 So one of the things that we need to worry about with a drill's restaurant is obviously we're going to be Working with investors. It's a lot of up-front money So we have to make sure that these investors are pretty much okay with what we can pull back in so We're gonna assume say the investors brought in $200,000 we were able to convince them to give us $200,000 of our initial capital income and We said, you know, we're able to give you guys back About $45,000 a year All right. Well, that's again gonna be across Five payments. So five years. So we have to look at that now in this rate factor So again, just like we did with in per PMV our PMT PV Rate and again, it asks for our number of payments our PMT and our present value Now one thing that we have to factor in is this rate right now This rate is also known as something called our return on Investment as the investor. So just a FYI there. I mean, I'm just gonna There that's and that's something to kind of keep in the back of your head when we're working with This money and the reason why is because an investor is gonna look at that number and they're gonna say, well, you know That's not really a big number for me, you know only getting about 4% As my return on investment You know, I'm not really happy with that. Maybe if you were to up it to like a hundred and five thousand Yeah, see that would be if you give me that at once every five years. I'd be okay with that but 4.6 not really a lot now the problem is with a restaurant again It's a word of mouth kind of thing just because you open the restaurant doesn't mean you're gonna be immediately booming It's you're you're hopefully getting people in some of the early adopters come in and they say I really like this and Start to get in so one of the things we can kind of factor in this maybe instead We'll also add in because again, we have to attract these investors I'm gonna go ahead and say that we're gonna start working off of not only these payments. I still can only give you about $45,000 a year But I'm also gonna give you some dividends the first year. I'm not gonna give you any But the second year I'm gonna add in maybe five thousand dollars and as you can see I'm kind of saying on top of What we've already planned out I'll also give you an extra Incremental amount each time So suddenly not only am I giving them 45 thousand dollars But I'm also giving them a little bit of an extra kind of bonus for being an investor. So across the years It's not only say for example $45,000 but now we're looking at it as $70,000 so suddenly we have to look at calculating out sort of this return on investment So we first off start out at the same kind of how much are we dealing with on our payment? So again, we start the startup at our $200,000 Now one of the things we are going to do is we've got these totals that we're gonna be playing around with So those are actually coming into play as well that equals 60 equals 70 So suddenly what we're looking at is how much are we paying off of this? So right now again, we still have the $200,000 that we're built off of but suddenly that Plus 45 knocks down our kind of Saving our amount and we can actually kind of draw this down as well We can see by the end of it. What we're actually starting to see is we're getting about $80,000 Now one of the things we can kind of do is well Maybe what if we want to project how much we actually want to have our investors? We went to them we explained our pricing and they're just like, you know what I Want 10% back in five years now 10% that's actually really nice a lot a lot of investors want a lot higher So we say we want this now Return on investment where we're saying we want a 10% answer. We want a 10% return here Now one of the things I can do is I can work on my present value of that What what are you giving me now? What would that be really worth? And this is a something that we can help factor in so we go NP V Returns the net present value of an investment based on the discount rate in series of future payments and income So we're basically saying oh well, you know technically speaking. This is where accounting becomes fun Technically speaking. We're not really getting $200,000 we're actually getting a little different. We're actually getting say for example D26 we're getting that 10% that you want but they were also looking at it from our Given rate our C24 our C20 to C24. I'm gonna be giving you this much money back every year So in reality sake, you're actually kind of giving me a little more, right? Yeah So suddenly what I can do with this is I can say take that C 20 of that d27 and take the C 19 that we have right here and You're really actually giving me a little bit more than you were initially. This is my net present value is right now what you're giving me is only about $8,000 so now what we do is we want to work off of sort of our Internal return on investment you're gonna give me this this $8,000 quote air quote and what that's gonna do is that's gonna factor in returns the internal based on a series of cash You're gonna give me that and now from C19 to C24 What that's actually gonna turn into is up. Well now see we're gonna do a return on investment of about 11,000 11% you're actually gonna give me roughly that what you were looking for in that desired amount here