 Tadi matafutu kuwuk치u matu pachikutu adisha. Yata Afani, Bryan Sakwa, Wano Wana. If you don't. I hope you can get snippets of the same on our YouTube channel. But we have just begun the day. Nwamu up Sayendo Kwa. I'd like you to help me to give a warm welcome to our first guest of the day. He has a plan. Plan ma~! Asen making it Not spending making it and that's one of my favourite kind of plans Good morning Good morning to you How are you? I'm fine, thank you Please introduce yourself to the people Well my name is Joffrey Nai Rubya I'm a Piloting Training and Flight Operations Dispacha, Licensed Also in the business world doing the crypto currency trading We need to get out of your comfort zone and take off so that's a natural of who I am. You have many colleagues, you're here doing this, you're here doing that. Don't they have a clash, don't you ever get tired? No, actually I enjoy doing new things every day. Oh really? That's very interesting. What new thing have you done today? Well, let me say, the newest thing that I've done this week is just, I have a project that I'm working on, I'm coming up with a school. Whoa! That's what we are actually doing, a preparatory school. We will discuss that shortly after this. Alright, let's first start with your book, Take Off. What's that all about? Okay, the take off book simply says that you are the pilot of your own life. You are the captain and when you are the captain, it means that you need to plan, you know, the responsibilities of a captain is to do flight planning, communication, the journey of an aircraft, don't just happen, you don't just wake up and start up and just fly. There is a process and then you have to plan a pre-flight. So if you are flying tomorrow, you have to plan a day before. So basically in our lives, we need to plan our lives. You know, many people just do things without planning. And you know, when you plan 80%, 20% is success. But when you force success on 20%, you're going to fail. So basically the book says that you are the pilot of your own life and then gives you the tactics and the formula of how to be a successful person. From planning, planning is a chapter, there is a making steps. You know, after planning, the aircraft has to leave the hanga and then taxi to the runway. So whenever you have a plan or an idea, you have to make it work, not just putting it there. So the plane goes and reaches to a place that is known as the runway. So the runway you have to do the pre-flight checks as in the last checks before you take off. Then in life, I've tried to elaborate that. When you're planning to do something new, you have to go back to the books, go back to the plan and ask yourself, is this the right decision that I'm making? Because when the aircraft takes off, the only thing you can do is to land. So the things that we start like taking over is now getting off from the ground to the air. And once the aircraft has taken off, it can't come back. So it also prepares you. Before take off, you thoroughly know what you want to do and immediately after take off, it also shows you about communication. Because when a pilot takes off, you need to communicate with the tower, you need to communicate with the control. That shows you when you keep communicating, you will not get lost. But when a pilot just avoids communication, he gets lost. So communication is a factor that helps you to remain on track. So it's a journey after take off. We face like something called weather. Sometimes you find very difficult weather. It's raining, there's storms. But the pilot doesn't give up. Now those are the challenges that we meet in life. You started a small business. Umepata challenges kidogo apa. For instance, you ventured into marriage. Umepata shake ups kidogo. But it shows you that you need to be firm on controls. So the journey continues, continues. You get into an approach. A pilot is something that we call an approach. You're able to see the runway, you're approaching. The same case to us. After you've planned everything, you're able to see if you've done a business and you've set everything. And then you're going to receive the check. But umepata, sometimes there are konezakwana delays when we go come tomorrow. It doesn't mean that you have to give up again. I understand. So you have to keep focus. Now when you're approaching, you've been controlled by the control tower. So you've been told that you're the number one, number two, number three. Now in life that's where you see there's a difference. For instance, you're driving. I'm not driving. You should not complain because everybody has his or her own time. And then the planes after a few minutes the plane is cleared to take off as in to land. And now when you land that is what I call success. But you see success is not just the beginning. Success is at the end. So the book entails how to become successful. So success is not just something that is just planned in a day. It's a journey. So you don't just wake up and say that I want to be a successful person. You must work hard, work smart, be focused. When challenges come, you are strong to overcome. So that's a nutshell of the book. All right. So failing to plan is basically planning to fail. I did see something, however, that was very interesting. And one of the, it was an artist's funny thing. It was an artist, but he was highlighting the fact that we don't celebrate our failures enough. Because we are definitely going to make mistakes. And I say failure very loosely because it's just on the way to success. You cannot fail if you're not trying fast. So I think trying is the first thing. You may fail, but if you don't move past the failures, then you guess will never reach success. But we don't really celebrate our failures enough. There's no song in success. That's what he said. There's no song in success. You learn nothing from success. You have succeeded. Alafu. But when you fail, you say, okay, so I should have done this this way. Okay, you fail again. I did this way, but I should have tweaked it here. What do you think? Okay, personally, I love... Failure is part of success. But many people say that failing is like it's the end. You know, when we are getting trained to fly, you make mistakes. And it's out of those mistakes that you're able to learn. So whenever you get a very big failure, when you fail, that is, out of that failure, that's where your stronghold is. So when you fail, you're able to understand that next time you cannot make such a mistake. But if there is no fail, actually success without failure is not success. It's not real success. So true success entails a failure. And failure is part of learning. So whenever you try something and fail, know that you are learning and it's part of success. So for a successful person, you cannot emit about failure because it's part of the ingredient. It would be wrong for me to say I'm very successful, but I've never failed. It's wrong. Very wrong. Actually, big and great people that actually admit the beginning and failure is like a foundation. You get somebody from a very, very humble background fail in trying and then and actually, I've come to discover that most prominent and great people are those people that who have failed. Let's say like an example of the bulb. The person who invented the bulb he tried many times. A hundred and something actually. I think that is easy. This is 999. He kept on trying, trying, trying. So if he failed, if he gave up on failure, I think we couldn't have been having the lights today. But he kept on trying, trying, trying. So it's out of failure that success is born. Before we go to the second part of the interview, we just had a conversation with my co-hosts and we're trying to figure out where toxicity begins and tenacity ends such that naku lango mo by the way it's hard. It's maybe the environment I'm in is hard. Maybe what I'm going through is hard. Difficultis. But where does that end and now I cannot do this anymore because it's affecting my mental health. Where does that begin? Everything begins in the mind. Success is in the mind. Failure is in the mind. It doesn't mean that you have to be in a very good place to succeed. Our minds are like computers. Whatever you feed, it process. If you feed like positivity, that's what is going to come out. So I think or I see success the moment we allow to feed positive things in our mind, that's where transformation begins. But if all the time we are complaining, actually personally I avoid complaining, mamalin like the nation, the economy is bad. As we speak there are people doing very well. It's true, it's very true. They are doing very well. Ata mafutai pande fike miyami. Nisa wa. Ya ni there are people what I can use are 500. They will not complain. So instead of complaining, just upgrade yourself and think about what else can I do or what more can I do to get into this standard. Because the moment you keep on complaining, president ata huja kwa mbe nao because you are complaining, let me give you 100,000 no. So it's up to us we start thinking big. Think beyond the box. Like for me I mean aviation but I see beyond. Because last time when Covid came it really gave us a very big lesson especially in the aviation industry because travel was banned and we couldn't do anything. But now that's when I started thinking thinking beyond. Napaata let me get other ideas. And the moment when you see beyond beyond your profession like for me always admire interacting with different people different professions not only in aviation and it has really changed me because you need other people besides the people that you are working together and that's where life becomes easy and able to get exposure. I don't think I've heard someone saying life is easy in a very long time. You must be forced to be reckoned with. Alright so something else about you is you are into cryptocurrency and the forex trade. Let's start with forex. Tell us a little bit about that. How you maneuver it as a person. Okay forex I started trading let me say like 3 years ago that's when I started the forex journey. Well forex is a very interesting industry and at the same time it's very volatile. If you don't take care it can whip you it can kill you or it can make you. It has its up and down and many people just show you the good part of it and they don't show you the bad part of it because in forex you can lose money in a minute. It doesn't matter how much you have and you can triple the money in like 5 minutes. So it's a good industry that requires a lot of skills. You need to know the graphs very well to analyze them because a single mistake can finish you up. So that's about forex. Basically it's about when you travel into a different country if you have Kenya shillings you're going to Uganda you have to change. So forex is that money exchanging from Kenya shillings to USD to Naira to Uganda currency. That's all about forex. Basically it's about exchanging of foreign money. Would you advise someone to get into forex? Yes, but between there is forex and there is crypto. I would advise people to start with crypto because crypto is very interesting. Tell us about crypto. Actually anyone who has done forex and then to do crypto because right now crypto you earn money 24-7. It's where your money is working for you because you're able to earn 24-7. You just need to have a phone. You don't need to have an office. You just need to have a smartphone and internet. That's all. And then you don't lose your money. You don't lose your capital. So I have this passion to inspire the young people. According to the survey 90% of the teens they spend their time on social media. And if you look at the time they spend it's Instagram, Facebook and you spend 90% or 70% of your time on phone and others are spending that time on their earning. So it's an awakened call that we are bringing to the young people. You can work smart. You can start earning with your phone. You can start earning. You see, working smart. And you remember the world is going digital. Kitambo we used to think actually investments like our dads and our moms investment is like you buy a piece of land you buy a house but now investment is changing day by day. As we speak today there is something that we call the metaverse. In the metaverse we are able to buy a house able to buy a hotel that you cannot see. You can buy a car that you cannot see. So this is technology and actually the future of money is in crypto. So don't be left behind and the people who say that how do I invest in something that I cannot see? The truth is the future of money is there and if you resist it you will get yourself there. So crypto is very nice especially for people who are saying just a small capital. You know, you get like we as young people spending 50,000 in a weekend it's not hard. Actually most of us we love spending but we hate investing. Nikiambia 222 to kule nyama to spend 20,000 but if I tell the same person there is a project there is something that you can do in 30,000 to get money on a daily basis. And the next day there is the same person who can complain. Life is hard. So I think we need to bring this culture of investing investing wisely. Our deputy president is excellent. But just the other day told us that we should start cultivating a saving culture. And there is a difference between saving and investing but I would like to think saving comes first before you invest. Is that true? Actually you have to save. Okay when you eat the seed actually I will say when you have money I see it as a seed. If you eat the seed you cannot harvest but if you plant that seed let's say if you have like 100,000 if you decide to eat that 100,000 tomorrow you are not going to get it. But if you sow it today in the next 2-3 days you can get double triple of that. So I think we need to have that culture of protecting the seed. A good farmer don't eat the seed. He sows the seed. Well put, well put. So basically cryptocurrency is digital money that I cannot see or technically use daily. It's not like mobile money. I can't see mobile money but I can use it. But I understand cryptocurrency you can use it to invest and transact. So what particular platform would I be on to start cryptocurrency? Break it down for us. If we were laymen or lay people and we don't really know how this goes about where would we be starting from? Is there an app that you download? Are there things we need to know before we download the app? When we start trading do we start at complete zero? How do we make sure we double it? I want to sleep and wake up and my money has grown. How does this all work out? Okay Namban, you'd have to start with a passion or the love of it and then you have to, you know everything is just a risk. You have to set your mind and say like, I'm doing this thing. With your phone there is an app called Binance. Binance is a wallet. It's used actually it's the leading in the globe. It's the biggest actually. It's like a bank. So you're able to transact money whether in Malaysia, whether in USA whether you're in California, any part of the world. So it holds your money. So with that app we use a platform called Gigamax. Gigamax is a platform where we trade arbitrage live. For instance if you you have the, let's say you've opened an account with Binance and then you open another account with Gigamax. So Binance you transfer money from Binance to Gigamax. Once you transfer to Gigamax and then you start trading. On this platform you're able to earn 1% every day of your total capital. Actually 1% is the lowest. It ranges from 1%, 1.2, 1.3 depending on the market. But what you are sure is that your capital is there. It's a system where let's say the market is bad it locks your capital. If the market starts going down it locks your capital. If it goes up it keeps on locking your capital. So in a day you are guaranteed of getting 1%. Now imagine if you invest like a million Kenya shillings or 100,000 shillings. You are sure that every day you're going to get 1,000 Kenya shillings if you invest 100,000. So now here it's where your capital, your seed determines what you're going to earn in a day. There are people who are investing even big huge money like 100,000 USD, 50,000 USD and as from 30,000 that is 200 USD you can start trading. And then trading is very interesting because you keep on setting the trades after every four hours. You know I always say too much sleep too much puvati. If you sleep, if you like sleeping then you are creating puvati. Because great and successful people they don't sleep. Actually after every four hours I have to be awake because when you set a trade wait for other four hours you set a trade like in a day I can set only six times in a period of four hours trading just takes a minute just a minute. So it is very simple it is not rocket science about crypto currency but there are other platforms that you lose your money on this platform actually I will not ask you for your money because there are platforms where people tell you that give me 100,000 in two days I give you 200,000 there are so many scammers on this platform because I also do training I train the young people if I train you will not give me your money I will show you the steps and how to deposit how to make your trades and there are so many people that have inspired and have helped you get somebody is an engineer but the task that he or she has they have a lot to do but when you have such a platform whether you are traveling you are working anywhere you are working for instance if I am here or really my traders are running so we are working you see as much as tech is advancing it is a very beautiful thing but it is leaving a lot of room for privacy issues for example is it possible for my account to be hacked at any one time it depends on the systems that you are using the accounts that you are using it is very secure actually they keep on improving day by day because at the same time there are people that are very very intelligent when it comes to hacking of the systems but such a system or such a platform the security is very high it is like saying about the bank like the central bank it is very hard for somebody to hack the system because such platforms and international platforms the security is very tight especially if I am withdrawing my money if I am withdrawing my profits they are security checks I have to sign in with my email I have to get a call from the phone it is not just something that you just press it is something that really inquires calls from the email calls from the phone even if somebody took my phone they cannot hack it because there is a security check are there the forms of digital currency apart from crypto actually cryptocurrency there are many there is bitcoin bitcoin is the leading there is Ethereum there is a litecoin there is Solana so there are so many coins bitcoin is the one that is leading so when bitcoin came people said actually there are people who bought bitcoin with like 200 shillings or 20,000 as we speak bitcoin is around 3.8 million so imagine the people who bought one bitcoin or two bitcoins so you end up seeing where we are headed as a group the future of money is in crypto countries such as U.S. they started digitizing their money the U.S. dollar they wanted to be in crypto because if you have the crypto you can do it you can spend it anywhere in the world you don't need to go like now for instance if I travel I go to South Africa and I have my binance I just go there and I withdraw my money very comfortably because it's a platform that you can use money anywhere just a shed there is a bitcoin there is a solana there are so many coins inside of it is it possible to have or to transact with more than one coin at the same time is it advisable actually there are people who buy coins like you buy like solana when you buy coins it's like an investment and that's why now the seasons are changing right now people are not buying land most of them you get their investing in digital assets you see because land in Tafika place is easily conned is easily conned but the best thing with this if you want to sell if you want to sell your coins you just sell them in two minutes you are able to sell so I go to your money is secured so and it's actually fun doing it because the moment you wake up you just want to go somewhere just withdraw some profits and do a project so it makes actually lives very very interesting and you are able to do many things at the same time you can build you can do your studies you can implement other things but the situation for X is where the trade comes in is when the money is changed like currency for example yen to US dollar or the pound to Kenya shillings that's where the money is so where exactly is the money with crypto currency where is the trading in crypto we deal with exchanges so let me just use it a certain bank is selling USD at 100 shillings another bank is selling it at 105 so what we do you go to exchanger that is selling at low price you buy and go sell it at high price nika matu ni toke hapa narobi I buy tomatoes at a low price I go to Mombasa and sell them at a high price like a kilo at 100 shillings I go sell them at 110 or 105 so now it depends with the quantity of the tomatoes I have so the bigger the quantity the bigger the margins so we able to get the small margins because even if you go to the shop today you'll find a shop is selling at 200 the next shop is selling it at 205 so crypto is about those differences so when we combine them together at the end of the day we able to make money so basically that's where crypto money comes from finance pili janzo kututaksa kwa badro nisi shouta niski but now you see crypto is a decentralized currency it's decentralized and it's not governed by anyone it's decentralized so ok it's decentralized let me say that so there's no it's not susceptible to things like VAT but we pay tax like you know in this country you cannot you cannot survive without paying tax like you go to buy bread you pay tax so everybody pays tax but it's not what I'm trying to lead into it's not a direct conflict of interest ok nisi shouta nimi watcha Facebook, Weibo, Twitter hashtag of the day is why in the morning ok so far what I've learnt about you is you are an author of a book called take off it's about success and we've also learnt today failures because failures are part of success and that's where you actually learn something when you fail the second thing I've learnt about you is you're in the aviation industry you are also about to become a pilot if I'm not wrong and he both trades in forex and cryptocurrency and he's given us a very wonderful breakdown of the tool I think he was right he said when he introduces let's say person X to either crypto or mini person X so I really hope you can have a conversation after this if you missed it please don't panic you can go to our YouTube channel that is at white 5 4 channel on YouTube as we wind this up what would you like to tell the youth of today the one who is having a very hard time again his excellency deputy president Gati Kashagwa just recently at a graduation told people kindly I will not lie to you there are no jobs out here we are not saying that you are graduating congratulations but we are not saying that you are coming to a very able job market what would you like to tell that person ok I will try to tell the young people you can make it don't expect money from the government don't expect you know you have everything that entails to success you just need to believe in yourself and unleash the potential inside of you you have a great idea you have great visions but if you don't bring them out if you don't start working them out nothing is going to happen so you must wake up you must get out of your comfort zone and be the person that you are supposed to be so I would like to inspire you be inspired and take off get out from your comfort zone and just believe in yourself and put God first nothing is hard with him but say amen to that amen to that thank you so very much for coming you have both inspired and educated me thank you I hope at home kuswa mahali nani to sit nini we can do this we can change the world say it to my mother youth or the leaders of today kindly y254 underscore channel on the gram hashtag of the day is 1 in the morning and before I forget joki happy birthday happy birthday don't go away we're not done yet