 Hello everyone, my name is Amit Don of AdonJournal. Today I'll talk about what's the MX Gold Rewards Card Missing? Although the American Express Gold Rewards Credit Card is a premium travel Rewards Credit Card with the hefty $150 annual fee, it's missing two common benefits that are a must for a travel Rewards Credit Card. Most other premium travel Rewards Credit Card that have an annual fee of $99 to $120 will provide you these important benefits. These two benefits are trip cancellation insurance and concierge service. You should not go on a trip without these two as they will be life savers in case you have to cancel your trip or you require assistance before or during with concierge service help. Trip cancellation insurance reimburses you in case a trip has to be cancelled due to covered causes like illness, death and much more. Concierge service is like having your own personal assistant and can help you in various scenarios in your own country or foreign lands where you don't know anyone. These two and many other features aren't provided by the American Express Gold Rewards Credit Card but you'll find these features in many other travel Rewards Credit Cards that have a lower annual fee than American Express Gold Rewards Credit Card. Before making a Rewards Credit Card selections, do thorough research and visit the Adon Journal Credit Card section for more tips to make up your decisions. That's all for today. Thank you.