 I'm not saying don't buy stocks, but it's the timing. So for example, if in 2008 you'd been saving for 40 years and you have a million pounds in your pension fund, when the stock market crashed in 2008, it dropped 58%. So your million, you're gonna retire next week, your million's just gone down to 480,000. And people say, yeah, but it always comes back. It took five years for the S&P to recover, but gold tripled within those five years. If you catch the right time, you can make a lot of money.