 Hello everyone, this is financial author Ahmed Dam of Iran Journal Welcome to my youtube channel. On this channel, you'll find financial travel and more videos Just like the one you're watching right now If you find value in my content or if you find the information helpful Please give it a thumbs up and consider subscribing. Thank you Hello everyone, this is financial author Ahmed Dam of Iran Journal. Today I'll talk about the importance of choosing your banks or credit card companies Which will stay on your side and work for you But not against you Should you ever need to claim emergency benefits? They provide There was news about two weeks ago that a woman's wallet Was stolen at a restaurant and the thief managed to spend three thousand dollars in just one hour Until she called her banks to cancel her cards The story took a surprising twist when three of her credit card companies reverse the fraudulent charges But only one bank declined to reverse the charge So which three banks reverse the fraudulent charges made by the thief? These three banks are MB&A Canada Capital one and the American Express the only bank that Refused to reverse the sixteen hundred dollars fraudulent charge of the thief made was Scotia Bank Scotia Bank's excuse was that her password Was made or contained? her date of birth and Violating Scotia Bank's terms and policies If you have been reading Iran Journal You know that I always Mention it's very important to choose your credit card provider when you use great cards You can have so many nice perks and features For example insurance coverage security benefits and so on but having this Could be meaningless when it comes to providing you the benefits and the coverage When you actually try to claim them Credit card companies and their insurance providers can come up with all their excuses and violation of policies If they're not willing to pay or provide any benefits This is even more important When you are relying on travel trade cards and expecting them to pay your medical and other travel benefits Especially when you are stranded on foreign lands and the credit card companies Keep coming with excuses Do not to pay you anything That's why I always emphasize on reputable credit card companies and their insurance providers with proven track records of paying back consumers without hassle In my credit card reviews on Iran Journal and on my YouTube channel I have discussed these issues and will be talking more on this in the future Before you pledge your elegance to any credit cards research and learn from other people's mistakes To increase your chances if you ever need to claim any benefits they provide That's all for today. Thank you