 So good morning and good afternoon to everyone joining this session wherever you are joining from my name is Jennifer Kadim. It's great to have you all in our session on innovative financing for youth in locally led adaptation action. Our session is hosted by student energy Macquarie University Youth Climate Change Association and the International Center for climate change and development in short it's called the cat. So, right before beginning the main session I would just briefly like to ask my colleagues who have been working to get this session going to introduce themselves a bit just name and which organizations are they from. So, I'll start with Joshua Joshua. Hello everyone. My name is just one person. The executive director for green Africa youth organization, which is a co host and a partner to CVF 14, and we are leading the youth inclusion track so really happy to see all the youth sessions unfolding very successfully. And we look forward to your participation today on this very important topic. Thank you. Okay, sake. Hello everyone my name sake Park I'm a program coordinator at the International Center for climate change and development based in Bangladesh, like to be a part of the session today. Okay, Barbara. She on the line Barbara. Sorry. No, no, no, it's perfect. I just, yeah. So my name is Barbara Etsy. I'm the session coordinator to volunteer for these session and a come from an events management background. Hi everybody. Great. Me man sure. Hi everyone. Namaste from Nepal. I am the zoom support volunteer for this session. So welcome everyone. And we also have David, our rapporteur. Hello everyone. I'm David Patel, but I'm from ID researcher in the climate change group. Happy to be here, rapporteur for you. Okay. And we have a few more people Joseph. You like to just introduce yourself. Hi everyone, my name is Joseph. And Emmanuel. Hello everyone. My name is Emmanuel. I'm the founder for Macro University climate change association from Uganda. Thank you. We have Monica. I'm Monica. My name is Monica. I'm working on the environmental equation. I'd like to work on the climate. Thank you. Do we have Chibuna on the call? Yes, we do. Yes, Chibuna. Great. Hi everyone. My name is Chibuna. I'm working with student energy on the global energy project. presenting the Sub-Saharan Africa region as the regional coordinator. Happy to be here. Perfect, and last we have Athea. Hello everyone, I'm Athea Khatibi. I'm working in public law institutions of University of Tehran in Iran. I'm so glad to be here and looking forward to have a great discussion together. Perfect. I hope I'm not forgetting anybody else and I would like to request the participants if you'd like to take advantage of the chat box and tell us where you're from, just say a small hi or hello and from that country or that organization that would be great to know each other. I'm requesting Saki to go with the housekeeping rules. Saki? Thank you, Jennifer. So for those of us that have been attending CBA for the last few days, I think quite a lot of us are familiar with the Zoom functions as we have. So I'm just going to run through them a little bit. So if you can see either you're on your phone or your laptops, there's the unmute and start video buttons. So we'd request that everybody could keep themselves muted until we get into the discussion or breakout sessions. And if your connection is a little bit weak for some of us as well myself, it'll be a little bit weak during some of the session. So please feel free to turn off your video. We would request that at one point maybe when we're trying to take a group photo if you're able to for that time, just to turn on your video so that everybody can get to know each other a bit. And as Jennifer mentioned, we have a chat function. So please feel free to write any comments or questions that you have during the session and please start with your introduction from where you're from, anything that you'd like to say about yourself. Please feel free to go through that. As some of the speakers will be doing a bit of a presentation, we'd also encourage everyone to use some of the reactions. So that's on the far right of the screen there. So please feel free to give any reactions or anything that you agree with, anything that you'd like to say. And then please, if you would like, follow up with that on the chat box. I will make one reminder for everybody is that we'll be recording the sessions today. So even in the breakouts, we'll try our best to be recording the sessions so that it helps us to keep up with the discussions that are happening. And then eventually we'll go into the breakouts. At that point, I would request that when we go into the breakouts you might lose connection for a couple of moments. So please just keep on top of your phone or your laptop and you'll be should be going into the breakouts in and out automatically. Our Zoom volunteers will be able to help with that. So I think that's about it. Thank you. Thank you, Sakip. So we'll just give a brief of the session that we're going to host now. To begin the session, I would like to mention why it's so important to get young people involved in climate action. So first of all, young people has the ability to drive change in the society. In recent years, we have seen a surge in young people taking different initiatives all around the world to combat climate change impacts in their own communities, both in the global north and in the global south. There is a need to create more opportunities in terms of research, innovation and finance for young people to get involved in climate change adaptation. So when we talk about climate finances, we must understand what type of funding schemes should be available for youth and not only for the bigger projects or national to support the national budget, but what kind of funding schemes should be available at local, national or regional level that will enable youth to enhance their capacity and support their work, the work that they're already doing in climate change. To do that, our session will explore some examples from both the global south and global north and we'll share some good practices, experience and lesson, how to promote cooperative action to enhance adaptation finance for youth and we will try to identify actions, opportunities and if necessary, policy changes or policy development to strengthen the support for locally led adaptation. So in a nutshell, that's the whole zest of the session that we are going to explore today, but before we go into the presentations, we have some, we have two really great presentations from our colleagues. We would like to do a small poll. I would like to request my colleague Barbara to take over from me and we do a small poll for a few minutes. Barbara? Yes, I hope that everybody can see it and if you can please answer the few, these few questions. So what your age group is between 16, 20, 21, 25, 26, 30, 31, 35 and 36 plus years old. I hope that everybody can see it. Yeah, I can see that you're already answering, great. Jenda, which region you're based in? How knowledgeable you are about climate change issues and how knowledgeable are you on international national funding issues? We'll wait for a few seconds more. I can see that almost, good parts. Oh, not sure. Okay, not sure what happened there. So the poll is as handed, if anyone else to answer. Yeah, so we have most of the results. I can pass it over to you. Thank you Barbara. So the poll results will be discussed right before the breakout session. So we know that where we are from that we hope that that will make the discussion more comprehensive. So right now I would request our presenters to get ready with their presentations and our first presenter is Atee Khatibi from Iran. She will give a presentation on the current challenges on adaptation finance and look on the current status of a locally led adaptation finance. So Atee, if you're ready, we're good to go. Yes, I'm ready. Just could you please share the PowerPoint slides? Yes. Thank you. I think Barbara has the PowerPoint slide. Okay, hello everyone. Good morning, good afternoon, good evening to all the participants from around the globe. I'm Atee Khatibi from Iran and I'm talking about current challenges on climate change adaptation finance from the global situation perspectives. And I hope to keep the time and explain on the challenges very briefly. Next slide please. Okay, as we all of us know a dramatic increase in investments in adaptation and resilience is necessary across the public and private sectors. But we have seen a progress has been around the globe but the progress was very slow and we have to accelerate the progress due to climate change adaptation finance. But unfortunately investments in adaptation today has achieved limited success and faced many challenges that we're talking about challenges today in this discussion. Next slide. I have categorized the challenges regarding to climate change adaptation finance into four category and I will explain briefly on the subcategories of the title. One of the most important challenges in adequate support for an adaptation investment despite the urgent need to investment in public and private sectors for climate change adaptation the political leaders are really reticent to commit on investments in adaptation. The first category is insufficient public financial support. Despite the enormous climate resilience investment needs progress has been slow. As of 2018 only six of G20 countries had submitted long-term climate climate change plans to the UNFCC and G20 established climate adaptation climate change adaptation working group very recently in 2018. On the other hand although aiming to deliver 50-50 balance between adaptation and mitigation projects in 2015 and 2016 only 27% of climate change flows from major OECD donors to developing countries in adaptation projects. And the point is that we need to track financial flows and establishing a tracking system would be great to manage large amount donor funds more effectively. The second one is insufficient incentives for private finance to act. As you know investments in adaptation has faced with two discrete components of investor adaptation. The first one low awareness of the opportunities to invest in adaptation and low awareness of the climate change impacts and investment returns. And the second one is the lack of commitment to consider resource and financial capitals into adaptation. And although the information on the link between climate change and a natural disaster has been increasing but the link between financial risk arising from climate risk is not really well known. And besides this the governments are not very eager to commit a positive obligation on sustainable development goals and environmental and social priorities. But most of the positive commitment is related to renewable energy. And the last one in this category is low level awareness of the need for adaptation and source of funding. There is increasing activity on adaptation. Non-slash there is limited awareness on climate change impacts and adaptation option among local community and non-state stakeholders. All of us know that these actors I mean local community and non-state stakeholders are really effective in playing a role in adaptation. But unfortunate leading formation on financial resources at international national and local level are scattered among recipient governments. Lack of this awareness could prevent local actors for playing their active role in adaptation. Some example of this information is how much finance available, how can access it and how it's finance meets the needs of adaptation. Without access to information non-state stakeholders cannot identify the most relevant sources for other countries. And I should just notice that the CEF country support has been designed to address some of these challenges by providing information and support to countries in accessing funds. Next slide please. The next category is policy and practice in the financial industry. And I should just notice the first one which is a weak legal framework which is really important in financial industry. At the system levels, financial regulation on climate disclosure and climate risk management has lagged. Even if there is a regulation but its enforcement is the other issue. Most of the rules and regulation has focused on systemic risk management and compliance. But they have not focused on adaptation, risk disclosure, central issues of financial management. And the last one in this category is a lack of harmonized metrics and standards which I think it is really important. And I will explain why it is more important than weak legal framework even. We need some climate resilience metrics to measure the effectiveness of financial activities. But as the adaptation context is really specific, it's really challenging to define metrics in order to evaluate the success. And part of a problem is inadequate methodologies and evaluation techniques for all types of investment. On the other hand, as the methodologies of defining metric is different in each countries, even the definition of adaptation is different between every countries. It is really difficult to reach the common metrics and standards for evaluation. So we need the common definition, terminologies, evaluate metric and categories to take further steps in this regard. Could you please move to the next slide? The other one is market challenges which is really important and related to the financial challenges in climate change adaptation. Even if there is awareness of risks, market barriers still is the other barrier to investment in climate change adaptation. The first one is perceived lack of profitable investments. Though many adaptation measures are ripe for investment, some investment in adaptation are perceived as public goods and governments often struggle to internalize these benefits or align them with private incentive sufficiently to attract investors. Many of the vulnerable countries which are most in need of adaptation are also the markets perceived to be the riskiest investors. And the last one is perceived low commercial readiness of adaptation. Many adaptation technologies are going to offer the promise of cost reduction, but often it's really difficult to converse investors on the marginal increase in profitability. In some cases, the risk-award profile of investment is prohibitive for investors. Investment opportunities are too capital intensive or the potential to reduce expected losses or value at risk serves as an insufficient impetus to drive investment. Next slide. And the last category I would like to explain on is low capacity for adaptation. And these two subcategories low capacity within the financial system governance bodies and the last one, low level capacity to develop projects and monitor and evaluate progress. Understanding of climate risk is necessary at financial decision making, but there is not understanding at these levels and the financial regulatory agencies are lacking these expertise. As this is a new issue and also financial issues is really complicated and involve a complex mix of science, economics, management and policy. And still more steps should be taken to integrate climate risks in financial management risks. And some of the developing countries may be leaders in this respect as having already adapted policies to provide consensual terms for climate related lending and consideration of climate change in the management of their pension funds. And the last one I would like to notice that access to climate adaptation finance can also be limited by low technology capacity, by low technical capacity to propose and develop projects. Most of the vulnerable countries need capacity to present the full set of projects, outputs in a logical manner to get the fund from investors. Investors expect project proponents to demonstrate that their project are effective, have opportunities, risk management mechanism and will achieve a favorable internal rate of return which is quite challenging for today. Next slide. And just finally, I would like to mention that I just mentioned some challenges but I'm looking forward to have a great discussion today to reach some solution and how we can overcome these barriers because as we all of us know that given the increasing urgency with climate risks and the potential that climate changes will occur more rapidly and with greater impact than we think about now, there is no time to lose and we have to accelerate our measures to have impact in your future. Thank you very much for your attention. Thank you, Atee, for shedding some light on the current challenges in the financial climate finance sector. I think it's a huge issue in the global south that we have very low adaptive knowledge and adaptive capacity at the moment and we really need to get into the better discussion from the breakout sessions that I hope some of our participants can give us great innovative solutions and I'm expecting quite a good number of examples in how we can mitigate this situation and build better financial mechanism. So our next presenter is Sarge Joy. Sorry if I pronounced it wrong again. So his presentation is on financing youth lead adaptation action and he will shed some light on the current challenges and case studies from Western Africa. Sarge, the floor is yours. Okay, good morning. Can you please put the presentation? Thank you very much. So thank you everyone and thank you for the opportunity to be part of this amazing session. I would also like to thank my, the previous speaker Atee Katibi. I think he make a very brilliant presentation and make my job very easy. So go to the next slide. What I'm going to do, the first part of my presentation I will precise a couple of things on regarding adaptation finances and the challenge my previous speaker already started talking about and I will try to focus in the second part of my presentation on some of the paradigm I think is needed to be shift in order to improve a supporter to youth led adaptation action through financing mechanism. Go to next please. So when it's come to adaptation financing I think it's very important we start to understand what climate finance mean. And we make a lot of mistake when you ask a lot of people what is climate finance? The first thing come in their mind in green climate funds. So everybody think that the climate finance mean green climate fund and that's a very, very huge mistake. Climate finance doesn't mean green climate fund. Green climate funds is just an example of international mechanism to support mitigation adaptation project but climate finance itself refer to local national or transnational financing drawn from public, private or alternative source of financing that seek to support both mitigation and adaptation action. So when we come to understand that we can still have a local mechanism and to support adaptation process I think that is a very, very important move. The other things I want to address in this part is just to highlight the fact that Africa today count about 14% of the world population and only 3% of all climate finance flow into the continent. So just to highlight a couple of gaps so it can help us to understand what is important to make this move. And finally, I also want to highlight the fact that climate financing does not mean financing energy transition because here we are discussing the challenge regarding adaptation or mitigation financing. And when it come to fund from climate mechanism the first sector who come to mind to everyone is energy sector that make the country in the continent like Africa or Sub-Saharan Africa where the target or the priorities adaptation they finish to lose a lot of support because the target and the focus is in the energy transition. Go to the next please. So when it come to challenges I try to highlight four different challenges to support what has been already presented. The first one I put it in the budget cycle. You know, most of the developing country is struggle to raise fund for adaptation above for mitigation also because they have to adapt to the fund the budget cycle. I think big funding, climate funding support like Green Climate Fund or Adaptation Fund or International Investment Fund all this is very, very hard for the country to be able to adapt the normal or traditional budget cycle to this funding cycle. And it's also one of the critical challenge. The second one is about covenants. I think most of the climate funds in Africa or support in Africa go to strategy and program development that take over five years. So one is to develop the National Adaptation Program processor, the NDC development and the revision. I have been working with many countries who have started the revision of the NDC without implementing the previous one. So like we have an NDC since the Paris Accord and now five years later we are doing the revision. We have even started implementing the previous NDC. So we have to know what is a priority. Is the priority putting the support into the action or with this money to do readiness program to develop strategy or to develop plan and five years later co-again and do the revision of this plan. That is one of the challenge. Go to the next please. The other one is in the impact. I think it's related to the previous because the focus is not put most of the time in the country priority, whom as in our context are adaptation action and is more put in just a project to support a transition or to be able to easily count the avoid that green gas has its emission. And the last before I go to the second part of my presentation is about accountability. Most of our policymaker in our country, they are more focused and being accountable to the founder, but not to the people and not to the young people who are driving a climate action and not to the community. And that is also a challenge when the focus has to be how can we manage the system to be able to be accountable to the founder? It's not the wrong to be accountable to the founder, but when is the only priority is become the problem? Go to the next please. Now in this slide, I think that is the most important of the difference within the previous presentation is how to shift the paradigm in supporting youth leader adaptation action. And I just want to focus on these three points. As we all know that the money as the founder, the aspect in finance should tell you, the money always flow in the direction of capability and capacity. That means when we support the development of capacity or building capacity among young people, we are preparing them to be able to easily assess this fund and support. The second one that the money move and flow in the direction of trust and partnership and relationship. And I think this is one of the biggest problem when it comes to support youth lead action, trust. Because traditionally we are learned that the young people, they are not responsible when the young people, we cannot give them a huge money, they cannot. No, I think we had to shift the paradigm today and not see the young people not only as those who are driving climate action and participating in the advocacy and co-ops and this and that, but when it comes to the action at local and national level, we don't trust them. But when it comes to negotiation, we say, oh, we trust them, they are the one who are leading the action. And when it comes to the project, no, no, no, we cannot give them money. No, if we can trust them in leading policy and the changing policy at very high level, why we cannot trust them in implementing action in local level? So it's very important that we consider that as far as we want to put trust in young people or partner with them, it will be difficult for this climate adaptation firm to flow into their direction. And the last one is that we have to note also that the money flow in the direction of solution to solve a problem. And in this point, that will also be a little critical on us as young people because in a context like in Africa, we have a lot of solvable problem. That means the problem is there. We know every year and everywhere. We know what are the challenges. Now is our responsibility now to think and to design solution and to be innovative. And when we find the right solution to this solvable problem, it's easy for us to put ourselves in the direction of the money. But as far as we will focus most of the time in advocacy and not propose a very concrete solution and action will be difficult also to assess this firm. So to summary, I say we should always keep in mind that the money flow in the direction of capacity and capability, in the direction of trust and partnership and in the direction of solution to solve the problem. So as far as we tackle these three points, we will be able to easily put ourselves in the position to drive more support to youth led adaptation action. I think that's all I have to share for now and I thank you for your kind attention. Thank you, sir. I think it was very interesting how you wrapped up your presentation at the end because you already gave a great solution because it is true that when we think about climate finance and we think about how we can involve the youth community to it in any way possible, we always think that if they're enough knowledgeable, if they have the capacity, but at the same time to take action, a lot of youth community are struggling with financial issues. So to trust and have a good relationship between the two parties is really essential. I think that actually leads to the point of innovative solutions. So that was really, really interesting to know. So thank you. I think before we go to the breakout sessions, I think my colleague, Barbara, would like to take the poll again because I think there are a few more people joined in at the end. So we would like to just take the poll questions again and maybe go to the breakout room sessions in about Barbara. Yes. So if I can ask everyone to give their answer to the poll again and I hope that everybody can see it. Just a quick reminder that all the co-hosts of the session are not able to answer. So we'll give about a minute and a half for everybody to respond, but we have five questions. So what's your age, what's your gender, which region you're based in and how knowledgeable are you on climate change issues, as well as how knowledgeable are you on international and national funding issues. We have about half of the participants now who responded if everybody can choose their answers as everybody responded to the poll. Okay, I will be ending it in a couple of seconds. So we have 58% of participants who voted, I've just ended it and I will be sharing the results with you. I hope that everybody can see it, but our participants are 17% between 21 to 25 years old as well as 17%, 26 to 30, 22, 31 to 35 and 44% is 36 years old plus. We have a 72% female participating versus 28% male. 28% of the participants are from Asia and 28 from Africa, 6% from Australia and Pacific region and 39% from Europe, nobody from North America and South America. And most people are somewhat knowledgeable about climate change and very much is 39% and in terms of national funding issues, 22% is not at all and 61 is somewhat knowledgeable and 17% very much. So these are the results to the poll, I'll stop sharing it and I'll give it back to you. Thank you, Barbara. So before we go to the breakout sessions, Sakip, do you want to post the questions on the chat box or do you want me to go through them just one time? Again, anyone hear me? Yeah, we can hear you. Sakip, I posted the questions in the chat. Okay, do you want me to go through the questions just once? Yeah, so overall what I would say in terms of the discussions, I know we've looked at some sort of the issues and the challenges that we've been having in terms of innovative financing for you, but what we're hoping is that basing on the question topics, what we'd like to focus on is moving from a little from the challenges and looking at what are some of the solutions that we could try and focus on, whether they're opportunities that we're not capitalizing on now, what are the things that we should be looking towards and looking at what are the different ways that I think as our presenters also framed it, what are the different ways that the youth could be getting involved in the different opportunities that are coming forward? So if the breakup rooms are set, Mimantra or Barbara? Yeah, it's ready. Okay, I'd remind everybody again, maybe you might lose connection for the room for a couple of seconds, but hopefully it goes through. Hi, everyone. I think everyone's just sort of filtering back in from the different breakouts. I would like to thank everybody that was facilitating and participating in the breakouts. Again, if you do have any questions or anything that you would like to know or something that you didn't quite get to finish, feel free to use the chat box. I'd also use this opportunity now to remind everybody that there are discussion boards on the HOVA app for a CBA 14 conference. So if you do want to take a little bit of time to think about something or something comes to mind later on, please do feel free to reach out and write on the discussion boards and we'll try and follow up as much as possible. Jennifer? Yes. So I think everyone had a very good discussion. I think there was a time constraint, but maybe we can have a bit more discussion here in the main session. So I would like to ask the first group who were working on the guiding question one to give us a few points from key highlights from their discussion. Either the facilitators or if any of the participants want to go, please feel free to do so. This is Emmanuel in our group session one. The question we're looking at was what are the current financial schemes? What is the role of the youth in implementing adaptation finance opportunities? And that's at the local level. And what are the benefits of engaging the youth for governments internally? And among the key critical issues that came up from our group, one is yes, we agreed there are a couple of possible financing streams for climate change adaptation. And we looked at one that we call for cost-based financing, which is within the Red Cross movement and other non-Red Cross actors that's looking at releasing funds to take and spatory action, early actions before disaster city tribe. And these actions range from actions at local level that build community resilience and also actions that prepare these communities in case disaster city tribe for effective response. Because yes, we agree that due to climate change, the frequency of disasters and the magnitude are increasing in number. So we looked at that and that the youth being energetic and they are within these communities, they are a huge, they play a critical gap in undertaking those actions at community levels. The second critical issue we looked at in our group was the need for local organizations to incorporate climate financing in their corporate social responsibilities. And I think the last point I can share here was also that the youth are still enthusiastic but they need a lot of capacity building and to be involved from the beginning, not at the point where they are now having plans and what are they looking for funds. So it's all comprehensive. There is need to build their capacity first of all in understanding what the challenge we are facing is climate change in all its different dimensions, so that they are able to make appropriate actions and also some of these financing streams have really strict requirements. So it goes back to the capacity building, engaging them in all these activities that are within country, like developing the indices and so on. That's what I can share for now. Thank you from our group. Thank you, Emmanuel. I know the group wants to add something on that. Yeah. Or if anyone has any comments on these findings or these points, just go ahead. If not, I will move on to the second group. What could be the best way for countries, municipalities and cities to mobilize funds internally to support locally led adaptation? Anyone from that group wants to present? If not, I will request Saki to do it. Sure. If anybody wants to add in anything, then please feel free. So we had a little bit of a talk about how we can, I hope everybody can see my screen, how we can be looking at using sort of donor funding to kick off projects for youth, but then sort of trying to see how that can be absorbed into national funding mechanisms, either through budgets or city corporation budgets or national level budgets, et cetera. So maybe that's some sort of a linkage that we could be looking in terms of mobilizing funding, as there's quite a lot of donor interest in doing youth projects, but they are sort of projectized in the short term. So maybe involving public sector entities and government agencies, that might be some way of trying to think about that in the longer term. We had a little bit of talk of coordinating the youth into sort of national platforms. So again, pitching one of the Global Center on Adaptations initiatives, the Youth Adaptation Networks is something that's been kicking off and we're hoping we'll be picking up a lot of steam and these sorts of issues are some of the things that we would like to be tackling within that. So please feel free to join in those. Again, looking at how youth or youth individually or youth organizations or community groups could be focusing on private sector entities within their countries and maybe using them as a sort of investment platform as well, what are some of the ways that we could be mobilizing funding from them. We had a little bit of talk about areas that the youth should be focusing on in terms of what are most attractive, quote unquote attractive for getting funding nowadays. That could be in terms of focusing on adaptation and disaster risk reduction in the sense of having a little bit of investment coming now can really save you with larger costs and future expenses later on. So maybe those are some of the activities that a lot of the youth could be focusing on, building a little bit of awareness for the youth to be understanding those things. And again, a little bit more focus in terms of what the youth are really geared up to do is sort of being a little bit more mobile and adaptable on new technologies using communication platforms, social media platforms, or even other sort of innovative creative technologies like mapping and remote sensing. So maybe those are some of the strengths that the youth locally led actions could be focusing towards. These are sorts of things that a lot of youth are a little bit more familiar and with a little bit of capacity building and a little bit of sort of resource support, those are some things that maybe could be used in terms of mobilizing larger funding and getting bigger projects and initiatives kicked off. So if I've forgotten anything, I'd hand over to everybody in our group. If not, I think that's about it. Thank you. Thank you, Sake. I was just wondering while the breakout sessions brought about really good points from based on the thematic questions, but if you had any comparative, not really analysis, but if there are some comparison between the global south and global north, where you are actually getting more opportunities or maybe less and how we can create more opportunities where there are none and maybe focus on a bit on the gender issues. If you have any, that would be great for the discussion. Just food for thought. So moving on to the breakout session three, how do young people want to be engaged to ensure sustainable financing for locally led action? So anyone from that breakout session? The floor is yours. And you? I think group three was Adnan and Chibuna. Okay. I hope they're still here. Chibuna, would you like to start? I can pitch in. Adnan, why don't you start and then we'll call on Chibuna a little bit. Yeah. Let me try my screen. Can you guys see? Yeah. Sure. Yeah, so moving into our groups, we basically discussed what are the avenues we can mobilize, especially from the youth groups to help self-sustaining finance for them, for especially projects they're leading or they want to lead. So one of the important points, I think that came at the end of the session was, how can microfinance or self-sustaining loans for the youth group can help youth group flourish their ideas regarding climate action or locally led action? I think one of the important, I think one of the important point that came out, I think it was from Juliet, youth group need to know or they need to be made aware of self-sustaining models or tools that can help youth flourish in their ideas. It's often seen that youth groups have amazing ideas, but they don't know certain pathways or they are not aware of, for example, if they want to include ideas for a project, they don't necessarily know the information on how to be self-sustaining or how to access the information to scale up their project. I think that's really important, especially when you are dealing with climate finance, like where to get that information or how to get involved in the processes to avail those information, especially if you want to start a project in their local communities. I think those are the two key points from our group. I would request anyone from our group or Tibuna if they want to add anything. Tibuna, would you like to pitch in? Yeah, just to give a brief overview of everything. Thank you Adnan for that intervention. So, immediately our discussion focused on how to enable young people to assess funds in a simple way, how to enable them to view the capacity to handle this project and then gain the accountability necessary to attract funding for climate adaptation. So, that's just what we have. And my colleague has already made the points clear, so I will just stop at that. So, the major thing is how can we help young people to simplify the processes and the requirements for assessing funds and how can we ensure that they view the capacity in order to maintain their accountability during these projects in their local communities. Thank you. Thank you Adnan and Tibuna. Thank you, group three. So, since we're really low in time, I'll just straight go to the group four. Their guiding question was, what are the possible ways to encourage our fund youths to learn about the climate crisis, develop a solution for an issue they're passionate about and take action to lead real powerful environmental change in their communities? Anyone from group four wants to take it? Two questions. So, I will just focus on the need to help you to learn about climate change. So, we will discuss about the little amount of youth that's participating in youth crisis or youth fight. So, we also discuss about making climate change learning, especially giving attention to be given to contribution of schools and young people in also doing it. It's so important to be upon their participating learning in school curriculum. We also look into starting youth learning about climate change in local communities, so as to schools and social care. And we also talk about the importance of religious leaders involving in climate change. So, we discussed that because religious leaders are gender for condition, talk about and care about. So, it is important to be said, we've said a lot to the whole condition. It is important for members to be consigned with. So, we also talk about making sure that youths receive stupid or physical sponsorship to learn about climate change. So, we discuss that it is vital to pay youth to participate in climate change also to fund them to take action. Thank you. So, I don't know, Monica, do you have anything to contribute? Thank you, Joseph. If anyone wants to make a comment on the findings from the four groups or make any suggestion, share any examples or opportunities for youth, you have a few minutes. We can give a few minutes if you like. Is there anyone interested? Yeah, just one. I think we've got a question in the chat box. Oh, sorry, please go ahead. Yeah, sure. Yeah, I think I can just generate some ideas from my own experience because normally, I think as young people nowadays, we need to participate, we cannot participate without getting anything from whatsoever activity that we're pushing. So, I think that gives us a very bad, or paints a very bad picture to those who have their resources. So, I think one way of generating interest is about getting the necessary youth leaders who are serious and then setting the agenda and also stating what value can we add to already existing programs? Otherwise, I think with the experience that I have, most of the young people from where I'm coming from, they are not ready to do things just for free, voluntarily, and it defeats the whole purpose of donor supporting the initiative. Thank you. Thank you. Absolutely. I think this was also something that we covered a little bit in one of the other sessions talking about how to involve youth a lot more into climate-related projects, but then also being a little bit aware of the fact that not all youth are within the same sort of standing and background. They might have economic struggles from lower-income households. They might have household responsibilities, so on. So then also asking a lot of youth to assuming that they have a lot of free time and a free resource to being able to sort of volunteer and get involved with projects. That's a big ask. And that's maybe something that we should be rethinking as well in terms of how we sort of mobilize these projects. What are the best ways of sort of involving the youth in terms of making it more attractive? An incentive project for them to get involved and that's a very good point. Anyone else? Sorry, can I just add something? Absolutely. Yeah. Regarding to the first question, maybe I just would like to share this point that local participation, especially youth people in adaptation process could help governments to prioritize their recipient fund on the needs of most vulnerable groups and local volunteer, particularly youth, because we know that the amount of climate change adaptation fund is not really much. And we have to ask youth people and also local NGOs in the local community to go through the local community and ask them about their needs and about their approach on climate change adaptation so they can pass these kinds of information to local governments and also to national government level. And they will, we have to encourage the local governments and national government to use these kinds of information which provided by youth people in developing their plans, especially national climate action on adaptation. So the government will also be able to prioritize the budget on the needs of vulnerable group because they have already have some information about the needs of people. So it's a good chance for them to get the fund and then allocate the funds to the most vulnerable people. And one of the participants asks a question how we could be sure that the government will consider the vulnerable needs rather than their needs. But I have to say that we have to ask government, although it's really difficult and challenging, but we have to ask them to establish some online platform like which can work like a data base. So it will be so transparent for all the local community and also youth people to see what kinds of financial resources have been provided by the other international community for their government and how they will use these kinds of resources in the local community. So I think one of the most important issues is just establishing an online platform for evaluation that succeeds and also for monitoring the financial resources. Thank you. Thank you, Arty. I think we actually came at the end of the session and I will request Joshua to take over to wrap it up. And maybe if you have any points to highlight that you found really interesting from the discussion, that would be great as well. And before we log out, we will also take one or two photos. So Joshua. Yes, thank you very much. It's been an awesome session. I think what I found very striking is that there are not really clear solutions yet. There are bits of what we could do, what we can improve. There are a bit of also knowledge gaps in understanding what's finances in itself and how to get the money. I'm guessing that for me as a summary, I was a close-in remark, what our edge all of us to do is to really look for successful case studies that we could have like a resource repository of how folks manage to mobilize locally-led finance, particularly for youth-led holders. Because I saw that particularly in my group, for instance, and also through the feedback that came after the group session that there are not enough examples. There are examples which are good, but there are not enough of them. And we will need enough examples and case studies, successful case studies, or maybe not also successful case studies so we can know what doesn't work and get more examples of what works so that we can help sort of develop this further. Big thanks to everyone who contributed. It's been very great knowing sort of the process that some of you have been through. Collise from ACAP who shared sort of concrete examples. That was very, very helpful. Adnan from WaterAid also very great that you have this as well. So thanks a lot for everyone who contributed to our presenters. This was also great, sharing your knowledge with us. And we look forward to engaging you further. And as Saqib said, I would like to re-emphasize to use the Hoover app to further conversations. And if you have any documents, if you have any materials, that helps to sort of even explain better what you presented during the presentation of what you talked about, any examples you gave. It will be good for us to have this somewhere that folks can refer to when they think about this important topic. Having said that, thanks to everyone and I will encourage everyone to turn their camera on so we can have a group photo together.