 Thank you guys. Thank you for a movie here and I'm so happy to see a lot of people at the panel And thank you for our guests. I'll just introduce their name and then we'll have a lightning Discussion with each of them four or five minute each. We want to make sure we time in them with signals So okay, I'll keep it short because then the fun part is the panel. We have a nice discussion We have an interesting background from operation business development And also the software development so a nice panel and also what I'm very pleased that you know This planet is around the world from New Zealand to UK to Italy So we have basically all the continent a kind of kind of all the continent. I'm just missing Asia next time. All right Thank you I'll do it before the do I'll introduce the name and then eventually you come over and you have your own presentation Flavio Fazzano Bank in Tessa, Italy Roger Donaldson Bank on New Zealand Steve O'Day Clicedale Bank and I mean from Nordia Bank and Hernan Zitz Felipe from something there's some tech. Thank you First of all, let me just I'm very very honored actually to do a quick update to all of you I think is something to do probably a week ago if not to The clicker is here. Perfect There you go. So I just want to mention something a new newly formed the organization Finos is Probably the first time ever that we have an open community foundation that only is only dedicated to financial services and Open source so many banks are now finally joining to Contribute into the open source. What is all about Finos is a great idea is United the open source community and the financial service community to start together to collaborate on creating Solution for our financial services as you know, historically bank had been consuming open source for quite a while probably a couple decades Probably the biggest open source project that they consume its Linux, right? And also the variation of Linus being the redette Enterprise Linux supported version But more over there are many other body of code that are being present at your banks I'm sure you guys using Tomcat. You're using a dupe and many other open source So this is Finos is finally the joint venture between FinTech and FinServe I like very much that you know that the the new Entrance to the financial service units are meeting the banks into a community to really Organize themselves and share code and solutions So if you see a lot of very interesting members from the financial service community very top tier banking But also financial service and technology services joining the community a lot of a Project being launched and more to come and here is actually an invite to you to join the To join the community, right? It's an open source community, but it's led by Requirements and by use cases driven by the top banks very interesting opportunity and redette has been asked to join and thank you to to Finos executive director, which is here if you guys want to know more Gabiele and Peter The executive directors are here if you want to know more they can explain more about the community What is in this you why I brought it up because we just launched two weeks ago together and the open shift is the foundation of the Finos open development platform so we are very proud that the community is using the technology that you guys are expert in and Many banks have been already contributing to share their code with Deutsche Bank for example that offered to major projects here and I'm gonna go and jump into the banks