 All righty Fantasmic I would love to welcome everybody back to the independent investor channel for all the devoted subscribers to the message Absolutely, I can guarantee you this thing As part of this community man, you will benefit from this message stick with it. Okay? I'm always one of those fellas to kind of kind of downplay The the the the normal application that I try to put through on the independent investor channel Why is that? Because I am just a normal fella not a social media go-roo not even very good-looking Okay, neither are you get over yourself. All right We use and abuse the conduit of social media To provide insight on what I feel like is a complete disaster as far as Misinterpretation misinformation out there on both the information that's available out there through public channels as well as unfortunately the the the unfortunate patrons that try to take that information and They may have all the intention In the world to go and start a wealth building program for themselves but it's just so darn confusing out there, you know what I mean and Deep can you turn to social media? I mean YouTube is kind of a laughingstock and people are like, hey, you're on a YouTube channel Ryan Oh, that's that's funny. That must be pretty fun. Yeah, I don't know. It's it's fun could be I guess But for the people who might come to the message for the very first time in all seriousness You need to give it a chance. Okay, there's something very very unique about my message and a lot of what I see on the landscape look if I thought that the common opinion out there Was along the lines of or at least in some capacity the way I think As an independent applicator in everything I do, okay? If I had to fight for gym space at the gym at 0 500 in the morning when I'm there, which I don't there's nobody ever there Okay, why is that am I the freak? You know, I mean am I the freaking nature? I'm a pretty happy fellow really am I Don't I don't manifest over this topic. I don't A lot of the last couple years has been a culmination in my specific program I share What's been going on in the acute with you guys with regard to my active investing profile right now But really just leaning against the portfolio right now allowing the passive investments to work I'm going to define for you guys that If if you're making your way to the investment message tonight for the first time Ask yourself man. What do you think it means to be an investor? Ask yourself that What do you think it could potentially mean for you start to? Revolve around some of these topics because I tell you what there's a lot of people out there That are very well intentioned. They absolutely are they want to start But and they'll get started. They'll have enough to get over that hump or in some cases is very large mountain Or let's just call it what it is a personal barrier of fear That a lot of people have to get over to engage in a wealth building program for themselves But I think you graduate to a better place if you can understand Why it is that you do what you do and and I codify it as being empowered if you can explain And really substantiate why you do this message to the point where you can actually Share the message with somebody else who might be struggling That's the key. Okay. I'll be fine I'll be I'll be fine whether or not I made this product or not I've I've been fine before The five years of making the independent investor channel. This for me was an opportunity that came to me I didn't search this out. Okay. I didn't just one day say I want to be a youtube superstar I don't believe that shit even exists. I don't I don't care I don't look at life that way my day-to-day interactions with people are problem solving and and getting through meetings Uh and getting to a resolution with a group around the table of professionals. That's what my day is Okay, my day isn't following me around with cameras in my face because I've got so much to say So much to say so much to say. Okay. I I don't I don't believe that so much I find it all very appalling that we put a lot of people on a pedestal Um and and people in the investing community that should be put on a pedestal and rightfully so You know warren buffett man is incredible and a lot of people that they they they really gravitate to Warren buffett's investing style. I'm just here to tell you man. You're not warren buffett You don't even need to invest like him Listen to the words the man the talks about with regard to investing And understanding that all of the answers are out there If you go about this application and you believe in your heart of hearts That all the answers are out there readily available for you, which they are That's the truth. Okay. The misconstruence is I've got all the answers and you've got to come Actually don't come to me because I'm going to set up barriers in way of buying my course to get access to me Right to get those secrets to investing that only I hold. Okay, and I'm going to share those with you. All right Now there are advanced strategies in trading and and and all of that that you know, if that's your thing Great, grab it to take to that. I think that appeals to Very very few. All right. My message is looking to Appeal to the masses out there that are just looking to wealth build for themselves. All right. Can you make me a millionaire ryan? Take a deep breath. Just stay with me. All right If your number just so happens to be wealth building to 137,662 Into your future when you turn over into more of a retirement posture Then that is what your number is and you might think gosh 130. Well, who can retire on that? Guys, you got to have a perspective about this deal if you had never ever entertained the idea of wealth building and you never deploy any of the fundamentals That are tried and true In what I foot stomp all the time through the independent investor channel because I give away the goods for free Because I do believe that they are available free of charge Okay, so I'm looking to cut through the gray And separate this whole deal between black and white for you. All right, so it's not so difficult but If if you can do that and you can parse through the garbage you can avoid some of the myths in Anytime you have a topic like money. It's sensitive. All right, you gotta check out this youtube guy Yeah, I'll check him out. I'll check him out. No, you won't you won't because it's about money And shit, you know, I'd rather tune into youtube and watch some guy punch himself in the face or something or you know I don't know getting into a backyard brawl. That's a good one. You know what I mean? Watch some Kimbo slice crap. You know what I'm saying? But it's like you you tune into me and it's like what what is this guy talking about again? He's ugly as said. He's not very good looking. He doesn't he doesn't have charisma, you know He's king sarcasm. There's no doubt about it, but he's kind of brash and you know I don't really get this. I don't I don't understand them You know for a lot of people they want to be just led down the path. They do They want to sit back and they want to Consume and they want to benefit from okay if that's your expectation of me man You're in the wrong place just that simple I work very very hard at my application as a lot of these wealth builders in this community do because they understand And and they can resonate with the message that there is no really there's no easy way Okay becoming an investor isn't uh an excuse to fall and tilt Being an investor doesn't give you the opportunity to say okay. Well now because I'm an investor I'm somehow entitled to x y and z Doesn't mean that at all. It just means you become an investor and it could It could Present some eligibility for you to enjoy some wealth building into your future as opposed to saving your way To that same end. Okay, it's a means to an end guys So if you're one of those young folks out there, it's amazing I'm 43 years old if you're in your early 20s Average view duration for these videos are 15 minutes. They kill me on youtube. Honestly I just am stubborn as hell. I won't stop doing this product and I'll continue to do this product I'll probably break youtube. It doesn't I mean, there's nothing that I do on my channel now that youtube likes and that's great That's totally good. I'll drink to that for sure. I always like to fight the system. I do This is an opportunity for for me to come and get my point to crossed There's no way I could do a live stream for eight minutes I've already gone nine minutes and 30 seconds and I've dropped all kinds of nuggets I plan on giving you guys the goods tonight for 50 more minutes. It's just that simple Here's the thing guys. This isn't a topic that I Put down on the priority list It's one of those that I put high on the priority list and I talked to people in their 20s 30s 40s 50s and 60s Who for the first time are being introduced to the prospects of investing and they're like that thing investing at the scare the shit out of me We're talking about the investing is investing is gambling or one of those myths, you know in investing I can't do that. I can't I can't you know Marjorie from across the street said she invested one time and she lost $146 on the market because she got involved in some penny stock deal and it was the best thing going It was just this commodity that it was going to go up over time and and I had to invest in it and then lost it and boom She hasn't invested for 30 years and therefore I'm not going to invest myself. All right I think you need to get over those barriers. You know, it's funny if you're a new investor I think some of these questions you'd be better served to check those questions Just check them. There's no stupid question in my community and especially in my viper group, man There's no there's no discrimination at all man because we want to make the investing discussion more common place Well, we don't want to buy into those barriers. We don't want to accept an environment in investing where Contrary to what Warren Buffett says that all the answers are out there You have to seek out a $1,500 course from some youtube moron That that that has all the answers for you and is going to show you the path for riches and doesn't know the first effin thing about you and your life It's like Ryan Godday. Hey Margie man Ryan's on a roll tonight. You should come check this guy out, man He's going to declare his $5 portfolio the validation portfolio to you guys It's because I um did a whole lot of the last couple weeks, man I didn't sell my portfolio a month ago. I think some people owe some people an apology I don't know. I'm an I'm old school, right? I was born in the country, right? I come from the dirt Right. I was I was born. I wouldn't have traded my upbringing bringing But I was at least provided some manners and it seems like some of these privileged kids nowadays, man Um, it's as if they think they have well, they do have a silver spoon up their ass but the anointed like approach that they have with people And steering people wrong Come on. I didn't admit you're wrong. I said they were wrong. I actually said they'd be right for three or four days after This whole like uh market top, right and boom everybody's got to liquidate everything, right? How'd that work out for you to put you put that in your pipe and smoke it? Isn't that fabulous worked out well for you, didn't it right by me doing absolutely nothing I mean, I did not till the back 40 for the 48 000 of white meat. I've made back from doing absolutely nothing Over the last three weeks that the market's been recovering I don't know what the market's going to do the rest of the years. You're missing the point If if this scares you Okay, I'm trying to get your attention. Investing is fun. Investing is easy Investing is not difficult. Okay, you can make it as difficult as you want to be But I'll tell you what that sure as hell compounds the problem man when you start to time the market, which is a tried and true plan to failure If you didn't know I'll say it again trying to time the market is planned failure and These thinking heads on youtube man who have all been investing for a couple years They need to pull head out of backside. I cannot say it any clearer. It's stuck So purely up the backside into the dark and the problem is they want to share that with anybody and honestly I don't care if they enjoy the smell up the backside personally I don't care the problem I have is when they come on and they share that with the masses, right And I just calmly came on to my live stream and said you want to sell everything go ahead You're a grown adult. I'm going to tell you what the right answer is, right? No big secret Just hold Just just hold you became an investor to be an investor You did not become an investor to Become an investor only while it's convenient for you and then redefine the terms of the game and say well I'm an investor but but not really right now I'm going to take a hiatus and I'm going to put the portfolio on the shelf for a while until things cool down I'm going to give it a year off. Really? How's that going? I think for four days they were probably like Hey, I'm so glad I bought that $1,500 course man meet Kevin. Just he saved me a truckload of money, man I even had folks at work who were like, yeah, I sold the beginning of the year, man I avoided this entire thing. It's like really those are the very myths that we look to dispel on the independent investor channel If the swings of volatility of the stock market bother you don't invest so much I don't know you're going against one of the tried and true fundamentals that I'm going to deliver for you tonight I don't know what else to tell you This is easy Warren Buffett speaks as if for the people who come and they profess to have all the answers and You know look the part speak the part Zoolander You know, they look the part which I don't I'm rough. I'm abrasive. That's good. I like me um For the folks that really are streamlined in their application. They're really really elegant and they look like they're karate chopping you when they're talking to you through youtube, right? And they're trying to sell you something because they're trying to let you know That you don't know what you need to know and you need to know what I know So that you can know what I know and you can benefit like I benefit because without me you will never benefit I think a lot of people man, they can sit across from me I'm probably speaking to a lot of people and I maybe coin a lot of people's alter ego where they're like god dang This Ryan guy he kind of kind of lays it out there. It kind of calls a lot of people out Um, and yeah, I do I pay homage to the boss man. Warren Buffett's the man There's no doubt about it. If you can do yourself a favor watch Peter Lynch watch Warren Buffett Warren Buffett will talk about all of the things that you need to know and it's crazy how Warren talks to He doesn't necessarily talk about when he talks about stock directly talks about Good quality companies with a moat that have paid a dividend over the years that are well established businesses that you could enter into And you could imagine holding 10 years from now if you were locked up in a cell And somebody threw away the key and you came out and you were like gosh I'm sure glad I made that coca-cola investment 10 years ago. That's Warren Buffett's philosophy, right? Now you'll never be Warren Buffett's okay the independent investor channel strikes at you being the very best that you can be If that 137 and a half thousand is the best that you can do over the course of your life I will applaud you. I will be the your biggest champion. I really will okay You got to believe that by putting a plan in place and deploying a few if not all of the fundamentals that we talk about Wealth preservation the lowering of cost and fees within your account the tax protection that you can Opt into just by nature of the decision that you make that's it Not that hard. Happy this guy's saying we can do it too man This guy's great. He's talking about till in the back 40. It's unbelievable, man He just made 48,000 back in the last couple weeks and he did not buy a course. He didn't again You believe that he's been on his backside for eight days because he's sick and he's feeling Awful saucy tonight because I actually feel better and I can breathe. It's a beautiful thing I can breathe. It's lovely, you know, you ever get those colds where your face is like Niagara Falls It's just profusely just falling down with water. Yeah, that was my week this week. Unbelievable, man but Yeah, you know, I do that to get people's attention and still it's not going to matter I think a lot of people out there the barriers will become too tough and that's why I That's why I dig below the surface guys. So for the community members that know me They know what I'm trying to do. They know I'm trying to get people's attention Now if I could reach through the screen and I could grab you and I can shake you until you start smiling at me because I have to get that guy. This is like a roller coaster. You're the man I could get you just as excited as I am about wealth building because let me let me impart something to you Okay, I don't come from money Okay, I don't I earn a blue collar salary and at 43 years old I'm making impasses in my career that I could have never imagined 10 years ago by sheer nature of my will determination thinking and growing into my potential and I've had this demon Since I was about 15 years old, right and it's just a belief in yourself That's arrogant Ryan and call it whatever the hell you want Michael Jordan had some interesting ways of motivating himself to go out there and just dominate the competition because he felt that They had something on him that he had to take from them Okay, for you guys that are deriving motivation from wherever it is that you derive said motivation from Take it grab it. I don't care where it is that you get your fire and your power from I don't care All right, but as we work through this lesson, man We're start to get we're going to separate what it is We feel in a very very gray and confusing landscape what is very very crystal clear And really when it comes down to is is being less dependent on others and their freaking opinions And them having all of the idea about what it is is best for you As opposed to you just taking a little bit of ownership and looking into the mirror and saying Okay, this is the last live stream. I just watched a Ryan man He's talking. I shake it my skin out of me and Getting me to figure it out right and waking it up. He says it's okay If if you don't make millions in this life and it is it's okay All right, if your goal is to make millions great I give you all the power to go ahead and do that I just want wealth and security because you have any perspective about this life, man There's people around this world that are suffering Okay, people around this world that are suffering investing is a luxury. It is not a right It is a luxury and not a right. Do not ever ever lose track of that guys. Appreciate you guys We've got over 50. I wasn't going to stop talking until I reached over 50 So my opening monologue tonight was for 20 minutes. Okay, sure. Hope you guys For the most of the unloyal patrons to the independent investor channel. Um, they've already logged off They're like, yeah, Ryan's office rocker again. Ethel got bang it. Let's get the hell out of here, man We got better things to do. We got family feud on tonight, man reruns of the family feud Ryan's not saying anything new tonight I beg to differ man. We aim to strike and we aim to empower those one investors at a time You're making your way to the message. It's by no no means because youtube promotes me They hate me. I am the black sheep of youtube and I'm proud of it I am absolutely proud of it Trust me, man. The money that I make on the small youtube channel that could call the independent investor channel It's totally fine. We aim our value at the patrons of this community No doubt about it because your success is absolutely reflective of the message that we put through here On the independent investor channel be with the back in just a moment We haven't done a portfolio review for a while. So we'll rip through it really really quick I really don't like this. This is the least favorite part of the live stream But i'm gonna rip through it really really quick because we can people like numbers and they like stock picks yada yada yada Here it is. We are up week over week. Here it is. I have some alt investments. This is comprised of the triple q's This was a new position. I should have doubled down this position But amazon google look at them to split this summer. That's gonna be a lot of fun to see those plus up I would buy 3m right. Yeah, I really would AT&T Outperformed blackstone group showing some nice strength here Tech still continues continues to suffer Oster is my newest speculative growth actually and it's on fuego. It's on fuego I should have sold everything god dang it. I'm really really regretting not buying that course I tell you what because I would love to have somebody that's invested in this talk market A whole hell of a lot less than me tell me what I should do with my money Interesting interesting Let me think about that for a bit. I'll come back to it But we're up week over week on the taxable brokerage account. It is a few bucks in there anyway Next on the line is the Roth IRA number one This speaks to a couple strategic goals that I have lowering the cost to zero I pay no fees in account. I do not employ the services of a financial planner I have been with four in my life four count them one two three four And in all of the cases they all charge to me expense ratios that were unacceptable to the trained mind And if you just heard me you just hold hard to nugget It's like what hold on ethyl told me that I if I did it go in and To not be so speculative to go talk to a financial planner professional because they would really treat me right They treat you right for sure. They're going to give you a Plastic big to take home and a beautiful pamphlet and they're going to charge you three percent over your money for the rest of your life One of the biggest mistakes you can make there's we have ex financial planners and financial planners in my group Hell, they agree with me. I'm right. So But they provide a hell of a service. Yeah, you're paying for it, too There's no doubt about that. All right, you're going to become a passive investor You want to just own ETFs just like you do in your 401k? Let's be real. Come on Lot of you guys are investors and you don't even know it. Yeah, I don't know ethyl also told me to do this 401k Get the free money. Yeah, that's the best advice that ethyl could have given you from across the street There's no doubt about that because you are in fact a passive investor It's probably don't it's probably good. You don't know you're an investor because you'll probably do just fine With that 401k, especially if it's from a reputable broker like a vanguard or a fidelity that got some of the best programs I've seen some 401ks that are just Jesus Christ to throw it into the highway robbery modern-day IRA robbery category Expenses are pretty high. They're meant to be very confusing. They spread you out over a lot of different index funds, but I may or not the best thing you can do With your money, you can absolutely go to a more strategic program like the one I'm displaying here for you Which is a mix of passive investments. I don't want to move my screen here But you know, this portfolio really hasn't changed for the duration of of sharing it with the community here Vo is back up in the black again, I'm really regretting not selling any everything back in the black back in the black with the VNQ, which is the real estate read known quite well As well as the utilities and the other portfolio. I'll show you here pretty quick, but we're up week over week here Back above 110 dollars in this account so Not too shabby been invested and for about 25 years here and I've been able to save a lot of 110 dollars over that town That's a lot of lawn mowing right there. My god. That's a lot of lawns right there. It's a lot of salmon caught No, a lot of this new money has a whole heck of a lot less to do with the salmon that I caught and a lot more to do With my current employment, which in my mind is a secret to success If you want to know my perspective if you're a young person out there You get get a good job To be like, I don't want to hear this crap. Let's get the hell out of here. This guy's telling me. I got to go to work I don't want to go to work. I want to sit on a beach for the rest of my life It'll get old all right find something you like to do. I love doing what I do, baby I love it man And that is a luxury in and of itself a lot of people don't have that said luxury But it can be a means to an end man nice solid income I had to get something cut off the top of my head for the first time this week in my life And and I was glad I had some insurance because anytime you mention the c word. It's like that that's pretty expensive I'm glad I have insurance. All right That would have come right right out of the right out of the old piggy bank there If I had to actually pay for that, but um, yeah, obviously good quality here proctor and gamble Realty income core Pfizer some good blue chips in here Palantir's on fire took a digress today I'm holding long on Palantir. I don't have a huge position in it I only own 300 shares, but it fits nicely in the Roth And I'm glad I'm glad to have picked it up on the dip anyway So this is the Roth IRA to again with the mission of tax protecting a lot of my wealth So if you're doing the quick math on this 205 thousand dollars of of tax protected just in the Roth IRAs As well as one of the additional accounts is also a Roth In the TSP. So, you know, I practice what I preach and telling you guys that if you're going to tax protect that money It's a good thing. It's a good thing. I highly recommend it and people be like, you're crazy, right? This is crazy and boring and crap. You guys think I got to go to work I got to invest and I'm not going to be a millionaire man. You suck. Well, my stuff works So I don't know what else you if you can do better. I I man hit me up And I I'm hungry. I'm hungry all the time. I'm trying to get mine Just I expect you to get yours and you can deploy this stuff I wouldn't come on to youtube man and share my insights man of my shit and work That's that simple waste of time waste of freaking time. It's a waste of mine. It's a waste of your time You want to know the goods? This is the goods. Okay. Now you don't have to have an established portfolio like mine that you can take Bits and pieces the bits and pieces out of here is the vig and the vpu, right passive investing Um, I get into what I think it means to be an investor for a lot of people A lot of people hear investor and they're like, yeah, that's that's good. Ryan It's go, let's go to a restaurant and waste some money. Let's go on a big vacation Let's go to the casino. Anybody want to go casino with me? This is fun. Yeah, we'll talk about investing next year. Hey, you know, it's dude. It's march, bro Like really you can't talk about it tonight. A lot of people come in here like clockwork, man Every single week just like I do I don't imagine that this product would be very good if I missed every other week or just showed up once a month And you guys just came in here and stared at an empty empty chair, you know what I'm saying? I'm just here to facilitate the business and express an interest in people Resonating with the idea that people's personal finance is very serious. I joke. I do I get it because you know the way some people approach personal finance is quite frankly a joking matter And and let's be real if you can't just sit back and laugh at yourself a little bit and say, you know what gosh The way ryan explains personal finance is a far cry different than the way I understood it to be Let's all just have a laugh together and then let's make some money. Let's go to work Okay, let's go to work make some money. All right. Look out for yourself Now if you come to my message, man, I'm gonna tell you you're gonna leave my message And you're gonna be like maybe you'll feel like for the first time in your life It's okay to do something for you it is Do something for you by nature of me looking out for me I'm able to provide more for the family. You see how that works indirectly. I'm a selfless person To be honest with you know, I'll give you a piece of the if I could just unhinge it and just give you a little chunk Okay, I'm gonna give you this it's more about the plan It's more about the plan that for me It's about deploying a plan and seeing that plan if executed correctly Pay dividends on the back end. It's really not about the renderings the renderings. I'm sharing with you now And and the renderings are are good. It would have taken Falling off of tilt a month ago and selling my entire wad. I'm already a winner. I'm out I'm gonna wait because I think that things are gonna get rough things did get rough They did and markets do what markets do they humble people Especially people who don't have more than a half a decade of experience in the market remember in the head Severely lodged right up there and they just don't understand that it smells. Yeah Yeah, yeah, not good man not good hate to be so scathing but truth hurts man I think apology is probably in order but god we wouldn't want to actually have those people come off of their high horse and actually Apologize for steering probably thousands of people in the wrong direction Yep, specialty portfolio. I I made this video. I didn't even have a chance to drop it. It became a week old I didn't even have a chance. I said that I pushed 10,000 into the market Couple Mondays ago and trust me that was back before all this positive sentiment Everybody getting on their high horse. Well, let's ride it back into the horizon. Ryan. Let's go man NFTs, let's start placing our bets Come on. They're dealing already. Let's go casinos open. Whoo No, I just methodically pushed The $10,000 bill into the market. This was a recipient of that Puts us less than a thousand dollars toward the next incentive threshold of 25,000 This was an account that I started. It's just over three years old I started it with the sheer intent of providing some validation to people that they could make that first $10,000 Invested if you're joining the message tonight for the first time and you don't have that $10,000 knocked out You can get there. Oh, I just let it go You can get there. Okay Blow through them barriers. You can get there. Okay getting to that first 10,000 It's probably one of the most difficult thresholds That you could ever ever get to and I started this account to prove that We're knocking down the 25,000 threshold, which is a good one. This is the passive sector's specialty etf portfolio It is up a week over a week. It's doing quite well. I haven't touched this for three years I haven't touched it really you don't massage it. No, I don't massage it Do you think really hard on it ryan to make it do Good stuff. No, I don't do that either Do you do you fear that it's going to do something bad man when you're sick? No, I don't I don't do that either Um, I check it every now and then just for the fun of it Not with the intent of what flipping out because I heard somebody say to sell everything. No, I'm good I'm invested diversively in the sectors. I'm good. Thank you Using the power of m1 finance. I buy the lower sector in this. It's a beautiful product It allows me to always fund the under Weighted sectors in the portfolio. I do own all 11 in this. It is a taxable brokerage account And I live to find another day. It's good to go. This was working when I laid up sick and I had the niagra falls Coming at the face, you know what I'm saying? It's like, God dang it. This is that easy Ethel god dang it. I'm telling you man. You're really missing out this guy saying how easy it is I haven't done an effing thing to this portfolio for three years. Okay I don't know Ryan. Can I do it too? Do I need to think really really hard? Jesus, I don't know rewind it back and just watch that bin again. Okay, you'll get the message This is the dividend portfolio. This has been plused up to 92 holdings. These are This is an interesting strategy here Again, I get dividends flowing in almost every day of 92 holdings in there. These are these are holdings I really wanted to establish this in m1 finance and this is looking like it's going to be A nice mainstay for me next incentive threshold on this 50 000 I did start this with some growth names got a little head start in it with some google amazon I had nvidia. I had tesla in that original account. I had uber I had adobe systems. I had crm sales force. I had day pal I had a 10 stock ultra growth portfolio. I rolled it out through the history of the channel did really well Put a nice accelerated piece of growth in there and then I entered into the arc etfs Which was very short lived very short lived It ran up really nicely. I sold out of the arc etfs And I segued into what you see here now I built it up here as of late to 92 holdings within the 10 sectors. I split it up I share that openly you can have it free of charts free If you want to Send me I don't know a christmas card Or you can just drop a thank you in the comment section man. I'll be like, hey, you're welcome. That's awesome and use it I don't use it. I don't care use parts of it. There you go. It's like, I don't want to use your crap portfolio Ryan There you go. Now you're thinking for yourself. There you go. Ryan's not going to tell me what to do. There you go Now you're a winner God dang nobody tells me what to do either now you're now you're getting it, right? But this this is awesome next incentive threshold to be staring down 50 000 In this pretty awesome stuff Bonds are getting crushed. This is this is the only part of the market that I'm concerned with this is serious There is some articles out and I need to do a little bit of cell study To pay attention to the bond markets here bond markets are really rolling off I think we're in for continued volatility through 2022. That's the way of it. That's just my pulse to the market Doesn't mean I'm doing anything crazy. It just means that that's what I expect If it surprises to the upside, right? No problem. I'll come on here and report to you guys as such, right? It's okay Am I going to be running for the hills? No I opted to be an investor a long long time ago and I wouldn't be in the shoes that I'm in now If I hadn't been an investor many many moons ago And I presume that 20 years from now. I'm going to look back on this and pass and say it was the very Uh entering into and commitment to being an investor that's made all the difference. That's simple Not that hard Use a little imagination guys. You'll probably be in that in that boat Some day down the line here and you don't want to you don't want to be regretting the decisions that you make now Trying to wishy-washy jump ship back and forth. Okay TSP. This is the Roth TSP all of these dollars are Tax protected here 62 443. This is held up nicely This is right about the level that it started the year with give or take a few bucks All right, so Wealth preservation through diversification. This would be my example of what many in the uh, the group here have via 401k Okay, so You know while everybody was talking about freaking out and you know Soiling themselves and and and running for the hills and taking ethals advice from across the street Investors that are calm cool and collected look at the portfolio and they say look I'm going to continue to dollar cost average through the volatility. I'm going to continue to fund the market I may end up having some opportunity through this To do some strategic buying and that's what I did. I did at one time. I was pretty patient I hit my 10 down mark. I went ahead and pushed some funds into the market. I could have been wrong I'm not one of those guys that come on and prepare you haven't like to look at me I filmed a video to share with you guys if I didn't even I didn't even put it up because I really i'm I don't care YouTube if I'm going to remain at 28 000 subscribers for the rest of my life No problem. I'll continue to help the 2,500 of those patrons that really want to wealth build for themselves So let let everybody else try to catch the rocket ship to the moon. No problem I wish everybody the best of luck in whatever endeavor they get involved with I openly share what it is that I do with my application and the secrets to my success Very little has to do with me manifesting over my stock portfolio very little Family man diet and exercise commitment to my work Making the very best of that opportunity Seeking fulfillment in all areas and aspects of my life As well as my investment always looking for those areas of improvement Investing is just a part of my life and it is one that I command I do not just own it. I command it. Okay, my money does not own me I command it. It's that simple one of the things that I should talk about here if we have time Once I get through the review here with the vanguard's growth up a little bit This is reflective of a smaller portfolio with one etf in it. This is the growth portfolio and rabomid This is weeble. This is the mid caps. The vanguard's mid caps is $1273 in there This is globe x that we're going to start on a campaign here over the coming months You'll see some folks in the network here rolling out some campaign videos on globe x If you have any opportunity to say thanks to the channel for shaking him by the ears. Ah, dang it And he made me laugh too Catch those videos man, it's not going to hurt you to put the like button up It's not going to hurt you. Those are pretty good videos, man. It's really cool, man I play back. I'm going to have vox royalty on the channel within the next couple weeks And watch kyle floyd talk man watch some of these CEOs. I'm rapping with on a weekly basis I'm not going to apologize for that guys. You're a sellout use talk pumper Okay, right on you haven't watched one of the interviews catch them. They're good These CEOs are legit man. They're running 30 million dollar companies up to 120 130 150 million dollar companies some of up up into the hundreds of millions of dollars of companies Some of them ot c qb boards Some of them are up listing some of them are you know in different niches of the markets emerging technology It's fascinating fascinating doesn't mean you have to lose your wad and invest the entire farm on it Doesn't mean that it means that by supporting the channel and hitting the thumbs up button saying hey, thanks We appreciate the effort ryan that goes a long way with me really appreciate it. It's kind of amazing How I sell out every week I would do it no matter what the level of support that I get and that's obvious That is obvious because I do those Promotional videos and I get zero love zero love. It's no problem. I got plenty of love for you man I got plenty of love for everybody to spread it around even if you don't have it to spread my way It's no problem. Here's the crypto. I'm up 185 dollars after six months of investing I have no idea. I'm more in the Warren Buffett charlie munger Crypto camp in that if I can sell it to some schmuck 20 years down the line for more than I paid for it i.e. 2500 Then I'll be in the money. This is the interesting part. This is the part that I'm interested in We're up 44,000 in a couple weeks Should have sold everything No, I'm just kidding. I knew better You don't sell everything when volatility kicks up in the market. You just don't do that You know, you hold true you hunker down Grow a pair be tough Um exercise discipline where you don't have discipline to exercise Learn discipline where you don't have discipline to to to to learn Reflect upon volatile times when you've kind of emerged from them a little bit take a deep breath You're stronger for it. Okay. These renderings are not made overnight. They're not Okay, I didn't start investing when I was you know in my late teens early 20s with the expectation of becoming a millionaire By my mid 30s. That just wasn't my goal. I don't think like that. I was happy then. I'm happy now I I I I have different I have different mental applications in all that I do Okay, I bid you all the best luck if that's what your Lifelong drive is to do and you're going to drive yourself into the ground To do what it is that you need to do to fire retire early retire and never work again Whatever it is that you want to do with your time to make it you happy I bid you all the best in your endeavors. I absolutely do I take a lot of what it cannot be put a price on it And a lot of it has to do with what I'll encounter tomorrow as a head coach for my son when we go play soccer It's that simple. Those are the beautiful little things that are priceless. They're freaking priceless this right here. This is validation Okay, I'm not one of those folks that tell you look you buy my course and I'll show you how to do this No, it's actually a lot simple if you pay attention to the independent investor channel message And you just take these nuggets that I give you free of charge You could surpass this all day. You absolutely could For those folks that are starting earlier on your life, which is absolutely the ace of your sleeve Start young in your career and I'm going to give you the the nuggets here if I don't have time to get to the comments Um, and you will absolutely have renderings far greater than this in your early 40s Um, I zigged and I zagged a lot. Um, and here we are now This is what it is if it ends up being 488 when I'm 60 I'm 43 years right now I'll be happy if I don't make another dollar until then I'll be just fine I'll be the same little feller-deller heller. I'll be the same feller-deller. I will it's that simple Happy now happy then whatever the renderings are in the future of a good well laid plan The one that I've just disclosed to you is where we'll end up the rest is not up to me And I don't worry about shit that's not up to me I don't and I encourage you guys to to take on some level of the same philosophy really do Yes Very good very good That sums it up, doesn't it execute um, I think some of the the pieces that go into investing when you say execute execute is You know the things that you you physically do in the program But I think some of the tried and true lessons and I I'll give them to you now Invest what you can when you can that is it's a golden rule. It applies to everybody I can't think of anybody out there that could be exempt from that and say that that terrible information ryan Dislike Again, you missed my point about like not really caring. I I'm trying to weed out people I could drop 15,000 subscribers on the independent investor channel and be just happy as a clam Why because we've trimmed to the fat. I don't want that Trim the fat. I don't want people in here that don't want to I don't want people in here that don't want to be here. It's that simple I will be god willing speaking in front of people someday And and helping people in the capacity of not thousands at a time through youtube But tens of thousands of people on live venues. It's that simple. It's my way I've already seen this to be true All right, you guys are just getting a preface of that very thing and good on you for doing it You'll benefit for it. It's that simple invest what you can when you can This is applicable to all people. It's that simple It can apply to the masses It can apply to low-income people It can apply to people who are black or white. It doesn't matter See the beauty in that right where there's so much divisiveness and low-income people can't make it See my my message speaks to those people Especially those people because those people are the ones that I put more of a requirement on to listen to my message And get invested and start wealth building for your household All right, stop giving away the farm the banks benefit enough from your Engagement with them and you don't even know how you're giving away the farm to your bank and to visa or mastercard Okay, wake up smell the coffee Have fair expectations of what the market can go out Okay, you're becoming an investor to find that for yourself and understanding what that means for you Have fair expectations about what it means to be an investor That's simple stay the course and don't get emotional I get emotional on this because it's my chance to come on and get emotional about investing It's the only time I do you should see my robotic application with my portfolio. I'm very disciplined very disciplined I show you guys every week it doesn't change doesn't Doesn't change. I sold out of the highly on long calls and I sold out of the highly uh Nicola long calls and I'm with my my horse with highly on right now on the long call side of them I took them up for some nice 15% profit and I'm good. I sold out of those That's it the rest of the holdings are good to go. I plused up on my vig holding. I'm good to go. All right set goals for yourself What what do you want to do in the future and why if your goal is 137 000 set that goal and aim toward it Put yourself on a plan. What will it mean if I invest $25 per month for the next 20 years? Very simple to do those calculations I provide the tool in every one of my videos that nobody checks out nobody trust me Nobody they want me to just give them the information again free of charge. Bobby goddamn if you charge me $1,500 dry And I'd probably buy it from you Your stuff actually works, but but you're just so darn nice You come on and you give it away for free and you have a drink while you're doing it. It's pretty funny Empowered is synonymous with why? I always said from the beginning man that the goal of the channel is to empower one investor at a time An empowerment for me is to understand Or answer the question to yourself as to why why do you want to be an investor? Why a lot of people ask them? Why why do you want to invest? Why are you talking to me about investing? Why? Why if you can answer for your that for that self and or you can explain it to a friend or you can maybe sell Ethel Flip a little reverse psychology on Ethel. Let her know why you invest It's a beautiful thing. Okay Being empowered is to understanding why you do what you do to have some perspective about this gig to understand That a share of home depot is different than the lot of cash that you have in your wallet It's different taken on a different form of money. You own a piece of that company It's yours, man. You own it. It's okay You don't have to look at the dollars that fluctuate in home depot and assimilate those the same way that you do Assimilate those very physical dollars, you know with the funny old white guy on it, right the presidents You don't have to make that correlation. They're they're two completely different things They're different Forms of money one of the best videos i've ever released through youtube. No doubt about it. Nobody watches it. It's funny It's okay. I'm good. I've done my part I'm good Command your money. Not the other way around. I've already mentioned that Avoid fees and tax protect, which is very the niche on the channel Again, if the masses were to talk more like me, I would bow out Stage right good to go people get it. I've shared the message. I do it myself. I'll benefit from it It's not like I'm like giving away a secret that I'm gonna feel bad if you benefit from it Come on everybody can resonate with the idea of avoiding fees and tax protecting their money The problem is a lot of people do not hesitate with those two fundamental truths and investing They don't do it and I think it's unfortunate some of them miss an investing Get rich quick buying courses I That's so crazy, man And I get that they're making killer bank with that money and I guess good on them. See I'm the quick to say man. I think it's wrong. It's wrong Yeah, it's the moral code that I was blessed with Um investing is gambling Um and the very niche of this actual program is to suggest that There are only a few people out there with the answers And they go to some like synagogue to get this spiritual enlightenment and they go talk to the oracle All right, they climb up and they talk to the oracle and they get the answers To the heavens bestowed upon them and then they come down and they feed that to the minions For a small entry fee of $1,549 It's not true. It doesn't exist The ideas and philosophies behind dollar cost averaging the first vacation of the markets and and the products that exist therein to meet that end They're not secrets to warren buffett's point. And you don't have to go. God dang it. I feel that this guy's really really smart No, I'm not I'm borrowing that from a really really smart cat Who's a lot older than me and a lot uglier than me. I'm better looking at warren buffett. All right But warren's a stud. He's got it. He's got it licked me and warren or mates Okay, warren's a stud. He gets it right very very simple All these all these answers are right out there at your fingertips, man All you got to do is just find them for yourself if you want to We revolve around some of those to make it a little bit more entertaining and a little bit more available through the compliments of youtube And you can just pull some through your connection through your nice smartphone every single friday for your viewing entertainment And hopefully you're wiser for it guys. Let's jump in here rip through some comments, man Hi, nice to see you did something happen to the channel. It says there is an error I I don't think so. I think it's okay. There could be they could have pulled the plug on me Because again instead of bantering to the whims of youtube, um, I actually do the opposite You're just sour. No, I'm not. I'm good. I'm good. I just buy social media So it fits perfectly with my attitude. Oh, yeah, reduce my taxes by moving to south dakota Don't down about it, man. We might me and my wife talked about it. Hell. I could go by half the state Good grief wouldn't have to deal with these high real estate you know Why to to get to epi sooner If you can do it do it, I'm all about it All right, the message that I'll continue to put through will not be to banter to the few It will be to cater to the masses And the masses need this information and again if you can put away $50,000 into your future where you wouldn't have had the potential to do that Had it not been for the inspiring message that you get on my channel, then then that success Mm-hmm And I don't profess to have those answers There are level two level three level four traders. I guess out there That have those secrets. I do not It's not my skill set You know value investing is it works And it applies to the masses a lot of people don't have the time Nor the education to to learn those levels of advanced trading advanced levels of Actively trading the market and so I don't cater to that crowd My message isn't for everybody It's no problem At what point would it make sense to roll over a tsp into a Roth IRA? You can do that at any time. It's an option for you. It's a good option I'm actually toying with that very notion myself Because my Roth will be eligible at some point to roll over into my into my individual Roth I'm not sure if I'll do that. I like the product I may just continue it to grow and may just vest it to my kids as an inherited tsp I may just do that. I don't know. I'll make those decisions a little bit later But that option for your awareness is on the table But I certainly won't comment as far as whether or not that will be good for you in your particular situation at this juncture All right. It's a it's a good question. Thank you Marauder rauder raudi Nice noise. Nice Kevin's Kevin's in the house Kevin rose crayons to put my can returns in my portfolio now Can returns I used to do that like cans like soda cans Yeah, I used to walk around the loop and pick up the cans. It's five miles I used to walk around pick them up and I'd get like, you know 30 cents worth of cans and I'd go buy lappy dappies at the mercantile Mercantile not stork is a mercantile. Mm-hmm. I grew up in the country No, it's true story true story absolutely The good stuff. What's ever clear boys in the house, man. I anointed some cats with some wrenches It's the very least I can do for you. I know it's a digital gift But hey, it's the very least I can do to to say thanks for your You know your your your kind comments Everclear boy. I enjoy reviewing your twitter feed. It's nice. Appreciate it. I appreciate you coming in to help support the message It's good to go finally on time to listen to the two-hour Target earnings report this week incredible love the inclusive culture. You bet man. It's a good one That's a good dividend payer. That's for sure I got the nuggets chase says great to see you chase. Thanks for coming in really appreciate that Um, how about tesla? Oh, I saw a spirited debate between the gents yesterday last week. I had to jump on that was pretty funny um, I have a different twist to the future and um, Kyle has a his his idea about where the future is going and The utilities and it was all matt could do to offer Half of what he believed to maybe potentially be true and and the other half to talk kyle off of his horse Me, I think the future is probably going to be a whole hell of a lot like it is today Whole hell of a lot more simple than in my My thesis and application. I think we're going to branch out. I think we're going to In bolden when we already are with the nuclear contracts and the plants that are going in worldwide I think renewables are going to become more of a thing And I don't think diesel's going away if you want to know my my perspective all right drinking the stocks like we said fantastic Average counts double and seven. That is correct He's at seven. That's correct Um That is true. That is very very true. I've got a little element to the portfolio that's exposed A little bit more than I maybe would like uh in the speculative trade right now And and you know, we need that to materialize a little bit that I will continue to be patient on it The rest of the portfolio is doing fine. You're absolutely right I do aggressively fund the portfolio pretty well so I'm looking at about five years on that with a little bit more of an accelerated pace if I can get there I'll be satisfied with that because again, I I do Aggressively fund these portfolios and I I do have some side hustle income which would be part of more of more of my Kind of think and grow rich mentality You know, I come on here all the time and profess how important investing is If you invest to become rich You might you might be disappointed Um, I think if you're really really hungry and you really want to become rich for whatever it is that means to you guys Perhaps maybe you'll seek out and justify a side hustle of certain sorts starting a business, right? Branching off into real estate with it with a rental of sort things like that It just speaks to the level of hunger that you have for the crap that I'm hungry. I'm also careful for me. The independent investor channel provides me a nice business opportunity with infinite upside Potential with very little overhead. So it just seems to make sense to my simple brain and It's surprised me as of late. It can be a lucrative undertaking A lot of fun Having a lot of fun the quicker I can get there the more eligibility all have To do what it I what it is that I want to do in reaching the masses because I'm not getting If I can reach 10 000s of people, I will I have no problem with that They'll get the same message that you guys are getting tonight. Same thing. I don't change who I am I'm the same fella every single week. Um, I was a little more saucy tonight Which I'll probably watch this back on the playback and get a little chuckle out of it When I'm in my element like this you get the best the best product out of me Because it is it is fun to pick fun at life a little bit and joke a little bit and You know, maybe remind people that they don't have to be so serious about everything Ryan's about to hit a half a mil. I've already hit the half a million I was up to about 5 45 and Took a nice downturn there in the portfolio But we've made about half of that back and and and I expect to make that over the next coming years You know if we're tailing off out of this bull market We're we're going to have to enter into a little bit more of a prolonged type of Expectation a little bit more reasonable expectations in the market because the last 10 years have been pretty conducive to investing It's been pretty favorable. I think anybody who's Been around financial markets for more than 10 years would agree with me on that. It's been it's been good It's been good. I'm in that position because of it, but uh, you know appreciate you pointing that out Yeah, it is what it is They are they're interesting, you know, I'm not asking you don't have to pay to watch them I'm provided compensation to roll those out so take that as a grain of salt somebody's paying me To provide awareness because for whatever reason they feel like they're getting a raw Uh the raw into the stick in the marketplace So a lot of it has to do a short selling guys if you want to know the truth of it It has nothing to do with pumping the stock doesn't have anything to do with that. That's illegal A lot of these companies want to provide awareness and they want to do so through the compliments of social media What better conduit than provide that to a live audience? Where the shoe fits and this is an investing channel the shoe fits and me It's part of my payment for What I enjoy doing. I love it. I love interviewing CEOs on the channel man. I really love it And I appreciate that the message will be based upon the amount of impact that we'll make for people. It's that simple I appreciate you coming in here, Eric. We're going to shut it down tonight a little bit Matt, thank you so much Me my brother, you know, a lot of the what I value through social media. I scoff at it all the time I do I really do I scoff at the negative that people can get From a social media message and they can be impacted negatively from it But there is a bright side to social media the network of the my close Few folks that I've met that I have the utmost respect for Absolutely matt's on that real short list. There's no doubt about it there's a lot of community members that I feel the same way but Myself and matt are engaged in business and I don't take that lightly. I do not My business interactions with people I take Very serious. I'm a businessman by heart And my business interactions with people are at the highest of my conviction And matt's right there at the table with me. Appreciate you coming in brother. Thank you Absolutely Mm-hmm. This is about hot ryan's mesh. This is not my baby money. Very cool. Very cool Oh, he he he rolls out his portfolio doesn't have to do that. He shares his success story I mean I share matt's success story with others that I know when I introduce him I introduce him to a lot of people and I'm first to say this man is a self-made millionaire And and I'm proud of him for doing it. He did it What does that have to do with anybody else? It's his he owns it Own own your success Stop being such a bitch about stuff Stop cowering down to people with success around yourself with people with success Look if we were a bunch of hobos out on the street might be a different tone and tenor in this community But there's a lot of people in here with seven and eight figure portfolios Yeah, success is contagious Yeah, if you want some Get some like Warren Buffett says man, it's there for the taking no whiskey. Just keep your trying to save money Awesome. No, it's great to see you man. And I won't I won't get to all these comments tonight guys I don't want to go much over 60 tonight. I am still recovering. I still feel it. It's been eight days straight And it was tough. It got on my lungs a little bit which was tough And and I've been off the workout this morning was the first workout I've taken Which was nice actually to get back on the horse But I am going to take some r and r tonight. It's been a rough week on me By the way, did we invest in highly on keeping our fingers crossed? Fantastic congrats on that. I think you're getting in on the ground floor of a fabulous opportunity It'll be great to see them them roll if they fall into the two to three mil of rev this year It's it's all bets off for next year going into mass production and scale with the complements of peter built In their in their back pocket peter built turns out 40 000 units per year However much they're going to be able to accommodate their customers for highly on is going to be the golden question going forward It's going to you're going to be a lot of fun. I'm a believer. I believe they're at the precipice of a very very disruptive Opportunity through their technology in a long haul trucking. It's really just that simple very cool stuff And Kevin hello, 57 years old hope to retire Yeah, you know, I appreciate that. Um, try retiring from your own message You said ryan, it's yours. Hell you can have it brother. It's all good. It's yours Nothing special about what I say I formed together my words To to to project out of sentences. I put different tone and tenor On my message to try to make certain points stick I throw a few jokes in there. I bring in my Imaginary hefty every now and then to make it stick to get under people's skin And with all of that effort there will still people there will still be people out there that justify Why they cannot do this Why they cannot pursue it? Why they don't have a few minutes to devote to the craft? And I think for those people man, I wish them all the luck, but I know where I'm going It's just that simple and for you guys I think it'd be in your best interest to identify where you're going as well Really appreciate you guys tuning in to fast to 60 minutes on youtube. No doubt about it We'll be back next friday for the last live stream in a couple of weeks I'll be going on spring break with the kids Much-deserved spring break. We're going to wrap it up here We'll engage next friday for the last one before spring break And then we'll take a week off and we'll reconvene a week after that on the fist of 60 minutes on youtube man tonight was a riveting show I hope I got to at least one investor man It's in line with reaching those people out there that if you can be inspired And you can be unchanged and you can be motivated by the message man That's certainly payment enough for me. It's all I need To understand that we're reaching people and we're making a real difference in people's lives Be well guys. Have a great weekend. We'll catch you next