 The demographic with the most money are older business owners, so people over 40 years old have the most money in the world. In fact, people over 70 years old have the most wealth in the world. It's pretty strongly correlated with age. So if I'm trying to make a million dollars a year, which is 83,000 dollars a month, I'm targeting older people at least 40, if not 50s or 60s. And number two, what demographic has the most money? Business owners have the most money. Business owners have a hell of a lot more money than, say, people who have corporate jobs.