Erase, let's continue here. So affiliate marketing, what else? What else can you do guys to create cash flow, right? You can do arbitrage. Gary V talks about this. You can buy a product, right? Buy a product, then sell a product for a markup. So what Gary V talks about is going to, obviously you can't do it now, but you can find stuff online. If you have sources for products for X, and then you can sell it, for example, on eBay or Amazon, there's something you can do. It's not gonna bring you crazy amount of cash flow, but it brings you something else on the side. And above all, guess what? You're building up your skills. It's skills. You know what I mean? All these are skills, okay? So let's go in the beginning over here, right? I want you guys to really understand this. You have 10K, you work very hard. You're gonna give this 10K to something that you have zero knowledge about. I mean fucking zero knowledge about. And you have zero streams of income. How does that make sense? It doesn't. It doesn't make sense at all. As opposed to, see, this is plan one. This is what everyone goes towards. As opposed to plan two is you take that 10K, and that 10K becomes your education, right? This is your fucking education, my friend. To build something into, I call it the hundred factor. You multiply everything by a hundred. It's skills and experience. This is the best 10K you can fucking spend ever, period. It's not buying stocks. It's not buying gold. It's not buying anything. It's reinvesting into you, because guess what? The reality is out there, markets change, ecosystems change, governments change, you don't change. You're that one constant denominator everywhere around the world. You can pick up the knowledge you have in your mind and you can go anywhere and you can execute on this. So that's my advice to you. Fuck all this other shit. Take your 10K and double down on creating other streams of income. And this is, my friend, the road to anti-fragility. All right, guys, I'll leave it at that. If you have any comments, leave a comment below this video. Make sure to subscribe, hit the notification bell, and I'll talk to you guys soon. Peace out.